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Unrated

Union Capital Protection Oriented Fund Series 8 - Regular Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment declined to
₹ 0.97 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -8.84 0.01 0.04 0.18 1.42 -8.08 -2.65 -- -- -- --
VR MIP TRI 0.99 -0.09 -0.35 2.81 5.30 1.26 5.12 -- -- -- --
Hybrid: Conservative Hybrid 1.26 0.19 0.08 0.91 4.15 0.70 5.38 -- -- -- --
Rank within category 48 47 24 52 47 48 46 -- -- -- --
Number of funds in category 49 52 52 52 52 49 47 26 3 1 0

As on 04-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Capital Protection Oriented Fund Series 8 - Regular Plan
Unrated
Sep-17 -2.65 -- -- 1.12 323
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 5.03 -- -- 1.08 2,614
SBI Dual Advantage Fund Series XXIII - Regular Plan
Unrated
Jul-17 4.28 -- -- 0.84 2,548
SBI Dual Advantage Fund Series XXIV - Regular Plan
Unrated
Oct-17 5.48 -- -- 1.08 2,487
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.93 -- -- 1.08 2,108

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.69 (19-Sep-2019 - 26-Sep-2019) -4.78 (05-Mar-2020 - 12-Mar-2020)
Month 6.15 (23-Aug-2019 - 23-Sep-2019) -9.97 (20-Feb-2020 - 24-Mar-2020)
Quarter 9.08 (19-Sep-2019 - 19-Dec-2019) -11.17 (15-Jan-2020 - 15-Apr-2020)
Year 12.35 (26-Nov-2018 - 26-Nov-2019) -9.11 (27-May-2019 - 26-May-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 6.24 6.56 0.16 0.18 -- --
Hybrid: Conservative Hybrid* 3.97 4.59 -0.23 -0.27 0.59 -1.85
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 91-D 03/09/2020 Treasury Bills SOV 0.00 - 32.30 32.30
equal 8.50% HDFC 31/08/2020 Debenture AAA 8.54 - 9.51 9.35
equal 8.70% Export-Import Bank 2020 Bonds AAA 7.15 - 7.95 7.81
equal 9.35% Power Grid Corporation 29/08/2020 Bonds/NCDs AAA 7.18 - 7.95 7.80
equal 8.37% REC 14/08/2020 Bonds AAA 7.12 - 7.92 7.78
equal 7.30% HDB Financial Services 2020 Bonds AAA 7.06 - 7.89 7.78
equal 8.60% LIC Housing Fin. 29/07/2020 Debenture AAA 7.11 - 7.90 7.76
equal 8.50% NHPC 14/07/2020 Bonds/Debentures AAA 4.27 - 4.73 4.65
equal Reserve Bank of India 182-D 13/08/2020 Treasury Bills SOV 0.00 - 0.31 0.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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As on 30-Jun-2020

Fund Manager

— Parijat Agrawal since 18-Aug-2017

Education: Mr. Agrawal is a B.Tech and MBA from IIM Bangalore.

Experience: Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.

Funds Managed:

— Vinay Paharia since 03-Apr-2018

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:


0.01%

Change from previous, NAV as on 04-Aug-2020

Growth: ₹ 10.4516

Dividend: ₹ 10.4516


Investment Strategy

The objective of the scheme is to seek capital protection by investing in fixed income securities maturing on or before the tenure of the scheme and seeking capital appreciation by investing in equity and equity related instruments.

Tenure (Days) 1100
Maturity date 11-Sep-2020

Basic Details

Fund House: Union Mutual Fund
Launch Date: 04-Sep-2017
Return Since Launch: 1.53%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately Low
Type: Closed-end

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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