1 LakhInvestment declined to
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR MIP TRI||0.99||-0.09||-0.35||2.81||5.30||1.26||5.12||--||--||--||--|
|Hybrid: Conservative Hybrid||1.26||0.19||0.08||0.91||4.15||0.70||5.38||--||--||--||--|
|Rank within category||48||47||24||52||47||48||46||--||--||--||--|
|Number of funds in category||49||52||52||52||52||49||47||26||3||1||0|
As on 04-Aug-2020
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|Union Capital Protection Oriented Fund Series 8 - Regular Plan||Sep-17||-2.65||--||--||1.12||323|
|SBI Dual Advantage Fund Series XXV - Regular Plan||Dec-17||5.03||--||--||1.08||2,614|
|SBI Dual Advantage Fund Series XXIII - Regular Plan||Jul-17||4.28||--||--||0.84||2,548|
|SBI Dual Advantage Fund Series XXIV - Regular Plan||Oct-17||5.48||--||--||1.08||2,487|
|SBI Dual Advantage Fund Series XXVI - Regular Plan||Feb-18||6.93||--||--||1.08||2,108|
|Best (Period)||Worst (Period)|
|Week||6.69 (19-Sep-2019 - 26-Sep-2019)||-4.78 (05-Mar-2020 - 12-Mar-2020)|
|Month||6.15 (23-Aug-2019 - 23-Sep-2019)||-9.97 (20-Feb-2020 - 24-Mar-2020)|
|Quarter||9.08 (19-Sep-2019 - 19-Dec-2019)||-11.17 (15-Jan-2020 - 15-Apr-2020)|
|Year||12.35 (26-Nov-2018 - 26-Nov-2019)||-9.11 (27-May-2019 - 26-May-2020)|
|VR MIP TRI*||6.24||6.56||0.16||0.18||--||--|
|Hybrid: Conservative Hybrid*||3.97||4.59||-0.23||-0.27||0.59||-1.85|
|Rank within category||--||--||--||--||--||--|
|Number of funds in category||--||--||--||--||--||--|
The Risk Measures have been calculated using calendar month returns for the last three years.
* As on 31-Jul-2020
|The underlying data is unavailable.|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|Reserve Bank of India 91-D 03/09/2020||Treasury Bills||SOV||0.00 - 32.30||32.30|
|8.50% HDFC 31/08/2020||Debenture||AAA||8.54 - 9.51||9.35|
|8.70% Export-Import Bank 2020||Bonds||AAA||7.15 - 7.95||7.81|
|9.35% Power Grid Corporation 29/08/2020||Bonds/NCDs||AAA||7.18 - 7.95||7.80|
|8.37% REC 14/08/2020||Bonds||AAA||7.12 - 7.92||7.78|
|7.30% HDB Financial Services 2020||Bonds||AAA||7.06 - 7.89||7.78|
|8.60% LIC Housing Fin. 29/07/2020||Debenture||AAA||7.11 - 7.90||7.76|
|8.50% NHPC 14/07/2020||Bonds/Debentures||AAA||4.27 - 4.73||4.65|
|Reserve Bank of India 182-D 13/08/2020||Treasury Bills||SOV||0.00 - 0.31||0.31|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 30-Jun-2020
Education: Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.
Experience: Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.
Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
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The objective of the scheme is to seek capital protection by investing in fixed income securities maturing on or before the tenure of the scheme and seeking capital appreciation by investing in equity and equity related instruments.
|Fund House:||Union Mutual Fund|
|Return Since Launch:||1.53%|
|Benchmark:||CRISIL Hybrid 85+15 Conservative|
Fund News - 03-Apr-2018
AMC: Union Asset Management Company Pvt.Ltd.
Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059
Phone: 022-67483300 / 1800-200-2268
Email: [email protected]
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Email: [email protected]