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3 star

Motilal Oswal Dynamic Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.16 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.93 Lakh

Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Dynamic Asset Allocation or Balanced Advantage funds invest your money in equity shares and bonds though their proportions are not fixed. The fund management team may increase of decrease the allocation to equity shares depending upon their market outlook.

These funds tend to fall less than pure equity funds when the stock markets decline because of their debt allocation. This makes them suitable for conservative equity investors.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.74 0.49 2.26 -0.28 5.25 22.06 5.17 4.96 -- -- --
VR Balanced TRI -3.68 1.27 4.65 -0.36 8.13 27.01 2.44 6.57 -- -- --
Hybrid: Dynamic Asset Allocation 1.50 0.63 2.78 -0.14 5.66 20.48 5.11 4.09 -- -- --
Rank within category 14 17 17 17 15 10 13 6 -- -- --
Number of funds in category 22 24 24 24 24 24 22 14 11 6 5

As on 01-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Dynamic Fund - Regular Plan  | Invest Online
3 star
Sep-16 5.17 4.96 -- 2.22 1,125
ICICI Prudential Balanced Advantage Fund  | Invest Now
4 star
Dec-06 5.07 6.06 8.10 1.72 26,638
DSP Dynamic Asset Allocation Fund - Regular Plan  | Invest Online
5 star
Feb-14 5.96 5.80 7.23 2.17 1,547
IDFC Dynamic Equity Fund - Regular Plan
4 star
Oct-14 9.37 6.80 7.12 2.32 966
L&T Balanced Advantage Fund  | Invest Online
5 star
Feb-11 9.88 7.20 6.01 2.42 721

Best & Worst Performance

Best (Period) Worst (Period)
Week 6.91 (26-May-2020 - 02-Jun-2020) -13.23 (16-Mar-2020 - 23-Mar-2020)
Month 12.10 (23-Mar-2020 - 22-Apr-2020) -21.90 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.48 (03-Apr-2020 - 06-Jul-2020) -21.08 (23-Dec-2019 - 23-Mar-2020)
Year 27.49 (26-Dec-2016 - 26-Dec-2017) -13.78 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.47 12.34 0.03 0.04 0.66 -1.21
VR Balanced TRI 7.52 17.40 0.14 0.16 -- --
Hybrid: Dynamic Asset Allocation 4.39 11.87 -0.06 -0.05 0.62 -2.21
Rank within category 7 10 7 7 10 7
Number of funds in category 17 17 17 17 17 17

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 27
Top 10 Holdings (%) 42.91
Top 5 Holdings (%) 26.52
Top 3 Sectors (%) 37.24
Portfolio P/B Ratio 3.88
Portfolio P/E Ratio 34.23
Avg Credit Rating GOI/Cash

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 7.21% HDFC 30/12/2022 Debenture AAA 0.00 - 4.64 4.64
equal 8.90% Tamilnadu State 20/09/2022 State Development Loan SOV 0.00 - 3.07 2.88
equal 8.48% Karnataka State 17/10/2022 State Development Loan SOV 0.00 - 2.92 2.86
equal HDFC Bank Fixed Deposits Unrated 0.00 - 4.26 2.67

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Axis Bank Financial 80.22 5.90 0.00 5.90
equal Reliance Industries Energy 35.42 5.83 0.00 5.79
equal ICICI Bank Financial 25.03 5.87 0.00 5.74
equal HDFC Bank Financial 21.37 9.72 3.14 4.45
equal HDFC Life Insurance Financial 86.96 6.96 0.00 4.43
equal Maruti Suzuki India Automobile 50.89 8.33 1.01 3.16
equal Infosys Technology 25.45 5.55 0.00 2.99
equal HDFC Financial 14.64 10.19 2.89 2.93
equal Bajaj Finance Financial 41.25 10.32 2.58 2.81
up Eicher Motors Automobile 45.45 4.35 0.00 2.53
equal AU Small Finance Bank Financial 29.71 3.00 0.00 2.30
equal Tata Consultancy Services Technology 30.32 5.56 0.00 2.21
equal Bharti Airtel Communication -- 4.97 0.00 2.20
equal Britannia Inds. FMCG 54.03 3.79 0.00 2.09
equal Asian Paints Chemicals 86.31 7.22 0.00 2.04
equal ICICI Lombard General Insurance Company Financial 46.09 3.71 0.00 1.94
down Kotak Mahindra Bank Financial 30.34 9.13 0.00 1.89
equal Hindustan Unilever FMCG 71.87 7.02 0.00 1.81
down United Spirits FMCG 176.31 8.89 0.00 1.73
equal Titan Company Cons Durable 127.81 6.58 0.00 1.72
equal Nestle India FMCG 74.14 1.51 0.00 1.44
up Alkem Laboratories Healthcare 24.05 1.45 0.00 1.31
down Petronet LNG Energy 12.53 4.21 0.00 1.27
up Muthoot Finance Financial 13.52 1.15 0.00 1.15
equal Hero Motocorp Automobile 25.75 1.10 0.00 1.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Akash Singhania since 08-Apr-2019

Education: Mr.Singhania holds a degree in B.Com(H), is CA, CS and a PGDBM from IIM-L.

Experience: Prior to joining Motilal Oswal Mutual Fund, He was associated with PGIM India as Fund Manager-PMS (May'08-Dec'12), ICICI Prudential Asset Management Co. Ltd. as Research Analyst (Mar'06-May'08), SR Batliboi & Co. (Ernst & Young) as Senior Executive (Jul'05-Mar'06), Bharat S Raut & Co. (KPMG) as Senior Executive (Aug'02-May'03) and PWC as Junior Executive (Oct'01-Jul'02).

Interviews:

Funds Managed:


0.49%

Change from previous, NAV as on 01-Oct-2020

Growth: ₹ 13.4457

Dividend Yearly: ₹ 12.6477

Dividend Quarterly: ₹ 11.8473


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives as well as debt instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 27-Sep-2016
Return Since Launch: 7.66%
Benchmark: CRISIL Hybrid 50+50 Moderate Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,125 Cr (As on 31-Aug-2020)
Expense: 2.22% (As on 31-Aug-2020)
Risk Grade: Average
Return Grade: Average
Turnover: 340.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly30-Jul-20200.3000

 05-May-20200.2385
 15-Jan-20200.0443
 21-Jan-20190.2656
 31-Oct-20180.0664
 10-Jul-20180.0443
 30-Apr-20180.1404
 29-Jan-20180.0700
 23-Oct-20170.1200
 26-May-20170.0800
Dividend Yearly28-Mar-20190.2656

 20-Mar-20180.1500
 23-Oct-20170.2600

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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