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2 star

IDBI Hybrid Equity Fund - Regular Plan


Hybrid: Aggressive Hybrid

1 Lakh

Investment declined to
₹ 0.99 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.55 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.72 -0.14 0.76 4.35 12.24 -2.56 1.86 -0.34 -- -- --
VR Balanced TRI -8.40 -0.32 1.38 5.53 15.46 -8.98 -3.15 5.04 -- -- --
Hybrid: Aggressive Hybrid -7.02 -0.27 1.52 5.09 12.59 -7.77 -2.63 1.40 -- -- --
Rank within category 3 11 36 29 22 3 9 25 -- -- --
Number of funds in category 44 44 44 44 44 44 41 33 25 23 21

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDBI Hybrid Equity Fund - Regular Plan
2 star
Oct-16 1.86 -0.34 -- 2.52 220
SBI Equity Hybrid Fund  | Invest Online
5 star
Dec-95 0.17 5.44 7.23 1.74 30,192
ICICI Prudential Equity & Debt Fund  | Invest Now
4 star
Nov-99 -6.25 1.55 6.32 1.75 17,615
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 3.47 4.03 7.25 1.89 5,661
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
4 star
Jul-15 -0.45 5.13 -- 1.91 3,468

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.75 (24-Mar-2020 - 31-Mar-2020) -11.89 (16-Mar-2020 - 23-Mar-2020)
Month 14.57 (23-Mar-2020 - 22-Apr-2020) -24.36 (20-Feb-2020 - 23-Mar-2020)
Quarter 23.21 (23-Mar-2020 - 22-Jun-2020) -21.74 (23-Dec-2019 - 23-Mar-2020)
Year 24.76 (26-Dec-2016 - 26-Dec-2017) -21.41 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 0.74 15.11 -0.30 -0.35 0.80 -5.05
VR Balanced TRI 5.91 17.27 0.04 0.04 -- --
Hybrid: Aggressive Hybrid 2.29 16.30 -0.18 -0.19 0.90 -3.56
Rank within category 24 7 27 29 4 24
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 47
Top 10 Holdings (%) 41.75
Top 5 Holdings (%) 29.65
Top 3 Sectors (%) 36.70
Portfolio P/B Ratio 3.56
Portfolio P/E Ratio 27.63

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.65% Bank of Baroda 2022 Debenture AA+ 7.29 - 11.16 10.07
equal 8.37% HUDCO 25/03/2029 Debenture AAA 5.86 - 9.54 8.64
equal 9.21% Punjab National Bank Bonds A 3.28 - 5.08 4.45
equal 8.75% Axis Bank 28/06/2022 Bonds AA+ 1.66 - 2.53 2.28
up 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 2.26 2.26
equal 9.25% Reliance Jio Infocomm 16/06/2024 Debenture AAA 0.00 - 1.80 1.76
equal 8.90% Dewan Housing Fin. Corpn. 2021 Debenture D 0.00 - 0.85 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 22.27 6.52 3.11 3.39
equal Reliance Industries Energy 32.28 3.10 0.00 3.10
equal Aarti Industries Chemicals 30.46 3.56 1.56 2.56
equal Hindustan Unilever FMCG 77.37 4.40 1.58 2.48
equal Sanofi India Healthcare 43.18 2.90 0.00 2.39
equal HDFC Financial 15.26 4.03 0.00 2.39
equal Kansai Nerolac Paints Chemicals 44.71 2.37 1.11 2.22
equal Godrej Consumer Products FMCG 47.63 4.71 0.00 2.18
equal Nestle India FMCG 79.90 3.93 1.71 2.15
equal Larsen & Toubro Construction 13.71 3.41 1.54 2.14
equal Avenue Supermarts Services 147.75 2.23 0.00 2.11
equal Divi's Laboratories Healthcare 42.49 2.26 0.00 2.07
equal Supreme Industries Chemicals 30.04 3.32 0.00 2.05
equal Muthoot Finance Financial 13.85 1.97 0.00 1.97
equal Tata Consultancy Services Technology 26.71 3.08 0.00 1.89
equal Pidilite Industries Chemicals 62.94 4.15 1.84 1.87
equal Maruti Suzuki India Automobile 31.71 3.61 0.00 1.86
equal Atul Chemicals 20.60 1.82 0.00 1.65
equal HDFC Life Insurance Financial -- 1.94 0.00 1.50
equal Exide Industries Engineering 16.91 1.95 1.24 1.48
equal ICICI Lombard General Insurance Company Financial 47.94 1.54 0.00 1.44
equal Timken India Engineering 30.06 1.43 0.53 1.43
equal Trent Services 181.86 1.40 0.00 1.40
equal Coromandel International Chemicals 20.60 1.37 0.00 1.37
equal Axis Bank Financial 66.93 2.14 0.00 1.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

*As on 31-May-2020

Fund Manager

— Uma Venkatraman since 01-Jul-2018

Education: Prior to joining IDBI Mutual Fund, she had worked with B&K Securities, ASK Raymond James, Morgan Keegan and UTI Mutual Fund.

Funds Managed:

— Raju Sharma since 03-May-2017

Education: Mr. Sharma is a Commerce Graduate and holds a degree of CA and LLB.

Experience: Prior to joining IDBI Mutual Fund, he has worked with Tata Mutual Fund, Indiabulls Mutual Fund, JM Morgan Stanley and DHFL.

Funds Managed:


-0.14%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 11.2300

Dividend: ₹ 10.6526


Investment Strategy

The scheme seeks to generate long-term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities (debt and money market securities).

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: IDBI Mutual Fund
Launch Date: 24-Oct-2016
Return Since Launch: 3.17%
Benchmark: CRISIL Hybrid 35+65 Aggressive
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 220 Cr (As on 30-Jun-2020)
Expense: 2.52% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: 94.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend30-Oct-20170.2000

 31-Aug-20170.4000

Contact Information

AMC: IDBI Asset Management Ltd.

Address: 4th Floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai - 400005

Phone: 022-66442800 / 1800-419-4324

Fax: 022-66442801

Email: [email protected]

Website: http://www.idbimutual.co.in

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM