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Unrated

UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Regular Plan


1 Lakh

Investment Grown to
₹ 1.04 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.96 -0.29 -0.42 1.98 5.81 9.76 9.01 1.19 5.49 -- --
VR MIP TRI 1.06 -0.57 -0.11 2.55 7.69 10.38 11.57 8.51 9.80 -- --
Hybrid: Conservative Hybrid 0.49 -0.23 -0.25 1.29 4.24 6.55 8.50 5.22 7.02 -- --
Rank within category 3 30 33 4 6 2 19 22 4 -- --
Number of funds in category 43 43 43 43 43 43 40 22 4 0 0

As on 22-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Dual Advantage Fixed Term Fund Series II-II (1997 Days) - Regular Plan
Unrated
Sep-15 9.01 1.19 5.49 1.05 27
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 5.68 4.82 -- 1.08 2,743
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.49 -- -- 1.08 2,212
SBI Dual Advantage Fund Series XXVII - Regular Plan
Unrated
Mar-18 6.41 -- -- 1.08 1,191
SBI Dual Advantage Fund Series XXIX - Regular Plan
Unrated
Jul-18 9.26 -- -- 1.08 1,024

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.87 (24-Mar-2020 - 31-Mar-2020) -10.27 (30-May-2019 - 06-Jun-2019)
Month 5.10 (24-Mar-2020 - 23-Apr-2020) -10.21 (20-Feb-2020 - 23-Mar-2020)
Quarter 8.99 (24-Mar-2020 - 23-Jun-2020) -11.07 (24-May-2019 - 23-Aug-2019)
Year 15.88 (26-Feb-2016 - 27-Feb-2017) -15.46 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.50 8.31 -0.39 -0.33 0.82 -6.38
VR MIP TRI 8.59 6.92 0.55 0.65 -- --
Hybrid: Conservative Hybrid 5.39 4.88 0.24 0.32 0.60 -1.67
Rank within category 22 20 22 21 18 22
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 16
Number of Bonds 3
Average Maturity (yrs) 0.04
Top 10 Holdings (%) 37.08
Portfolio P/B Ratio 2.57
Portfolio P/E Ratio 23.36

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Hero FinCorp 18/02/2021 Debenture AA+ 11.68 - 12.81 11.68
equal 8.19% Mahindra Vehicle Manufacturers 23/02/2021 Debenture AAA 9.30 - 10.91 9.30
equal 9.20% Dewan Housing Fin. Corpn. 2021 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 26.31 4.06 2.72 3.96
equal Infosys Technology 30.67 3.18 1.51 3.18
down ICICI Bank Financial 26.47 3.91 1.92 2.27
equal Wipro Technology 23.74 1.76 0.98 1.76
equal Mphasis Technology 23.66 1.51 0.76 1.51
equal Eris Lifesciences Healthcare 25.81 1.28 0.00 1.28
down Grasim Industries Construction 20.68 3.77 1.12 1.12
down Tata Consumer Products FMCG 84.95 2.22 0.79 1.02
equal State Bank of India Financial 10.71 1.49 0.67 1.02
equal Mahindra & Mahindra Automobile -- 1.36 0.46 1.00
down ITC FMCG 18.74 2.31 0.97 0.97
down NTPC Energy 14.46 1.13 0.65 0.70
equal Vardhman Textiles Textiles 19.88 0.67 0.34 0.51
equal Hero Motocorp Automobile 27.13 0.61 0.29 0.49
equal Tata Power Energy 23.46 0.49 0.19 0.41
equal Aditya Birla Capital Financial 23.89 0.77 0.22 0.37

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Sunil Patil since 01-Sep-2015

— V Srivatsa since 01-Sep-2015

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-0.29%

Change from previous, NAV as on 22-Jan-2021

Growth: ₹ 13.2238

Dividend: ₹ 13.2238


Investment Strategy

The scheme seeks to generate income and reduce interest rate volatility by investing in fixed income securities that are maturing on or before the date of maturity of the Scheme and generate capital appreciation by investing in equity and equity related instruments.

Tenure (Days) 1997
Maturity date 05-Mar-2021

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 16-Sep-2015
Return Since Launch: 5.36%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderate
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Understanding the new risk-o-meter

dateFriday, 29-Jan-2021
time12:30 PM - 01:00 PM