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Unrated

UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Regular Plan


1 Lakh

Investment Grown to
₹ 1.05 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.03 -0.05 -0.21 -1.16 0.60 4.26 -4.64 1.62 -- -- --
VR MIP TRI 0.30 -0.62 -0.42 -0.18 1.43 5.26 9.66 8.35 -- -- --
Hybrid: Conservative Hybrid 0.55 -0.05 -0.14 -0.14 0.93 4.76 6.95 5.49 -- -- --
Rank within category 68 49 62 80 63 49 77 40 -- -- --
Number of funds in category 84 85 85 84 84 82 77 40 3 0 0

As on 25-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.17 (25-Feb-2016 - 03-Mar-2016) -10.27 (30-May-2019 - 06-Jun-2019)
Month 3.91 (29-Feb-2016 - 30-Mar-2016) -9.84 (27-May-2019 - 26-Jun-2019)
Quarter 6.68 (29-Feb-2016 - 30-May-2016) -11.07 (24-May-2019 - 23-Aug-2019)
Year 15.88 (26-Feb-2016 - 27-Feb-2017) -10.83 (21-Aug-2018 - 22-Aug-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.50 7.01 -0.45 -0.35 0.84 -5.25
VR MIP TRI 8.13 4.10 0.60 0.95 -- --
Hybrid: Conservative Hybrid 5.75 3.77 0.05 0.11 0.72 -1.69
Rank within category 39 35 36 33 32 39
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 21
Number of Bonds 9
Average Maturity (yrs) * 0.86
Top 10 Holdings (%) 82.03
Portfolio P/B Ratio 2.00
Portfolio P/E Ratio 18.87

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.65% LIC Housing Fin. 29/09/2020 Debenture AAA 11.24 - 12.69 12.14
equal 8.36% REC 22/09/2020 Debenture AAA 11.23 - 12.66 12.14
equal 8.45% Power Finance Corp. 2020 Bonds AAA 11.23 - 12.66 12.11
equal Hero FinCorp 18/02/2021 Debenture AA+ 10.06 - 11.75 11.70
equal 8.19% Mahindra Vehicle Manufacturers 23/02/2021 Debenture AAA 9.31 - 10.45 10.03
equal 8.55% L&T Infra Debt Fund 2020 Bonds AAA 6.48 - 7.29 7.01
equal Axis Bank 18/12/2020 Certificate of Deposit A1+ 0.00 - 6.84 6.83
equal Federal Bank 371-D Short Term Deposit -- 0.00 - 0.01 0.01
equal 9.20% Dewan Housing Fin. Corpn. 2021 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 36.24 3.91 1.90 3.79
equal HDFC Bank Financial 25.03 3.84 2.21 3.65
equal Grasim Industries Construction 11.69 4.05 1.20 2.63
equal Infosys Technology 20.80 2.33 1.29 2.12
equal ITC FMCG 16.55 2.52 1.81 1.81
equal Tata Consumer Products FMCG 57.36 1.62 0.62 1.62
equal State Bank of India Financial 24.82 1.49 0.95 1.28
equal Eris Lifesciences Healthcare 19.46 1.26 0.00 1.26
equal Wipro Technology 14.12 1.50 0.98 1.16
equal Mphasis Technology 15.02 1.30 0.66 0.99
equal NTPC Energy 5.62 1.14 0.87 0.87
equal Mahindra & Mahindra Automobile 29.41 1.36 0.80 0.85
equal Apollo Tyres Automobile 18.30 1.14 0.66 0.67
equal Adani Ports and Special Economic Zone Services 15.44 0.75 0.55 0.64
equal Vardhman Textiles Textiles 10.25 0.73 0.46 0.53
equal Aditya Birla Capital Financial 18.87 0.89 0.00 0.47
equal Hero Motocorp Automobile 11.47 0.67 0.40 0.42
equal Tata Power Energy 21.26 0.55 0.33 0.34
equal Rane Holdings Automobile 38.15 1.01 0.30 0.30
equal GMDC Energy 6.17 0.57 0.19 0.20
equal NIIT Technologies Technology 27.09 1.56 0.12 0.16

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

*As on 31-Dec-2019

Fund Manager

— Sunil Patil since 01-Sep-2015

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:

— V Srivatsa since 01-Sep-2015

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-0.05%

Change from previous, NAV as on 25-Feb-2020

Growth: ₹ 12.0447

Dividend: ₹ 12.0447


Investment Strategy

The scheme seeks to generate income and reduce interest rate volatility by investing in fixed income securities that are maturing on or before the date of maturity of the Scheme and generate capital appreciation by investing in equity and equity related instruments.

Tenure (Days) 1997
Maturity date 05-Mar-2021

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 16-Sep-2015
Return Since Launch: 4.27%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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