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3 star

Navi Equity Hybrid Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.55 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.90 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.22 -0.86 0.21 5.33 0.33 12.22 24.56 15.78 -- -- --
VR Balanced TRI 4.78 0.25 1.49 6.77 0.08 13.68 24.46 18.11 -- -- --
Hybrid: Aggressive Hybrid 2.75 -0.93 0.22 4.63 -0.32 11.37 28.87 17.98 -- -- --
Rank within category 13 18 25 9 13 16 32 32 -- -- --
Number of funds in category 48 48 48 48 48 48 47 40 31 25 0

As on 18-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Navi Equity Hybrid Fund - Direct Plan
3 star
Apr-18 24.56 15.78 -- 0.43% 101
SBI Equity Hybrid Fund - Direct Plan  | Invest Online
4 star
Jan-13 24.96 18.35 15.84 0.86% 48,794
ICICI Prudential Equity & Debt Fund - Direct Plan  | Invest Now
4 star
Jan-13 43.48 21.61 16.80 1.21% 18,456
DSP Equity & Bond Fund - Direct Plan  | Invest Online
4 star
Jan-13 26.12 20.78 15.53 0.83% 7,641
Canara Robeco Equity Hybrid Fund - Direct Plan  | Invest Online
5 star
Jan-13 26.28 20.36 16.97 0.64% 7,297

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.92 01-Apr-2020 - 09-Apr-2020 -14.89 16-Mar-2020 - 23-Mar-2020
Month 14.61 23-Mar-2020 - 22-Apr-2020 -30.49 20-Feb-2020 - 23-Mar-2020
Quarter 25.52 23-Mar-2020 - 22-Jun-2020 -29.14 23-Dec-2019 - 23-Mar-2020
Year 58.22 23-Mar-2020 - 23-Mar-2021 -23.04 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 15.20 16.21 0.71 0.65 0.88 -0.18
VR Balanced TRI 16.94 17.88 0.74 0.86 -- --
Hybrid: Aggressive Hybrid 17.10 16.76 0.80 0.85 0.89 1.63
Rank within category 34 22 30 39 25 32
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 44
Top 10 Holdings (%) 46.11
Top 5 Holdings (%) 28.51
Top 3 Sectors (%) 44.00
Portfolio P/B Ratio 3.93
Portfolio P/E Ratio 25.66
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.80% Axis Finance 17/03/2023 Debenture AAA 0.00 - 4.99 4.99
equal 5.11% HDB Financial Services 26/07/2022 Zero Coupon Bonds AAA 0.00 - 4.97 4.97
equal 7.60% Muthoot Finance 20/04/2026 Debenture AA+ 0.00 - 4.14 4.14
equal 6.19% LIC Housing Fin. 25/11/2024 Debenture AAA 0.00 - 4.01 4.01
equal 7.48% LIC Housing Fin. 2022 Bonds AAA 2.56 - 3.02 3.02
equal 8.93% Power Grid Corporation 20/10/2025 Bonds AAA 0.00 - 0.99 0.99
equal REC 2023 Bonds AAA 0.00 - 0.52 0.52
down HDFC 29/05/2026 Debenture AAA 0.00 - 1.28 0.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 32.63 7.87 1.87 6.68
down ICICI Bank Financial 26.45 9.00 2.89 6.62
equal Infosys Technology 36.53 6.20 1.53 5.25
equal Tata Consultancy Services Technology 38.48 6.75 0.00 3.34
down HDFC Bank Financial 23.35 7.69 2.64 3.09
equal Greenpanel Industries FMCG 31.71 3.11 0.00 3.02
equal Bajaj Finance Financial 76.73 3.79 0.00 2.77
equal Axis Bank Financial 22.37 4.58 1.95 2.23
equal Hindustan Unilever FMCG 64.66 3.26 0.00 2.11
equal JK Lakshmi Cement Construction 14.70 2.28 0.00 2.06
equal Indusind Bank Financial 17.65 4.30 0.00 2.03
equal HCL Technologies Technology 29.56 2.40 0.00 2.03
equal Tata Motors DVR Automobile -- 2.16 0.00 2.01
equal Divi's Laboratories Healthcare 55.67 2.43 0.00 1.86
equal United Breweries FMCG 127.48 1.58 0.00 1.58
equal Carborundum Universal Metals 50.08 1.73 0.00 1.56
equal Max Financial Services Financial 114.78 1.51 0.00 1.51
equal Gujarat Gas Energy 32.55 1.51 0.00 1.43
equal Sun Pharmaceutical Industries Healthcare 32.26 1.76 0.00 1.39
equal AU Small Finance Bank Financial 35.12 1.47 0.00 1.31
down HDFC Financial 22.77 3.01 0.00 1.29
equal Escorts Automobile 25.32 1.81 0.00 1.24
equal Phoenix Mills Construction 108.66 1.23 0.00 1.23
equal Central Depository Services Financial 66.05 1.19 0.00 1.19
new SBI Life Insurance Company Insurance 101.08 1.19 0.00 1.19

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

*As on 30-Nov-2021

Fund Manager

— Hari Shyamsunder since 01-Sep-2021

Education: Mr. Shyamsunder is a Bachelor in Engineering (Mechanical) from NIT, Tiruchirapalli and holds a PGDM from IIM-B. He is also a Chartered Financial Analyst from CFA Institute.

Experience: Prior to joining NAVI Mutual Fund, he has worked with Franklin Templeton Mutual Fund and BG India Pvt. Ltd.

Funds Managed:


-0.86%

Change from previous, NAV as on 18-Jan-2022

Growth: ₹ 15.6915

IDCW Yearly: ₹ 15.6459

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IDCW Quarterly: ₹ 15.6434

IDCW Monthly: ₹ 15.6431

IDCW Half Yearly: ₹ 15.6439

IDCW: ₹ 15.6428


Investment Strategy

The scheme seeks to provide periodic returns and capital appreciation over a long period of time, investing predominantly in equity and equity related instruments.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Navi Mutual Fund
Launch Date: 30-Apr-2018
Return Since Launch: 12.86%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 101 Cr (As on 31-Dec-2021)
Expense: 0.43% (As on 30-Nov-2021)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 88.00%

Contact Information

AMC: Navi AMC Limited

Address: Peerless Mansion, 3rd Floor, 1 Chowringhee Square, Kolkata - 700069

Phone: 033-40185000 / 1800-103-8999

Fax: 033-40185010

Email: [email protected]

Website: http://www.navimutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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