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2 star

Parag Parikh Liquid Fund - Regular Plan download report


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Parag Parikh Liquid Reg-G 2.25 0.01 0.10 0.38 1.10 1.90 3.54 3.68 -- -- --
CCIL T Bill Liquidity Weight 1.19 -0.02 0.07 0.20 0.64 1.04 1.99 2.59 -- -- --
Debt: Liquid 2.34 0.01 0.10 0.39 1.15 1.98 3.66 3.88 -- -- --
Rank within category 34 40 29 33 34 34 34 31 -- -- --
Number of funds in category 40 40 40 40 40 40 40 39 33 32 31

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Parag Parikh Liquid Fund - Regular Plan  | Invest Online
2 star
May-18 3.54 3.68 -- 0.26 1,426
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.75 4.02 5.29 0.24 27,542
Axis Liquid Fund
4 star
Oct-09 3.77 4.07 5.33 0.20 20,917
Baroda BNP Paribas Liquid Fund
5 star
Feb-09 3.79 4.05 5.30 0.27 6,654
Mirae Asset Cash Management Fund  | Invest Online
4 star
Jan-09 3.74 4.03 5.28 0.27 3,472

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.16 26-Jul-2019 - 02-Aug-2019 0.00 03-May-2022 - 10-May-2022
Month 0.56 21-Sep-2018 - 22-Oct-2018 0.21 22-Nov-2020 - 22-Dec-2020
Quarter 1.62 16-Aug-2018 - 16-Nov-2018 0.69 26-Oct-2020 - 25-Jan-2021
Year 6.41 16-Aug-2018 - 18-Aug-2019 2.96 26-May-2020 - 26-May-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Parag Parikh Liquid Reg-G 3.63 0.25 0.56 1.94 0.53 0.62
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Liquid 3.82 0.29 1.06 4.41 0.60 0.87
Rank within category 31 9 31 32 11 32
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 19 20 18 52
Modified Duration (yrs) 0.10 0.13 0.09 --
Average Maturity (yrs) 0.11 0.14 0.10 --
Yield to Maturity (%) 4.79 4.79 3.16 --
Avg Credit Rating GOI/Cash -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Reserve Bank of India 91-D 29/09/2022 Treasury Bills SOV 0.00 - 10.43 10.43
equal Reserve Bank of India 91-D 04/08/2022 Treasury Bills SOV 0.00 - 10.12 9.81
new Reserve Bank of India 91-D 06/10/2022 Treasury Bills SOV 0.00 - 8.68 8.68
new Reserve Bank of India 91-D 20/10/2022 Treasury Bills SOV 0.00 - 8.66 8.66
new Reserve Bank of India 91-D 27/10/2022 Treasury Bills SOV 0.00 - 8.65 8.65
equal Reserve Bank of India 91-D 01/09/2022 Treasury Bills SOV 0.00 - 7.12 6.98
equal Reserve Bank of India 91-D 08/09/2022 Treasury Bills SOV 0.00 - 7.12 6.97
equal Reserve Bank of India 91-D 15/09/2022 Treasury Bills SOV 0.00 - 7.11 6.97
new Reserve Bank of India 91-D 13/10/2022 Treasury Bills SOV 0.00 - 6.94 6.94
equal 8.92% Punjab State 22/08/2022 State Development Loan SOV 0.00 - 6.61 6.32
equal Reserve Bank of India 91-D 11/08/2022 Treasury Bills SOV 0.00 - 5.42 5.25
new Reserve Bank of India 182-D 22/09/2022 Treasury Bills SOV 0.00 - 3.48 3.48
equal 8.37% Orissa State 29/08/2022 State Development Loan SOV 0.00 - 1.84 1.76
new Axis Bank 2022 Certificate of Deposit A1+ 0.00 - 0.69 0.69
equal 4.90% HDFC Bank 365-D Term Deposits -- 0.17 - 0.37 0.21
equal 5.00% HDFC Bank 367-D Term Deposits -- 0.00 - 0.19 0.18
equal 3.75% HDFC Bank 365-D Term Deposits -- 0.00 - 0.15 0.14
equal 5.10% HDFC Bank 365-D Term Deposits -- 0.00 - 0.14 0.07
equal 4.90% HDFC Bank 367-D Term Deposits -- 0.00 - 0.08 0.07

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

*As on 30-Jun-2022

Fund Manager

— Raj Mehta since 09-May-2018

Education: Mr. Mehta is a Commerce Graduate from University of Mumbai (N.M. College) ; Fellow Member of Institute of Chartered Accountants of India (ICAI) ; CFA Charter Holder.

Experience: Beginning his career as an intern with PPFAS Mutual Fund in 2012, he swiftly moved up the ranks, and is currently part of the Fund Management team.

Funds Managed:


0.01%

Change from previous, NAV as on 09-Aug-2022

Growth: ₹ 1,203.5078

IDCW Weekly: ₹ 1,001.1385

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IDCW Monthly: ₹ 1,004.9953

IDCW Daily: ₹ 1,000.5404


Investment Strategy

The Scheme seeks to deliver reasonable market related returns with lower risk and high liquidity through judicious investments in money market and debt instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: PPFAS Mutual Fund
Launch Date: 11-May-2018
Return Since Launch: 4.46%
Benchmark: CRISIL Liquid Fund AI Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,426 Cr (As on 31-Jul-2022)
Expense Ratio: 0.26% (As on 30-Jun-2022)
Risk Grade: --
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily08-Aug-20220.0948

 07-Aug-20220.2747
 05-Aug-20220.1433
 04-Aug-20220.1344
 03-Aug-20220.1462
 02-Aug-20220.1902
 01-Aug-20220.2289
 31-Jul-20220.2792
 29-Jul-20220.1130
 28-Jul-20220.1674
 27-Jul-20220.0406
 26-Jul-20220.0353
 25-Jul-20220.1259
 24-Jul-20220.2676
 22-Jul-20220.1137
 21-Jul-20220.1223
 20-Jul-20220.0416
 19-Jul-20220.0732
 18-Jul-20220.1317
 17-Jul-20220.2537
 15-Jul-20220.0973
 14-Jul-20220.1366
 13-Jul-20220.0888
 12-Jul-20220.1316
 11-Jul-20220.1256
IDCW Weekly08-Aug-20220.9854

 01-Aug-20220.8654
 25-Jul-20220.7460
 18-Jul-20220.8418
 11-Jul-20220.9117
 04-Jul-20220.9323
 27-Jun-20220.8660
 20-Jun-20220.8119
 13-Jun-20220.8714
 06-Jun-20220.7759
 30-May-20220.7699
 23-May-20220.9152
 16-May-20220.6399
 09-May-20220.0678
 02-May-20220.6445
 25-Apr-20220.7253
 18-Apr-20220.6660
 11-Apr-20220.5045
 04-Apr-20220.7010
 28-Mar-20220.6314
 21-Mar-20220.7141
 14-Mar-20220.6766
 07-Mar-20220.6147
 28-Feb-20220.6443
 21-Feb-20220.6442
IDCW Monthly25-Jul-20223.4440

 27-Jun-20223.3364
 30-May-20223.0476
 25-Apr-20222.6043
 28-Mar-20222.6438
 28-Feb-20222.7340
 31-Jan-20223.1426
 27-Dec-20212.4428
 29-Nov-20213.0806
 25-Oct-20212.3485
 27-Sep-20212.2147
 30-Aug-20213.0988
 26-Jul-20212.4644
 28-Jun-20212.4030
 31-May-20212.8598
 26-Apr-20212.2647
 30-Mar-20212.9323
 22-Feb-20212.5069
 25-Jan-20211.9900
 28-Dec-20201.9580
 01-Dec-20202.9202
 26-Oct-20202.4870
 28-Sep-20202.2239
 31-Aug-20202.8737
 27-Jul-20202.1516

Contact Information

AMC: PPFAS Asset Management Pvt.Ltd.

Address: 81/82, 8th Floor, Sakhar Bhavan, Ramnath Goenka Marg, 230 Nariman Point Mumbai - 400021

Phone: 91 22 6140 6555

Fax: 022-61406590

Email: [email protected]

Website: http://www.amc.ppfas.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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