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Unrated

UTI Dual Advantage Fixed Term Fund Series II-III (1998 Days) - Regular Plan


1 Lakh

Investment Grown to
₹ 1.20 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.63 0.02 -0.32 -0.33 1.69 4.76 8.54 6.12 -- -- --
VR MIP TRI 0.64 -0.09 -0.06 0.01 1.91 4.95 10.58 8.60 -- -- --
Hybrid: Conservative Hybrid 0.89 0.11 -0.05 0.38 1.45 4.83 7.72 5.63 -- -- --
Rank within category 50 64 81 79 28 41 42 17 -- -- --
Number of funds in category 84 85 84 84 84 82 77 40 3 0 0

As on 20-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 1.71 (25-Feb-2016 - 03-Mar-2016) -2.02 (01-Oct-2018 - 09-Oct-2018)
Month 3.78 (26-Dec-2016 - 25-Jan-2017) -3.68 (07-Sep-2018 - 09-Oct-2018)
Quarter 7.13 (06-May-2016 - 05-Aug-2016) -3.23 (27-Jul-2018 - 26-Oct-2018)
Year 17.49 (24-Feb-2016 - 23-Feb-2017) -2.24 (29-Jan-2018 - 29-Jan-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.65 3.91 0.25 0.34 0.81 -1.02
VR MIP TRI 8.13 4.10 0.60 0.95 -- --
Hybrid: Conservative Hybrid 5.75 3.77 0.05 0.11 0.72 -1.69
Rank within category 10 29 12 12 30 20
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 20
Number of Bonds 10
Average Maturity (yrs) * 0.79
Top 10 Holdings (%) 77.87
Portfolio P/B Ratio 2.00
Portfolio P/E Ratio 19.22

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal KKR India Financial Services 16/01/2021 Debenture AA 0.00 - 11.35 11.35
equal 8.36% REC 22/09/2020 Debenture AAA 10.47 - 11.14 10.47
equal 8.45% Power Finance Corp. 2020 Bonds AAA 10.44 - 11.14 10.44
equal 8.60% LIC Housing Fin. 29/07/2020 Debenture AAA 10.43 - 11.15 10.43
equal 8.79% HDFC 21/07/2020 Debenture AAA 8.70 - 9.32 8.70
equal Axis Bank 18/12/2020 Certificate of Deposit A1+ 0.00 - 7.38 7.36
equal 7.40% National Bank Agr. Rur. Devp 2021 Debenture AAA 6.96 - 7.35 6.96
equal 8.19% Mahindra Vehicle Manufacturers 23/02/2021 Debenture AAA 5.19 - 5.55 5.19
equal 7.99% Tata Power 16/11/2020 Non Convertible Debenture AA 3.45 - 3.64 3.45
equal Federal Bank 371-D Short Term Deposit -- 0.00 - 0.01 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 25.38 3.71 2.42 3.52
equal ICICI Bank Financial 37.30 3.30 1.81 3.19
equal Grasim Industries Construction 12.18 4.31 1.45 2.48
equal Infosys Technology 20.75 2.06 1.28 1.87
equal Federal Bank Financial 10.42 2.06 1.17 1.40
equal Mphasis Technology 15.29 2.05 1.06 1.39
equal Maruti Suzuki India Automobile 33.00 2.06 1.13 1.36
equal Tata Consumer Products FMCG 59.07 1.24 0.54 1.24
equal Phoenix Mills Construction 25.52 1.17 0.60 1.17
equal Eris Lifesciences Healthcare 19.96 0.83 0.00 0.83
equal Gujarat State Petronet Energy 8.63 0.82 0.55 0.82
equal Sun Pharmaceutical Inds. Healthcare 24.28 1.19 0.58 0.63
equal Mahindra & Mahindra Automobile 30.27 1.12 0.59 0.62
equal Vedanta Metals 6.24 1.59 0.60 0.60
equal State Bank of India Financial 24.90 0.68 0.48 0.58
equal Aditya Birla Capital Financial 20.15 0.95 0.00 0.44
equal Tata Power Energy 21.21 0.75 0.39 0.40
equal ONGC Energy 6.09 0.69 0.32 0.32
equal Rane Holdings Automobile 40.51 1.18 0.31 0.31
equal NIIT Technologies Technology 26.59 0.89 0.06 0.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

*As on 31-Dec-2019

Fund Manager

— Sunil Patil since 05-Oct-2015

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:

— V Srivatsa since 05-Oct-2015

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


0.02%

Change from previous, NAV as on 20-Feb-2020

Growth: ₹ 13.8724

Dividend: ₹ 13.8724


Investment Strategy

The scheme seeks to generate income and reduce interest rate volatility by investing in fixed income securities that are maturing on or before the date of maturity of the Scheme and generate capital appreciation by investing in equity and equity related instruments.

Tenure (Days) 1998
Maturity date 08-Apr-2021

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 19-Oct-2015
Return Since Launch: 7.83%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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