VR Logo

Unrated

Sundaram Rural and Consumption Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.26 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.20 0.56 -0.05 -0.14 -3.31 12.89 43.37 4.26 11.09 14.57 12.42
S&P BSE 500 TRI 8.85 -0.53 -0.69 2.39 0.07 20.24 68.45 11.48 15.22 13.67 12.19
Equity: Thematic-Consumption 6.79 0.41 0.37 2.56 0.15 20.13 54.72 8.58 13.82 14.23 14.28
Rank within category 12 5 8 12 11 12 9 9 7 4 6
Number of funds in category 12 12 12 12 12 12 12 9 9 8 7

As on 14-May-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Rural and Consumption Fund - Regular Plan
Unrated
May-06 43.37 4.26 11.09 2.31 1,269
Aditya Birla Sun Life India GenNext Fund  | Invest Online
Unrated
Aug-05 53.45 11.69 15.21 1.96 1,943
Mirae Asset Great Consumer Fund - Regular Plan  | Invest Online
Unrated
Mar-11 56.59 10.71 16.69 2.23 1,181
Tata India Consumer Fund - Regular Plan  | Invest Online
Unrated
Dec-15 44.82 6.13 16.73 2.27 1,169
BNP Paribas India Consumption Fund - Regular Plan
Unrated
Sep-18 44.92 -- -- 2.36 692

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 20.16 13-May-2009 - 20-May-2009 -23.02 15-Jan-2008 - 22-Jan-2008
Month 32.88 28-Apr-2009 - 28-May-2009 -35.76 20-Feb-2020 - 23-Mar-2020
Quarter 80.26 09-Mar-2009 - 10-Jun-2009 -44.17 02-Sep-2008 - 02-Dec-2008
Year 119.30 09-Mar-2009 - 09-Mar-2010 -63.06 14-Jan-2008 - 13-Jan-2009

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.87 22.59 0.07 0.07 0.85 0.32
S&P BSE 500 TRI 12.90 22.64 0.38 0.43 -- --
Equity: Thematic-Consumption 10.25 20.89 0.28 0.33 0.77 4.82
Rank within category 10 9 10 10 9 10
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 37
Top 10 Stocks (%) 53.44
Top 5 Stocks (%) 29.99
Top 3 Sectors (%) 68.52
Portfolio P/B Ratio 4.59
Portfolio P/E Ratio 46.06

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 55,458 67,716
Giant (%) 31.92 37.65
Large (%) 19.18 20.38
Mid (%) 37.71 28.18
Small (%) 11.19 14.89
Tiny (%) -- 0.82

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Tata Consumer Products FMCG 69.39 8.69 1.48 7.25
down Hindustan Unilever FMCG 69.85 9.18 4.16 6.58
down Varun Beverages FMCG 69.83 6.13 1.17 5.62
down Asian Paints Chemicals 84.75 5.45 2.09 5.31
equal HDFC Bank Financial 24.03 5.30 0.00 5.23
down Mahindra & Mahindra Automobile -- 5.63 2.19 5.16
equal ICICI Bank Financial 22.48 4.97 0.00 4.97
equal The Ramco Cements Construction 30.94 4.81 1.73 4.81
down Crompton Greaves Consumer Electricals Cons Durable 48.54 5.29 0.00 4.55
equal Voltas Cons Durable 62.99 4.30 0.00 3.96
equal SBI Life Insurance Company Financial 67.13 3.77 1.20 2.93
equal TTK Prestige Cons Durable 61.57 2.80 1.28 2.80
equal ITC FMCG 19.71 5.65 1.74 2.71
equal Coromandel International Chemicals 16.96 2.92 0.77 2.57
equal P&G Hygiene & Health Care FMCG 65.26 3.23 1.31 2.56
up Page Industries Textiles 122.21 2.28 0.00 2.28
equal Whirlpool Cons Durable 84.70 2.32 0.59 2.15
down India Cements Construction 36.47 2.27 0.77 2.06
equal Maruti Suzuki India Automobile 46.38 2.15 1.19 2.03
down Heritage Foods FMCG -- 2.25 1.17 1.94
equal Bajaj Finance Financial 72.76 1.93 0.00 1.93
down Aditya Birla Fashion and Retail Services -- 2.26 0.00 1.93
down Nestle India FMCG 76.88 3.08 1.47 1.73
equal Greenlam Industries FMCG 38.95 1.92 1.14 1.70
down United Spirits FMCG 176.07 2.21 0.00 1.49

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2021

Fund Manager

— Rohit Seksaria since 23-Jul-2020

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:


0.56%

Change from previous, NAV as on 14-May-2021

Growth: ₹ 48.5983

IDCW: ₹ 18.4096


Investment Strategy

The Scheme seeks to generate returns by investing predominantly in equity / equity-related instruments of companies engaged in rural and/or consumption business.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 25% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 12-May-2006
Return Since Launch: 11.10%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,269 Cr (As on 30-Apr-2021)
Expense: 2.31% (As on 31-Mar-2021)
Risk Grade: --
Return Grade: --
Turnover: 16.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW28-Apr-20211.3630

 17-Mar-20200.2612
 12-Dec-20190.2745
 27-Aug-20190.2568
 21-May-20190.4427
 12-Feb-20190.4427
 13-Nov-20180.4427
 09-Aug-20180.4427
 28-May-20180.4427
 26-Mar-20181.5000
 08-Mar-20180.5000
 09-Nov-20170.5000
 09-Aug-20170.5000
 04-May-20170.5000
 15-Feb-20170.5000
 24-Nov-20162.0000
 05-Aug-20160.5000
 02-May-20141.0000
 24-Dec-20103.0000
 17-Nov-20061.0000

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

With the resurgence of COVID-19, what should investors do?

DateFriday, 07-May-2021
Time12:30 PM - 01:00 PM

Registration Over