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2 star

Union Largecap Fund - Regular Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.88 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns of fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -2.56 -1.25 -0.45 6.45 4.54 25.11 1.46 1.68 -- -- --
S&P BSE 100 TRI -2.14 -1.38 -0.75 5.87 5.58 28.59 2.52 4.55 -- -- --
Equity: Large Cap -2.94 -1.31 -0.65 5.49 4.78 25.05 0.75 4.14 -- -- --
Rank within category 47 28 21 49 83 65 66 73 -- -- --
Number of funds in category 111 117 116 115 114 114 109 90 71 63 53

As on 26-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Largecap Fund - Regular Plan
2 star
May-17 1.46 1.68 -- 2.56 177
ICICI Prudential Bluechip Fund  | Invest Now
4 star
May-08 -0.40 2.32 7.68 1.78 23,423
Mirae Asset Large Cap Fund - Regular Plan  | Invest Online
5 star
Apr-08 2.87 4.42 10.02 1.65 18,450
Axis Bluechip Fund
5 star
Jan-10 2.79 9.46 10.54 1.70 17,270
UTI Nifty Index Fund - Regular Plan  | Invest Online
4 star
Mar-00 2.00 5.33 8.26 0.14 2,711

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.68 (01-Apr-2020 - 09-Apr-2020) -18.34 (11-Mar-2020 - 18-Mar-2020)
Month 21.15 (23-Mar-2020 - 22-Apr-2020) -35.76 (20-Feb-2020 - 23-Mar-2020)
Quarter 34.11 (23-Mar-2020 - 22-Jun-2020) -35.93 (23-Dec-2019 - 23-Mar-2020)
Year 16.27 (30-Oct-2018 - 30-Oct-2019) -31.04 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.40 19.96 -0.08 -0.10 0.94 -3.81
S&P BSE 100 TRI 7.35 21.09 0.11 0.12 -- --
Equity: Large Cap 6.58 20.40 0.08 0.09 0.95 -0.65
Rank within category 75 20 77 77 26 75
Number of funds in category 90 90 90 90 90 90

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 50
Top 10 Stocks (%) 53.20
Top 5 Stocks (%) 35.51
Top 3 Sectors (%) 60.55
Portfolio P/B Ratio 2.95
Portfolio P/E Ratio 24.64

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 2,26,519 2,14,288
Giant (%) 77.64 65.47
Large (%) 19.30 25.83
Mid (%) 2.53 11.37
Small (%) 0.53 2.39
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 22.48 10.37 6.96 8.83
down Reliance Industries Energy 32.15 9.77 0.00 7.26
down Infosys Technology 26.20 7.88 0.00 7.20
down HDFC Financial 16.87 8.03 0.00 6.12
down Tata Consultancy Services Technology 32.86 6.56 0.00 6.10
down ICICI Bank Financial 27.18 7.50 0.00 5.32
down Bharti Airtel Communication -- 4.40 0.00 3.35
down Kotak Mahindra Bank Financial 33.68 5.53 2.06 3.20
down Larsen & Toubro Construction 16.18 8.54 2.97 3.01
down Hindustan Unilever FMCG 72.81 5.20 0.00 2.81
down Maruti Suzuki India Automobile 53.19 8.00 1.89 2.71
down ITC FMCG 14.32 7.71 0.00 2.40
down Axis Bank Financial 89.50 3.81 0.00 2.27
up Reliance Industries Ltd - Partly Paid Equity Energy -- 1.98
down BPCL Energy 21.56 2.22 0.00 1.90
down Asian Paints Chemicals 89.60 3.59 0.00 1.78
down Bajaj Finance Financial 44.75 6.68 1.20 1.77
down Titan Company Cons Durable 130.08 1.70 0.00 1.70
down State Bank of India Financial 8.04 3.29 0.00 1.50
down HCL Technologies Technology 18.87 3.59 0.00 1.48
down Mahindra & Mahindra Automobile -- 2.24 0.00 1.47
down Eicher Motors Automobile 43.59 3.38 0.00 1.33
up Avenue Supermarts Services 156.88 1.27 0.00 1.27
down Ultratech Cement Construction 21.75 1.85 0.00 1.24
down Cipla Healthcare 36.97 2.45 0.00 1.20

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Vinay Paharia since 28-Jun-2019

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:

— Hardick Bora since 21-Jan-2020

Education: Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience: He has been with Union KBC Mutual Fund since Sep10, 2014 to Oct 24, 2016 as Research Analyst. Nov 2012 to Sep 2014 with Motilal Oswal Securities Ltd. as Sr. Manager - Institutional Research, Oct 2011 to Nov 2012 with Dolat Capital Markets Pvt Ltd. as Research Associate, Feb 2011 to Oct with Khandwala Securities Ltd. as Research Associate, Jul 2010 to Nov 2010 with Yen Management Consultants Pvt. Ltd. as Consultant, Jan 2008 to Jan 2010 with Yen Management Consultants Pvt. Ltd. as Assistant Manager and Apr 2006 to Jul 2006 with 3 Global Services Pvt. Ltd. as Customer Care Advisor.

Funds Managed:


-1.25%

Change from previous, NAV as on 26-Oct-2020

Growth: ₹ 11.0600

Dividend: ₹ 11.0600


Investment Strategy

The scheme seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities of large cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 11-May-2017
Return Since Launch: 2.95%
Benchmark: S&P BSE 100 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 177 Cr (As on 30-Sep-2020)
Expense: 2.56% (As on 30-Sep-2020)
Risk Grade: Average
Return Grade: Below Average
Turnover: 37.00%

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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