VR Logo

Unrated

Sundaram Rural and Consumption Fund - Regular Plan


1 Lakh

Investment declined to
₹ 0.98 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.60 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -3.19 1.19 1.55 3.17 3.82 18.65 -2.06 -0.83 9.41 14.61 8.95
S&P BSE 500 TRI 0.39 0.39 1.71 6.40 7.73 29.31 4.79 4.35 8.63 12.32 8.16
Equity: Thematic-Consumption 0.92 1.05 1.84 4.06 5.48 19.53 0.96 3.76 8.31 12.66 10.49
Rank within category 9 5 8 8 8 6 10 9 4 3 4
Number of funds in category 12 12 12 12 12 12 12 9 8 7 6

As on 23-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Rural and Consumption Fund - Regular Plan
Unrated
May-06 -2.06 -0.83 9.41 2.27 1,477
Aditya Birla Sun Life India GenNext Fund  | Invest Online
Unrated
Aug-05 -0.95 4.89 10.02 2.33 1,535
Tata India Consumer Fund - Regular Plan  | Invest Online
Unrated
Dec-15 1.15 3.76 -- 2.26 1,167
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
Unrated
Mar-11 -1.66 5.73 10.15 2.19 1,003
SBI Consumption Opportunities Fund  | Invest Online
Unrated
Jul-99 -11.70 0.19 5.99 2.47 577

Best & Worst Performance

Best (Period) Worst (Period)
Week 20.16 (13-May-2009 - 20-May-2009) -23.02 (15-Jan-2008 - 22-Jan-2008)
Month 32.88 (28-Apr-2009 - 28-May-2009) -35.76 (20-Feb-2020 - 23-Mar-2020)
Quarter 80.26 (09-Mar-2009 - 10-Jun-2009) -44.17 (02-Sep-2008 - 02-Dec-2008)
Year 119.30 (09-Mar-2009 - 09-Mar-2010) -63.06 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.73 22.09 -0.11 -0.11 0.85 0.01
S&P BSE 500 TRI 6.61 21.81 0.07 0.08 -- --
Equity: Thematic-Consumption 6.23 20.20 0.06 0.07 0.76 3.26
Rank within category 10 9 10 10 10 10
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 43
Top 10 Stocks (%) 42.61
Top 5 Stocks (%) 25.77
Top 3 Sectors (%) 70.29
Portfolio P/B Ratio 4.00
Portfolio P/E Ratio 38.71

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 41,111 59,692
Giant (%) 27.48 42.03
Large (%) 23.50 18.10
Mid (%) 39.28 26.34
Small (%) 9.74 14.54
Tiny (%) -- 1.22

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Tata Consumer Products FMCG 85.93 8.69 1.48 7.08
down Hindustan Unilever FMCG 71.87 9.18 4.16 6.37
equal Asian Paints Chemicals 89.35 4.43 1.76 4.24
equal Mahindra & Mahindra Automobile -- 5.44 2.19 4.12
equal Crompton Greaves Consumer Electricals Cons Durable 39.73 3.96 0.00 3.96
equal Varun Beverages FMCG 89.20 3.98 0.89 3.92
equal HDFC Bank Financial 23.00 3.51 0.00 3.51
down The Ramco Cements Construction 35.06 3.32 0.00 3.32
down SBI Life Insurance Company Financial 53.45 3.77 0.98 3.24
equal Voltas Cons Durable 53.88 2.86 0.00 2.86
equal P&G Hygiene & Health Care FMCG 77.18 3.23 1.31 2.80
equal City Union Bank Financial 24.95 3.58 0.00 2.74
equal ICICI Bank Financial 28.27 3.17 0.00 2.74
down Coromandel International Chemicals 17.31 2.70 0.77 2.62
equal TTK Prestige Cons Durable 52.58 2.48 0.00 2.48
down ICICI Lombard General Insurance Company Financial 41.12 3.13 0.00 2.46
down Bayer CropScience Healthcare 40.98 2.40 0.86 2.35
equal V-Guard Industries Cons Durable 51.13 2.38 1.38 2.19
down Nestle India FMCG 73.81 3.08 1.28 2.16
equal Dabur India FMCG 64.43 2.41 1.27 2.11
down ITC FMCG 14.52 5.65 1.74 2.09
equal Britannia Inds. FMCG 46.63 2.70 1.15 2.03
down Navin Fluorine International Chemicals 24.71 1.86 0.70 1.86
equal Whirlpool Cons Durable 83.64 1.86 0.48 1.86
equal Heritage Foods FMCG -- 2.50 1.17 1.83

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Rohit Seksaria since 23-Jul-2020

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:

— S Krishnakumar since 01-Jan-2016

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:


1.19%

Change from previous, NAV as on 23-Oct-2020

Growth: ₹ 40.9696

Dividend: ₹ 16.6596


Investment Strategy

The Scheme seeks to generate returns by investing predominantly in equity / equity-related instruments of companies engaged in rural and/or consumption business.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 250
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 25% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 12-May-2006
Return Since Launch: 10.24%
Benchmark: NIFTY 500 TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 1,477 Cr (As on 30-Sep-2020)
Expense: 2.27% (As on 30-Sep-2020)
Risk Grade: --
Return Grade: --
Turnover: 22.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend17-Mar-20200.2612

 12-Dec-20190.2745
 27-Aug-20190.2568
 21-May-20190.4427
 12-Feb-20190.4427
 13-Nov-20180.4427
 09-Aug-20180.4427
 28-May-20180.4427
 26-Mar-20181.5000
 08-Mar-20180.5000
 09-Nov-20170.5000
 09-Aug-20170.5000
 04-May-20170.5000
 15-Feb-20170.5000
 24-Nov-20162.0000
 05-Aug-20160.5000
 02-May-20141.0000
 24-Dec-20103.0000
 17-Nov-20061.0000

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Alternatives for a fixed-income investor

dateFriday, 06-Nov-2020
time12:30 PM - 01:00 PM