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Unrated

Sundaram Long Term Tax Advantage Fund Series IV - Regular Plan


Equity: ELSS

1 Lakh

Investment Grown to
₹ 1.76 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 59.53 -2.59 -2.58 -1.41 8.39 23.87 75.68 20.82 -- -- --
S&P BSE 500 TRI 28.64 -0.32 -2.18 -2.87 3.33 12.39 38.30 18.80 -- -- --
Equity: ELSS 45.26 -1.15 -1.86 -1.92 6.25 19.04 55.83 23.31 -- -- --
Rank within category 6 16 14 4 4 5 6 11 -- -- --
Number of funds in category 20 20 20 20 20 20 20 20 9 3 1

As on 29-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Long Term Tax Advantage Fund Series IV - Regular Plan
Unrated
Jun-18 75.68 20.82 -- 1.38% 28
UTI Master Equity Plan Unit Scheme
Unrated
Mar-03 34.61 15.95 14.53 1.46% 2,479

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 7.90 27-May-2020 - 03-Jun-2020 -21.14 16-Mar-2020 - 23-Mar-2020
Month 19.30 24-Mar-2020 - 23-Apr-2020 -39.61 20-Feb-2020 - 24-Mar-2020
Quarter 36.96 19-Apr-2021 - 19-Jul-2021 -33.91 24-Dec-2019 - 24-Mar-2020
Year 112.71 31-Jul-2020 - 02-Aug-2021 -39.89 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 24.80 28.86 0.73 0.76 1.19 -0.78
S&P BSE 500 TRI 22.08 21.79 0.84 0.93 -- --
Equity: ELSS 25.79 24.65 0.91 0.94 1.05 2.89
Rank within category 14 15 16 19 15 14
Number of funds in category 20 20 20 20 20 20

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 66
Top 10 Stocks (%) 27.53
Top 5 Stocks (%) 15.20
Top 3 Sectors (%) 40.22
Portfolio P/B Ratio 3.07
Portfolio P/E Ratio 23.73

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 5,700 69,555
Giant (%) -- 40.31
Large (%) -- 13.67
Mid (%) 28.55 28.46
Small (%) 70.08 35.25
Tiny (%) 1.37 1.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Century Plyboards (India) FMCG 45.98 3.39 0.00 3.39
down KSB Engineering 30.25 3.10 1.73 3.10
equal MM Forgings Metals 18.77 3.36 1.18 2.94
up Equitas Holdings Financial 11.12 2.94 0.89 2.94
equal Greenpanel Industries FMCG 24.32 2.81 0.00 2.81
down Orient Electric Consumer Durable 48.21 4.92 2.24 2.61
down Kei Industries Engineering 27.45 3.21 1.00 2.58
down CG Power & Industrial Solutions Engineering -- 2.39 0.00 2.39
down Grindwell Norton Metals 62.35 4.10 1.95 2.38
equal Navin Fluorine International Chemicals 69.79 7.78 2.17 2.37
down Ador Welding Engineering 56.59 3.18 1.73 2.35
equal Persistent Systems Technology 53.62 2.35 0.00 2.35
down Transport Corporation Services 22.23 2.16 1.08 2.16
equal KPIT Technologies Technology 56.31 2.29 0.00 2.09
equal Sundaram-Clayton Automobile 17.86 3.20 1.63 2.09
equal Home First Finance Company India Financial 54.31 2.04 0.00 2.04
equal Heritage Foods FMCG 17.10 2.11 0.00 1.98
equal JK Cement Construction 31.51 4.57 1.83 1.97
equal Himatsingka Seide Textiles 10.82 2.15 0.00 1.89
equal Ashoka Buildcon Construction 6.79 3.10 1.41 1.71
equal Rajapalayam Mills Textiles 4.17 1.77 0.00 1.68
down INOX Leisure Services -- 3.26 0.05 1.68
equal Phoenix Mills Construction 98.03 2.01 0.00 1.64
equal Cyient Technology 26.91 1.70 0.00 1.54
equal Quess Corp Financial 214.62 1.68 0.00 1.46

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Ratish Varier since 23-Jul-2020

Education: Mr. Varier is a B.Com. & MBA (Finance)

Experience: Prior to joining Sundaram Asset Management Company, he has worked with Mahindra Asset Management, Reliance Life Insurance Company Limited.

Funds Managed:

— Dwijendra Srivastava since 27-Mar-2018

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Rohit Seksaria since 01-Apr-2019

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:


-2.59%

Change from previous, NAV as on 29-Nov-2021

Growth: ₹ 17.0507

IDCW: ₹ 16.4591


Investment Strategy

The scheme seeks to generate capital appreciation over a period of ten years by investing predominantly in equity and equity-related instruments of companies along with income tax benefit.

Investment Details

Tenure (Days) 3650
Maturity date 29-Jun-2028

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 29-Jun-2018
Return Since Launch: 16.88%
Benchmark: S&P BSE 500 TRI
Riskometer: Very High
Type: Closed-end

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW18-Jun-20210.5000

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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