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Unrated

Sundaram Long Term Micro Cap Tax Advantage Fund Series IV - Regular Plan


Equity: ELSS

1 Lakh

Investment Grown to
₹ 1.76 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 64.17 -3.13 -2.99 -2.91 7.32 23.94 78.45 20.70 -- -- --
S&P BSE 500 TRI 28.64 -0.32 -2.18 -2.87 3.33 12.39 38.30 18.80 -- -- --
Equity: ELSS 45.26 -1.15 -1.86 -1.92 6.25 19.04 55.83 23.31 -- -- --
Rank within category 3 20 18 13 7 3 3 14 -- -- --
Number of funds in category 20 20 20 20 20 20 20 20 9 3 1

As on 29-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Long Term Micro Cap Tax Advantage Fund Series IV - Regular Plan
Unrated
Mar-17 78.45 20.70 -- 1.42% 42
UTI Master Equity Plan Unit Scheme
Unrated
Mar-03 34.61 15.95 14.53 1.46% 2,479

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.77 29-May-2020 - 05-Jun-2020 -20.00 16-Mar-2020 - 23-Mar-2020
Month 20.04 22-May-2020 - 23-Jun-2020 -40.04 20-Feb-2020 - 24-Mar-2020
Quarter 41.15 19-Apr-2021 - 19-Jul-2021 -35.05 24-Dec-2019 - 24-Mar-2020
Year 125.85 31-Jul-2020 - 02-Aug-2021 -44.36 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 25.60 30.09 0.72 0.81 1.22 -0.56
S&P BSE 500 TRI 22.08 21.79 0.84 0.93 -- --
Equity: ELSS 25.79 24.65 0.91 0.94 1.05 2.89
Rank within category 11 18 17 11 18 13
Number of funds in category 20 20 20 20 20 20

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 64
Top 10 Stocks (%) 29.64
Top 5 Stocks (%) 16.50
Top 3 Sectors (%) 37.73
Portfolio P/B Ratio 3.10
Portfolio P/E Ratio 22.71

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 5,343 69,555
Giant (%) -- 40.31
Large (%) -- 13.67
Mid (%) 23.77 28.46
Small (%) 76.23 35.25
Tiny (%) -- 1.08

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Kei Industries Engineering 27.45 3.66 1.10 3.63
down Grindwell Norton Metals 62.35 4.82 3.16 3.60
equal Century Plyboards (India) FMCG 45.98 3.17 0.00 3.17
down Angel One Financial 19.91 3.49 0.00 3.15
equal MM Forgings Metals 18.77 3.37 1.32 2.95
up Equitas Holdings Financial 11.12 2.87 0.00 2.85
equal Navin Fluorine International Chemicals 69.79 8.54 2.80 2.80
up Greenpanel Industries FMCG 24.32 2.67 0.00 2.67
equal Himatsingka Seide Textiles 10.82 2.84 0.94 2.42
equal Indoco Remedies Healthcare 27.54 2.53 0.00 2.40
equal Heritage Foods FMCG 17.10 2.40 0.00 2.40
equal KPIT Technologies Technology 56.31 2.67 0.00 2.39
equal Healthcare Global Enterprises Healthcare -- 2.54 0.83 2.33
equal Brigade Enterprises Construction -- 2.63 1.30 2.19
down CG Power & Industrial Solutions Engineering -- 2.12 0.00 2.12
equal JK Cement Construction 31.51 2.80 0.00 2.11
equal KSB Engineering 30.25 2.07 0.00 1.96
equal Home First Finance Company India Financial 54.31 1.91 0.00 1.91
down INOX Leisure Services -- 4.11 1.34 1.87
equal Kalpataru Power Trans Construction 8.90 3.51 1.77 1.85
equal Kennametal India Engineering 38.06 2.44 1.71 1.83
equal Stove Kraft Services 35.59 1.77 0.00 1.77
equal Heidelberg Cement India Construction 15.19 4.97 1.71 1.71
equal Amber Enterprises Consumer Durable 85.74 2.52 0.00 1.70
equal Astra Microwave Products Communication 39.29 4.37 1.39 1.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Ratish Varier since 23-Jul-2020

Education: Mr. Varier is a B.Com. & MBA (Finance)

Experience: Prior to joining Sundaram Asset Management Company, he has worked with Mahindra Asset Management, Reliance Life Insurance Company Limited.

Funds Managed:

— Dwijendra Srivastava since 27-Sep-2016

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Rohit Seksaria since 01-Apr-2019

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:


-3.13%

Change from previous, NAV as on 29-Nov-2021

Growth: ₹ 15.2371

IDCW: ₹ 15.2370


Investment Strategy

The scheme seeks to generate capital appreciation over a period of ten years by predominantly investing in equity and equity-related instruments of companies that can be termed as micro-cap and from income tax benefit available.

Investment Details

Tenure (Days) 3650
Maturity date 24-Mar-2027

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 24-Mar-2017
Return Since Launch: 9.40%
Benchmark: NIFTY Smallcap 100 TRI
Riskometer: Low to Moderate
Type: Closed-end

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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