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3 star

Sundaram Money Fund - Regular Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.95 0.01 0.07 0.30 0.80 1.66 3.24 4.81 5.66 6.34 7.24
CCIL T Bill Liquidity Weight 1.84 0.03 0.05 0.20 0.47 1.08 2.01 3.25 3.53 4.01 4.49
Debt: Liquid 2.86 0.01 0.07 0.30 0.79 1.61 3.14 4.65 5.50 6.20 7.11
Rank within category 8 6 21 25 21 10 9 13 15 14 13
Number of funds in category 41 42 42 42 42 42 41 38 35 34 33

As on 26-Nov-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Money Fund - Regular Plan
3 star
 Dec-05 3.24 4.81 5.66 0.28% 2,115
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.16 4.82 5.67 0.32% 35,561
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
 Mar-04 3.19 4.87 5.71 0.32% 29,710
Axis Liquid Fund
4 star
 Oct-09 3.22 4.85 5.72 0.26% 22,877
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.16 4.85 5.70 0.32% 20,961

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.37 24-Mar-2020 - 31-Mar-2020 -0.10 17-Mar-2020 - 24-Mar-2020
Month 0.92 25-Jul-2013 - 24-Aug-2013 0.23 19-Nov-2020 - 19-Dec-2020
Quarter 2.70 25-Jul-2013 - 24-Oct-2013 0.74 21-Oct-2020 - 20-Jan-2021
Year 9.84 30-Aug-2011 - 29-Aug-2012 3.21 25-Oct-2020 - 25-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.81 0.49 1.91 15.66 1.04 1.58
CCIL T Bill Liquidity Weight 3.25 0.40 -1.53 -4.22 -- --
Debt: Liquid 4.64 0.48 1.58 8.45 0.99 1.38
Rank within category 12 20 9 3 21 14
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 24 37 24 35
Modified Duration (yrs) 0.06 0.12 0.06 --
Average Maturity (yrs) 0.06 0.12 0.06 --
Yield to Maturity (%) 3.62 3.62 3.01 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reserve Bank of India 182-D 25/11/2021 Treasury Bills SOV 0.00 - 16.51 16.51
equal Tata Power Solar Systems 91-D 23/11/2021 Commercial Paper A1+ 0.00 - 5.90 5.90
equal Reliance Industries 91-D 17/11/2021 Commercial Paper A1+ 0.00 - 4.72 4.72
equal Chennai Petroleum Corporation 91-D 03/12/2021 Commercial Paper A1+ 0.00 - 4.71 4.71
equal Reliance Jio Infocomm 92-D 06/12/2021 Commercial Paper A1+ 0.00 - 4.71 4.71
new Reserve Bank of India 364-D 25/11/2021 Treasury Bills SOV 0.00 - 4.10 4.10
new JM Financial Products 8-D 10/11/2021 Commercial Paper A1+ 0.00 - 3.54 3.54
new The Ramco Cements 77-D 28/12/2021 Commercial Paper A1+ 0.00 - 3.52 3.52
new IIFL Wealth Prime 8-D 10/11/2021 Commercial Paper A1+ 0.00 - 2.83 2.83
equal Aditya Birla Money 90-D 21/12/2021 Commercial Paper A1+ 0.00 - 2.82 2.82
new Reserve Bank of India 91-D 09/12/2021 Treasury Bills SOV 0.00 - 2.59 2.59
new Indian Oil Corporation 43-D 18/11/2021 Commercial Paper A1+ 0.00 - 2.36 2.36
equal National Bank Agr. Rur. Devp 90-D 22/11/2021 Commercial Paper A1+ 0.00 - 2.36 2.36
equal Sharekhan BNP Paribas Financial Services 91-D 29/11/2021 Commercial Paper A1+ 0.00 - 2.36 2.36
equal Reliance Industries 91-D 07/12/2021 Commercial Paper A1+ 0.00 - 2.36 2.36
equal Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 2.35 2.35
equal Standard Chartered Invest&Loan 183-D 07/12/2021 Commercial Paper A1+ 0.00 - 2.35 2.35
equal Reserve Bank of India 91-D 23/12/2021 Treasury Bills SOV 0.00 - 2.35 2.35
new Julius Baer Capital 53-D 30/11/2021 Commercial Paper A1+ 0.00 - 2.12 2.12
equal IGH Holdings 91-D 09/12/2021 Commercial Paper A1+ 0.00 - 1.88 1.88
equal Astec Lifesciences 70-D 01/11/2021 Commercial Paper A1+ 0.00 - 1.18 1.18
new JM Financial Capital 8-D 10/11/2021 Commercial Paper A1+ 0.00 - 1.18 1.18
equal Sharekhan BNP Paribas Financial Services 91-D 24/11/2021 Commercial Paper A1+ 0.00 - 1.18 1.18
new Reliance Industries 82-D 28/12/2021 Commercial Paper A1+ 0.00 - 1.18 1.18

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Siddharth Chaudhary since 01-Jun-2012

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:

0.01%

Change from previous, NAV as on 28-Nov-2021

Growth: ₹ 44.0555

IDCW Weekly: ₹ 12.0426

More

IDCW Quarterly: ₹ 40.1289

IDCW Monthly: ₹ 10.6429

IDCW Fortnightly: ₹ 11.1513

IDCW Daily: ₹ 10.0953

Bonus: ₹ 15.7480

Investment Strategy

The scheme seeks to provide income and liquidity from a portfolio of debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 12-Dec-2005
Return Since Launch: 7.21%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,115 Cr (As on 31-Oct-2021)
Expense: 0.28% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily26-Nov-20210.0010

 25-Nov-20210.0009
 24-Nov-20210.0011
 23-Nov-20210.0009
 22-Nov-20210.0007
 21-Nov-20210.0028
 18-Nov-20210.0009
 17-Nov-20210.0010
 16-Nov-20210.0009
 15-Nov-20210.0010
 14-Nov-20210.0019
 12-Nov-20210.0011
 11-Nov-20210.0011
 10-Nov-20210.0010
 09-Nov-20210.0011
 08-Nov-20210.0014
 07-Nov-20210.0039
 03-Nov-20210.0012
 02-Nov-20210.0010
 01-Nov-20210.0008
 31-Oct-20210.0018
 29-Oct-20210.0009
 28-Oct-20210.0007
 27-Oct-20210.0009
 26-Oct-20210.0008
IDCW Weekly18-Nov-20210.0068

 12-Nov-20210.0114
 03-Nov-20210.0059
 29-Oct-20210.0060
 22-Oct-20210.0072
 14-Oct-20210.0066
 08-Oct-20210.0078
 01-Oct-20210.0070
 24-Sep-20210.0066
 17-Sep-20210.0081
 09-Sep-20210.0057
 03-Sep-20210.0073
 27-Aug-20210.0078
 20-Aug-20210.0080
 13-Aug-20210.0090
 06-Aug-20210.0071
 30-Jul-20210.0076
 23-Jul-20210.0081
 16-Jul-20210.0083
 09-Jul-20210.0072
 02-Jul-20210.0078
 25-Jun-20210.0084
 18-Jun-20210.0068
 11-Jun-20210.0075
 04-Jun-20210.0075
IDCW Monthly17-Nov-20210.0319

 14-Oct-20210.0248
 17-Sep-20210.0286
 17-Aug-20210.0322
 16-Jul-20210.0291
 17-Jun-20210.0283
 17-May-20210.0285
 16-Apr-20210.0141
 26-Mar-20210.0261
 26-Feb-20210.0251
 29-Jan-20210.0300
 24-Dec-20200.0211
 27-Nov-20200.0242
 29-Oct-20200.0320
 25-Sep-20200.0238
 28-Aug-20200.0256
 31-Jul-20200.0312
 26-Jun-20200.0288
 29-May-20200.0443
 24-Apr-20200.0374
 27-Mar-20200.0312
 28-Feb-20200.0293
 31-Jan-20200.0359
 27-Dec-20190.0290
 29-Nov-20190.0375
IDCW Fortnightly12-Nov-20210.0161

 29-Oct-20210.0184
 08-Oct-20210.0136
 24-Sep-20210.0136
 09-Sep-20210.0120
 27-Aug-20210.0147
 13-Aug-20210.0149
 30-Jul-20210.0222
 09-Jul-20210.0140
 25-Jun-20210.0140
 11-Jun-20210.0139
 28-May-20210.0137
 14-May-20210.0132
 30-Apr-20210.0200
 09-Apr-20210.0084
 26-Mar-20210.0141
 12-Mar-20210.0115
 26-Feb-20210.0123
 12-Feb-20210.0129
 29-Jan-20210.0179
 08-Jan-20210.0126
 24-Dec-20200.0113
 11-Dec-20200.0099
 27-Nov-20200.0110
 13-Nov-20200.0135
IDCW Quarterly27-Sep-20210.0750

 28-Jun-20210.1500
 25-Mar-20210.1500
 22-Dec-20200.1500
 24-Sep-20200.1500
 16-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Sep-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 23-Mar-20160.1083
 09-Oct-20090.1169

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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