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Unrated

UTI Capital Protection Oriented Scheme Series VIII-IV (1996 Days) - Regular Plan


1 Lakh

Investment Grown to
₹ 1.27 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.37 -0.07 -0.05 -0.32 1.30 3.34 7.20 8.30 6.45 -- --
VR MIP TRI 10.44 -0.46 0.39 -1.10 0.55 5.28 13.12 10.42 9.54 -- --
Hybrid: Conservative Hybrid 8.19 -0.13 0.11 -0.30 0.39 3.48 9.69 9.67 6.45 -- --
Rank within category 15 11 16 11 1 4 16 4 1 -- --
Number of funds in category 16 16 16 16 16 16 16 4 1 0 0

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Capital Protection Oriented Scheme Series VIII-IV (1996 Days) - Regular Plan
Unrated
Nov-16 7.20 8.30 6.45 1.07% 53
ICICI Prudential Capital Protection Oriented Fund Series XIV Plan A 1275 Days
Unrated
Nov-18 7.39 -- -- 1.11% 533
SBI Dual Advantage Fund Series XXX - Regular Plan
Unrated
Oct-18 8.51 9.05 -- 1.09% 504

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 2.35 24-Mar-2020 - 31-Mar-2020 -2.67 16-Mar-2020 - 23-Mar-2020
Month 4.07 24-Mar-2020 - 23-Apr-2020 -5.15 20-Feb-2020 - 23-Mar-2020
Quarter 7.21 24-Mar-2020 - 23-Jun-2020 -3.57 23-Dec-2019 - 23-Mar-2020
Year 14.88 23-Mar-2020 - 23-Mar-2021 0.17 25-Jan-2018 - 28-Jan-2019

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.00 2.58 1.63 2.03 0.30 2.32
VR MIP TRI 10.03 6.79 0.92 1.13 -- --
Hybrid: Conservative Hybrid 9.29 3.51 1.58 2.11 0.44 2.78
Rank within category 4 1 2 2 1 2
Number of funds in category 4 4 4 4 4 4

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 8
Number of Bonds 8
Average Maturity (yrs) 0.29
Top 10 Holdings (%) 74.06
Portfolio P/B Ratio 2.96
Portfolio P/E Ratio 29.52

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.39% Rajasthan State 24/02/2026 State Development Loan SOV 0.00 - 25.64 25.02
equal 9.23% Gujarat State 30/03/2022 State Development Loan SOV 0.00 - 11.92 11.62
equal Bajaj Finance 28/04/2022 Debenture AAA 10.41 - 10.76 10.41
equal 9.05% Export-Import Bank 22/02/2022 Bonds AAA 7.88 - 8.89 7.88
equal 8.30% GAIL 23/02/2022 Bonds AAA 7.67 - 8.58 7.67
equal 9.95% Food Corporation of India 2022 Bonds AAA 3.86 - 4.38 3.86
equal 8.75% Tamilnadu State 22/02/2022 State Development Loan SOV 0.96 - 1.08 0.96
new Stock Holding Corpn. Of India 183-D Short Term Deposit -- 0.00 - 0.19 0.19

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 23.44 3.51 1.68 3.51
up Dr. Reddy's Lab Healthcare 39.01 1.67 0.89 1.43
equal Sun Pharmaceutical Industries Healthcare 29.00 1.44 0.72 1.39
down Tata Consumer Products FMCG 98.73 2.97 0.82 1.27
down Tata Power Company Energy 49.59 2.12 0.21 1.23
up Mahindra & Mahindra Automobile 25.19 0.98 0.29 0.98
equal NTPC Energy 9.21 0.95 0.52 0.73
down Aditya Birla Capital Financial 20.95 0.89 0.05 0.53

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Sunil Patil since 24-Oct-2016

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

Funds Managed:

— V Srivatsa since 24-Oct-2016

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-0.07%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 13.8285

IDCW: ₹ 13.8285


Investment Strategy

The scheme aims to protect the capital by investing in high quality fixed income securities as the primary objective and generate capital appreciation by investing in equity and equity related instruments as secondary objective.

Investment Details

Tenure (Days) 1996
Maturity date 28-Apr-2022

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 09-Nov-2016
Return Since Launch: 6.60%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Low to Moderate
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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Time12:30 PM - 01:00 PM

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