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3 star

Invesco India Equity & Bond Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.40 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.83 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 20.28 0.45 1.35 4.78 9.30 14.56 34.03 11.91 -- -- --
VR Balanced TRI 23.59 0.56 1.34 6.03 10.76 16.89 45.31 15.25 -- -- --
Hybrid: Aggressive Hybrid 26.10 0.40 1.43 5.13 10.42 18.08 44.17 14.26 -- -- --
Rank within category 40 14 25 29 33 42 43 33 -- -- --
Number of funds in category 49 50 50 50 50 50 47 39 31 27 24

As on 16-Sep-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Equity & Bond Fund - Regular Plan  | Invest Online
3 star
Jun-18 34.03 11.91 -- 2.49 396
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 43.01 16.23 14.02 1.65 45,748
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 60.94 16.49 14.70 1.80 17,880
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 45.70 17.16 13.95 1.87 7,516
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 40.98 17.38 14.86 1.93 6,493

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.05 01-Apr-2020 - 09-Apr-2020 -14.17 11-Mar-2020 - 18-Mar-2020
Month 13.21 23-Mar-2020 - 22-Apr-2020 -28.51 20-Feb-2020 - 23-Mar-2020
Quarter 22.01 23-Mar-2020 - 22-Jun-2020 -26.38 23-Dec-2019 - 23-Mar-2020
Year 55.00 23-Mar-2020 - 23-Mar-2021 -21.03 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 10.91 15.98 0.43 0.42 0.82 -1.86
VR Balanced TRI 14.75 18.44 0.58 0.69 -- --
Hybrid: Aggressive Hybrid 13.56 17.66 0.54 0.59 0.91 -0.19
Rank within category 37 7 34 36 6 31
Number of funds in category 40 40 40 40 40 40

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 47
Top 10 Holdings (%) 39.75
Top 5 Holdings (%) 24.66
Top 3 Sectors (%) 33.21
Portfolio P/B Ratio 4.10
Portfolio P/E Ratio 31.08
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.72% Ultratech Cement 2022 Non Convertible Debenture AAA 0.00 - 7.24 6.50
new 5.27% National Bank Agr. Rur. Devp 29/04/2024 Debenture AAA 0.00 - 5.09 5.09
equal 6.79% GOI 26/12/2029 GOI Securities SOV 0.00 - 3.93 3.91
equal 7.50% HDB Financial Services 23/12/2022 Debenture AAA 0.00 - 2.95 2.62
equal 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 1.47 1.29
equal 7.24% REC 21/10/2021 Debenture AAA 0.00 - 1.44 1.27
new 5.90% Bharti Hexacom 30/04/2024 Debenture AA 0.00 - 1.26 1.26
equal 6.45% GOI 2029 GOI Securities SOV 0.90 - 2.93 0.90
equal 9.90% Coastal Gujarat Power 27/08/2028 Debenture AA 0.00 - 0.29 0.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 24.94 5.52 2.88 4.64
up Reliance Industries Energy 33.56 6.01 0.00 4.42
down Infosys Technology 35.02 4.95 0.00 4.01
down HDFC Bank Financial 26.70 6.71 3.83 3.87
down Mphasis Technology 46.68 2.47 0.00 2.35
up Axis Bank Financial 29.30 2.34 0.00 2.34
equal L&T Technology Services Engineering 62.87 2.16 0.00 2.04
equal Bajaj Finance Financial 100.52 2.64 0.00 2.02
equal Crompton Greaves Consumer Electricals Consumer Durable 47.97 2.07 0.00 1.97
equal Hindustan Unilever FMCG 78.02 3.15 0.00 1.96
up Bharat Electronics Engineering 24.13 1.95 0.00 1.95
equal Voltas Consumer Durable 73.33 2.64 1.23 1.89
equal State Bank of India Financial 16.20 1.89 0.00 1.81
down Gland Pharma Healthcare 65.46 2.41 0.00 1.74
down Vinati Organics Chemicals 68.68 2.44 0.00 1.73
equal Indusind Bank Financial 25.46 2.61 0.00 1.70
equal Minda Industries Automobile 59.14 1.78 0.00 1.62
equal Kajaria Ceramics Construction 48.61 1.59 0.00 1.59
equal Larsen & Toubro Construction 19.35 3.23 0.00 1.53
down Ultratech Cement Construction 35.34 2.26 0.00 1.51
new SBI Life Insurance Company Insurance 93.05 2.00 0.00 1.50
up Ashok Leyland Automobile -- 1.50 0.00 1.47
up Krishna Institute Of Medical Sciences Healthcare 48.90 1.41 0.00 1.41
up AIA Engineering Metals 34.97 1.40 0.00 1.40
up Dr. Reddy's Lab Healthcare 46.83 2.17 0.00 1.36

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2021

Fund Manager

— Pranav Gokhale since 19-May-2020

Education: Mr. Gokhale is a Chartered Accountant & holds M.Com degree.

Experience: Prior to joining Invesco Mutual Fund, he has worked with IL&FS, ICICI Direct, Rosy Blue Securities Pvt. Ltd., and International Ship Repair LLC Fujairiah.

Interviews:

Funds Managed:

— Taher Badshah since 11-Jun-2018

Education: Mr. Taher Badshah is a B.E (Electronics) and MMS (Finance) from University of Mumbai.

Experience: Prior to joining Invesco Asset Management Pvt. Ltd. he has worked with Motilal Oswal Asset Management Company Ltd., Aditya Birla Sun Life Mutual Fund, Kotak Mahindra and ICICI Prudential AMC.

Interviews:

Funds Managed:

— Krishna Venkat Cheemalapati since 11-Jun-2018

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:


0.45%

Change from previous, NAV as on 16-Sep-2021

Growth: ₹ 14.6169

IDCW: ₹ 14.6177


Investment Strategy

The scheme seeks to generate capital appreciation and current income by investing in equity & equity related instruments as well as debt securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 30-Jun-2018
Return Since Launch: 12.53%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 396 Cr (As on 31-Aug-2021)
Expense: 2.49% (As on 31-Jul-2021)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 113.00%

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Viewpoint

The Case for ESG Investing

DateThursday, 30-Sep-2021
Time04:00 PM - 04:30 PM