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4 star

ICICI Prudential Liquid Fund


Debt: Liquid

1 Lakh

Investment Grown to
₹ 1.03 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Liquid funds invest in bonds having maturity of up to three months. They are suitable to park the amount you have set aside to meet any emergency needs or any surplus money that you don't need for a few weeks up to a year. You can expect to earn better returns than what you would get from a bank account.

The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital. Though rare, there have been few instances when liquid funds have incurred losses.

Remember, these funds are geared to deliver only marginally higher returns than your bank account. They deliver steady, but low returns and are not suitable to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.99 0.01 0.06 0.32 0.79 1.63 3.19 4.78 5.65 6.34 7.24
CCIL T Bill Liquidity Weight 1.87 -0.01 0.04 0.16 0.43 1.05 2.00 3.20 3.53 3.98 4.47
Debt: Liquid 2.96 0.01 0.06 0.31 0.79 1.60 3.17 4.61 5.48 6.18 7.09
Rank within category 26 31 27 25 29 26 26 11 13 11 9
Number of funds in category 41 42 42 42 42 42 41 38 35 34 33

As on 06-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
ICICI Prudential Liquid Fund  | Invest Now
4 star
Nov-05 3.19 4.78 5.65 0.32% 37,504
Nippon India Liquid Fund  | Invest Online
4 star
Dec-03 3.19 4.81 5.68 0.32% 27,208
Aditya Birla Sun Life Liquid Fund  | Invest Online
4 star
Mar-04 3.23 4.82 5.69 0.32% 27,111
Axis Liquid Fund
4 star
Oct-09 3.25 4.81 5.70 0.26% 26,451
UTI Liquid Cash Fund - Regular Plan  | Invest Online
4 star
Dec-03 3.25 4.77 5.66 0.23% 26,349

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.50 24-Mar-2020 - 31-Mar-2020 -0.16 17-Mar-2020 - 24-Mar-2020
Month 0.94 06-Sep-2013 - 08-Oct-2013 0.16 23-Feb-2020 - 24-Mar-2020
Quarter 2.65 25-Jul-2013 - 24-Oct-2013 0.72 23-Oct-2020 - 22-Jan-2021
Year 9.87 12-Aug-2011 - 13-Aug-2012 3.14 29-Oct-2020 - 29-Oct-2021

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.71 0.49 1.89 11.33 1.05 1.56
CCIL T Bill Liquidity Weight 3.18 0.40 -1.54 -4.30 -- --
Debt: Liquid 4.54 0.47 1.58 9.47 0.97 1.34
Rank within category 10 28 13 17 32 10
Number of funds in category 38 38 38 38 38 38

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 82 113 68 38
Modified Duration (yrs) 0.06 0.12 0.06 --
Average Maturity (yrs) 0.06 0.13 0.06 --
Yield to Maturity (%) 3.62 3.62 2.98 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Reliance Jio Infocomm 71-D 28/01/2022 Commercial Paper A1+ 0.00 - 3.18 3.18
new Reserve Bank of India 91-D 24/02/2022 Treasury Bills SOV 0.00 - 2.64 2.64
equal Reserve Bank of India 91-D 02/12/2021 Treasury Bills SOV 0.00 - 3.59 2.40
equal Reserve Bank of India 91-D 13/01/2022 Treasury Bills SOV 0.00 - 2.26 2.15
new HDFC-Warrant 342-D 28/02/2022 Commercial Paper A1+ 0.00 - 2.05 2.05
new Hindustan Petroleum Corporation 45-D 30/12/2021 Commercial Paper A1+ 0.00 - 1.60 1.60
equal Reliance Retail Ventures 91-D 01/12/2021 Commercial Paper A1+ 0.00 - 1.58 1.47
new Reserve Bank of India 91-D 02/02/2022 Treasury Bills SOV 0.00 - 1.44 1.44
equal Reliance Jio Infocomm 92-D 06/12/2021 Commercial Paper A1+ 0.00 - 1.44 1.33
new Bajaj Finance 36-D 08/12/2021 Commercial Paper A1+ 0.00 - 1.33 1.33
equal Adani Ports and Special Economic Zone 84-D 24/12/2021 Commercial Paper A1+ 0.00 - 1.40 1.33
new Rashtriya Chem & Fert. 36-D 28/12/2021 Commercial Paper A1+ 0.00 - 1.33 1.33
equal Adani Ports and Special Economic Zone 87-D 27/12/2021 Commercial Paper A1+ 0.00 - 1.40 1.33
new Reserve Bank of India 91-D 17/02/2022 Treasury Bills SOV 0.00 - 1.32 1.32
equal Reliance Industries 91-D 17/12/2021 Commercial Paper A1+ 0.00 - 1.26 1.20
equal Reserve Bank of India 91-D 06/01/2022 Treasury Bills SOV 0.00 - 1.15 1.09
up Reliance Jio Infocomm 85-D 07/01/2022 Commercial Paper A1+ 0.00 - 1.06 1.06
up Reserve Bank of India 91-D 16/12/2021 Treasury Bills SOV 0.00 - 1.06 1.06
new Reliance Retail Ventures 91-D 15/02/2022 Commercial Paper A1+ 0.00 - 1.06 1.06
new Reliance Industries 91-D 24/02/2022 Commercial Paper A1+ 0.00 - 0.93 0.93
equal SBI Cards & Payments Services 91-D 01/12/2021 Commercial Paper A1+ 0.00 - 0.86 0.80
new Vardhman Textiles 60-D 21/01/2022 Commercial Paper A1+ 0.00 - 0.80 0.80
equal Reliance Retail Ventures 91-D 28/01/2022 Commercial Paper A1+ 0.00 - 0.84 0.80
new Reliance Jio Infocomm 86-D 04/02/2022 Commercial Paper A1+ 0.00 - 0.79 0.79
new SBI Cards & Payments Services 89-D 21/02/2022 Commercial Paper A1+ 0.00 - 0.79 0.79

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

*As on 31-Oct-2021

Fund Manager

— Rahul Goswami since 17-Sep-2012

Education: Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)

Experience: Prior to joining ICICI Prudential AMC he has worked with UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.

Funds Managed:

— Rohan Maru since 16-Sep-2013

Education: Mr. Maru is M.Com and MBA in Finance.

Experience: Prior to joining ICICI Prudential Mutual Fund, he has worked with Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.

Funds Managed:


0.01%

Change from previous, NAV as on 07-Dec-2021

Growth: ₹ 309.7473

IDCW Yearly: ₹ 100.6717

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IDCW Weekly: ₹ 100.1661

IDCW Others: ₹ 149.8979

IDCW Monthly: ₹ 100.1473

IDCW Daily: ₹ 100.1482


Investment Strategy

The scheme seeks reasonable returns, commensurate with low risk levels while providing a high level of liquidity. Approximately 80 per cent of the corpus would be invested in money market securities, while the balance would be placed in high quality debt instruments.

Investment Details

Minimum Investment (₹) 99
Minimum Addl Investment (₹) 1
Minimum SIP Investment (₹) 99
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load Exit load of 0.0070% if redeemed within 1 day
0.0065% if redeemed within 2 days
0.0060% if redeemed within 3 days
0.0055% if redeemed within 4 days
0.0050% if redeemed within 5 days
0.0045% if redeemed within 6 days.

Basic Details

Fund House: ICICI Prudential Mutual Fund
Launch Date: 17-Nov-2005
Return Since Launch: 7.29%
Benchmark: CRISIL Liquid Fund Index
Riskometer: Low to Moderate
Type: Open-ended
Assets: ₹ 37,504 Cr (As on 30-Nov-2021)
Expense: 0.32% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Daily05-Dec-20210.0084

 04-Dec-20210.0179
 02-Dec-20210.0095
 01-Dec-20210.0086
 30-Nov-20210.0085
 29-Nov-20210.0093
 28-Nov-20210.0092
 27-Nov-20210.0178
 25-Nov-20210.0088
 24-Nov-20210.0098
 23-Nov-20210.0109
 22-Nov-20210.0096
 21-Nov-20210.0072
 20-Nov-20210.0280
 17-Nov-20210.0094
 16-Nov-20210.0097
 15-Nov-20210.0092
 14-Nov-20210.0096
 13-Nov-20210.0171
 11-Nov-20210.0095
 10-Nov-20210.0095
 09-Nov-20210.0092
 08-Nov-20210.0123
 07-Nov-20210.0157
 06-Nov-20210.0412
IDCW Monthly30-Nov-20210.3127

 29-Oct-20210.2401
 30-Sep-20210.2354
 31-Aug-20210.2930
 30-Jul-20210.2721
 30-Jun-20210.2662
 31-May-20210.2599
 30-Apr-20210.2528
 31-Mar-20210.2936
 25-Feb-20210.2575
 28-Jan-20210.2226
 30-Dec-20200.2534
 26-Nov-20200.2621
 28-Oct-20200.2658
 29-Sep-20200.2743
 27-Aug-20200.2669
 29-Jul-20200.2666
 29-Jun-20200.3446
 28-May-20200.4117
 29-Apr-20200.4679
 30-Mar-20200.4032
 27-Feb-20200.2878
 29-Jan-20200.2939
 30-Dec-20190.3210
 28-Nov-20190.3120
IDCW Weekly29-Nov-20210.0661

 22-Nov-20210.0635
 15-Nov-20210.0671
 08-Nov-20210.0799
 01-Nov-20210.0562
 25-Oct-20210.0510
 18-Oct-20210.0528
 11-Oct-20210.0676
 04-Oct-20210.0584
 27-Sep-20210.0535
 20-Sep-20210.0562
 13-Sep-20210.0553
 06-Sep-20210.0602
 30-Aug-20210.0625
 23-Aug-20210.0645
 16-Aug-20210.0698
 09-Aug-20210.0604
 02-Aug-20210.0623
 26-Jul-20210.0661
 19-Jul-20210.0650
 12-Jul-20210.0627
 05-Jul-20210.0617
 28-Jun-20210.0649
 21-Jun-20210.0592
 14-Jun-20210.0615
IDCW Yearly23-Sep-20213.1996

 21-Sep-20204.8991
 23-Sep-20195.2031
 21-Sep-20185.0916
 21-Sep-20174.8404
 23-Sep-20165.8341
 16-Sep-20156.1055
 24-Sep-20145.8792
IDCW Others24-Mar-20216.4200

 24-Sep-20144.7179
 07-Jul-20110.3002

Contact Information

AMC: ICICI Prudential Asset Management Company Ltd

Address: One BKC , A Wing , 13th Floor, Bandra Kurla Complex, Mumbai - 400051

Phone: 022-26525000 / 1800-222-999 / 1800-200-6666

Fax: 022-26528100

Email: [email protected]

Website: http://www.icicipruamc.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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