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Unrated

UTI Dual Advantage Fixed Term Fund Series II-I (1998 Days) - Regular Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.02 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.63 0.16 0.42 1.75 8.02 -1.08 1.23 0.66 -- -- --
VR MIP TRI -0.83 0.17 0.78 2.05 9.99 -1.13 1.78 6.29 -- -- --
Hybrid: Conservative Hybrid 0.53 0.11 0.32 1.28 5.26 0.30 3.80 4.23 -- -- --
Rank within category 47 15 22 18 4 51 52 36 -- -- --
Number of funds in category 68 71 71 71 71 68 66 39 3 0 0

As on 03-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Dual Advantage Fixed Term Fund Series II-I (1998 Days) - Regular Plan
Unrated
Aug-15 1.23 0.66 -- 1.06 172
SBI Dual Advantage Fund Series XXV - Regular Plan
Unrated
Dec-17 4.30 -- -- 1.08 2,585
SBI Dual Advantage Fund Series XXIII - Regular Plan
Unrated
Jul-17 3.87 -- -- 0.84 2,539
SBI Dual Advantage Fund Series XXIV - Regular Plan
Unrated
Oct-17 4.77 -- -- 1.08 2,464
SBI Dual Advantage Fund Series XXVI - Regular Plan
Unrated
Feb-18 6.00 -- -- 1.08 2,078

Best & Worst Performance

Best (Period) Worst (Period)
Week 2.65 (01-Apr-2020 - 09-Apr-2020) -7.70 (03-Jun-2019 - 10-Jun-2019)
Month 5.80 (24-Mar-2020 - 23-Apr-2020) -10.55 (20-Feb-2020 - 24-Mar-2020)
Quarter 9.75 (24-Mar-2020 - 23-Jun-2020) -9.55 (24-Dec-2019 - 24-Mar-2020)
Year 17.85 (26-Feb-2016 - 27-Feb-2017) -14.32 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 0.75 7.65 -0.60 -0.58 0.89 -5.23
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 4.21 4.41 -0.20 -0.24 0.58 -1.54
Rank within category 38 36 36 37 36 37
Number of funds in category 40 40 40 40 40 40

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 32
Number of Bonds 12
Average Maturity (yrs) 0.46
Top 10 Holdings (%) 75.29
Portfolio P/B Ratio 1.34
Portfolio P/E Ratio 10.57

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Hero FinCorp 18/02/2021 Debenture AA+ 11.11 - 12.62 12.32
equal 8.36% REC 22/09/2020 Debenture AAA 11.32 - 12.31 11.79
equal 8.36% Power Finance Corp. 2020 Bonds AAA 11.30 - 12.29 11.76
equal 7.40% National Bank Agr. Rur. Devp 2021 Debenture AAA 8.18 - 8.93 8.61
equal Axis Bank 18/12/2020 Certificate of Deposit A1+ 0.00 - 6.38 6.21
equal 9.25% Power Grid Corporation 26/12/2020 Bonds AAA 5.74 - 6.23 5.98
equal 8.65% LIC Housing Fin. 29/09/2020 Debenture AAA 5.66 - 6.14 5.89
equal 9.75% Export-Import Bank 2020 Bonds AAA 5.54 - 6.02 5.75
equal 8.60% LIC Housing Fin. 28/12/2020 Debenture AAA 4.32 - 4.69 4.51
equal 8.55% L&T Infra Debt Fund 2020 Bonds AAA 1.12 - 1.22 1.18
equal HDFC 363-D 13/01/2021 Commercial Paper A1+ 0.00 - 0.58 0.56
equal 9.45% Dewan Housing Fin. Corpn. 18/02/2021 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bharti Airtel Communication -- 2.47 0.00 2.47
equal Infosys Technology 19.57 2.74 1.54 2.32
equal ITC FMCG 16.65 2.48 1.17 2.05
equal Cadila Healthcare Healthcare 31.87 1.64 0.00 1.64
equal ICICI Bank Financial 24.44 2.31 1.15 1.47
equal HDFC Bank Financial 21.64 3.72 1.12 1.18
equal Sun Pharmaceutical Inds. Healthcare 30.39 1.36 0.83 1.08
equal Mphasis Technology 13.97 1.76 0.59 0.73
equal GAIL Energy 5.02 1.01 0.00 0.70
equal CESC Energy 6.40 0.95 0.00 0.67
equal Tata Steel Metals 25.52 1.04 0.00 0.67
equal Torrent Power Energy 13.45 1.15 0.54 0.64
equal Eris Lifesciences Healthcare 20.49 0.62 0.00 0.62
equal LIC Housing Fin. Financial 5.76 1.41 0.00 0.62
equal Vedanta Metals -- 0.90 0.00 0.54
equal Federal Bank Financial 6.72 1.06 0.51 0.53
equal Vardhman Textiles Textiles 6.66 0.96 0.48 0.49
equal Sun TV Network Services 11.37 0.61 0.00 0.46
equal Castrol India Energy 15.63 0.50 0.00 0.38
equal Mahindra & Mahindra Automobile 518.96 0.77 0.26 0.38
equal Motilal Oswal Financial Financial 48.52 0.52 0.00 0.35
equal Tata Power Energy 13.28 0.51 0.00 0.34
equal Nava Bharat Ventures Diversified 2.36 0.64 0.00 0.33
equal Voltamp Transformers Engineering 12.86 0.48 0.30 0.33
equal Tata Motors DVR Automobile -- 0.71 0.00 0.27

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Sunil Patil since 14-Aug-2015

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He has been associated with UTI Mutual Fund for close to two decades.

Funds Managed:

— V Srivatsa since 14-Aug-2015

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


0.16%

Change from previous, NAV as on 03-Jul-2020

Growth: ₹ 12.2867

Dividend: ₹ 12.2867


Investment Strategy

The Scheme seeks to generate income and reduce interest rate volatility by investing in fixed income securities that are maturing on or before the date of maturity of the Scheme and generate capital appreciation by investing in equity and equity related instruments.

Tenure (Days) 1998
Maturity date 18-Feb-2021

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 31-Aug-2015
Return Since Launch: 4.34%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Closed-end

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

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dateSaturday, 04-Jul-2020
time04:00 PM - 05:00 PM

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