1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
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Fund | 0.61 | -0.52 | -0.58 | 0.69 | 2.91 | 7.58 | 9.64 | 6.69 | 8.58 | -- | -- |
VR MIP TRI | 0.87 | -1.47 | -1.64 | 1.64 | 3.89 | 9.86 | 12.99 | 9.04 | 10.10 | -- | -- |
Hybrid: Conservative Hybrid | 1.11 | -0.65 | -0.82 | 1.25 | 3.16 | 8.13 | 9.20 | 6.12 | 8.19 | -- | -- |
Rank within category | 19 | 9 | 7 | 23 | 15 | 15 | 18 | 14 | 13 | -- | -- |
Number of funds in category | 34 | 36 | 36 | 34 | 34 | 34 | 34 | 31 | 31 | 27 | 26 |
As on 26-Feb-2021
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan | Invest Online | Feb-16 | 9.64 | 6.69 | 8.58 | 2.32 | 110 | |
ICICI Prudential Regular Savings Fund | Invest Now | Mar-04 | 11.43 | 9.12 | 10.98 | 1.85 | 2,829 | |
SBI Debt Hybrid Fund | Invest Online | Mar-01 | 14.41 | 8.17 | 8.97 | 1.17 | 998 | |
HDFC Hybrid Debt Fund | Invest Online | Dec-03 | 13.12 | 7.49 | 9.74 | 1.88 | 2,432 | |
UTI Regular Savings Fund - Regular Plan | Invest Online | Dec-03 | 13.87 | 5.66 | 7.99 | 1.80 | 1,631 |
Best Performance | Worst Performance | |||
---|---|---|---|---|
Return (%) | Period | Return (%) | Period | |
Week | 2.36 | 24-Mar-2020 - 31-Mar-2020 | -3.89 | 11-Mar-2020 - 18-Mar-2020 |
Month | 4.09 | 24-Mar-2020 - 23-Apr-2020 | -7.88 | 20-Feb-2020 - 23-Mar-2020 |
Quarter | 6.60 | 24-Sep-2020 - 24-Dec-2020 | -5.43 | 23-Dec-2019 - 23-Mar-2020 |
Year | 15.24 | 26-Feb-2016 - 27-Feb-2017 | -1.83 | 26-Oct-2017 - 26-Oct-2018 |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
Fund | 6.16 | 4.78 | 0.31 | 0.35 | 0.61 | -0.40 |
VR MIP TRI | 7.78 | 6.95 | 0.45 | 0.55 | -- | -- |
Hybrid: Conservative Hybrid | 5.72 | 7.51 | 0.20 | 0.28 | 0.86 | -1.63 |
Rank within category | 16 | 7 | 12 | 15 | 7 | 13 |
Number of funds in category | 35 | 35 | 35 | 35 | 35 | 35 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Jan-2021
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Number of Stocks | 44 |
Number of Bonds | 16 |
Average Maturity (yrs) | 6.66 |
Top 10 Holdings (%) | 55.21 |
Portfolio P/B Ratio | 2.21 |
Portfolio P/E Ratio | 19.57 |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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6.19% GOI 16/09/2034 | GOI Securities | SOV | 0.00 - 11.20 | 9.00 |
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7.57% GOI 17/06/2033 | GOI Securities | SOV | 7.56 - 10.53 | 7.56 |
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8.75% Vedanta 30/06/2022 | Non Convertible Debenture | AA- | 0.00 - 7.26 | 6.22 |
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8.55% L&T Infrastructre Finance 29/11/2022 | Non Convertible Debenture | AAA | 3.16 - 8.34 | 6.18 |
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8.40% IRFC 2029 | Debenture | AAA | 5.07 - 7.02 | 5.07 |
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7.50% GOI 2034 | Central Government Loan | SOV | 0.00 - 6.22 | 5.02 |
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6.79% GOI 26/12/2029 | GOI Securities | SOV | 4.79 - 6.62 | 4.79 |
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6.67% GOI 17/12/2050 | GOI Securities | SOV | 0.00 - 5.48 | 4.65 |
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8.75% State Bank of India | Bonds | AA+ | 4.20 - 5.87 | 4.20 |
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9.10% Shriram Transport Finance 2021 | Debenture | AA+ | 2.52 - 3.53 | 2.52 |
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8.95% Jamnagar Utilities and Power 26/04/2023 | Debenture | AAA | 2.45 - 3.30 | 2.45 |
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9.25% Reliance Jio Infocomm 16/06/2024 | Debenture | AAA | 1.93 - 2.66 | 1.93 |
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9.50% Union Bank of India 31/12/2048 | Bonds | AA- | 1.89 - 2.59 | 1.89 |
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11.25% Canara Bank 30/03/2050 | Debenture | AA | 0.00 - 2.30 | 1.84 |
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8.40% Tata Motors 26/05/2021 | Debenture | AA- | 0.00 - 1.77 | 1.29 |
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9.10% Power Finance Corp. 23/03/2029 | Non Convertible Debenture | AAA | 1.03 - 1.42 | 1.03 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
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Company | Sector | P/E | 3Y High | 3Y Low | % Assets | |
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ICICI Bank | Financial | 28.01 | 1.77 | 0.93 | 1.21 |
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HDFC Bank | Financial | 27.56 | 1.43 | 0.76 | 1.12 |
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Reliance Industries | Energy | 33.35 | 1.02 | 0.58 | 0.67 |
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Infosys | Technology | 28.69 | 0.75 | 0.48 | 0.65 |
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Indigo Paints | Chemicals | 250.87 | 0.52 | 0.00 | 0.52 |
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ITC | FMCG | 18.94 | 0.51 | 0.00 | 0.46 |
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Coforge | Technology | 35.26 | 0.95 | 0.44 | 0.44 |
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Chambal Fertilisers & Chem. | Chemicals | 7.23 | 0.57 | 0.00 | 0.43 |
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Larsen & Toubro | Construction | 17.63 | 0.78 | 0.34 | 0.40 |
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Redington India | Technology | 12.43 | 0.51 | 0.00 | 0.37 |
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Bajaj Electricals | Cons Durable | 81.37 | 0.57 | 0.20 | 0.37 |
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Avanti Feeds | FMCG | 17.27 | 1.09 | 0.29 | 0.35 |
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Tata Steel | Metals | -- | 0.72 | 0.22 | 0.35 |
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Finolex Cables | Engineering | 16.67 | 0.35 | 0.00 | 0.35 |
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Axis Bank | Financial | 74.19 | 0.71 | 0.25 | 0.35 |
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Timken India | Engineering | 63.07 | 0.43 | 0.25 | 0.33 |
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Carborundum Universal | Metals | 33.56 | 0.62 | 0.25 | 0.33 |
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Voltamp Transformers | Engineering | 12.55 | 0.49 | 0.00 | 0.33 |
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JB Chemicals & Pharma | Healthcare | 21.72 | 0.34 | 0.00 | 0.27 |
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Newgen Software Technologies | Technology | 17.74 | 0.28 | 0.00 | 0.27 |
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Blue Star | Cons Durable | 202.37 | 0.70 | 0.22 | 0.26 |
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Anup Engineering | Textiles | 18.70 | 0.29 | 0.00 | 0.26 |
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Lumax Industries | Automobile | 117.69 | 0.25 | 0.00 | 0.25 |
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GNA Axles | Automobile | 17.37 | 0.73 | 0.13 | 0.24 |
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State Bank of India | Financial | 15.02 | 0.52 | 0.19 | 0.24 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Jan-2021
— Chirag Setalvad since 05-Feb-2016
Education: Mr. Setalvad is a B. Sc and MBA from University of North Carolina.
Experience: Prior to joining HDFC AMC he has worked with New Vernon Advisory Services Ltd., HDFC AMC and ING Barings N.V.
Funds Managed:
— Shobhit Mehrotra since 05-Feb-2016
Education: He is an MBA from Clemson University, USA.
Experience: Prior to joining HDFC AMC he has worked with Templeton AMC, and ICRA.
Funds Managed:
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The Scheme seeks to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.
Minimum Investment (₹) | 5,000 |
Minimum Addl Investment (₹) | 1,000 |
Minimum SIP Investment (₹) | 500 |
Minimum No of Cheques | 12 |
Minimum Withdrawal (₹) | 500 |
Minimum Balance (₹) | 5,000 |
Lock-in Period | 5 Years |
Exit Load | 0 |
Fund House: | HDFC Mutual Fund |
Launch Date: | 26-Feb-2016 |
Return Since Launch: | 8.81% |
Benchmark: | NIFTY 50 Hybrid Composite Debt 15:85 |
Riskometer: | Moderately High |
Type: | Open-ended |
Assets: | ₹ 110 Cr (As on 31-Jan-2021) |
Expense: | 2.32% (As on 31-Jan-2021) |
Risk Grade: | Average |
Return Grade: | Average |
Turnover: | -- |
Fund News - 28-Mar-2018
AMC: HDFC Asset Management Company Ltd
Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 022-22821144
Website: http://www.hdfcfund.com
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Fax: 044-30407101
Email: [email protected]
Website: www.camsonline.com