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Unrated

Sundaram Capital Protection Oriented Fund - 5 Years - Series 7 - Regular Plan


1 Lakh

Investment Grown to
₹ 1.20 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.65 0.01 0.04 0.71 2.08 4.92 5.10 6.30 -- -- --
VR MIP TRI 1.78 0.37 0.27 2.41 8.49 11.53 12.04 8.84 -- -- --
Hybrid: Conservative Hybrid 0.85 0.13 -0.11 1.23 4.69 7.01 8.77 5.40 -- -- --
Rank within category 23 42 8 35 39 36 40 5 -- -- --
Number of funds in category 43 43 43 43 43 43 40 22 4 0 0

As on 20-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Capital Protection Oriented Fund - 5 Years - Series 7 - Regular Plan
Unrated
Mar-16 5.10 6.30 -- -- 106
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 5.63 4.82 -- 1.08 2,743
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.45 -- -- 1.08 2,212
SBI Dual Advantage Fund Series XXVII - Regular Plan
Unrated
Mar-18 6.39 -- -- 1.08 1,191
SBI Dual Advantage Fund Series XXIX - Regular Plan
Unrated
Jul-18 9.50 -- -- 1.08 1,024

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.75 (24-Mar-2020 - 31-Mar-2020) -4.07 (11-Mar-2020 - 18-Mar-2020)
Month 4.81 (24-Mar-2020 - 23-Apr-2020) -8.42 (20-Feb-2020 - 23-Mar-2020)
Quarter 7.82 (24-Mar-2020 - 23-Jun-2020) -8.20 (23-Dec-2019 - 23-Mar-2020)
Year 11.73 (30-Oct-2018 - 30-Oct-2019) -1.23 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.41 4.69 0.35 0.39 0.63 -0.76
VR MIP TRI 8.59 6.92 0.55 0.65 -- --
Hybrid: Conservative Hybrid 5.39 4.88 0.24 0.32 0.60 -1.67
Rank within category 6 11 10 10 11 11
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Reserve Bank of India 182-D 04/03/2021 Treasury Bills SOV 0.00 - 19.11 18.71
equal 7.52% SIDBI 2021 Bonds/NCDs AAA 9.36 - 10.45 9.36
equal 8.75% LIC Housing Fin. 2021 Debenture AAA 8.54 - 9.52 8.54
equal 8.75% HDFC 2021 Debenture AAA 8.54 - 9.53 8.54
equal National Bank Agr. Rur. Devp 21/01/2021 Commercial Paper A1+ 0.00 - 6.52 6.38
equal 8.33% NTPC 24/02/2021 Bonds/NCDs AAA 5.02 - 5.64 5.02
equal ICICI Bank 2021 Certificate of Deposit A1+ 0.00 - 0.96 0.94
equal REC 2021 Bonds AAA 0.83 - 0.89 0.84
equal 8.75% LIC Housing Fin. 2021 Debenture AAA 0.66 - 0.74 0.66

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
new AU Small Finance Bank Financial 33.81 4.41 0.00 4.41
equal ICICI Bank Financial 27.33 3.15 1.02 1.37
equal HDFC Bank Financial 26.78 3.96 1.04 1.24
equal Infosys Technology 30.68 1.80 1.02 1.20
equal Larsen & Toubro Construction 17.07 1.58 0.52 0.71
equal HDFC Financial 29.94 2.87 0.52 0.68
equal ITC FMCG 19.53 1.97 0.53 0.67
equal Bharti Airtel Communication -- 0.73 0.00 0.63
equal Reliance Industries Energy 34.06 1.80 0.49 0.50
equal Ultratech Cement Construction 26.75 0.46 0.31 0.46
new Mrs. Bectors Foods Specialities FMCG 83.35 0.17 0.00 0.17

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Rahul Baijal since 11-Oct-2016

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Siddharth Chaudhary since 15-Feb-2016

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:


0.01%

Change from previous, NAV as on 20-Jan-2021

Growth: ₹ 14.2383

Dividend: ₹ 12.7866


Investment Strategy

The scheme seeks to minimise risk of capital loss by investing in a portfolio of fixed-income securities. It may invest a part of the assets in equity to seek capital appreciation.

Tenure (Days) 1825
Maturity date 04-Mar-2021

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 04-Mar-2016
Return Since Launch: 7.50%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Low to Moderate
Type: Closed-end

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend25-Mar-20190.2881

 28-Mar-20180.2889
 27-Mar-20170.2889

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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