VR Logo

2 star

Navi Equity Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.43 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.61 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 18.45 -2.31 -3.09 -3.99 2.36 10.77 24.43 12.65 -- -- --
VR Balanced TRI 20.19 -2.54 -3.62 -5.85 2.48 11.43 28.09 16.61 -- -- --
Hybrid: Aggressive Hybrid 23.99 -2.11 -2.82 -3.29 3.78 12.04 31.87 15.66 -- -- --
Rank within category 38 37 27 27 34 27 38 36 -- -- --
Number of funds in category 48 49 49 49 49 49 47 40 31 26 24

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Navi Equity Hybrid Fund - Regular Plan
2 star
Apr-18 24.43 12.65 -- 2.30% 106
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 28.97 17.17 14.23 1.66% 48,043
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 52.92 19.26 15.58 1.80% 18,740
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 28.58 18.50 14.09 1.86% 7,559
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 25.79 17.65 14.95 1.93% 6,901

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.88 01-Apr-2020 - 09-Apr-2020 -14.91 16-Mar-2020 - 23-Mar-2020
Month 14.46 23-Mar-2020 - 22-Apr-2020 -30.57 20-Feb-2020 - 23-Mar-2020
Quarter 25.00 23-Mar-2020 - 22-Jun-2020 -29.39 23-Dec-2019 - 23-Mar-2020
Year 55.35 23-Mar-2020 - 23-Mar-2021 -24.37 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 14.75 16.01 0.68 0.63 0.88 -2.24
VR Balanced TRI 18.85 17.75 0.84 0.97 -- --
Hybrid: Aggressive Hybrid 17.26 16.68 0.81 0.85 0.89 0.05
Rank within category 36 18 36 38 20 36
Number of funds in category 41 41 41 41 41 41

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 45
Top 10 Holdings (%) 44.36
Top 5 Holdings (%) 26.95
Top 3 Sectors (%) 44.36
Portfolio P/B Ratio 4.31
Portfolio P/E Ratio 28.69
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.80% Axis Finance 17/03/2023 Debenture AAA 0.00 - 4.76 4.76
equal 5.11% HDB Financial Services 26/07/2022 Zero Coupon Bonds AAA 0.00 - 4.74 4.74
equal 7.60% Muthoot Finance 20/04/2026 Debenture AA+ 0.00 - 3.92 3.92
equal 6.19% LIC Housing Fin. 25/11/2024 Debenture AAA 0.00 - 3.82 3.82
equal 7.48% LIC Housing Fin. 2022 Bonds AAA 2.33 - 2.89 2.89
new HDFC 29/05/2026 Debenture AAA 0.00 - 1.22 1.22
equal 8.93% Power Grid Corporation 20/10/2025 Bonds AAA 0.00 - 0.94 0.94
equal REC 2023 Bonds AAA 0.00 - 0.50 0.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.49 9.00 2.89 7.27
up Reliance Industries Energy 31.61 7.87 1.87 5.76
down Infosys Technology 34.16 6.20 1.53 4.42
up HDFC Bank Financial 24.31 7.69 2.64 3.67
equal Greenpanel Industries FMCG 24.32 3.11 0.00 3.11
down Tata Consultancy Services Technology 35.40 6.75 0.00 2.89
equal Bajaj Finance Financial 83.70 3.79 0.00 2.50
equal JK Lakshmi Cement Construction 15.79 2.28 0.00 2.08
up Hindustan Unilever FMCG 65.14 3.26 0.00 2.04
equal Indusind Bank Financial 17.69 4.30 0.00 2.03
equal Axis Bank Financial 19.96 4.58 0.00 2.00
equal Tata Motors DVR Automobile -- 1.97 0.00 1.97
equal HDFC Financial 23.58 4.36 0.00 1.88
up HCL Technologies Technology 26.65 2.40 0.00 1.68
equal Divi's Laboratories Healthcare 61.23 2.43 0.00 1.60
up United Breweries FMCG 118.91 1.57 0.00 1.57
equal AU Small Finance Bank Financial 30.63 1.47 0.00 1.47
equal Gujarat Gas Energy 30.95 1.47 0.00 1.34
equal Tata Steel Metals 4.37 2.00 0.00 1.32
down Carborundum Universal Metals 48.10 1.73 0.00 1.27
up Sun Pharmaceutical Industries Healthcare 28.88 1.76 0.00 1.24
equal Power Grid Corporation Energy 8.65 1.23 0.00 1.23
down Ipca Laboratories Healthcare 27.31 2.49 0.00 1.22
equal Tata Consumer Products FMCG 97.18 1.57 0.00 1.16
equal Phoenix Mills Construction 98.03 1.15 0.00 1.15

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Saravana Kumar since 17-May-2019

Education: Mr. Kumar has an Engineering degree in Electronics & Telecommunications. He is an MBA (Finance) from IIM Bangalore & is a CAIIB.

Experience: Prior to joining Navi Mutual Fund he has worked with LIC Mutual Fund, he had been Head of Investments at Trust Investment Advisors Pvt. Ltd.(Oct'13-April'15), CIO at AIA Life Insurance Co. Ltd.(Oct'09-Sept'13) , Dy. GM at ICICI Bank Ltd.(Mar'03-Sept'09) & Fund Manager at SBI(2001-2003).

Interviews:

Funds Managed:


-0.18%

Change from previous, NAV as on 29-Nov-2021

Growth: ₹ 13.9430

IDCW Yearly: ₹ 13.9406

More

IDCW Quarterly: ₹ 13.9429

IDCW Monthly: ₹ 13.9425

IDCW Half Yearly: ₹ 13.9432

IDCW: ₹ 13.9434


Investment Strategy

The scheme seeks to provide periodic returns and capital appreciation over a long period of time, investing predominantly in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Navi Mutual Fund
Launch Date: 30-Apr-2018
Return Since Launch: 9.79%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 106 Cr (As on 31-Oct-2021)
Expense: 2.30% (As on 31-Oct-2021)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: 97.00%

Contact Information

AMC: Navi AMC Limited

Address: Peerless Mansion, 3rd Floor, 1 Chowringhee Square, Kolkata - 700069

Phone: 033-40185000 / 1800-103-8999

Fax: 033-40185010

Email: [email protected]

Website: http://www.navimutualfund.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Stocks or Equity Funds for the long term?

DateFriday, 10-Dec-2021
Time12:30 PM - 01:00 PM

attending You have reserved a spot