1 LakhInvestment Grown to
When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.
Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR MIP TRI||-0.09||-0.04||0.75||2.53||7.50||-0.44||3.22||--||--||--||--|
|Hybrid: Conservative Hybrid||0.84||-0.06||0.28||1.38||3.98||0.43||4.49||--||--||--||--|
|Rank within category||23||9||58||61||63||22||39||--||--||--||--|
|Number of funds in category||66||69||69||69||69||66||64||37||3||0||0|
As on 10-Jul-2020
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|SBI Dual Advantage Fund Series XXIII - Regular Plan||Jul-17||4.13||--||--||0.84||2,548|
|SBI Dual Advantage Fund Series XXV - Regular Plan||Dec-17||4.59||--||--||1.08||2,614|
|SBI Dual Advantage Fund Series XXIV - Regular Plan||Oct-17||5.07||--||--||1.08||2,487|
|SBI Dual Advantage Fund Series XXVI - Regular Plan||Feb-18||6.41||--||--||1.08||2,108|
|SBI Dual Advantage Fund Series XXVII - Regular Plan||Mar-18||5.98||--||--||1.08||1,127|
|Best (Period)||Worst (Period)|
|Week||1.04 (30-Mar-2018 - 06-Apr-2018)||-2.80 (23-Apr-2019 - 30-Apr-2019)|
|Month||1.98 (28-Feb-2019 - 30-Mar-2019)||-3.71 (16-Apr-2019 - 16-May-2019)|
|Quarter||3.45 (09-Oct-2018 - 08-Jan-2019)||-3.58 (16-Apr-2019 - 16-Jul-2019)|
|Year||4.32 (24-Mar-2018 - 24-Mar-2019)||-1.77 (24-Mar-2019 - 23-Mar-2020)|
|VR MIP TRI*||6.06||6.50||0.12||0.13||--||--|
|Hybrid: Conservative Hybrid*||4.21||4.41||-0.20||-0.24||0.58||-1.54|
|Rank within category||--||--||--||--||--||--|
|Number of funds in category||--||--||--||--||--||--|
The Risk Measures have been calculated using calendar month returns for the last three years.
* As on 30-Jun-2020
|The underlying data is unavailable.|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|Reserve Bank of India 91-D 30/07/2020||Treasury Bills||SOV||0.00 - 24.58||24.58|
|7.28% Tata Motors 29/07/2020||Bonds/NCDs||AA-||0.00 - 9.03||8.83|
|8.53% Power Finance Corp. 24/07/2020||Bonds/Debentures||AAA||8.66 - 9.05||8.66|
|Reserve Bank of India 182-D 30/07/2020||Treasury Bills||SOV||0.00 - 8.22||8.22|
|Tata Cleantech Capital||Bonds/NCDs||AAA||7.86 - 8.07||7.86|
|Orix Leasing & Financial Services||Debenture||AAA||3.93 - 4.01||3.93|
|7.80% Shriram Transport Finance 17/07/2020||Debenture||AA+||3.91 - 3.97||3.92|
|Reserve Bank of India 364-D 09/07/2020||Treasury Bills||SOV||0.00 - 3.93||3.92|
|National Bank Agr. Rur. Devp 22/07/2020||Certificate of Deposit||A1+||3.81 - 3.93||3.92|
|Hero FinCorp 2020||Debenture||AA+||3.50 - 3.64||3.64|
|8.18% Andhra Pradesh State 21/07/2020||State Development Loan||SOV||3.13 - 3.30||3.13|
|Axis Bank 29/07/2020||Certificate of Deposit||A1+||0.00 - 2.35||2.35|
|National Bank Agr. Rur. Devp 16/07/2020||Commercial Paper||A1+||0.00 - 1.97||1.96|
|Reserve Bank of India 364-D 30/07/2020||Treasury Bills||SOV||0.00 - 0.73||0.73|
|8.19% Uttar Pradesh State 2020||State Development Loan||SOV||0.20 - 0.21||0.20|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 30-Jun-2020
*As on 31-May-2020
Education: Mr. Radhakrishnan is B.E (Production), MMS (Finance) and CFA.
Experience: Prior to joining SBI AMC he has worked with UTI Asset Management Company Ltd.
Education: Mr. Mehta is a B.Com (H), MSc (Finance) and CFA.
Experience: Prior to joining SBI AMC he has worked with HSBC AMC, ASK Raymond James & Associates Pvt. Ltd. and Prabhudas Lilladher Pvt. Ltd.
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The scheme seeks to generate income by investing in a portfolio of fixed income securities maturing on or before the maturity of the scheme.
|Fund House:||SBI Mutual Fund|
|Return Since Launch:||2.48%|
|Benchmark:||CRISIL Hybrid 85+15 Conservative|
AMC: SBI Funds Management Ltd
Address: 9th Floor-Crescenzo, C-38 & 39- G Block, Bandra-Kurla Complex, Bandra (East) Mumbai - 400051
Phone: 022-61793000 / 1800-425-5425
Email: [email protected]
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Email: [email protected]