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Unrated

Sundaram Rural and Consumption Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.25 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.90 Lakh

Analyst's Choice?

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.98 -0.01 -0.16 -0.56 5.67 17.86 14.26 7.75 11.51 15.78 13.45
S&P BSE 500 TRI -1.47 -0.32 -1.24 -3.61 -0.75 10.95 9.48 9.38 7.75 12.61 10.63
Equity: Thematic-Consumption 2.95 -0.33 -0.76 -1.12 2.71 16.42 14.06 10.90 9.45 14.32 14.68
Rank within category 3 1 4 3 2 4 6 8 3 4 4
Number of funds in category 12 12 12 12 12 12 11 9 8 7 6

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 20.16 (13-May-2009 - 20-May-2009) -23.02 (15-Jan-2008 - 22-Jan-2008)
Month 32.88 (28-Apr-2009 - 28-May-2009) -33.69 (24-Sep-2008 - 24-Oct-2008)
Quarter 80.26 (09-Mar-2009 - 10-Jun-2009) -44.17 (02-Sep-2008 - 02-Dec-2008)
Year 119.30 (09-Mar-2009 - 09-Mar-2010) -63.06 (14-Jan-2008 - 13-Jan-2009)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.58 14.42 0.27 0.38 0.82 1.21
S&P BSE 500 TRI 11.88 12.82 0.48 0.72 -- --
Equity: Thematic-Consumption 12.54 14.17 0.49 0.70 0.77 4.33
Rank within category 8 6 8 8 9 8
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 49
Top 10 Stocks (%) 36.80
Top 5 Stocks (%) 21.11
Top 3 Sectors (%) 68.89
Portfolio P/B Ratio 3.58
Portfolio P/E Ratio 30.20

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 34,277 62,658
Giant (%) 22.53 37.76
Large (%) 19.17 20.73
Mid (%) 45.93 30.73
Small (%) 12.32 11.33
Tiny (%) 0.05 1.20

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Hindustan Unilever FMCG 71.35 5.80 3.28 5.56
equal Tata Consumer Products FMCG 56.47 5.24 0.96 5.24
down Varun Beverages FMCG 51.60 3.47 0.89 3.47
down City Union Bank Financial 21.48 3.58 0.00 3.43
down Crompton Greaves Consumer Electricals Cons Durable 33.52 3.42 0.00 3.42
down SBI Life Insurance Company Financial 66.52 3.20 0.00 3.20
equal Mahindra & Mahindra Automobile 29.27 5.44 2.85 3.19
down Asian Paints Chemicals 64.62 3.37 1.49 3.17
equal HDFC Bank Financial 24.89 3.18 0.00 3.07
down ICICI Bank Financial 35.79 3.17 0.00 3.06
down Bata India FMCG 56.95 3.00 0.00 2.99
equal Tata Chemicals Chemicals 15.28 2.84 1.69 2.84
down The Ramco Cements Construction 29.73 2.77 0.00 2.77
down CreditAccess Grameen Financial 35.32 2.74 0.00 2.70
down ICICI Lombard General Insurance Financial 50.64 2.55 0.00 2.36
down P&G Hygiene & Health Care FMCG 85.89 2.54 1.31 2.30
equal V-Guard Industries Cons Durable 39.98 2.20 1.38 2.19
down Ujjivan Financial Services Financial 19.58 2.32 0.00 2.17
down ITC FMCG 16.19 5.65 2.04 2.04
down TTK Prestige Cons Durable 36.61 2.41 0.00 2.00
down Nestle India FMCG 79.84 2.31 1.18 1.94
down Aditya Birla Fashion and Retail Services 102.72 1.95 0.00 1.91
down Greenlam Industries FMCG 26.26 1.98 0.00 1.88
down Grasim Industries Construction 11.41 2.22 0.00 1.87
down Dabur India FMCG 57.79 2.26 0.93 1.82

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— S Krishnakumar since 01-Jan-2016

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:


-0.01%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 44.4299

Dividend: ₹ 18.4615


Investment Strategy

The Scheme seeks to generate returns by investing predominantly in equity / equity-related instruments of companies engaged in rural and/or consumption business.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 250
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 12-May-2006
Return Since Launch: 11.41%
Benchmark: NIFTY 500 TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 1,957 Cr (As on 31-Jan-2020)
Expense: 2.15% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: --
Turnover: 26.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend12-Dec-20190.2745

 27-Aug-20190.2568
 21-May-20190.4427
 12-Feb-20190.4427
 13-Nov-20180.4427
 09-Aug-20180.4427
 28-May-20180.4427
 26-Mar-20181.5000
 08-Mar-20180.5000
 09-Nov-20170.5000
 09-Aug-20170.5000
 04-May-20170.5000
 15-Feb-20170.5000
 24-Nov-20162.0000
 05-Aug-20160.5000
 02-May-20141.0000
 24-Dec-20103.0000
 17-Nov-20061.0000

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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dateFriday, 28-Feb-2020
time12:30 PM - 01:00 PM