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Unrated

Invesco India Equity & Bond Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.12 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.29 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.47 -0.64 0.65 1.35 3.72 9.99 12.19 -- -- -- --
VR Balanced TRI 0.42 -0.87 -0.71 -0.24 4.35 6.58 12.55 -- -- -- --
Hybrid: Aggressive Hybrid 1.27 -0.63 0.04 1.18 4.41 6.95 9.60 -- -- -- --
Rank within category 15 24 3 18 33 8 11 -- -- -- --
Number of funds in category 43 43 43 42 42 41 38 31 24 23 21

As on 20-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week -- ( - ) -- ( - )
Month 6.58 (18-Sep-2019 - 18-Oct-2019) -9.54 (07-Sep-2018 - 09-Oct-2018)
Quarter 10.45 (05-Aug-2019 - 04-Nov-2019) -8.05 (27-Jul-2018 - 26-Oct-2018)
Year 15.42 (30-Oct-2018 - 30-Oct-2019) -5.33 (21-Aug-2018 - 22-Aug-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 13.65 10.24 1.18 -- -- --
Hybrid: Aggressive Hybrid* 9.64 9.97 0.40 0.62 0.85 -2.86
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 46
Top 10 Holdings (%) 43.94
Top 5 Holdings (%) 29.41
Top 3 Sectors (%) 40.89
Portfolio P/B Ratio 4.28
Portfolio P/E Ratio 30.57

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.98% National Bank Agr. Rur. Devp 19/09/2022 Debenture AAA 0.00 - 7.23 7.23
equal 7.87% HDFC 18/07/2022 Non Convertible Debenture AAA 0.00 - 6.13 6.08
equal 7.24% REC 21/10/2021 Debenture AAA 0.00 - 6.05 6.03
equal 8.43% Kotak Mahindra Prime 28/06/2021 Debenture AAA 0.00 - 2.45 2.44
equal 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 1.01 1.01
new 8.15% National Bank Agr. Rur. Devp 22/08/2022 Debenture AAA 0.00 - 0.24 0.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 26.16 6.59 2.43 5.56
down Reliance Industries Energy 22.39 5.61 1.49 4.51
down ICICI Bank Financial 67.36 4.76 1.07 4.42
new HDFC Financial 34.97 2.60 0.00 2.60
up Tata Consultancy Services Technology 25.12 3.08 0.24 2.59
up Kotak Mahindra Bank Financial 37.61 2.48 0.78 2.48
down Larsen & Toubro Construction 19.43 3.23 1.06 2.24
up Axis Bank Financial 46.11 2.18 0.00 2.18
equal Hindustan Unilever FMCG 67.81 2.41 0.00 2.04
down Indraprastha Gas Energy 32.07 2.17 0.64 1.94
equal Apollo Hospitals Healthcare 67.95 2.17 0.63 1.84
equal Aditya Birla Fashion and Retail Services 59.27 2.06 0.58 1.83
equal The Ramco Cements Construction 30.77 1.84 0.00 1.76
down Cholamandalam Invest. & Fin. Financial 20.50 2.11 0.57 1.74
equal Whirlpool Cons Durable 65.82 1.72 0.00 1.72
down Mphasis Technology 15.27 2.02 0.62 1.56
down Hexaware Technologies Technology 17.04 2.01 0.00 1.55
down Gujarat State Petronet Energy 14.25 1.66 0.00 1.49
down Exide Industries Engineering 20.02 1.87 0.64 1.48
down SBI Life Insurance Company Financial 80.15 2.00 0.00 1.45
down United Spirits FMCG 56.68 2.06 0.00 1.45
up Voltas Cons Durable 47.11 1.80 0.64 1.37
down Ajanta Pharma Healthcare 27.04 1.73 0.40 1.30
down Reliance Nippon Life Asset Management Financial 39.79 1.65 0.00 1.23
new Bajaj Finance Financial 50.59 2.83 0.00 1.13

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Amit Ganatra since 11-Jun-2018

Education: Mr. Ganatra holds a Commerce degree and is a Charted Accountant. He is also a Chartered Financial Analyst from AIMR.

Experience: Prior to joining Invesco Mutual Fund, he has worked with DBS Cholamandalam AMC Pvt. Ltd. and Fidelity.

Funds Managed:

— Krishna Venkat Cheemalapati since 11-Jun-2018

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:

— Neelesh Dhamnaskar since 11-Jun-2018

Education: Mr. Dhamnaskar is a B.Com (H)and MMS (Finance).

Experience: Prior to joining Invesco Mutual Fund, he has worked with ENAM Securities Direct Pvt. Ltd. and KR Choksey Shares and Securities Pvt. Ltd. He has also worked with Anand Rathi Ltd., as Commodity Research Analyst.

Funds Managed:

— Taher Badshah since 11-Jun-2018

Education: Mr. Taher Badshah is a B.E (Electronics) and MMS (Finance) from University of Mumbai.

Experience: Prior to joining Invesco Asset Management Pvt. Ltd. he has worked with Motilal Oswal Asset Management Company Ltd., Aditya Birla Sun Life Mutual Fund, Kotak Mahindra and ICICI Prudential AMC.

Interviews:

Funds Managed:


-0.64%

Change from previous, NAV as on 20-Jan-2020

Growth: ₹ 11.2432

Dividend: ₹ 11.2430


Investment Strategy

The scheme seeks to generate capital appreciation and current income by investing in equity & equity related instruments as well as debt securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 30-Jun-2018
Return Since Launch: 7.81%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 417 Cr (As on 31-Dec-2019)
Expense: 2.48% (As on 31-Dec-2019)
Risk Grade: --
Return Grade: --
Turnover: --

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating a company's financial health from the Cash Flow Statement

dateSaturday, 25-Jan-2020
time12:30 PM - 01:00 PM