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Unrated

UTI Dual Advantage Fixed Term Fund Series IV-II (1278 Days) - Regular Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.15 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.18 0.04 -0.01 0.33 2.33 1.01 3.93 4.63 -- -- --
VR MIP TRI -0.83 0.17 0.78 2.05 9.99 -1.13 1.78 6.29 -- -- --
Hybrid: Conservative Hybrid 0.53 0.11 0.32 1.28 5.26 0.30 3.80 4.23 -- -- --
Rank within category 30 57 71 65 64 30 36 21 -- -- --
Number of funds in category 68 71 71 71 71 68 66 39 3 0 0

As on 03-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Dual Advantage Fixed Term Fund Series IV-II (1278 Days) - Regular Plan
Unrated
Jan-17 3.93 4.63 -- 1.06 56
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 4.30 -- -- 1.08 2,585
SBI Dual Advantage Fund Series XXIII - Regular Plan
Unrated
Jul-17 3.87 -- -- 0.84 2,539
SBI Dual Advantage Fund Series XXIV - Regular Plan
Unrated
Oct-17 4.77 -- -- 1.08 2,464
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.00 -- -- 1.08 2,078

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.84 (24-Mar-2020 - 31-Mar-2020) -1.37 (11-Mar-2020 - 18-Mar-2020)
Month 1.85 (23-Mar-2020 - 22-Apr-2020) -2.56 (20-Feb-2020 - 23-Mar-2020)
Quarter 3.09 (24-Mar-2020 - 23-Jun-2020) -1.71 (23-Dec-2019 - 23-Mar-2020)
Year 7.72 (30-Oct-2018 - 30-Oct-2019) 1.65 (26-Oct-2017 - 26-Oct-2018)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.54 1.81 -0.42 -0.52 0.24 -0.95
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 4.21 4.41 -0.20 -0.24 0.58 -1.54
Rank within category 21 1 33 34 4 21
Number of funds in category 40 40 40 40 40 40

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 20
Number of Bonds 6
Average Maturity (yrs) 0.03
Top 10 Holdings (%) 44.65
Portfolio P/B Ratio 1.44
Portfolio P/E Ratio 9.07

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.03% Uttar Pradesh State 2020 State Development Loan SOV 14.41 - 15.09 14.41
equal 8.50% IRFC 22/06/2020 Bonds AAA 9.03 - 9.45 9.03
equal Bajaj Finance 27/07/2020 Debenture AAA 7.09 - 7.40 7.39
equal 8.37% National Bank Agr. Rur. Devp 22/06/2020 Debenture AAA 5.96 - 6.22 5.96
equal Bajaj Finance 2020 Debenture AAA 3.35 - 3.50 3.47
equal 8.19% Uttar Pradesh State 2020 State Development Loan SOV 1.81 - 1.89 1.81

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Dr. Reddy's Lab Healthcare 32.17 0.95 0.50 0.95
equal HDFC Bank Financial 21.64 0.92 0.63 0.68
equal NTPC Energy 13.88 0.84 0.00 0.49
equal Infosys Technology 19.57 0.56 0.36 0.46
equal Torrent Power Energy 13.45 0.47 0.29 0.46
equal Sun Pharmaceutical Inds. Healthcare 30.39 0.69 0.35 0.46
equal Atul Chemicals 20.21 0.53 0.25 0.46
equal Maruti Suzuki India Automobile 31.58 0.77 0.31 0.40
equal Larsen & Toubro Construction 13.89 0.67 0.34 0.38
equal Wipro Technology 13.21 0.57 0.33 0.36
equal Phoenix Mills Construction 25.84 0.48 0.00 0.29
equal Mahindra & Mahindra Automobile 518.96 0.70 0.19 0.29
equal Power Grid Corporation Energy 9.92 0.43 0.27 0.27
equal Grasim Industries Construction 9.34 0.58 0.20 0.24
equal Vedanta Metals -- 0.96 0.17 0.24
equal ONGC Energy 9.50 0.63 0.19 0.23
equal NIIT Technology 0.98 0.31 0.15 0.16
equal Deccan Cements Construction 6.59 0.40 0.00 0.15
equal Nava Bharat Ventures Diversified 2.36 0.30 0.06 0.07
equal Aditya Birla Capital Financial 17.20 0.12 0.00 0.03

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Sunil Patil since 09-Jan-2017

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:

— V Srivatsa since 09-Jan-2017

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


0.04%

Change from previous, NAV as on 03-Jul-2020

Growth: ₹ 11.6828

Dividend: ₹ 11.6828


Investment Strategy

The scheme seeks to generate income and reduce interest rate volatility by investing in fixed income securities that are maturing on or before the date of maturity of the Scheme and generate capital appreciation by investing in equity and equity related instruments.

Tenure (Days) 1278
Maturity date 28-Jul-2020

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 27-Jan-2017
Return Since Launch: 4.63%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

VR Helpline

Winning and losing

dateSaturday, 04-Jul-2020
time04:00 PM - 05:00 PM

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