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3 star

Motilal Oswal Dynamic Fund - Direct Plan


Hybrid: Dynamic Asset Allocation

1 Lakh

Investment Grown to
₹ 1.19 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.05 Lakh

Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.95 0.20 0.92 2.36 17.31 1.61 12.55 6.06 -- -- --
VR Balanced TRI -5.13 0.10 1.11 3.43 17.56 -4.87 4.87 5.31 -- -- --
Hybrid: Dynamic Asset Allocation 1.39 0.07 0.94 2.76 13.43 -0.74 8.42 4.76 -- -- --
Rank within category 13 4 14 17 4 11 7 6 -- -- --
Number of funds in category 23 25 25 25 25 24 23 15 12 6 0

As on 07-Aug-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Dynamic Fund - Direct Plan  | Invest Online
3 star
Sep-16 12.55 6.06 -- 0.83 1,111
ICICI Prudential Balanced Advantage Fund - Direct Plan  | Invest Now
4 star
Jan-13 7.76 6.19 8.21 1.17 25,409
DSP Dynamic Asset Allocation Fund - Direct Plan  | Invest Online
5 star
Feb-14 10.66 6.59 8.45 0.54 1,418
IDFC Dynamic Equity Fund - Direct Plan
4 star
Oct-14 13.77 7.66 7.54 1.00 869
L&T Balanced Advantage Fund - Direct Plan  | Invest Online
4 star
Jan-13 12.79 8.02 6.13 1.20 645

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.94 (26-May-2020 - 02-Jun-2020) -13.21 (16-Mar-2020 - 23-Mar-2020)
Month 12.24 (23-Mar-2020 - 22-Apr-2020) -21.81 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.88 (03-Apr-2020 - 06-Jul-2020) -20.84 (23-Dec-2019 - 23-Mar-2020)
Year 29.01 (26-Dec-2016 - 26-Dec-2017) -12.80 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.84 12.40 0.13 0.14 0.66 0.89
VR Balanced TRI 6.33 17.40 0.06 0.07 -- --
Hybrid: Dynamic Asset Allocation 4.81 12.05 -0.03 -0.02 0.63 -1.11
Rank within category 4 9 5 5 9 5
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 24
Top 10 Holdings (%) 46.52
Top 5 Holdings (%) 27.16
Top 3 Sectors (%) 49.44
Portfolio P/B Ratio 4.88
Portfolio P/E Ratio 27.94

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.50% HDFC 31/08/2020 Debenture AAA 3.90 - 4.84 4.53
equal 8.90% Tamilnadu State 20/09/2022 State Development Loan SOV 0.00 - 3.07 2.94
new 8.48% Karnataka State 17/10/2022 State Development Loan SOV 0.00 - 2.92 2.92

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 20.14 9.72 3.14 7.04
down HDFC Life Insurance Financial 92.71 6.96 0.00 6.04
down Reliance Industries Energy 34.17 5.43 0.00 5.24
down Maruti Suzuki India Automobile 50.03 8.33 1.01 4.31
down HDFC Financial 14.05 10.19 4.23 4.23
down Bharti Airtel Communication -- 4.97 0.00 4.23
down Eicher Motors Automobile 32.56 4.35 0.00 3.98
down United Spirits FMCG 198.13 8.89 0.00 3.61
down Britannia Inds. FMCG 55.80 3.79 0.00 3.32
down Bajaj Finance Financial 41.52 10.32 2.58 3.09
down ICICI Lombard General Insurance Company Financial 48.13 3.71 0.00 3.01
down Kotak Mahindra Bank Financial 31.19 9.13 0.00 3.00
down Asian Paints Chemicals 76.33 7.22 0.00 2.98
down Infosys Technology 23.78 5.55 0.00 2.77
down AU Small Finance Bank Financial 31.70 3.00 0.00 2.55
down Petronet LNG Energy 13.56 4.25 0.00 2.50
down Hindustan Unilever FMCG 75.78 7.02 0.00 2.08
down Titan Company Cons Durable 64.49 6.58 0.00 2.04
down Tata Consultancy Services Technology 27.59 5.56 0.00 1.78
down Alkem Laboratories Healthcare 26.13 1.45 0.00 1.13
up Nippon Life India Asset Management Financial 37.54 0.86 0.00 0.86
new Reliance Industries Ltd - Partly Paid Equity Energy -- 0.86
new Hero Motocorp Automobile 14.85 0.82 0.00 0.82
down Nestle India FMCG 77.68 0.99 0.00 0.80
new HDFC Asset Management Company Financial 39.62 2.24 0.00 0.71

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Akash Singhania since 08-Apr-2019

Education: Mr.Singhania holds a degree in B.Com(H), is CA, CS and a PGDBM from IIM-L.

Experience: Prior to joining Motilal Oswal Mutual Fund, He was associated with PGIM India as Fund Manager-PMS (May'08-Dec'12), ICICI Prudential Asset Management Co. Ltd. as Research Analyst (Mar'06-May'08), SR Batliboi & Co. (Ernst & Young) as Senior Executive (Jul'05-Mar'06), Bharat S Raut & Co. (KPMG) as Senior Executive (Aug'02-May'03) and PWC as Junior Executive (Oct'01-Jul'02).

Interviews:

Funds Managed:


0.20%

Change from previous, NAV as on 07-Aug-2020

Growth: ₹ 14.0966

Dividend Yearly: ₹ 12.9405

Dividend Quarterly: ₹ 11.8499


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives as well as debt instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 27-Sep-2016
Return Since Launch: 9.30%
Benchmark: CRISIL Hybrid 50+50 Moderate Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,111 Cr (As on 30-Jun-2020)
Expense: 0.83% (As on 30-Jun-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 360.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly30-Jul-20200.3000

 05-May-20200.2990
 15-Jan-20200.1771
 30-Oct-20190.1328
 29-Jul-20190.1771
 21-Jan-20190.2656
 31-Oct-20180.0664
 10-Jul-20180.0443
 30-Apr-20180.1771
 29-Jan-20180.0700
 23-Oct-20170.1200
 26-May-20170.0535
Dividend Yearly20-Mar-20200.2820

 28-Mar-20190.2374
 20-Mar-20180.1199
 23-Oct-20170.2600

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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