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Unrated

Invesco India Equity & Bond Fund - Regular Plan


Hybrid: Aggressive Hybrid

1 Lakh

Investment declined to
₹ 0.99 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.20 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -8.00 0.02 0.97 4.07 10.11 -8.60 -1.37 -- -- -- --
VR Balanced TRI -8.40 -0.32 1.38 5.53 15.46 -8.98 -3.15 -- -- -- --
Hybrid: Aggressive Hybrid -7.02 -0.27 1.52 5.09 12.59 -7.77 -2.63 -- -- -- --
Rank within category 26 3 28 34 40 25 16 -- -- -- --
Number of funds in category 44 44 44 44 44 44 41 33 25 23 21

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Invesco India Equity & Bond Fund - Regular Plan  | Invest Online
Unrated
Jun-18 -1.37 -- -- 2.42 348
SBI Equity Hybrid Fund  | Invest Online
5 star
Dec-95 0.17 5.44 7.23 1.74 30,192
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 -6.25 1.55 6.32 1.75 17,423
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 3.47 4.03 7.25 1.89 5,661
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
4 star
Jul-15 -0.45 5.13 -- 1.91 3,274

Best & Worst Performance

Best (Period) Worst (Period)
Week 7.05 (01-Apr-2020 - 09-Apr-2020) -14.17 (11-Mar-2020 - 18-Mar-2020)
Month 13.21 (23-Mar-2020 - 22-Apr-2020) -28.51 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.01 (23-Mar-2020 - 22-Jun-2020) -26.38 (23-Dec-2019 - 23-Mar-2020)
Year 16.73 (19-Feb-2019 - 19-Feb-2020) -21.03 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR Balanced TRI* 5.91 17.27 0.04 0.04 -- --
Hybrid: Aggressive Hybrid* 2.29 16.30 -0.18 -0.19 0.90 -3.56
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 41
Top 10 Holdings (%) 48.53
Top 5 Holdings (%) 32.73
Top 3 Sectors (%) 34.73
Portfolio P/B Ratio 3.78
Portfolio P/E Ratio 26.31

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Bharti Telecom 87-D 19/06/2020 Commercial Paper A1+ 0.00 - 8.43 7.95
new 7.90% National Bank Agr. Rur. Devp 18/04/2022 Non Convertible Debenture AAA 0.00 - 7.45 7.45
equal 6.32% REC 31/12/2021 Debenture AAA 0.00 - 7.12 5.70
equal 7.24% REC 21/10/2021 Debenture AAA 0.00 - 6.05 1.44
equal 8.30% Reliance Industries 2022 Debenture AAA 0.00 - 1.28 1.21
down 8.85% Power Finance Corp. 25/05/2029 Bonds/NCDs AAA 0.00 - 0.52 0.30
new 9.30% Power Grid Corporation 2024 Bonds AAA 0.00 - 0.23 0.23
down 7.10% National Bank Agr. Rur. Devp 2030 Debenture AAA 0.00 - 0.28 0.15
equal 7.49% Nat. Highways Authority 2029 Debenture AAA 0.00 - 0.16 0.15
equal 7.64% Food Corporation of India 2029 Debenture AAA 0.00 - 0.16 0.15
down 8.24% Power Grid Corporation 14/02/2029 Debenture AAA 0.00 - 0.33 0.10
down 8.37% HUDCO 25/03/2029 Debenture AAA 0.00 - 0.39 0.06

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 22.27 6.59 2.43 6.12
down Reliance Industries Energy 32.28 5.82 1.49 5.51
up ICICI Bank Financial 24.39 4.76 1.07 3.67
up Tata Consultancy Services Technology 26.71 3.67 0.24 3.67
up Bharti Airtel Communication -- 2.98 0.00 2.98
up Hindustan Unilever FMCG 77.37 2.91 0.00 2.91
down Kotak Mahindra Bank Financial 31.08 3.05 0.78 2.57
up Apollo Hospitals Healthcare 42.89 2.25 0.63 2.25
down Indraprastha Gas Energy 22.84 2.21 0.64 2.08
up Voltas Cons Durable 35.98 1.91 0.64 1.91
up SBI Life Insurance Company Financial 60.46 2.00 0.00 1.86
up Bata India FMCG 49.68 1.82 0.00 1.82
up Whirlpool Cons Durable 56.68 1.73 0.00 1.73
down Ajanta Pharma Healthcare 26.48 1.76 0.40 1.71
down United Spirits FMCG 70.14 2.06 0.00 1.68
up Muthoot Finance Financial 13.85 1.68 0.00 1.68
up Siemens Engineering 39.51 1.49 0.00 1.49
up Sun Pharmaceutical Inds. Healthcare 31.45 1.52 0.36 1.49
up Aditya Birla Fashion and Retail Services -- 2.06 0.58 1.43
down L&T Technology Services Engineering 18.03 1.51 0.00 1.36
up TVS Motor Co. Automobile 29.33 1.29 0.00 1.29
up Hexaware Technologies Technology 15.09 2.01 0.00 1.28
up ICICI Lombard General Insurance Company Financial 47.94 1.26 0.00 1.26
up SBI Cards & Payments Services Financial 53.03 1.26 0.00 1.26
up Ultratech Cement Construction 18.86 1.47 0.00 1.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Pranav Gokhale since 19-May-2020

Education: Mr. Gokhale is a Chartered Accountant & holds M.Com degree.

Experience: Prior to joining Invesco Mutual Fund, he has worked with IL&FS, ICICI Direct, Rosy Blue Securities Pvt. Ltd., and International Ship Repair LLC Fujairiah.

Interviews:

Funds Managed:

— Taher Badshah since 11-Jun-2018

Education: Mr. Taher Badshah is a B.E (Electronics) and MMS (Finance) from University of Mumbai.

Experience: Prior to joining Invesco Asset Management Pvt. Ltd. he has worked with Motilal Oswal Asset Management Company Ltd., Aditya Birla Sun Life Mutual Fund, Kotak Mahindra and ICICI Prudential AMC.

Interviews:

Funds Managed:

— Krishna Venkat Cheemalapati since 11-Jun-2018

Education: Mr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.

Experience: Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.

Funds Managed:


0.02%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 10.1945

Dividend: ₹ 10.1943


Investment Strategy

The scheme seeks to generate capital appreciation and current income by investing in equity & equity related instruments as well as debt securities.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Invesco Mutual Fund
Launch Date: 30-Jun-2018
Return Since Launch: 0.95%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 348 Cr (As on 30-Jun-2020)
Expense: 2.42% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 146.00%

Contact Information

AMC: Invesco Asset Management (India) Pvt. Ltd

Address: 2101 - A-A Wing - 21st Floor, Marathon Futurex, N.M. Joshi Marg, Lower Parel, Mumbai - 400013

Phone: 022-67310000 / 1800-209-0007

Fax: 022-23019422

Email: [email protected]

Website: http://www.invescomutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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