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1 star

IDBI Hybrid Equity Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.41 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.81 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 18.50 -2.05 -3.15 -4.20 4.95 11.13 24.68 12.13 9.49 -- --
VR Balanced TRI 20.19 -2.54 -3.62 -5.85 2.48 11.43 28.09 16.61 15.44 -- --
Hybrid: Aggressive Hybrid 23.99 -2.11 -2.82 -3.29 3.78 12.04 31.87 15.66 13.11 -- --
Rank within category 37 19 32 34 11 23 37 38 30 -- --
Number of funds in category 48 49 49 49 49 49 47 40 31 26 24

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Hybrid Equity Fund - Regular Plan
1 star
Oct-16 24.68 12.13 9.49 2.60% 208
SBI Equity Hybrid Fund  | Invest Online
4 star
Dec-95 28.97 17.17 14.23 1.66% 48,043
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 52.92 19.26 15.58 1.80% 18,740
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 28.58 18.50 14.09 1.86% 7,559
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 25.79 17.65 14.95 1.93% 6,901

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.75 24-Mar-2020 - 31-Mar-2020 -11.89 16-Mar-2020 - 23-Mar-2020
Month 14.57 23-Mar-2020 - 22-Apr-2020 -24.36 20-Feb-2020 - 23-Mar-2020
Quarter 23.21 23-Mar-2020 - 22-Jun-2020 -21.74 23-Dec-2019 - 23-Mar-2020
Year 53.81 23-Mar-2020 - 23-Mar-2021 -21.41 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 14.40 14.15 0.74 0.81 0.76 -0.82
VR Balanced TRI 18.85 17.75 0.84 0.97 -- --
Hybrid: Aggressive Hybrid 17.26 16.68 0.81 0.85 0.89 0.05
Rank within category 37 2 28 25 1 25
Number of funds in category 41 41 41 41 41 41

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 41
Top 10 Holdings (%) 46.44
Top 5 Holdings (%) 30.15
Top 3 Sectors (%) 38.72
Portfolio P/B Ratio 4.04
Portfolio P/E Ratio 28.49
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 12.41 8.59
equal 8.65% Bank of Baroda Additional Tier 1 Bond AA+ 6.49 - 9.72 6.49
equal 9.21% Punjab National Bank Additional Tier 1 Bond AA 4.55 - 5.10 4.89
equal 8.75% Axis Bank Additional Tier 1 Bond AA+ 1.96 - 2.56 1.96
equal 5.78% Chennai Petroleum Corporation 17/07/2025 Non Convertible Debenture AAA 1.81 - 1.98 1.90
equal 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 1.11 1.10
equal 6.75% Piramal Capital & Housing Finance 26/09/2031 Debenture AA 0.00 - 1.00 1.00
equal 5.85% REC 20/12/2025 Non Convertible Debenture AAA 0.68 - 0.75 0.71
equal 5.45% NTPC 15/10/2025 Debenture AAA 0.71 - 1.73 0.71

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 24.13 6.52 3.11 5.81
equal ICICI Bank Financial 23.61 4.37 0.00 4.37
equal HDFC Financial 23.83 4.10 2.36 4.10
equal Reliance Industries Energy 31.22 4.21 0.00 3.65
equal Infosys Technology 34.03 3.74 0.00 3.60
equal Axis Bank Financial 20.29 2.72 0.00 2.53
equal Tata Consultancy Services Technology 34.84 4.70 1.24 2.41
up Larsen & Toubro Construction 28.52 3.41 1.07 2.37
equal Avenue Supermarts Services 222.46 2.54 0.00 2.22
equal Bajaj Finance Financial 82.53 2.20 0.00 2.13
equal State Bank of India Financial 14.65 2.26 0.00 2.05
equal Divi's Laboratories Healthcare 61.32 2.91 0.00 1.98
equal Sundram Fasteners Engineering 32.46 2.31 0.84 1.91
equal Timken India Engineering 62.96 2.12 0.59 1.91
down Tata Motors Automobile -- 1.91 0.00 1.86
equal Tata Steel Metals 4.36 2.01 0.00 1.80
equal Asian Paints Chemicals 92.65 1.87 0.00 1.79
equal Atul Chemicals 36.33 2.58 0.00 1.75
equal ACC Construction 21.11 1.79 0.00 1.68
equal Supreme Industries Chemicals 23.50 3.32 0.00 1.68
equal Nestle India FMCG 82.63 3.93 1.38 1.60
down Aarti Industries Chemicals 52.45 3.56 1.33 1.42
equal Muthoot Finance Financial 14.43 2.28 0.00 1.41
up Tech Mahindra Technology 29.02 1.39 0.00 1.39
equal Godrej Consumer Products FMCG 52.13 3.43 0.00 1.29

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Alok Ranjan since 06-Aug-2021

Education: Mr. Ranjan has done MBA (Finance), BSc Physics (Honors)

Experience: Prior to joining IDBI Asset Management Limited he was associated with Shriram Asset Management Ltd. as Fund Manager (Equity), Way2wealth Securities Ltd. as Head of Research and Advisory and First Global Ltd. as Vice President- Research.

Funds Managed:

— Raju Sharma since 03-May-2017

Education: Mr. Sharma is a Commerce Graduate and holds a degree of CA and LLB.

Experience: Prior to joining IDBI Mutual Fund, he has worked with Tata Mutual Fund, Indiabulls Mutual Fund, JM Morgan Stanley and DHFL.

Funds Managed:


-2.05%

Change from previous, NAV as on 26-Nov-2021

Growth: ₹ 15.8412

IDCW: ₹ 14.4544


Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities).

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 24-Oct-2016
Return Since Launch: 9.45%
Benchmark: CRISIL Hybrid 35+65 Aggressive Index
Riskometer: Very High
Type: Open-ended
Assets: ₹ 208 Cr (As on 31-Oct-2021)
Expense: 2.60% (As on 31-Oct-2021)
Risk Grade: Above Average
Return Grade: Low
Turnover: 70.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW26-Apr-20210.5000

 30-Oct-20170.2000
 31-Aug-20170.4000

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: mfshyderabad[email protected]

Website: www.karvymfs.com

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