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2 star

Union Largecap Fund - Regular Plan


Equity: Large Cap

1 Lakh

Investment Grown to
₹ 1.27 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.56 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns of fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a fund that invests in big companies. Compared to those that invest in smaller companies, such funds tend to fall less when stock prices fall. Therefore, they are more suited to conservative equity investors.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.75 0.52 -1.38 -2.59 0.37 22.96 55.57 8.32 -- -- --
S&P BSE 100 TRI 5.31 0.35 -1.61 -1.87 1.74 25.98 63.83 12.06 -- -- --
Equity: Large Cap 5.04 0.45 -1.66 -1.69 1.43 25.31 57.62 10.99 -- -- --
Rank within category 90 38 16 94 90 83 73 77 -- -- --
Number of funds in category 119 123 122 121 119 117 112 92 77 63 53

As on 16-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Largecap Fund - Regular Plan
2 star
May-17 55.57 8.32 -- 2.56 185
Axis Bluechip Fund
5 star
Jan-10 45.40 13.92 15.64 1.82 24,598
Mirae Asset Large Cap Fund - Regular Plan  | Invest Online
5 star
Apr-08 57.48 11.59 15.37 1.63 23,762
UTI Nifty Index Fund - Regular Plan  | Invest Online
4 star
Mar-00 63.78 12.52 14.21 0.14 3,592
HDFC Index Fund Nifty 50 Plan  | Invest Online
4 star
Jul-02 63.31 12.25 14.02 0.30 2,750

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.68 01-Apr-2020 - 09-Apr-2020 -18.34 11-Mar-2020 - 18-Mar-2020
Month 21.15 23-Mar-2020 - 22-Apr-2020 -35.76 20-Feb-2020 - 23-Mar-2020
Quarter 34.11 23-Mar-2020 - 22-Jun-2020 -35.93 23-Dec-2019 - 23-Mar-2020
Year 88.27 23-Mar-2020 - 23-Mar-2021 -31.04 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 12.10 21.25 0.36 0.43 0.96 -2.86
S&P BSE 100 TRI 15.42 22.05 0.50 0.59 -- --
Equity: Large Cap 14.29 21.41 0.47 0.55 0.95 -0.60
Rank within category 79 21 74 75 30 74
Number of funds in category 93 93 93 93 93 93

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Top 10 Stocks (%) 50.90
Top 5 Stocks (%) 33.30
Top 3 Sectors (%) 60.40
Portfolio P/B Ratio 3.55
Portfolio P/E Ratio 30.31

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 2,51,675 2,57,294
Giant (%) 73.12 65.82
Large (%) 19.46 25.95
Mid (%) 6.54 10.27
Small (%) 0.88 1.85
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 24.05 10.37 6.96 8.79
down Infosys Technology 30.00 7.88 0.00 7.45
down HDFC Financial 25.64 8.03 0.00 6.35
down ICICI Bank Financial 25.46 7.50 0.00 5.73
down Tata Consultancy Services Technology 36.54 6.56 0.00 4.98
down Reliance Industries Energy 30.43 9.77 3.07 4.29
down Larsen & Toubro Construction 16.40 8.54 2.97 3.71
down Kotak Mahindra Bank Financial 36.27 5.30 2.06 3.27
down Bharti Airtel Communication -- 4.40 0.94 3.22
down Axis Bank Financial 64.88 3.81 0.00 3.11
down State Bank of India Financial 12.48 3.29 0.00 2.64
up Ultratech Cement Construction 27.08 2.45 0.00 2.45
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 2.43
down Maruti Suzuki India Automobile 43.72 7.60 1.89 2.16
up BPCL Energy 21.75 2.22 0.00 2.08
down Bajaj Finance Financial 66.76 6.68 1.20 2.07
down ITC FMCG 18.97 7.71 1.88 2.02
down Asian Paints Chemicals 90.61 2.35 0.00 1.78
up Avenue Supermarts Services 193.10 1.77 0.00 1.77
down Titan Company Cons Durable 178.45 1.82 0.00 1.73
up Divi's Laboratories Healthcare 54.05 1.63 0.00 1.63
down Bajaj Auto Automobile 21.62 1.99 0.00 1.55
down Mahindra & Mahindra Automobile -- 2.24 0.00 1.50
down Hindalco Inds. Metals 36.17 1.46 0.00 1.41
new Wipro Technology 23.64 1.30 0.00 1.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Vinay Paharia since 28-Jun-2019

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:

— Hardick Bora since 21-Jan-2020

Education: Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience: He has been with Union KBC Mutual Fund since Sep10, 2014 to Oct 24, 2016 as Research Analyst. Nov 2012 to Sep 2014 with Motilal Oswal Securities Ltd. as Sr. Manager - Institutional Research, Oct 2011 to Nov 2012 with Dolat Capital Markets Pvt Ltd. as Research Associate, Feb 2011 to Oct with Khandwala Securities Ltd. as Research Associate, Jul 2010 to Nov 2010 with Yen Management Consultants Pvt. Ltd. as Consultant, Jan 2008 to Jan 2010 with Yen Management Consultants Pvt. Ltd. as Assistant Manager and Apr 2006 to Jul 2006 with 3 Global Services Pvt. Ltd. as Customer Care Advisor.

Funds Managed:


0.52%

Change from previous, NAV as on 16-Apr-2021

Growth: ₹ 13.5500

IDCW: ₹ 13.5500


Investment Strategy

The scheme seek to generate capital appreciation by investing in a portfolio of select equity and equity linked securities of large cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 11-May-2017
Return Since Launch: 8.03%
Benchmark: S&P BSE 100 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 185 Cr (As on 31-Mar-2021)
Expense: 2.56% (As on 31-Mar-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 32.00%

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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DateFriday, 23-Apr-2021
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