VR Logo

Unrated

UTI Capital Protection Oriented Scheme Series VIII-II (1831 Days) - Regular Plan


1 Lakh

Investment Grown to
₹ 1.20 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 6.76 -0.21 0.01 -0.23 3.03 9.94 9.21 6.30 -- -- --
VR MIP TRI 1.28 -0.03 0.18 -0.78 3.10 9.92 4.27 6.46 -- -- --
Hybrid: Conservative Hybrid 2.97 -0.08 0.14 -0.50 2.13 6.97 5.14 4.30 -- -- --
Rank within category 1 50 44 21 10 5 2 3 -- -- --
Number of funds in category 48 51 51 51 51 49 47 26 5 3 0

As on 29-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Capital Protection Oriented Scheme Series VIII-II (1831 Days) - Regular Plan
Unrated
Sep-16 9.21 6.30 -- 1.07 96
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 4.39 -- -- 1.08 2,664
SBI Dual Advantage Fund Series XXIV - Regular Plan
Unrated
Oct-17 3.98 -- -- 1.08 2,515
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.01 -- -- 1.08 2,149
SBI Dual Advantage Fund Series XXVII - Regular Plan
Unrated
Mar-18 5.77 -- -- 1.08 1,152

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.00 (24-Mar-2020 - 31-Mar-2020) -3.84 (11-Mar-2020 - 18-Mar-2020)
Month 5.76 (23-Mar-2020 - 22-Apr-2020) -7.92 (20-Feb-2020 - 23-Mar-2020)
Quarter 9.68 (24-Mar-2020 - 23-Jun-2020) -5.60 (23-Dec-2019 - 23-Mar-2020)
Year 11.61 (19-Feb-2019 - 19-Feb-2020) -0.75 (26-Oct-2017 - 26-Oct-2018)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.18 4.28 0.24 0.30 0.57 0.30
VR MIP TRI 6.45 6.54 0.20 0.22 -- --
Hybrid: Conservative Hybrid 4.35 4.70 -0.12 -0.16 0.59 -1.56
Rank within category 3 11 4 4 10 4
Number of funds in category 25 25 25 25 25 25

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 18
Number of Bonds 16
Average Maturity (yrs) 0.87
Top 10 Holdings (%) 67.67
Portfolio P/B Ratio 2.77
Portfolio P/E Ratio 23.25

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Bajaj Finance 28/09/2021 Deep Discount Bonds AAA 9.84 - 10.29 9.97
equal 8.40% Power Grid Corporation 14/09/2021 Bonds AAA 8.68 - 9.40 8.68
equal 7.50% Power Finance Corp. 16/08/2021 Debenture AAA 8.56 - 9.19 8.56
equal 7.75% LIC Housing Fin. 27/08/2021 Debenture AAA 7.51 - 8.00 7.51
equal 8.50% SIDBI 21/06/2021 Debenture AAA 0.00 - 7.01 6.46
equal 8.32% Reliance Jio Infocomm 2021 Debenture AAA 6.45 - 6.94 6.45
equal 9.90% HDFC 2021 Debenture AAA 5.42 - 5.89 5.42
equal 8.66% Uttar Pradesh State 21/09/2021 State Development Loan SOV 4.90 - 5.34 4.90
equal 9.48% REC 2021 Bonds AAA 4.90 - 5.28 4.90
equal 8.10% NTPC 27/05/2021 Bonds AAA 4.82 - 5.24 4.82
up 8.69% Uttar Pradesh State 2021 State Development Loan SOV 0.00 - 3.51 3.51
equal HDFC 363-D 13/01/2021 Commercial Paper A1+ 0.00 - 2.75 2.62
equal 7.99% Punjab State 15/06/2021 State Development Loan SOV 1.61 - 1.75 1.61
equal 8.39% National Bank Agr. Rur. Devp 19-D 19/07/2021 Debenture AAA 1.08 - 1.17 1.08
equal 8.39% Rajasthan State 15/03/2021 State Development Loan SOV 1.06 - 1.17 1.06
equal 8.52% Haryana State 17/02/2021 State Development Loan SOV 0.00 - 0.55 0.53

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Tata Consumer Products FMCG 92.36 2.68 1.12 2.68
equal HDFC Bank Financial 20.38 2.26 1.56 1.85
equal Dr. Reddy's Lab Healthcare 44.86 1.93 0.36 1.80
equal ICICI Bank Financial 23.84 2.43 1.38 1.67
equal Jubilant FoodWorks Services 235.41 1.65 0.66 1.65
equal Aurobindo Pharma Healthcare 16.03 1.31 0.63 1.13
up Sun Pharmaceutical Inds. Healthcare 171.03 1.25 0.64 1.10
equal Torrent Power Energy 11.96 1.07 0.77 1.02
up Wipro Technology 18.23 0.99 0.49 0.99
equal Bharti Airtel Communication -- 1.10 0.00 0.98
equal Larsen & Toubro Construction 14.90 1.31 0.67 0.72
equal Ajanta Pharma Healthcare 27.90 0.73 0.00 0.62
equal Sun TV Network Services 14.78 1.48 0.39 0.56
equal GAIL Energy 4.59 1.17 0.44 0.50
up Castrol India Energy 16.72 0.51 0.23 0.49
equal Mphasis Technology 20.35 0.61 0.30 0.45
equal Grasim Industries Construction 13.90 0.85 0.31 0.40
up Aditya Birla Capital Financial 17.80 0.24 0.04 0.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Sunil Patil since 06-Sep-2016

— V Srivatsa since 06-Sep-2016

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-0.21%

Change from previous, NAV as on 29-Sep-2020

Growth: ₹ 13.0390

Dividend: ₹ 13.0390


Investment Strategy

The scheme aims to protect the capital by investing in high quality fixed income securities as the primary objective and generate capital appreciation by investing in equity and equity related instruments as secondary objective.

Tenure (Days) 1831
Maturity date 28-Sep-2021

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 23-Sep-2016
Return Since Launch: 6.83%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately Low
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

VR Helpline

IPO season

dateSaturday, 03-Oct-2020
time04:00 PM - 04:30 PM