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Unrated

SBI Dual Advantage Fund Series XXVIII - Regular Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.06 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.94 -0.14 0.59 1.65 4.79 1.73 6.06 -- -- -- --
VR MIP TRI -0.35 -0.16 1.01 2.15 8.33 -0.05 2.89 -- -- -- --
Hybrid: Conservative Hybrid 0.75 -0.06 0.53 1.23 4.50 0.77 4.42 -- -- -- --
Rank within category 24 63 29 20 33 24 20 -- -- -- --
Number of funds in category 67 70 70 70 70 67 65 38 3 0 0

As on 08-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
SBI Dual Advantage Fund Series XXVIII - Regular Plan
Unrated
Jun-18 6.06 -- -- 1.08 897
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 4.63 -- -- 1.08 2,585
SBI Dual Advantage Fund Series XXIII - Regular Plan
Unrated
Jul-17 4.14 -- -- 0.84 2,539
SBI Dual Advantage Fund Series XXIV - Regular Plan
Unrated
Oct-17 5.10 -- -- 1.08 2,464
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.38 -- -- 1.08 2,078

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.20 (24-Mar-2020 - 31-Mar-2020) -3.06 (11-Mar-2020 - 18-Mar-2020)
Month 3.54 (24-Mar-2020 - 23-Apr-2020) -6.33 (22-Feb-2020 - 23-Mar-2020)
Quarter 6.10 (24-Mar-2020 - 23-Jun-2020) -4.93 (23-Dec-2019 - 23-Mar-2020)
Year 10.75 (27-Oct-2018 - 27-Oct-2019) 1.29 (24-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid* 4.21 4.41 -0.20 -0.24 0.58 -1.54
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Cholamandalam Invest. & Fin. 31/05/2021 Debenture AA+ 9.49 - 10.13 10.04
equal TMF Holdings 2021 Debenture AA- 0.00 - 9.21 9.15
equal Mahindra Rural Housing Finance 2021 Debenture AA+ 8.28 - 8.62 8.37
equal 8.40% Tata Motors 26/05/2021 Debenture AA- 0.00 - 8.64 8.36
equal 8.36% West Bengal State 2021 State Development Loan SOV 7.92 - 8.31 8.09
equal 7.73% Power Finance Corp. 2021 Debenture AAA 7.36 - 7.62 7.52
equal 8.44% West Bengal State 21/04/2021 State Development Loan SOV 6.23 - 6.53 6.36
equal 8.85% Aditya Birla Housing Finance 2021 Debenture AAA 5.68 - 5.99 5.99
equal 8.55% Shriram Transport Finance 21/05/2021 Non Convertible Debenture AA+ 5.27 - 5.60 5.27
equal 7.18% REC 21/05/2021 Debenture AAA 4.43 - 4.58 4.53
equal Bank of Baroda 2020 Certificate of Deposit A1+ 0.00 - 2.83 2.79
equal 8.50% Vedanta 2021 Debenture AA 2.71 - 2.84 2.71
equal 7.65% SIDBI 15/04/2021 Debenture AAA 1.01 - 1.05 1.03
equal 8.40% Power Grid Corporation 27/05/2021 Debenture AAA 0.57 - 0.59 0.58
equal 7.42% REC 17/06/2020 Bonds AAA 0.55 - 0.58 0.56
equal 8.53% Power Finance Corp. 24/07/2020 Bonds/Debentures AAA 0.22 - 0.23 0.22

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 19.88 1.20 0.00 1.08
equal HDFC Bank Financial 22.35 1.41 0.88 0.95
equal Kotak Mahindra Bank Financial 31.14 1.24 0.82 0.82
equal ICICI Bank Financial 24.97 1.02 0.58 0.63
equal Maruti Suzuki India Automobile 32.16 1.16 0.49 0.63
equal Indraprastha Gas Energy 23.03 0.65 0.35 0.61
equal ICICI Prudential Life Insurance Co. Ltd. Financial 57.54 0.77 0.00 0.59
equal Ultratech Cement Construction 18.81 0.74 0.00 0.59
equal Petronet LNG Energy 14.66 0.64 0.46 0.56
equal Tata Consultancy Services Technology 25.73 0.68 0.00 0.55
equal The Ramco Cements Construction 25.18 0.75 0.47 0.54
equal Larsen & Toubro Construction 13.84 0.90 0.46 0.52
equal Hero Motocorp Automobile 14.92 0.77 0.33 0.47
equal Bharti Airtel Communication -- 0.47 0.22 0.47
equal Interglobe Aviation Services -- 0.86 0.38 0.43
equal ACC Construction 18.20 0.60 0.33 0.42
equal Axis Bank Financial 67.64 0.89 0.02 0.41
equal Marico FMCG 44.16 0.36 0.25 0.31
equal State Bank of India Financial 8.67 0.63 0.27 0.27
equal Cummins India Engineering 16.16 0.62 0.00 0.25
equal TV Today Services 8.88 0.62 0.02 0.24
equal Mahindra & Mahindra Automobile 538.88 0.47 0.13 0.19
equal Hindalco Inds. Metals 9.24 0.22 0.08 0.12
equal Tata Motors Automobile -- 0.17 0.04 0.05

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Rajeev Radhakrishnan since 14-May-2018

Education: Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.

Funds Managed:

— Ruchit Mehta since 14-May-2018

Education: Mr. Mehta is a B.Com (H), MSc (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with HSBC AMC, ASK Raymond James & Associates Pvt. Ltd. and Prabhudas Lilladher Pvt. Ltd.

Funds Managed:


-0.14%

Change from previous, NAV as on 08-Jul-2020

Growth: ₹ 11.3531

Dividend: ₹ 11.3535


Investment Strategy

The scheme seeks to generate income by investing in a portfolio of fixed income securities maturing on or before the maturity of the scheme.

Tenure (Days) 1100
Maturity date 07-Jun-2021

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 04-Jun-2018
Return Since Launch: 6.24%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: http://www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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