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3 star

Axis Equity Saver Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.29 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.37 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.73 0.12 1.32 2.73 7.59 7.23 21.41 8.84 9.08 -- --
VR MIP TRI 5.25 0.45 -0.26 0.02 4.03 4.15 14.96 9.35 8.95 -- --
Hybrid: Equity Savings 8.12 0.15 0.09 1.38 5.73 6.87 19.20 8.09 8.02 -- --
Rank within category 14 11 1 1 3 11 10 6 4 -- --
Number of funds in category 23 23 23 23 23 23 23 16 13 0 0

As on 23-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Axis Equity Saver Fund - Regular Plan
3 star
Aug-15 21.41 8.84 9.08 2.49 785
HDFC Equity Savings Fund  | Invest Online
4 star
Sep-04 26.13 9.74 9.88 2.13 2,372
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 15.62 8.43 8.76 2.19 1,488
ICICI Prudential Equity Savings Fund  | Invest Now
3 star
Dec-14 14.92 8.29 8.01 1.06 2,073
SBI Equity Savings Fund - Regular Plan  | Invest Online
3 star
May-15 22.41 9.66 8.49 1.27 1,496

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.44 24-Mar-2020 - 31-Mar-2020 -8.77 16-Mar-2020 - 23-Mar-2020
Month 8.47 23-Mar-2020 - 22-Apr-2020 -17.47 20-Feb-2020 - 23-Mar-2020
Quarter 13.51 24-Sep-2020 - 24-Dec-2020 -15.88 23-Dec-2019 - 23-Mar-2020
Year 34.57 23-Mar-2020 - 23-Mar-2021 -10.57 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.11 9.91 0.49 0.53 1.39 -2.50
VR MIP TRI 9.55 6.87 0.78 0.91 -- --
Hybrid: Equity Savings 8.31 9.70 0.45 0.50 1.32 -2.95
Rank within category 6 10 7 7 10 9
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 45
Number of Bonds 29
Average Maturity (yrs) 5.24
Top 10 Holdings (%) 41.68
Portfolio P/B Ratio 3.73
Portfolio P/E Ratio 33.65

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 3.35% Axis Bank 2021 Fixed Deposits -- 3.13 - 3.63 3.13
equal TMF Holdings 2022 Debenture AA- 1.58 - 1.73 1.58
equal 8.50% Bank of Baroda Additional Tier 1 Bond AA 1.55 - 1.79 1.55
equal 8.37% REC 2028 Debenture AAA 1.39 - 3.23 1.39
equal 7.68% Power Finance Corporation 15/07/2030 Non Convertible Debenture AAA 0.00 - 1.55 1.33
equal 8.50% State Bank of India Additional Tier 1 Bond AA+ 1.31 - 2.30 1.31
equal 7.99% Tata Power Company 16/11/2021 Debenture AA 1.29 - 1.51 1.29
equal 8.25% DLF 25/03/2024 Debenture A+ 0.00 - 1.38 1.27
equal 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 1.36 1.26
equal 8.95% Punjab National Bank Additional Tier 1 Bond AA 0.00 - 1.42 1.24
new 6.76% GOI 22/02/2061 GOI Securities SOV 0.00 - 1.22 1.22
equal 7.57% GOI 17/06/2033 GOI Securities SOV 0.68 - 0.81 0.68
equal IndInfravit Trust 2038 Non Convertible Debenture AAA 0.65 - 0.75 0.65
equal 3.00% Axis Bank 2022 Fixed Deposits -- 0.00 - 0.69 0.63
equal 3.00% Axis Bank 2022 Fixed Deposits -- 0.00 - 0.67 0.63
equal 3.00% Axis Bank 2022 Fixed Deposits -- 0.00 - 0.68 0.63
equal 3.00% Axis Bank 2022 Fixed Deposits -- 0.00 - 0.68 0.63
equal 3.00% Axis Bank 25/04/2022 Fixed Deposits -- 0.00 - 0.67 0.63
equal 3.00% Axis Bank 26/04/2022 Fixed Deposits -- 0.00 - 0.67 0.63
equal 6.54% Gujarat State 2030 State Development Loan SOV 0.63 - 0.74 0.63
equal 9.95% Canara Bank Additional Tier 1 Bond AA 0.00 - 0.45 0.39
equal 4.00% Axis Bank 28/02/2022 Fixed Deposits -- 0.00 - 0.42 0.38
equal 7.69% National Bank Agr. Rur. Devp 31/03/2032 Bonds/Debentures AAA 0.27 - 0.32 0.27
equal 6.19% GOI 16/09/2034 GOI Securities SOV 0.24 - 2.15 0.24
equal 9.20% ICICI Bank Additional Tier 1 Bond AA+ 0.18 - 0.21 0.18

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 29.55 10.41 1.38 6.81
equal ICICI Bank Financial 25.49 7.26 0.00 6.69
equal HDFC Financial 23.94 7.91 4.24 6.37
equal Infosys Technology 33.24 5.82 0.00 4.27
equal HDFC Bank Financial 24.29 6.47 3.74 4.06
equal Tata Consultancy Services Technology 34.51 4.12 1.67 3.22
up Mahindra & Mahindra Automobile 52.39 4.93 0.00 2.59
equal Bharti Airtel Communication -- 4.49 0.00 2.54
equal Hindustan Unilever FMCG 67.65 4.97 1.62 2.00
down Bajaj Finance Financial 83.63 3.49 1.61 1.84
equal Maruti Suzuki India Automobile 50.17 6.08 0.00 1.72
equal Ultratech Cement Construction 34.33 2.05 0.00 1.71
equal Avenue Supermarts Services 191.40 1.58 0.00 1.58
equal State Bank of India Financial 17.09 1.63 0.00 1.56
down Kotak Mahindra Bank Financial 34.20 3.84 1.51 1.51
equal Asian Paints Chemicals 84.76 3.21 0.00 1.49
equal Nestle India FMCG 80.92 2.01 0.30 1.35
equal Divi's Laboratories Healthcare 64.54 2.24 0.12 1.19
equal Motherson Sumi Systems Automobile 71.63 1.61 0.00 1.19
equal Adani Ports and Special Economic Zone Services 27.79 1.04 0.00 0.92
new Sona BLW Precision Forgings Automobile 114.52 0.90 0.00 0.90
equal Grasim Industries Construction 23.68 1.12 0.00 0.78
down Tata Steel Metals 20.61 1.20 0.00 0.73
equal Ambuja Cements Construction 25.13 0.82 0.00 0.65
equal Larsen & Toubro Construction 19.55 2.40 0.46 0.65

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Anupam Tiwari since 06-Oct-2016

Education: Mr. Tiwari is a Chartered Accountant.

Experience: Prior to joining Axis Mutual Fund he was associated with Principal Mutual Fund (July 25, 2011-Sep 21, 2016), Reliance Life Insurance Ltd. (Sep 22, 2010-Jul 15, 2011) and Reliance MF (Mar 21, 2005-Sep 21, 2010).

Interviews:

Funds Managed:

— R Sivakumar since 27-Jul-2015

Education: Mr. Sivakumar is a B.Tech from IIT Madras and MBA from IIM Ahmedabad.

Experience: Prior to joining Axis AMC he has worked with BNP Paribas Mutual Fund, Sundaram Mutual Fund (2001-2004), HDFC Mutual Fund and ITC Threadneedle.

Funds Managed:


0.12%

Change from previous, NAV as on 23-Jul-2021

Growth: ₹ 16.1600

IDCW Quarterly: ₹ 12.4900

More

IDCW Monthly: ₹ 12.3000

IDCW: ₹ 13.3600


Investment Strategy

The scheme seeks to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Axis Mutual Fund
Launch Date: 14-Aug-2015
Return Since Launch: 8.41%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 785 Cr (As on 30-Jun-2021)
Expense: 2.49% (As on 30-Jun-2021)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly25-Jun-20210.0625

 25-May-20210.0625
 25-Mar-20210.0625
 25-Feb-20210.0625
 28-Jan-20210.0506
 25-Feb-20200.0553
 27-Jan-20200.0553
 26-Dec-20190.0553
 25-Nov-20190.0553
 25-Oct-20190.0553
 25-Sep-20190.0553
 26-Aug-20190.0553
 25-Jul-20190.0553
 25-Jun-20190.0553
 27-May-20190.0553
 25-Apr-20190.0553
 25-Mar-20190.0553
 25-Feb-20190.0553
 25-Jan-20190.0553
 26-Dec-20180.0553
 26-Nov-20180.0553
 25-Oct-20180.0553
 25-Sep-20180.0553
 27-Aug-20180.0553
 25-Jul-20180.0553
IDCW Quarterly28-Jun-20210.1875

 26-Mar-20210.1875
 27-Dec-20190.1660
 26-Sep-20190.1660
 26-Jun-20190.1660
 26-Mar-20190.1660
 26-Dec-20180.1660
 25-Sep-20180.1660
 25-Jun-20180.1660
 26-Mar-20180.1875
 26-Dec-20170.1875
 25-Sep-20170.1875
 27-Jun-20170.1875
 06-Apr-20170.1875
 26-Sep-20160.1875
IDCW25-Mar-20210.9000

 11-Mar-20200.9541

Contact Information

AMC: Axis Asset Management Company Ltd.

Address: "Axis House" - 1st Floor, C-2 - Wadia International Centre, Pandurang Budhkar Marg , Worli, Mumbai - 400025

Phone: 022-24255161

Fax: 022-43255199

Email: [email protected] / [email protected]

Website: http://www.axismf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

How to crash-proof your equity investments

DateFriday, 23-Jul-2021
Time12:30 PM - 01:00 PM

Registration Over