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Unrated

Sundaram Capital Protection Oriented Fund - 5 Years - Series 7 - Regular Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.18 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.12 -0.19 0.28 1.56 4.49 -0.50 4.49 5.56 -- -- --
VR MIP TRI -0.09 -0.04 0.75 2.53 7.50 -0.44 3.22 6.29 -- -- --
Hybrid: Conservative Hybrid 0.84 -0.06 0.28 1.38 3.98 0.43 4.49 4.10 -- -- --
Rank within category 45 62 32 26 29 45 35 9 -- -- --
Number of funds in category 66 69 69 69 69 66 64 37 3 0 0

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Capital Protection Oriented Fund - 5 Years - Series 7 - Regular Plan
Unrated
Mar-16 4.49 5.56 -- 1.15 99
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 4.59 -- -- 1.08 2,614
SBI Dual Advantage Fund Series XXIII - Regular Plan
Unrated
Jul-17 4.13 -- -- 0.84 2,548
SBI Dual Advantage Fund Series XXIV - Regular Plan
Unrated
Oct-17 5.07 -- -- 1.08 2,487
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.41 -- -- 1.08 2,108

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.75 (24-Mar-2020 - 31-Mar-2020) -4.07 (11-Mar-2020 - 18-Mar-2020)
Month 4.81 (24-Mar-2020 - 23-Apr-2020) -8.42 (20-Feb-2020 - 23-Mar-2020)
Quarter 7.82 (24-Mar-2020 - 23-Jun-2020) -8.20 (23-Dec-2019 - 23-Mar-2020)
Year 11.73 (30-Oct-2018 - 30-Oct-2019) -1.23 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.46 4.72 0.03 0.04 0.71 -0.38
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 4.21 4.41 -0.20 -0.24 0.58 -1.54
Rank within category 11 24 11 11 25 13
Number of funds in category 40 40 40 40 40 40

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.52% SIDBI 2021 Bonds/NCDs AAA 9.86 - 10.45 10.22
equal 8.75% HDFC 2021 Debenture AAA 9.03 - 9.53 9.31
equal 8.75% LIC Housing Fin. 2021 Debenture AAA 9.03 - 9.52 9.29
equal 8.32% Power Grid Corporation 23/12/2020 Bonds AAA 9.03 - 9.53 9.28
equal 8.36% Power Finance Corp. 2020 Bonds AAA 8.16 - 8.61 8.36
equal 8.33% NTPC 24/02/2021 Bonds/NCDs AAA 5.33 - 5.64 5.51
equal 8.80% REC 29/11/2020 Bonds AAA 5.02 - 5.29 5.14
equal Axis Bank 20/08/2020 Certificate of Deposit A1+ 0.00 - 5.09 5.01
equal Export-Import Bank 2020 Certificate of Deposit A1+ 0.00 - 5.02 4.95
equal 8.97% Tata Sons 15/07/2020 Debenture AAA 2.97 - 3.13 3.04
equal 8.36% REC 22/09/2020 Debenture AAA 2.19 - 2.52 2.45
equal 8.54% NHPC 26/11/2020 Bonds AAA 2.31 - 2.43 2.37
equal National Bank Agr. Rur. Devp 21/01/2021 Commercial Paper A1+ 0.00 - 1.97 1.97
equal 8.37% National Bank Agr. Rur. Devp 22/06/2020 Debenture AAA 1.69 - 1.78 1.72
equal REC 2021 Bonds AAA 0.81 - 0.89 0.88
equal 8.53% Power Finance Corp. 24/07/2020 Bonds/Debentures AAA 0.79 - 0.84 0.81
equal 8.75% LIC Housing Fin. 2021 Debenture AAA 0.70 - 0.74 0.72

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 22.27 3.96 2.24 2.40
equal ICICI Bank Financial 24.39 3.15 1.81 1.81
equal HDFC Financial 15.26 2.87 1.70 1.70
equal Kotak Mahindra Bank Financial 31.08 2.26 1.35 1.35
equal Infosys Technology 20.07 1.54 0.94 1.28
equal Asian Paints Chemicals 60.39 1.30 0.89 1.22
up Reliance Industries Energy 32.28 1.80 0.94 1.21
equal Larsen & Toubro Construction 13.71 1.58 0.83 0.93
equal Maruti Suzuki India Automobile 31.71 1.74 0.72 0.91
equal Cipla Healthcare 33.30 0.73 0.00 0.73
equal ITC FMCG 15.60 2.02 0.60 0.67
equal Axis Bank Financial 66.93 1.05 0.49 0.49
equal HCL Technologies Technology 14.29 0.52 0.38 0.47
equal Ultratech Cement Construction 18.86 0.46 0.31 0.37
equal Hero Motocorp Automobile 14.71 0.64 0.24 0.34
equal Mahindra & Mahindra Automobile 542.84 0.60 0.17 0.25
equal Lupin Healthcare -- 0.26 0.13 0.19

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Rahul Baijal since 11-Oct-2016

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Siddharth Chaudhary since 15-Feb-2016

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:


-0.19%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 13.4912

Dividend: ₹ 12.1156


Investment Strategy

The scheme seeks to minimise risk of capital loss by investing in a portfolio of fixed-income securities. It may invest a part of the assets in equity to seek capital appreciation.

Tenure (Days) 1825
Maturity date 04-Mar-2021

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 04-Mar-2016
Return Since Launch: 7.12%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately Low
Type: Closed-end

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend25-Mar-20190.2881

 28-Mar-20180.2889
 27-Mar-20170.2889

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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