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Unrated

SBI Dual Advantage Fund Series XXV - Regular Plan


1 Lakh

Investment Grown to
₹ 1.08 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.51 -0.03 0.11 0.80 2.17 4.00 8.29 -- -- -- --
VR MIP TRI 0.84 -0.09 0.22 0.29 2.20 5.31 10.43 -- -- -- --
Hybrid: Conservative Hybrid 0.83 -0.10 -0.02 0.27 1.73 4.85 7.60 -- -- -- --
Rank within category 14 15 14 17 24 57 45 -- -- -- --
Number of funds in category 85 85 85 85 85 83 78 40 3 0 0

As on 14-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 1.13 (27-Oct-2018 - 03-Nov-2018) -1.20 (02-Oct-2018 - 09-Oct-2018)
Month 2.20 (03-Mar-2019 - 02-Apr-2019) -2.63 (09-Sep-2018 - 09-Oct-2018)
Quarter 3.97 (04-Mar-2019 - 03-Jun-2019) -1.85 (10-Jul-2018 - 09-Oct-2018)
Year 9.69 (09-Oct-2018 - 09-Oct-2019) 0.55 (12-Dec-2017 - 12-Dec-2018)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 8.13 4.10 0.60 0.95 -- --
Hybrid: Conservative Hybrid* 5.75 3.77 0.05 0.11 0.72 -1.69
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Shriram Transport Finance 2021 Debenture AA+ 9.71 - 10.16 10.16
equal 8.39% Rajasthan State 15/03/2021 State Development Loan SOV 8.92 - 9.55 8.92
equal 6.95% Reliance Industries 14/12/2020 Debenture AAA 8.87 - 9.31 8.87
equal 8.09% Cholamandalam Invest. & Fin. 2021 Debenture AA+ 8.80 - 9.21 8.80
equal 7.14% HUDCO 22/12/2020 Non Convertible Debenture AAA 7.15 - 7.51 7.15
down Indiabulls Housing Finance 2021 Debenture AA+ 0.00 - 7.39 6.29
equal 7.08% SIDBI 21/12/2020 Non Convertible Debenture AAA 5.81 - 6.10 5.81
equal Hero FinCorp 2021 Debenture AA+ 5.01 - 5.19 5.18
equal 8.15% Energy Efficiency Services 2021 Debenture AA- 3.80 - 4.05 3.80
equal 8.21% Rajasthan State 31/03/2021 State Development Loan SOV 3.06 - 3.27 3.06
equal 8.20% Power Finance Corp. 14/09/2020 Bonds/NCDs AAA 0.00 - 1.97 1.94
equal 7.40% National Bank Agr. Rur. Devp 2021 Debenture AAA 1.94 - 2.04 1.94
equal Federal Bank 2020 Certificate of Deposit A1+ 0.00 - 1.88 1.87
equal 8.32% Power Grid Corporation 23/12/2020 Bonds AAA 1.45 - 1.54 1.45
equal Bajaj Housing Finance 2021 Bonds/NCDs AAA 1.32 - 1.36 1.36
equal 8.43% Uttar Pradesh State 29/03/2021 State Development Loan SOV 1.32 - 1.42 1.32
equal Bank of Baroda 2020 Certificate of Deposit A1+ 0.00 - 1.29 1.28
equal 8.37% REC 14/08/2020 Bonds AAA 1.01 - 1.07 1.01
equal Axis Finance 2021 Bonds/NCDs AAA 0.88 - 0.91 0.90
equal Andhra Bank 2020 Certificate of Deposit A1+ 0.00 - 0.73 0.73
equal 7.55% REC 26/09/2020 Debenture AAA 0.00 - 0.59 0.58
equal 7.21% HUDCO 25/04/2020 Bonds AAA 0.35 - 0.37 0.35
equal Federal Bank 2020 Certificate of Deposit A1+ 0.00 - 0.27 0.27

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 25.42 1.31 1.01 1.17
new Infosys Technology 20.48 1.13 0.00 1.13
equal Kotak Mahindra Bank Financial 36.85 1.08 0.68 1.04
equal ICICI Bank Financial 37.24 0.94 0.49 0.91
equal Indraprastha Gas Energy 28.76 0.88 0.47 0.88
equal Axis Bank Financial 43.39 0.82 0.00 0.71
equal Larsen & Toubro Construction 18.60 0.83 0.00 0.71
equal Petronet LNG Energy 13.99 0.73 0.48 0.66
equal Ultratech Cement Construction 36.22 0.70 0.00 0.63
equal Interglobe Aviation Services 44.96 0.85 0.40 0.61
equal Maruti Suzuki India Automobile 33.78 0.91 0.49 0.60
equal ICICI Prudential Life Insurance Co. Ltd. Financial 60.10 0.59 0.00 0.59
equal Tata Consultancy Services Technology 25.28 0.64 0.00 0.56
equal State Bank of India Financial 24.28 0.60 0.42 0.51
equal Hero Motocorp Automobile 12.37 0.78 0.47 0.48
equal ACC Construction 19.64 0.58 0.45 0.46
equal Bharti Airtel Communication -- 0.46 0.24 0.46
equal The Ramco Cements Construction 29.83 0.92 0.35 0.42
equal Cummins India Engineering 21.54 0.52 0.00 0.35
equal Marico FMCG 31.76 0.36 0.00 0.28
equal Hindalco Inds. Metals 10.18 0.38 0.00 0.25
equal TV Today Services 11.11 0.49 0.00 0.24
equal Mahindra & Mahindra Automobile 30.18 0.42 0.00 0.23
equal Strides Pharma Science Healthcare 16.52 0.34 0.12 0.18
equal Exide Industries Engineering 18.27 0.24 0.00 0.15

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Rajeev Radhakrishnan since 13-Nov-2017

Education: Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.

Funds Managed:

— Ruchit Mehta since 13-Nov-2017

Education: Mr. Mehta is a B.Com (H), MSc (Finance) and CFA.

Experience: Prior to joining SBI AMC he has worked with HSBC AMC, ASK Raymond James & Associates Pvt. Ltd. and Prabhudas Lilladher Pvt. Ltd.

Funds Managed:


-0.03%

Change from previous, NAV as on 14-Feb-2020

Growth: ₹ 11.0274

Dividend: ₹ 11.0268


Investment Strategy

The scheme seeks to generate income by investing in a portfolio of fixed income securities maturing on or before the maturity of the scheme.

Tenure (Days) 1221
Maturity date 08-Apr-2021

Basic Details

Fund House: SBI Mutual Fund
Launch Date: 05-Dec-2017
Return Since Launch: 4.56%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: SBI Funds Management Ltd

Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051

Phone: 022-61793000 / 1800-425-5425

Fax: 022-22189663

Email: [email protected]

Website: www.sbimf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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