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4 star

Axis Equity Saver Fund - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.30 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.14 Lakh

Suitability:

"Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Axis Equity Saver Reg-G -0.77 0.06 0.72 4.66 5.97 0.60 2.99 9.21 8.26 -- --
VR MIP TRI 1.72 0.06 0.74 4.56 5.65 1.63 5.50 8.92 8.30 -- --
Hybrid: Equity Savings 1.37 0.11 0.64 3.31 4.49 1.06 4.28 8.96 6.92 -- --
Rank within category 20 17 9 1 2 17 19 10 3 -- --
Number of funds in category 22 22 22 22 22 22 22 22 14 10 1

As on 12-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Axis Equity Saver Fund - Regular Plan
4 star
Aug-15 2.99 9.21 8.26 2.19 1,211
HDFC Equity Savings Fund  | Invest Online
4 star
Sep-04 5.97 10.77 7.88 2.11 2,568
SBI Equity Savings Fund - Regular Plan  | Invest Online
4 star
May-15 3.66 10.44 7.63 1.19 2,402
Kotak Equity Savings Fund - Regular Plan  | Invest Online
5 star
Oct-14 7.80 9.97 8.29 2.13 1,926
Mirae Asset Equity Savings Fund - Regular Plan  | Invest Online
5 star
Dec-18 5.06 12.54 -- 1.42 561

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.44 24-Mar-2020 - 31-Mar-2020 -8.77 16-Mar-2020 - 23-Mar-2020
Month 8.47 23-Mar-2020 - 22-Apr-2020 -17.47 20-Feb-2020 - 23-Mar-2020
Quarter 13.51 24-Sep-2020 - 24-Dec-2020 -15.88 23-Dec-2019 - 23-Mar-2020
Year 34.57 23-Mar-2020 - 23-Mar-2021 -10.57 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Axis Equity Saver Reg-G 9.23 9.88 0.58 0.64 1.30 -0.68
VR MIP TRI 8.41 7.21 0.68 0.88 -- --
Hybrid: Equity Savings 8.68 9.05 0.59 0.65 1.15 -0.46
Rank within category 10 14 12 13 17 15
Number of funds in category 22 22 22 22 22 22

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 71
Number of Bonds 21
Average Maturity (yrs) 3.16
Top 10 Holdings (%) 41.49
Portfolio P/B Ratio 3.33
Portfolio P/E Ratio 23.87

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 2.81 - 3.95 2.84
equal Reserve Bank of India 182-D 01/09/2022 Treasury Bills SOV 0.00 - 2.51 2.47
equal 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 2.38 2.35
new 7.38% GOI 20/06/2027 GOI Securities SOV 0.00 - 2.09 2.09
equal Reserve Bank of India 182-D 15/09/2022 Treasury Bills SOV 0.00 - 2.09 2.05
new Reserve Bank of India 364-D 12/01/2023 Treasury Bills SOV 0.00 - 2.01 2.01
equal 7.10% GOI 18/04/2029 GOI Securities SOV 0.00 - 1.25 1.23
equal Reserve Bank of India 182-D 08/09/2022 Treasury Bills SOV 0.00 - 1.25 1.23
equal 5.42% HDB Financial Services 17/01/2024 Debenture AAA 0.00 - 1.23 1.21
equal TMF Holdings 2022 Debenture AA- 1.07 - 1.40 1.11
equal 8.25% DLF 25/03/2024 Debenture AA- 0.00 - 0.89 0.82
new Reserve Bank of India 182-D 03/11/2022 Treasury Bills SOV 0.00 - 0.81 0.81
new Reserve Bank of India 364-D 02/11/2022 Treasury Bills SOV 0.00 - 0.81 0.81
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 1.97 0.76
equal 7.57% GOI 17/06/2033 GOI Securities SOV 0.41 - 0.59 0.42
equal 7.68% Power Finance Corporation 15/07/2030 Non Convertible Debenture AAA 0.40 - 1.16 0.41
equal 7.69% National Bank Agr. Rur. Devp 31/03/2032 Bonds/Debentures AAA 0.16 - 0.23 0.17
equal 6.19% GOI 16/09/2034 GOI Securities SOV 0.15 - 0.21 0.15
equal 8.20% Power Grid Corporation 23/01/2030 Non Convertible Debenture AAA 0.08 - 0.12 0.09
equal 7.72% GOI 26/10/2055 GOI Securities SOV 0.03 - 0.05 0.03
equal Others CBLO -- - 7.61

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 20.78 8.58 3.22 8.58
down ICICI Bank Financial 21.96 8.95 2.47 7.83
down Reliance Industries Energy 26.83 10.41 1.38 6.34
down Infosys Technology 30.12 5.82 1.97 3.14
equal Hindustan Unilever Consumer Staples 66.55 4.97 0.79 2.77
up Kotak Mahindra Bank Financial 28.04 3.84 0.53 2.65
equal Bajaj Finance Financial 51.32 3.49 1.84 2.45
equal Indusind Bank Financial 15.44 2.42 0.01 2.42
equal Adani Ports and Special Economic Zone Services 36.86 2.22 0.00 2.03
equal Larsen & Toubro Construction 28.17 2.14 0.46 1.99
equal HDFC Financial 19.49 7.91 1.23 1.93
up Maruti Suzuki India Automobile 59.18 2.49 0.00 1.73
down Avenue Supermarts Services 137.66 2.45 0.00 1.62
equal Tata Consultancy Services Technology 32.06 4.12 1.59 1.59
equal Cholamandalam Investment & Finance Company Financial 26.99 1.58 0.00 1.51
down Mahindra & Mahindra Automobile 18.76 4.93 0.00 1.33
equal Tech Mahindra Technology 19.41 1.78 0.00 1.25
equal Asian Paints Materials 94.49 3.21 0.04 1.20
equal Ambuja Cements Materials 32.23 1.31 0.00 1.15
down State Bank of India Financial 13.41 1.63 0.00 1.13
equal Sun Pharmaceutical Industries Healthcare 56.35 0.89 0.00 0.89
equal Persistent Systems Technology 37.98 1.10 0.00 0.86
equal Ultratech Cement Materials 26.24 2.05 0.57 0.78
equal Rolex Rings Capital Goods 31.71 0.69 0.00 0.69
equal Cipla Healthcare 33.32 1.53 0.00 0.68

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Kaustubh Sule since 09-Nov-2021

Education: Mr. Sule is a B.E. (Computer Engineering) & MBA (Finance)

Experience: Prior to joining Axis Asset Management Company Ltd., he has worked with HDFC Standard Life Insurance Company Ltd., Reliance Life Insurance Company Ltd., Union Bank of India, Hexaware Technologies Ltd.

Funds Managed:

— Anupam Tiwari since 06-Oct-2016

Education: Mr. Tiwari is a Chartered Accountant.

Experience: Prior to joining Axis Mutual Fund he was associated with Principal Mutual Fund (July 25, 2011-Sep 21, 2016), Reliance Life Insurance Ltd. (Sep 22, 2010-Jul 15, 2011) and Reliance MF (Mar 21, 2005-Sep 21, 2010).

Interviews:

Funds Managed:

— R Sivakumar since 27-Jul-2015

Education: Mr. Sivakumar is a B.Tech from IIT Madras and MBA from IIM Ahmedabad.

Experience: Prior to joining Axis AMC he has worked with BNP Paribas Mutual Fund, Sundaram Mutual Fund (2001-2004), HDFC Mutual Fund and ITC Threadneedle.

Funds Managed:


0.06%

Change from previous, NAV as on 12-Aug-2022

Growth: ₹ 16.8600

IDCW Quarterly: ₹ 11.9400

More

IDCW Monthly: ₹ 11.7000

IDCW: ₹ 12.7700


Investment Strategy

The scheme seeks to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities, and investments in debt and money market instruments.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 100
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 30 days

Basic Details

Fund House: Axis Mutual Fund
Launch Date: 14-Aug-2015
Return Since Launch: 7.75%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,211 Cr (As on 31-Jul-2022)
Expense Ratio: 2.19% (As on 30-Jun-2022)
Risk Grade: Above Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly25-Jul-20220.0900

 27-Jun-20220.0900
 25-May-20220.0900
 25-Apr-20220.0900
 25-Mar-20220.0900
 28-Feb-20220.0900
 25-Jan-20220.0900
 27-Dec-20210.0900
 25-Nov-20210.0900
 25-Oct-20210.0900
 27-Sep-20210.0900
 25-Aug-20210.0625
 26-Jul-20210.0625
 25-Jun-20210.0625
 25-May-20210.0625
 25-Mar-20210.0625
 25-Feb-20210.0625
 28-Jan-20210.0506
 25-Feb-20200.0553
 27-Jan-20200.0553
 26-Dec-20190.0553
 25-Nov-20190.0553
 25-Oct-20190.0553
 25-Sep-20190.0553
 26-Aug-20190.0553
IDCW Quarterly27-Jun-20220.2700

 25-Mar-20220.2700
 27-Dec-20210.2700
 27-Sep-20210.2700
 28-Jun-20210.1875
 26-Mar-20210.1875
 27-Dec-20190.1660
 26-Sep-20190.1660
 26-Jun-20190.1660
 26-Mar-20190.1660
 26-Dec-20180.1660
 25-Sep-20180.1660
 25-Jun-20180.1660
 26-Mar-20180.1875
 26-Dec-20170.1875
 25-Sep-20170.1875
 27-Jun-20170.1875
 06-Apr-20170.1875
 26-Sep-20160.1875
IDCW25-Mar-20221.1500

 25-Mar-20210.9000
 11-Mar-20200.9541

Contact Information

AMC: Axis Asset Management Company Ltd.

Address: "Axis House" - 1st Floor, C-2 - Wadia International Centre, Pandurang Budhkar Marg , Worli, Mumbai - 400025

Phone: 022-24255161

Fax: 022-43255199

Website: http://www.axismf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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