VR Logo

Unrated

Invesco India Equity & Bond Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.09 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.43 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.01 -1.13 -2.50 2.20 11.43 18.32 8.58 -- -- -- --
VR Balanced TRI -0.05 -1.63 -3.96 1.41 14.89 21.78 15.03 -- -- -- --
Hybrid: Aggressive Hybrid 0.15 -1.29 -3.18 1.44 14.07 21.17 12.79 -- -- -- --
Rank within category 10 10 6 14 36 34 37 -- -- -- --
Number of funds in category 44 44 44 43 43 42 42 31 25 24 21

As on 27-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Equity & Bond Fund - Regular Plan  | Invest Online
Unrated
Jun-18 8.58 -- -- 2.44 367
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 10.88 7.91 12.06 1.70 35,655
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 14.65 8.30 13.15 1.87 6,194
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
Jul-15 13.99 8.01 13.47 1.86 4,379
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 17.49 10.12 13.33 1.97 4,170

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.05 (01-Apr-2020 - 09-Apr-2020) -14.17 (11-Mar-2020 - 18-Mar-2020)
Month 13.21 (23-Mar-2020 - 22-Apr-2020) -28.51 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.01 (23-Mar-2020 - 22-Jun-2020) -26.38 (23-Dec-2019 - 23-Mar-2020)
Year 16.73 (19-Feb-2019 - 19-Feb-2020) -21.03 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 11.89 18.30 0.39 0.46 -- --
Hybrid: Aggressive Hybrid* 7.45 17.49 0.16 0.18 0.91 -3.79
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Dec-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 46
Top 10 Holdings (%) 37.16
Top 5 Holdings (%) 23.77
Top 3 Sectors (%) 34.68
Portfolio P/B Ratio 4.44
Portfolio P/E Ratio 32.10
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 8.50% National Bank Agr. Rur. Devp Debenture AAA 0.00 - 9.38 5.88
equal 6.79% GOI 15/05/2027 GOI Securities SOV 0.00 - 4.40 2.91
equal 7.50% HDB Financial Services 23/12/2022 Debenture AAA 0.00 - 2.90 2.86
equal 6.45% GOI 2029 GOI Securities SOV 0.00 - 2.93 2.82
equal 5.79% GOI 2030 GOI Securities SOV 0.00 - 2.81 2.70
equal 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 1.45 1.43
new 7.24% REC 31/12/2022 Non Convertible Debenture AAA 0.00 - 1.43 1.43
equal 7.24% REC 21/10/2021 Debenture AAA 0.00 - 1.53 1.40
equal 5.77% GOI 2030 GOI Securities SOV 0.00 - 1.40 1.35
equal IDFC First Bank 16/02/2021 Certificate of Deposit A1+ 0.00 - 1.35 0.33

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 25.31 6.71 2.43 6.44
down ICICI Bank Financial 25.91 5.52 1.07 5.52
new Infosys Technology 29.80 3.02 0.00 3.02
down Voltas Cons Durable 74.62 2.64 0.64 2.56
down Hindustan Unilever FMCG 80.10 3.15 0.00 2.45
down HCL Technologies Technology 19.62 2.14 0.00 2.08
down Kotak Mahindra Bank Financial 37.57 3.05 0.78 2.02
down L&T Technology Services Engineering 38.54 2.16 0.00 2.00
down Dr. Reddy's Lab Healthcare 50.74 2.12 0.00 1.95
down Mphasis Technology 23.65 2.02 0.00 1.94
up ITC FMCG 18.91 2.01 0.00 1.65
down M&M Financial Services Financial 14.25 1.69 0.00 1.64
down BPCL Energy 19.53 1.66 0.00 1.62
up Whirlpool Cons Durable 100.84 1.78 0.00 1.55
down Titan Company Cons Durable 181.46 1.55 0.23 1.55
down Bharti Airtel Communication -- 2.98 0.00 1.53
up Petronet LNG Energy 14.43 1.40 0.00 1.40
up SBI Cards & Payments Services Financial 102.13 2.72 0.00 1.38
equal Ultratech Cement Construction 22.74 1.47 0.00 1.37
up Maruti Suzuki India Automobile 58.54 2.47 0.79 1.36
down Bandhan Bank Financial 18.68 1.36 0.00 1.36
equal Coromandel International Chemicals 18.06 1.27 0.00 1.24
down Apollo Hospitals Healthcare 228.57 2.67 0.63 1.23
new Crompton Greaves Consumer Electricals Cons Durable 57.18 1.21 0.00 1.21
equal Gujarat Gas Chemicals 26.18 1.16 0.00 1.16

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Pranav Gokhale since 19-May-2020

Education: Mr. Gokhale is a Chartered Accountant & holds M.Com degree.

Experience: Prior to joining Invesco Mutual Fund, he has worked with IL&FS, ICICI Direct, Rosy Blue Securities Pvt. Ltd., and International Ship Repair LLC Fujairiah.

Interviews:

Funds Managed:

— Taher Badshah since 11-Jun-2018

Education: Mr. Taher Badshah is a B.E (Electronics) and MMS (Finance) from University of Mumbai.

Experience: Prior to joining Invesco Asset Management Pvt. Ltd. he has worked with Motilal Oswal Asset Management Company Ltd., Aditya Birla Sun Life Mutual Fund, Kotak Mahindra and ICICI Prudential AMC.

Interviews:

Funds Managed:

— Krishna Venkat Cheemalapati since 11-Jun-2018

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:


-1.13%

Change from previous, NAV as on 27-Jan-2021

Growth: ₹ 12.2748

Dividend: ₹ 12.2744


Investment Strategy

The scheme seeks to generate capital appreciation and current income by investing in equity & equity related instruments as well as debt securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 30-Jun-2018
Return Since Launch: 8.27%
Benchmark: CRISIL Hybrid 35+65 Aggressive TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 367 Cr (As on 31-Dec-2020)
Expense: 2.44% (As on 31-Dec-2020)
Risk Grade: --
Return Grade: --
Turnover: 165.00%

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Understanding the new risk-o-meter

dateFriday, 29-Jan-2021
time12:30 PM - 01:00 PM