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3 star

Sundaram Money Fund - Regular Plan

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Debt: Liquid

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1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.56 0.01 0.05 0.24 0.75 1.56 3.73 5.81 6.29 6.94 7.66
CCIL T Bill Liquidity Weight 0.33 0.01 0.04 0.21 0.45 1.08 2.71 3.72 3.95 4.38 4.68
Debt: Liquid 0.54 0.01 0.05 0.23 0.74 1.50 3.55 5.58 6.11 6.79 7.52
Rank within category 8 12 12 15 8 7 18 14 16 15 14
Number of funds in category 41 41 41 41 41 41 41 35 34 34 30

As on 08-Mar-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Money Fund - Regular Plan
3 star
 Dec-05 3.73 5.81 6.29 0.26 2,744
ICICI Prudential Liquid Fund  | Invest Now
4 star
 Nov-05 3.84 5.84 6.32 0.32 42,470
Aditya Birla Sun Life Liquid Fund  | Invest Online
5 star
 Mar-04 3.84 5.88 6.36 0.32 33,604
Axis Liquid Fund
4 star
 Oct-09 3.81 5.87 6.35 0.25 24,975
Nippon India Liquid Fund  | Invest Online
4 star
 Dec-03 3.80 5.88 6.35 0.32 23,879

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.37 24-Mar-2020 - 31-Mar-2020 -0.10 17-Mar-2020 - 24-Mar-2020
Month 0.92 25-Jul-2013 - 24-Aug-2013 0.23 19-Nov-2020 - 19-Dec-2020
Quarter 2.70 25-Jul-2013 - 24-Oct-2013 0.74 21-Oct-2020 - 20-Jan-2021
Year 9.84 30-Aug-2011 - 29-Aug-2012 3.76 05-Mar-2020 - 05-Mar-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.70 0.49 2.25 3.91 1.00 2.02
CCIL T Bill Liquidity Weight 3.68 0.37 -2.46 -5.24 -- --
Debt: Liquid 5.48 0.66 1.92 3.38 1.01 1.81
Rank within category 14 12 12 7 17 16
Number of funds in category 35 35 35 34 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 28-Feb-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 25 45 25 25
Modified Duration (yrs) 0.07 0.12 0.06 --
Average Maturity (yrs) 0.07 0.12 0.06 --
Yield to Maturity (%) 3.47 5.36 3.01 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal LIC Housing Fin. 363-D 09/02/2021 Commercial Paper A1+ 0.00 - 7.28 7.28
down Reserve Bank of India 182-D 25/03/2021 Treasury Bills SOV 0.00 - 6.17 6.17
up Indusind Bank 2021 Certificate of Deposit A1+ 0.00 - 4.37 4.37
equal DBS Bank 2021 Certificate of Deposit A1+ 0.00 - 3.64 3.64
equal Export-Import Bank 218-D 04/03/2021 Commercial Paper A1+ 0.00 - 3.63 3.63
equal Reliance Industries 77-D 16/03/2021 Commercial Paper A1+ 0.00 - 3.63 3.63
equal Reserve Bank of India 182-D 18/03/2021 Treasury Bills SOV 0.00 - 3.63 3.63
equal SAIL 89-D 23/03/2021 Commercial Paper A1+ 0.00 - 3.63 3.63
new The Ramco Cements 78-D 26/03/2021 Commercial Paper A1+ 0.00 - 3.63 3.63
new National Bank Agr. Rur. Devp 87-D 30/04/2021 Commercial Paper A1+ 0.00 - 3.61 3.61
new Reliance Industries Ltd - Partly Paid Equity 90-D 27/04/2021 Commercial Paper A1+ 0.00 - 3.61 3.61
new Chennai Petroleum Corp. 90-D 18/03/2021 Commercial Paper A1+ 0.00 - 2.90 2.90
new National Bank Agr. Rur. Devp 164-D 01/02/2021 Commercial Paper A1+ 0.00 - 2.73 2.73
new Reliance Retail Ventures 61-D 10/02/2021 Commercial Paper A1+ 0.00 - 2.73 2.73
equal Julius Baer Capital 2021 Commercial Paper A1+ 0.00 - 2.73 2.73
new Reserve Bank of India 364-D 04/03/2021 Treasury Bills SOV 0.00 - 2.73 2.73
equal TVS Credit Services 25/02/2021 Commercial Paper A1+ 0.00 - 2.73 2.73
new Godrej Industries 91-D 06/04/2021 Commercial Paper A1+ 0.00 - 2.17 2.17
equal Reserve Bank of India 91-D 25/03/2021 Treasury Bills SOV 0.00 - 2.00 2.00
new Bajaj Finance 7-D 01/02/2021 Commercial Paper A1+ 0.00 - 1.82 1.82
equal National Bank Agr. Rur. Devp 364-D 18/02/2021 Commercial Paper A1+ 0.00 - 1.82 1.82
equal Birla Group Holdings 17/02/2021 Commercial Paper A1+ 0.00 - 1.82 1.82
equal Standard Chartered Invest&Loan 24/02/2021 Commercial Paper A1+ 0.00 - 1.27 1.27
new HDFC 357-D 24/02/2021 Commercial Paper A1+ 0.00 - 0.91 0.91
equal Birla Group Holdings 26/02/2021 Commercial Paper A1+ 0.00 - 0.91 0.91

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Siddharth Chaudhary since 01-Jun-2012

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:

0.01%

Change from previous, NAV as on 08-Mar-2021

Growth: ₹ 43.0214

Dividend Weekly: ₹ 12.0328

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Dividend Quarterly: ₹ 39.5564

Dividend Monthly: ₹ 10.6336

Dividend Fortnightly: ₹ 11.1491

Dividend Daily: ₹ 10.0953

Bonus: ₹ 15.3784

Investment Strategy

The scheme seeks to provide income and liquidity from a portfolio of debt and money market instruments.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 12-Dec-2005
Return Since Launch: 7.40%
Benchmark: CRISIL Liquid TRI
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 2,744 Cr (As on 31-Jan-2021)
Expense: 0.26% (As on 31-Jan-2021)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily08-Mar-20210.0008

 07-Mar-20210.0018
 05-Mar-20210.0006
 04-Mar-20210.0007
 03-Mar-20210.0006
 02-Mar-20210.0009
 01-Mar-20210.0007
 28-Feb-20210.0017
 25-Feb-20210.0011
 24-Feb-20210.0014
 23-Feb-20210.0007
 22-Feb-20210.0007
 21-Feb-20210.0024
 18-Feb-20210.0012
 17-Feb-20210.0014
 16-Feb-20210.0011
 15-Feb-20210.0010
 14-Feb-20210.0017
 12-Feb-20210.0010
 11-Feb-20210.0009
 10-Feb-20210.0009
 09-Feb-20210.0008
 08-Feb-20210.0009
 07-Feb-20210.0017
 05-Feb-20210.0010
Dividend Weekly05-Mar-20210.0051

 26-Feb-20210.0066
 18-Feb-20210.0052
 12-Feb-20210.0063
 05-Feb-20210.0066
 29-Jan-20210.0065
 22-Jan-20210.0059
 15-Jan-20210.0047
 08-Jan-20210.0051
 01-Jan-20210.0068
 24-Dec-20200.0052
 18-Dec-20200.0056
 11-Dec-20200.0058
 04-Dec-20200.0039
 27-Nov-20200.0060
 20-Nov-20200.0048
 13-Nov-20200.0062
 06-Nov-20200.0073
 29-Oct-20200.0046
 23-Oct-20200.0066
 16-Oct-20200.0065
 09-Oct-20200.0082
 01-Oct-20200.0066
 25-Sep-20200.0064
 18-Sep-20200.0068
Dividend Fortnightly26-Feb-20210.0123

 12-Feb-20210.0129
 29-Jan-20210.0179
 08-Jan-20210.0126
 24-Dec-20200.0113
 11-Dec-20200.0099
 27-Nov-20200.0110
 13-Nov-20200.0135
 29-Oct-20200.0186
 09-Oct-20200.0147
 25-Sep-20200.0132
 11-Sep-20200.0112
 28-Aug-20200.0125
 14-Aug-20200.0136
 31-Jul-20200.0194
 10-Jul-20200.0122
 26-Jun-20200.0142
 12-Jun-20200.0135
 29-May-20200.0286
 08-May-20200.0157
 24-Apr-20200.0221
 09-Apr-20200.0155
 27-Mar-20200.0144
 13-Mar-20200.0171
 28-Feb-20200.0145
Dividend Monthly26-Feb-20210.0251

 29-Jan-20210.0300
 24-Dec-20200.0211
 27-Nov-20200.0242
 29-Oct-20200.0320
 25-Sep-20200.0238
 28-Aug-20200.0256
 31-Jul-20200.0312
 26-Jun-20200.0288
 29-May-20200.0443
 24-Apr-20200.0374
 27-Mar-20200.0312
 28-Feb-20200.0293
 31-Jan-20200.0359
 27-Dec-20190.0290
 29-Nov-20190.0375
 25-Oct-20190.0315
 27-Sep-20190.0300
 30-Aug-20190.0434
 26-Jul-20190.0367
 28-Jun-20190.0374
 31-May-20190.0502
 26-Apr-20190.0395
 29-Mar-20190.0500
 22-Feb-20190.0394
Dividend Quarterly22-Dec-20200.1500

 24-Sep-20200.1500
 16-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Sep-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 23-Mar-20160.1083
 09-Oct-20090.1169

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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