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2 star

Motilal Oswal Dynamic Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.36 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.24 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.07 -0.75 0.23 -2.65 -1.13 4.39 10.18 10.67 10.70 -- --
VR Balanced TRI 19.48 -1.45 -0.71 -4.42 -2.03 7.79 24.91 16.40 15.25 -- --
Hybrid: Dynamic Asset Allocation 15.22 -0.67 -0.18 -1.84 0.28 6.60 18.04 12.69 10.72 -- --
Rank within category 24 19 3 26 25 24 24 15 7 -- --
Number of funds in category 25 29 29 28 26 26 25 18 12 10 0

As on 06-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Dynamic Fund - Direct Plan  | Invest Online
2 star
Sep-16 10.18 10.67 10.70 0.98% 1,144
ICICI Prudential Balanced Advantage Fund - Direct Plan  | Invest Now
4 star
Jan-13 16.83 13.67 12.32 1.00% 36,816
Kotak Balanced Advantage Fund - Direct Plan  | Invest Online
5 star
Aug-18 16.10 14.43 -- 0.45% 11,813
Edelweiss Balanced Advantage Fund - Direct Plan  | Invest Online
5 star
Jan-13 22.37 17.91 15.54 0.45% 6,331
Aditya Birla Sun Life Balanced Advantage Fund - Direct Plan  | Invest Online
4 star
Jan-13 16.56 13.87 11.67 0.59% 6,281

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 6.94 26-May-2020 - 02-Jun-2020 -13.21 16-Mar-2020 - 23-Mar-2020
Month 12.24 23-Mar-2020 - 22-Apr-2020 -21.81 20-Feb-2020 - 23-Mar-2020
Quarter 22.88 03-Apr-2020 - 06-Jul-2020 -20.84 23-Dec-2019 - 23-Mar-2020
Year 41.59 23-Mar-2020 - 23-Mar-2021 -12.80 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 10.43 12.14 0.55 0.58 0.63 -1.21
VR Balanced TRI 16.35 17.90 0.70 0.83 -- --
Hybrid: Dynamic Asset Allocation 12.60 12.26 0.72 0.80 0.63 0.95
Rank within category 16 9 18 15 10 17
Number of funds in category 19 19 19 19 19 19

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 25
Top 10 Holdings (%) 49.90
Top 5 Holdings (%) 31.61
Top 3 Sectors (%) 32.20
Portfolio P/B Ratio 3.73
Portfolio P/E Ratio 28.88
Avg Credit Rating CASH

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 5.39% Sundaram Finance 21/06/2024 Debenture AAA 0.00 - 4.34 4.34
equal Bajaj Finance 2023 Debenture AAA 0.00 - 3.76 3.76
equal 7.38% Cholamandalam Investment & Finance Company 31/07/2024 Debenture AA+ 0.00 - 2.25 2.25
equal 5.69% REC 30/09/2023 Non Convertible Debenture AAA 0.00 - 2.21 2.21
equal 5.75% HDB Financial Services 28/05/2024 Debenture AAA 0.00 - 2.19 2.19
equal 8.02% Larsen & Toubro 22/05/2022 Non Convertible Debenture AAA 0.00 - 0.98 0.98
equal 8.40% Sundaram Home Finance 2022 Non Convertible Debenture AA+ 0.00 - 0.98 0.98
equal 7.70% National Bank Agr. Rur. Devp 20-D 13/06/2022 Non Convertible Debenture AAA 0.00 - 1.76 0.54
equal 7.49% HDB Financial Services 18/11/2021 Bonds/NCDs AAA 0.00 - 0.91 0.09
equal 5.50% Britannia Inds. 2024 Non Convertible Debenture AAA 0.00 - 0.00 0.00
equal Others CBLO -- - 2.73

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Larsen & Toubro Construction 28.60 8.93 0.00 8.71
down ICICI Bank Financial 23.22 9.53 0.00 8.55
equal ITC FMCG 18.81 8.66 0.00 5.56
up Tata Consultancy Services Technology 35.74 5.56 0.94 4.45
equal State Bank of India Financial 14.49 4.31 0.00 4.31
up HDFC Financial 23.99 10.19 1.91 3.53
equal SBI Cards & Payments Services Financial 90.59 3.49 0.00 3.49
equal SBI Life Insurance Company Insurance 93.55 3.28 0.00 3.20
equal Axis Bank Financial 20.34 9.10 0.00 3.17
equal ICICI Lombard General Insurance Company Insurance 55.69 3.71 0.00 2.86
down AU Small Finance Bank Financial 31.25 4.95 0.00 2.20
down Infosys Technology 34.10 5.55 0.00 2.09
equal Maruti Suzuki India Automobile 50.65 4.96 1.01 2.04
up G R Infraprojects Construction 18.24 1.89 0.00 1.89
up LIC Housing Fin. Financial 13.83 1.88 0.00 1.88
down Zomato Services -- 1.95 0.00 1.63
down Gland Pharma Healthcare 52.51 2.52 0.00 1.61
up Wabco India Automobile 99.98 1.46 0.00 1.46
equal Ultratech Cement Construction 32.67 1.35 0.00 1.35
new Embassy Office Parks REIT Construction -- 1.29 0.00 1.29
down HCL Technologies Technology 26.74 1.47 0.00 1.11
new Brookfield India Real Estate Trust REIT Construction -- 1.03 0.00 1.03
new Fino Payments Bank Financial 164.00 0.89 0.00 0.89
new MTAR Technologies Services 126.73 0.07 0.00 0.07
down HDFC Bank Financial 24.37 9.72 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Siddharth Bothra since 19-May-2021

Education: Mr. Bothra has done his Post Graduate Program (PGP) from Indian School of Business (ISB), Hyderabad, which included an international MBA exchange program with NYU Stern Leonard N. Stern School of Business, New York.

Experience: Prior to joining Motilal Oswal AMC he had an extensive stint with Motilal Oswal Securities ltd. as senior analyst in the institutional equities division covering various sectors. During his stint with Motilal Oswal Securities ltd. Mr. Bothra won various recognition such as: ZEE Business TV - India's Best Analyst Awards 2009 Infrastructure, ET Reuters Starmine Awards No.1 Earnings Estimator 2009 Real Estate & No. 2 Stock Picker 2010 Real Estate. Mr. Bothra has also worked with broking outfits like Achemy Share & Stocks and VCK Share & Stocks in the past.

Interviews:

Funds Managed:


-0.75%

Change from previous, NAV as on 06-Dec-2021

Growth: ₹ 16.3124

IDCW Yearly: ₹ 14.1772

IDCW Quarterly: ₹ 12.3220


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives as well as debt instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 27-Sep-2016
Return Since Launch: 9.88%
Benchmark: CRISIL Hybrid 50+50 Moderate Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,144 Cr (As on 31-Oct-2021)
Expense: 0.98% (As on 31-Oct-2021)
Risk Grade: Above Average
Return Grade: Average
Turnover: 420.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Quarterly14-Oct-20210.4000

 28-Jan-20210.2000
 28-Oct-20200.6800
 30-Jul-20200.3000
 05-May-20200.2990
 15-Jan-20200.1771
 30-Oct-20190.1328
 29-Jul-20190.1771
 21-Jan-20190.2656
 31-Oct-20180.0664
 10-Jul-20180.0443
 30-Apr-20180.1771
 29-Jan-20180.0700
 23-Oct-20170.1200
 26-May-20170.0535
IDCW Yearly25-Mar-20210.7500

 20-Mar-20200.2820
 28-Mar-20190.2374
 20-Mar-20180.1199
 23-Oct-20170.2600

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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