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Unrated

Union Liquid - Unclaimed


Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -- -- -- -- -- -- -- -- -- -- --

As on

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Liquid - Unclaimed
Unrated
Jan-18 -- -- -- 0.47% 1,181
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.16 4.82 5.67 0.32% 35,561
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.19 4.87 5.71 0.32% 29,710
Axis Liquid Fund
4 star
Oct-09 3.22 4.85 5.72 0.26% 22,877
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.16 4.85 5.70 0.32% 20,961

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.67 24-Mar-2020 - 31-Mar-2020 -3.27 13-Sep-2018 - 20-Sep-2018
Month 1.05 24-Mar-2020 - 23-Apr-2020 -2.87 04-Sep-2018 - 04-Oct-2018
Quarter 1.75 25-May-2018 - 24-Aug-2018 -1.78 03-Sep-2018 - 03-Dec-2018
Year 6.64 18-Sep-2018 - 18-Sep-2019 2.88 26-Oct-2020 - 26-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 16 28 14 35
Modified Duration (yrs) 0.05 0.13 0.03 --
Average Maturity (yrs) 0.05 0.13 0.03 --
Yield to Maturity (%) 3.47 3.47 2.92 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new LIC Housing Fin. 171-D 20/12/2021 Commercial Paper A1+ 0.00 - 5.48 5.48
new Export-Import Bank 14/12/2021 Certificate of Deposit A1+ 0.00 - 4.22 4.22
new Reserve Bank of India 182-D 09/12/2021 Treasury Bills SOV 0.00 - 4.22 4.22
new Larsen & Toubro 67-D 28/12/2021 Commercial Paper A1+ 0.00 - 4.21 4.21
new The Ramco Cements 70-D 29/12/2021 Commercial Paper A1+ 0.00 - 4.21 4.21
new SIDBI 90-D 28/12/2021 Commercial Paper A1+ 0.00 - 3.37 3.37
new Reliance Jio Infocomm 91-D 10/11/2021 Commercial Paper A1+ 0.00 - 2.12 2.12
new Export-Import Bank 2021 Certificate of Deposit A1+ 0.00 - 2.11 2.11
new Reserve Bank of India 364-D 02/12/2021 Treasury Bills SOV 0.00 - 2.11 2.11
new Reliance Industries 91-D 09/12/2021 Commercial Paper A1+ 0.00 - 2.11 2.11
new Axis Finance 234-D 10/12/2021 Commercial Paper A1+ 0.00 - 2.11 2.11
new Reserve Bank of India 182-D 23/12/2021 Treasury Bills SOV 0.00 - 1.69 1.69
new Axis Finance 90-D 30/11/2021 Commercial Paper A1+ 0.00 - 1.27 1.27
new Bajaj Finance 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 1.27 1.27
equal Reserve Bank of India 91-D 11/11/2021 Treasury Bills SOV 0.00 - 1.36 1.27
new Export-Import Bank 184-D 31/12/2021 Certificate of Deposit A1+ 0.00 - 1.26 1.26

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Devesh Thacker since 19-Jan-2018

Education: Mr. Thacker is a B.Com (H) and Post graduate from University of Pune.

Experience: Prior to joining Union AMC in 2011 he has worked with Sahara AMC.

Funds Managed:

— Parijat Agrawal since 18-Jun-2021

Education: Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.

Experience: Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.

Funds Managed:


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Change from previous, NAV as on 28-Nov-2021

Unclaimed Redemption Upto 3 yrs: ₹ 1,167.1230

Unclaimed Redemption Above 3 yrs: ₹ 1,000.0000

More

Unclaimed IDCW Upto 3 yrs: ₹ 1,167.4109

Unclaimed IDCW Above 3 yrs: ₹ 1,000.0000


Investment Strategy

The scheme seeks to provide reasonable returns commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Union Mutual Fund
Launch Date: 19-Jan-2018
Return Since Launch: --
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 1,181 Cr (As on 31-Oct-2021)
Expense: 0.47% (As on 31-Mar-2021)
Risk Grade: --
Return Grade: --

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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