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3 star

Sundaram Money Fund - Regular Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.89 0.01 0.06 0.27 0.82 1.66 4.39 6.16 6.55 7.19 7.80
CCIL T Bill Liquidity Weight 2.98 0.02 0.04 0.21 0.63 1.18 3.20 3.90 4.12 4.53 4.75
Debt: Liquid 3.69 0.01 0.05 0.26 0.79 1.61 4.16 5.92 6.38 7.04 7.66
Rank within category 18 19 10 9 5 16 16 15 14 16 13
Number of funds in category 41 41 41 41 41 41 41 35 34 34 30

As on 27-Nov-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Money Fund - Regular Plan
3 star
 Dec-05 4.39 6.16 6.55 0.26 3,496
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 4.50 6.19 6.59 0.32 40,247
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
 Mar-04 4.52 6.24 6.63 0.31 34,021
Axis Liquid Fund
4 star
 Oct-09 4.50 6.23 6.62 0.25 26,509
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
 Dec-03 4.39 6.18 6.59 0.24 26,218

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.37 (24-Mar-2020 - 31-Mar-2020) -0.10 (17-Mar-2020 - 24-Mar-2020)
Month 0.92 (25-Jul-2013 - 24-Aug-2013) 0.25 (20-Aug-2020 - 19-Sep-2020)
Quarter 2.70 (25-Jul-2013 - 24-Oct-2013) 0.79 (25-Jun-2020 - 24-Sep-2020)
Year 9.84 (30-Aug-2011 - 29-Aug-2012) 4.14 (19-May-2009 - 19-May-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.07 0.41 2.68 3.76 0.81 1.98
CCIL T Bill Liquidity Weight 3.89 0.32 -3.35 -6.53 -- --
Debt: Liquid 5.82 0.58 2.22 3.10 0.84 1.76
Rank within category 14 15 13 10 18 16
Number of funds in category 36 36 36 35 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 31 61 27 38
Modified Duration (yrs) 0.11 0.13 0.06 0.08
Average Maturity (yrs) 0.11 0.13 0.06 0.08
Yield to Maturity (%) 3.27 5.37 3.27 3.26
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up Reserve Bank of India 91-D 10/12/2020 Treasury Bills SOV 0.00 - 13.54 13.54
new Reserve Bank of India 91-D 07/01/2021 Treasury Bills SOV 0.00 - 12.23 12.23
equal Reserve Bank of India 182-D 06/11/2020 Treasury Bills SOV 0.00 - 9.58 9.58
equal Reserve Bank of India 91-D 03/12/2020 Treasury Bills SOV 0.00 - 8.53 8.53
equal Indian Oil Corp. 77-D 23/11/2020 Commercial Paper A1+ 0.00 - 4.28 4.28
new Reserve Bank of India 91-D 28/01/2021 Treasury Bills SOV 0.00 - 4.26 4.26
new UPL 91-D 25/01/2021 Commercial Paper A1+ 0.00 - 3.41 3.41
new NTPC 91-D 02/11/2020 Commercial Paper A1+ 0.00 - 2.86 2.86
equal HDFC 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 2.86 2.86
equal LIC Housing Fin. 360-D 19/11/2020 Commercial Paper A1+ 0.00 - 2.86 2.86
equal HDFC 340-D 27/11/2020 Commercial Paper A1+ 0.00 - 2.85 2.85
equal National Bank Agr. Rur. Devp 89-D 02/12/2020 Commercial Paper A1+ 0.00 - 2.85 2.85
new Reliance Industries 91-D 22/01/2021 Commercial Paper A1+ 0.00 - 2.84 2.84
down Reliance Industries 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 2.72 2.72
new L&T Housing Finance 90-D 11/01/2021 Commercial Paper A1+ 0.00 - 2.70 2.70
equal Birla Group Holdings 90-D 24/11/2020 Commercial Paper A1+ 0.00 - 2.14 2.14
equal SAIL 91-D 04/12/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
equal Tata Power 88-D 04/12/2020 Commercial Paper A1+ 0.00 - 1.85 1.85
equal 7.40% HDFC 17/11/2020 Non Convertible Debenture AAA 0.00 - 1.43 1.43
new Reliance Industries 91-D 02/11/2020 Commercial Paper A1+ 0.00 - 1.43 1.43
new Axis Bank 17/11/2020 Certificate of Deposit A1+ 0.00 - 1.43 1.43
equal Reliance Industries 91-D 01/12/2020 Commercial Paper A1+ 0.00 - 1.43 1.43
equal Reliance Retail Ventures 91-D 07/12/2020 Commercial Paper A1+ 0.00 - 1.43 1.43
equal Tata Power Renewable Energy 87-D 11/12/2020 Commercial Paper A1+ 0.00 - 1.42 1.42
new Berger Paints India 90-D 18/01/2021 Commercial Paper A1+ 0.00 - 1.42 1.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Siddharth Chaudhary since 01-Jun-2012

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:

--

Change from previous, NAV as on 30-Nov-2020

Growth: ₹ 42.6779

Dividend Weekly: ₹ 12.0158

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Dividend Quarterly: ₹ 39.3893

Dividend Monthly: ₹ 10.6245

Dividend Fortnightly: ₹ 11.1365

Dividend Daily: ₹ 10.0953

Bonus: ₹ 15.2556

Investment Strategy

The scheme seeks to provide income and liquidity from a portfolio of debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 12-Dec-2005
Return Since Launch: 7.48%
Benchmark: CRISIL Liquid TRI
Riskometer: Low
Type: Open-ended
Assets: ₹ 3,496 Cr (As on 31-Oct-2020)
Expense: 0.26% (As on 31-Oct-2020)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily30-Nov-20200.0023

 27-Nov-20200.0007
 26-Nov-20200.0012
 25-Nov-20200.0012
 24-Nov-20200.0006
 23-Nov-20200.0005
 22-Nov-20200.0015
 20-Nov-20200.0006
 19-Nov-20200.0013
 18-Nov-20200.0013
 17-Nov-20200.0008
 16-Nov-20200.0023
 13-Nov-20200.0010
 12-Nov-20200.0012
 11-Nov-20200.0010
 10-Nov-20200.0008
 09-Nov-20200.0008
 08-Nov-20200.0016
 06-Nov-20200.0010
 05-Nov-20200.0009
 04-Nov-20200.0009
 03-Nov-20200.0010
 02-Nov-20200.0008
 01-Nov-20200.0025
 29-Oct-20200.0007
Dividend Fortnightly27-Nov-20200.0110

 13-Nov-20200.0135
 29-Oct-20200.0186
 09-Oct-20200.0147
 25-Sep-20200.0132
 11-Sep-20200.0112
 28-Aug-20200.0125
 14-Aug-20200.0136
 31-Jul-20200.0194
 10-Jul-20200.0122
 26-Jun-20200.0142
 12-Jun-20200.0135
 29-May-20200.0286
 08-May-20200.0157
 24-Apr-20200.0221
 09-Apr-20200.0155
 27-Mar-20200.0144
 13-Mar-20200.0171
 28-Feb-20200.0145
 14-Feb-20200.0150
 31-Jan-20200.0220
 10-Jan-20200.0146
 27-Dec-20190.0146
 13-Dec-20190.0147
 29-Nov-20190.0242
Dividend Monthly27-Nov-20200.0242

 29-Oct-20200.0320
 25-Sep-20200.0238
 28-Aug-20200.0256
 31-Jul-20200.0312
 26-Jun-20200.0288
 29-May-20200.0443
 24-Apr-20200.0374
 27-Mar-20200.0312
 28-Feb-20200.0293
 31-Jan-20200.0359
 27-Dec-20190.0290
 29-Nov-20190.0375
 25-Oct-20190.0315
 27-Sep-20190.0300
 30-Aug-20190.0434
 26-Jul-20190.0367
 28-Jun-20190.0374
 31-May-20190.0502
 26-Apr-20190.0395
 29-Mar-20190.0500
 22-Feb-20190.0394
 25-Jan-20190.0412
 28-Dec-20180.0417
 30-Nov-20180.0534
Dividend Weekly27-Nov-20200.0060

 20-Nov-20200.0048
 13-Nov-20200.0062
 06-Nov-20200.0073
 29-Oct-20200.0046
 23-Oct-20200.0066
 16-Oct-20200.0065
 09-Oct-20200.0082
 01-Oct-20200.0066
 25-Sep-20200.0064
 18-Sep-20200.0068
 11-Sep-20200.0044
 04-Sep-20200.0063
 28-Aug-20200.0055
 21-Aug-20200.0070
 14-Aug-20200.0072
 07-Aug-20200.0063
 31-Jul-20200.0057
 24-Jul-20200.0069
 17-Jul-20200.0053
 10-Jul-20200.0059
 03-Jul-20200.0062
 26-Jun-20200.0071
 19-Jun-20200.0070
 12-Jun-20200.0077
Dividend Quarterly24-Sep-20200.1500

 16-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Sep-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 23-Mar-20160.1083
 09-Oct-20090.1169

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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dateSaturday, 28-Nov-2020
time04:00 PM - 04:30 PM

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