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Unrated

Mahindra Dhan Sanchay Equity Savings Yojana - Regular Plan


1 Lakh

Investment Grown to
₹ 1.18 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.93 Lakh

Analyst's Choice?

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.50 -0.89 -0.42 -0.57 1.91 7.82 10.80 5.64 -- -- --
VR MIP TRI 0.93 0.29 -0.01 0.62 1.79 5.47 10.56 8.63 -- -- --
Hybrid: Equity Savings 0.40 -0.70 -0.40 -0.74 1.19 5.29 7.13 5.58 -- -- --
Rank within category 9 17 10 8 3 3 4 5 -- -- --
Number of funds in category 19 19 19 19 19 19 17 10 4 0 0

As on 24-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.02 (19-Sep-2019 - 26-Sep-2019) -3.49 (01-Oct-2018 - 09-Oct-2018)
Month 4.37 (07-Oct-2019 - 07-Nov-2019) -6.17 (07-Sep-2018 - 09-Oct-2018)
Quarter 7.75 (19-Sep-2019 - 19-Dec-2019) -5.10 (27-Jul-2018 - 26-Oct-2018)
Year 12.55 (19-Feb-2019 - 19-Feb-2020) -6.49 (26-Oct-2017 - 26-Oct-2018)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -- -- -- -- -- --
VR MIP TRI* 8.13 4.10 0.60 0.95 -- --
Hybrid: Equity Savings* 6.10 4.57 0.12 0.18 0.90 -1.80
Rank within category -- -- -- -- -- --
Number of funds in category -- -- -- -- -- --

The Risk Measures have been calculated using calendar month returns for the last three years.

As on

* As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 42
Number of Bonds 11
Average Maturity (yrs) 5.52
Top 10 Holdings (%) 44.33
Portfolio P/B Ratio 2.61
Portfolio P/E Ratio 22.52

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.70% Coastal Gujarat Power 27/08/2023 Non Convertible Debenture -- 0.00 - 4.80 4.80
down 7.26% GOI 14/01/2029 GOI Securities SOV 1.79 - 7.78 3.82
new 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 2.43 2.43
equal 8.20% National Bank Agr. Rur. Devp 16/03/2028 Debenture -- 0.00 - 2.43 2.43
equal 7.83% IRFC 21/03/2027 Bonds -- 0.00 - 2.39 2.39
equal 7.75% Power Finance Corp. 22/03/2027 Bonds -- 0.00 - 2.37 2.37
equal 8.20% Power Finance Corp. 14/09/2020 Bonds/NCDs -- 0.00 - 2.35 2.35
equal 7.09% REC 17/10/2022 Debenture -- 0.00 - 2.33 2.33
equal Tata Housing Devp. Co. 27/02/2020 Debenture -- 0.00 - 2.33 2.33
equal 8.75% Muthoot Finance 24/06/2020 Debenture -- 0.00 - 2.33 2.33
down 6.45% GOI 2029 GOI Securities SOV 0.00 - 2.26 1.15

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 21.12 8.99 0.00 8.44
down HDFC Financial 18.18 8.06 0.00 7.66
down HDFC Bank Financial 25.23 6.05 0.00 5.09
down ICICI Bank Financial 36.13 6.61 0.00 3.93
equal Infosys Technology 20.72 3.64 0.00 3.21
equal Larsen & Toubro Construction 18.10 3.12 0.00 2.51
down Tata Consultancy Services Technology 24.50 2.94 0.00 2.44
equal Kotak Mahindra Bank Financial 36.78 2.36 0.00 2.36
down Axis Bank Financial 42.77 2.44 0.00 2.23
down ITC FMCG 16.65 4.27 0.00 2.08
equal State Bank of India Financial 24.53 2.71 0.00 1.91
equal Punjab National Bank Financial -- 1.96 0.00 1.61
equal Maruti Suzuki India Automobile 31.60 3.09 0.00 1.47
equal Bank of Baroda Financial -- 1.46 0.00 1.35
equal Bharti Airtel Communication -- 2.12 0.00 1.34
equal Bajaj Finserv Financial 37.59 2.10 0.00 1.19
equal Coromandel International Chemicals 19.41 1.16 0.00 1.16
down Phoenix Mills Construction 25.67 0.97 0.00 0.97
equal Zydus Wellness FMCG 62.26 1.01 0.00 0.96
equal NTPC Energy 5.60 2.22 0.00 0.95
equal Hindustan Unilever FMCG 70.51 2.70 0.00 0.93
equal Deepak Nitrite Chemicals 12.07 0.87 0.00 0.87
equal Muthoot Finance Financial 13.20 1.38 0.00 0.86
up Eicher Motors Automobile 23.71 1.59 0.00 0.84
equal Divi's Laboratories Healthcare 45.16 0.82 0.00 0.82

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Rahul Pal since 10-Jan-2017

Education: Mr. Pal is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Mahindra Mutual Fund, he has worked with Taurus AMC, Sundaram Mutual Fund and IDBI Mutual Fund.

Funds Managed:

— Srinivasan Ramamurthy since 01-Aug-2018

Education: Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

Experience: Prior to joining Mahindra Mutual Fund, he has worked with IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Funds Managed:


-0.89%

Change from previous, NAV as on 24-Feb-2020

Growth: ₹ 11.8839

Dividend: ₹ 11.1585


Investment Strategy

The Scheme seeks to generate long term capital appreciation and also income through investments in equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Mahindra Mutual Fund
Launch Date: 01-Feb-2017
Return Since Launch: 5.80%
Benchmark: NIFTY 50 TRI (55), CRISIL Composite Bond (30), CRISIL Liquid (15)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 215 Cr (As on 31-Jan-2020)
Expense: 2.10% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: --
Turnover: 231.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend05-Aug-20190.0620

 27-Mar-20190.0531
 28-Mar-20180.0400
 15-Dec-20170.2000
 15-Sep-20170.1500
 16-Jun-20170.1500

Contact Information

AMC: Mahindra Asset Management Company Private Limited

Address: 1st Floor - Sadhana House, Behind Mahindra Towers, 570 - P.B. Marg, Worli, Mumbai - 400018

Phone: 022-66327900

Email: [email protected]

Website: www.mahindramutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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dateFriday, 28-Feb-2020
time12:30 PM - 01:00 PM