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Unrated

UTI Dual Advantage Fixed Term Fund Series II-IV (1997 Days) - Regular Plan


1 Lakh

Investment Grown to
₹ 1.19 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.00 -0.38 -0.27 -1.02 0.93 4.26 7.92 5.93 -- -- --
VR MIP TRI 0.93 0.29 -0.01 0.62 1.79 5.47 10.56 8.63 -- -- --
Hybrid: Conservative Hybrid 0.61 -0.28 -0.13 -0.11 1.23 4.44 7.24 5.63 -- -- --
Rank within category 67 52 64 67 53 39 32 18 -- -- --
Number of funds in category 70 71 70 70 70 68 64 32 0 0 0

As on 24-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.46 (25-Feb-2016 - 03-Mar-2016) -1.88 (05-Feb-2016 - 12-Feb-2016)
Month 4.37 (29-Feb-2016 - 30-Mar-2016) -3.86 (07-Sep-2018 - 09-Oct-2018)
Quarter 7.96 (29-Feb-2016 - 30-May-2016) -3.27 (27-Jul-2018 - 26-Oct-2018)
Year 18.24 (29-Feb-2016 - 28-Feb-2017) -1.73 (25-Jan-2018 - 28-Jan-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.37 4.08 0.17 0.23 0.85 -1.39
VR MIP TRI 8.13 4.10 0.60 0.95 -- --
Hybrid: Conservative Hybrid 5.75 3.77 0.05 0.11 0.72 -1.69
Rank within category 15 31 15 15 33 26
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 29
Number of Bonds 17
Average Maturity (yrs) * 1.22
Top 10 Holdings (%) 63.90
Portfolio P/B Ratio 2.28
Portfolio P/E Ratio 17.13

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.70% Aditya Birla Finance 2021 Debenture AAA 11.71 - 12.13 12.06
equal Hero FinCorp 2021 Debenture AA+ 9.27 - 9.68 9.68
equal 8.40% Power Grid Corporation 27/05/2021 Debenture AAA 7.59 - 8.06 7.59
equal 7.60% REC 17/04/2021 Bonds/NCDs AAA 6.90 - 7.25 6.90
equal 9.57% IRFC 31/05/2021 Bonds AAA 6.53 - 7.00 6.53
equal 8.18% NTPC 31/12/2020 Bonds AAA 6.32 - 6.72 6.32
equal 9.90% HDFC 2021 Debenture AAA 4.72 - 5.03 4.72
new HDFC 363-D 13/01/2021 Commercial Paper A1+ 0.00 - 3.48 3.48
equal 9.18% Power Finance Corp. 15/04/2021 Bonds AAA 2.93 - 3.11 2.93
equal 8.85% NHPC 2021 Bonds AAA 2.92 - 3.11 2.92
equal 8.21% Rajasthan State 31/03/2021 State Development Loan SOV 2.44 - 2.62 2.44
equal 9.64% Power Grid Corporation 31/05/2021 Bonds AAA 1.85 - 1.98 1.85
equal 8.70% NHPC 2021 Bonds AAA 1.75 - 1.86 1.75
equal 8.39% Rajasthan State 15/03/2021 State Development Loan SOV 0.35 - 0.38 0.35
equal 9.75% Export-Import Bank 2020 Bonds AAA 0.17 - 0.19 0.17
equal 8.93% NTPC 19/01/2021 Bonds AAA 0.06 - 0.06 0.06
equal Federal Bank 371-D Short Term Deposit -- 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 25.23 3.56 2.30 3.39
equal ICICI Bank Financial 36.13 3.33 1.82 3.23
equal Infosys Technology 20.72 2.23 1.38 2.04
equal Axis Bank Financial 42.77 1.41 0.94 1.23
equal ITC FMCG 16.65 1.79 1.15 1.15
equal Larsen & Toubro Construction 18.10 1.30 0.95 1.11
equal Mphasis Technology 15.05 1.89 0.46 1.08
equal Federal Bank Financial 10.31 1.56 0.91 1.07
equal Emami FMCG 36.44 1.14 0.00 1.01
equal Cadila Healthcare Healthcare 22.55 0.98 0.00 0.98
equal LIC Housing Fin. Financial 6.57 0.96 0.00 0.96
equal GAIL Energy 8.48 1.01 0.00 0.87
equal Indusind Bank Financial 18.03 1.39 0.81 0.81
equal Dr. Reddy's Lab Healthcare 31.01 0.88 0.54 0.80
equal Vedanta Metals 5.85 1.03 0.00 0.79
equal Eris Lifesciences Healthcare 19.55 0.76 0.00 0.76
equal NTPC Energy 5.60 1.05 0.72 0.72
equal Sun Pharmaceutical Inds. Healthcare 23.87 1.33 0.66 0.71
equal Rane Holdings Automobile 40.03 2.66 0.70 0.70
equal Vardhman Textiles Textiles 10.24 1.00 0.57 0.66
equal Motilal Oswal Financial Financial 19.89 0.63 0.00 0.63
equal Gujarat State Petronet Energy 8.57 0.52 0.35 0.52
equal Oracle Fin Ser Software Technology 15.72 0.52 0.33 0.46
equal Voltamp Transformers Engineering 13.08 0.44 0.27 0.39
equal Aditya Birla Capital Financial 19.49 0.68 0.00 0.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

*As on 31-Dec-2019

Fund Manager

— Sunil Patil since 04-Dec-2015

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:

— V Srivatsa since 04-Dec-2015

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-0.38%

Change from previous, NAV as on 24-Feb-2020

Growth: ₹ 13.6375

Dividend: ₹ 13.6375


Investment Strategy

The scheme seeks to generate income and reduce interest rate volatility by investing in fixed income securities that are maturing on or before the date of maturity of the Scheme and generate capital appreciation by investing in equity and equity related instruments.

Tenure (Days) 1997
Maturity date 10-Jun-2021

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 22-Dec-2015
Return Since Launch: 7.71%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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