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Unrated

UTI Capital Protection Oriented Scheme Series VIII-III (1281 Days) - Regular Plan


1 Lakh

Investment Grown to
₹ 1.15 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.48 -0.15 -0.04 -0.05 0.87 2.66 5.69 4.78 -- -- --
VR MIP TRI 0.93 0.29 -0.01 0.62 1.79 5.47 10.56 8.63 -- -- --
Hybrid: Conservative Hybrid 0.60 -0.29 -0.14 -0.10 1.28 4.81 7.19 5.51 -- -- --
Rank within category 47 25 27 47 70 78 65 32 -- -- --
Number of funds in category 84 85 84 84 84 82 77 40 3 0 0

As on 24-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.84 (29-Dec-2016 - 05-Jan-2017) -0.82 (30-Jan-2018 - 06-Feb-2018)
Month 1.71 (26-Dec-2016 - 25-Jan-2017) -1.31 (07-Sep-2018 - 09-Oct-2018)
Quarter 2.74 (24-May-2018 - 23-Aug-2018) -0.54 (27-Aug-2018 - 26-Nov-2018)
Year 7.52 (04-Nov-2016 - 06-Nov-2017) 1.94 (26-Oct-2017 - 26-Oct-2018)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.89 1.58 -0.49 -0.65 0.32 -1.56
VR MIP TRI 8.13 4.10 0.60 0.95 -- --
Hybrid: Conservative Hybrid 5.75 3.77 0.05 0.11 0.72 -1.69
Rank within category 31 1 37 37 1 27
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 19
Number of Bonds 9
Average Maturity (yrs) * 0.12
Top 10 Holdings (%) 67.17
Portfolio P/B Ratio 2.23
Portfolio P/E Ratio 17.39

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 76-D 17/03/2020 Cash Management Bill SOV 0.00 - 16.78 16.78
equal 8.39% Rajasthan State 15/03/2020 State Development Loan SOV 11.95 - 12.69 11.95
equal Bajaj Finance 13/04/2020 Deep Discount Bonds AAA 10.46 - 10.77 10.77
equal SIDBI 2020 Certificate of Deposit A1+ 0.00 - 9.56 9.56
equal 8.22% National Bank Agr. Rur. Devp 15-D 18/02/2020 Bonds AAA 9.26 - 9.78 9.26
equal 8.82% Power Finance Corp. 20/02/2020 Bonds AAA 3.62 - 3.84 3.62
equal 7.97% LIC Housing Fin. 2020 Debenture AAA 1.61 - 1.69 1.61
equal 8.87% REC 2020 Bonds AAA 0.08 - 0.09 0.08
equal Federal Bank 371-D Short Term Deposit -- 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 25.23 1.48 0.92 1.42
equal Infosys Technology 20.72 1.32 0.83 1.23
equal ICICI Bank Financial 36.13 1.00 0.53 0.97
equal Larsen & Toubro Construction 18.10 0.91 0.64 0.78
equal Sun Pharmaceutical Inds. Healthcare 23.87 1.09 0.55 0.60
equal Grasim Industries Construction 11.75 1.06 0.55 0.59
equal Wipro Technology 14.12 0.70 0.49 0.51
equal GAIL Energy 8.48 0.72 0.42 0.42
equal Dr. Reddy's Lab Healthcare 31.01 0.45 0.29 0.42
equal Mphasis Technology 15.05 0.61 0.30 0.41
equal Mahindra & Mahindra Automobile 29.60 0.66 0.34 0.36
equal ONGC Energy 5.80 0.67 0.00 0.32
equal Oracle Fin Ser Software Technology 15.72 0.50 0.29 0.31
equal Castrol India Energy 18.54 0.45 0.23 0.25
equal Sun TV Network Services 12.89 0.54 0.21 0.23
equal Aurobindo Pharma Healthcare 11.50 0.33 0.17 0.18
equal Indian Oil Corp. Energy 8.07 0.42 0.18 0.18
equal Aditya Birla Capital Financial 19.49 0.23 0.00 0.10
equal NIIT Technologies Technology 26.36 0.94 0.06 0.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

*As on 31-Dec-2019

Fund Manager

— Sunil Patil since 22-Sep-2016

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:

— V Srivatsa since 22-Sep-2016

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-0.15%

Change from previous, NAV as on 24-Feb-2020

Growth: ₹ 11.8104

Dividend: ₹ 11.8104


Investment Strategy

The scheme aims to protect the capital by investing in high quality fixed income securities as the primary objective and generate capital appreciation by investing in equity and equity related instruments as secondary objective.

Tenure (Days) 1281
Maturity date 13-Apr-2020

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 10-Oct-2016
Return Since Launch: 5.05%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately Low
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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