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1 star

Nippon India Equity Savings Fund


1 Lakh

Investment declined to
₹ 0.83 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.15 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -12.15 0.31 0.10 1.08 2.22 7.69 -11.48 -5.84 -0.01 -- --
VR MIP TRI 3.58 0.08 -0.06 1.49 2.80 10.40 5.82 6.72 7.65 -- --
Hybrid: Equity Savings 2.10 0.14 0.07 0.80 3.57 10.95 4.00 3.61 5.59 -- --
Rank within category 23 2 10 7 22 23 23 14 10 -- --
Number of funds in category 23 23 23 23 23 23 23 14 10 0 0

As on 20-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Equity Savings Fund  | Invest Online
1 star
May-15 -11.48 -5.84 -0.01 2.59 400
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
Oct-14 6.59 6.00 7.26 2.20 1,351
ICICI Prudential Equity Savings Fund  | Invest Now
4 star
Dec-14 0.83 4.35 6.52 1.50 1,105
Axis Equity Saver Fund - Regular Plan  | Invest Online
4 star
Aug-15 3.36 5.88 6.40 2.33 676
HDFC Equity Savings Fund  | Invest Online
3 star
Sep-04 0.78 2.77 7.04 2.07 2,801

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.74 (24-Mar-2020 - 31-Mar-2020) -11.30 (04-Mar-2020 - 11-Mar-2020)
Month 8.83 (24-Mar-2020 - 23-Apr-2020) -24.35 (20-Feb-2020 - 23-Mar-2020)
Quarter 13.53 (24-Mar-2020 - 23-Jun-2020) -25.62 (23-Dec-2019 - 23-Mar-2020)
Year 19.73 (26-Dec-2016 - 26-Dec-2017) -31.43 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -5.55 12.79 -0.83 -0.73 1.79 -13.19
VR MIP TRI 6.50 6.53 0.22 0.25 -- --
Hybrid: Equity Savings 3.78 9.13 -0.11 -0.10 1.29 -3.15
Rank within category 16 16 16 16 16 16
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 33
Number of Bonds 7
Average Maturity (yrs) 2.67
Top 10 Holdings (%) 47.87
Portfolio P/B Ratio 1.62
Portfolio P/E Ratio 13.69

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new 7.28% HDFC 26/09/2022 Debenture AAA 0.00 - 5.21 5.21
new Indiabulls Housing Finance 2020 Securitised Debt AA 0.00 - 3.37 3.37
new 7.27% GOI 2026 GOI Securities SOV 0.00 - 2.69 2.69
new 6.50% Power Finance Corp. 17/09/2025 Non Convertible Debenture AAA 0.00 - 2.51 2.51
new 6.24% State Bank of India 21/09/2030 Non Convertible Debenture AAA 0.00 - 1.25 1.25
equal 9.25% Reliance Home Finance 2032 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Larsen & Toubro Construction 15.37 6.65 1.47 5.47
equal State Bank of India Financial 8.39 5.91 0.00 5.45
equal Sun Pharmaceutical Inds. Healthcare 161.67 5.24 0.64 5.24
equal Axis Bank Financial 89.33 6.99 0.00 5.20
equal Grasim Industries Construction 14.92 4.91 2.16 4.91
down Reliance Industries Energy 34.31 10.94 0.60 4.89
equal HDFC Bank Financial 22.78 5.44 3.71 4.72
equal Infosys Technology 27.12 3.89 1.54 3.41
equal HDFC Financial 16.49 12.20 1.21 2.98
equal ICICI Bank Financial 28.11 6.25 1.46 2.93
equal Bharti Airtel Communication -- 2.49 0.00 1.90
equal Lupin Healthcare -- 1.89 0.00 1.89
equal United Spirits FMCG 173.48 1.78 0.00 1.77
equal ITC FMCG 14.25 2.88 0.67 1.72
equal Hero Motocorp Automobile 26.49 1.57 0.00 1.57
equal Hindustan Unilever FMCG 74.51 1.55 0.00 1.55
equal NTPC Energy 13.84 1.47 0.00 1.37
equal Cipla Healthcare 37.42 1.16 0.00 1.16
equal HCL Technologies Technology 19.59 1.41 0.00 1.16
equal Aditya Birla Capital Financial 17.66 1.15 0.00 1.15
equal Welspun Enterprises Construction 7.74 0.99 0.00 0.99
equal Tata Steel Metals -- 2.53 0.00 0.81
equal Bharat Electronics Engineering 13.14 1.11 0.00 0.72
equal BPCL Energy 21.48 0.78 0.00 0.72
equal Tata Consultancy Services Technology 33.53 0.92 0.00 0.62

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Anand Devendra Gupta since 12-Sep-2018

Education: Mr. Gupta is B.Com and PGDBA

Experience: Prior to joining Reliance AMC he has worked with ICICI Prudential AMC and Refco - Sify Securities Pvt. Ltd.

Funds Managed:

— Sanjay Parekh since 12-May-2015

Education: Mr. Parekh is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Reliance Mutual Fund he has worked with ICICI Prudential MF, Ask Investments Managers, Prabhudas Lilladher, Sunidhi Consultancy Services, Insight Asset Management and Capital Market Magazine.

Funds Managed:

— Sushil Budhia since 01-Feb-2020

Education: Mr. Budhia has done CA

Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Funds Managed:


0.31%

Change from previous, NAV as on 20-Oct-2020

Growth: ₹ 10.2908

Dividend Quarterly: ₹ 8.6892

More

Dividend Monthly: ₹ 8.6957

Dividend: ₹ 8.8154

Bonus: ₹ 10.2908


Investment Strategy

The scheme seeks to generate income and capital appreciation by investing in arbitrage opportunities & pure equity investments along with investments in debt securities & money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 30-May-2015
Return Since Launch: 0.53%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 400 Cr (As on 30-Sep-2020)
Expense: 2.59% (As on 30-Sep-2020)
Risk Grade: High
Return Grade: Low
Turnover: 555.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly22-Apr-20190.0708

 25-Mar-20190.0708
 24-Sep-20180.0708
 27-Aug-20180.0800
 23-Jul-20180.0708
 25-Jun-20180.0708
 28-May-20180.0708
 23-Apr-20180.0708
 26-Mar-20180.0800
 19-Feb-20180.0800
 22-Jan-20180.0800
 26-Dec-20170.0800
 27-Nov-20170.0800
 23-Oct-20170.0800
 25-Sep-20170.0800
 28-Aug-20170.0800
 24-Jul-20170.0800
 27-Jun-20170.0800
 22-May-20170.0800
 20-Feb-20170.0500
 23-Jan-20170.0500
 26-Dec-20160.0500
 26-Sep-20160.1000
 25-Jul-20160.0500
 27-Jun-20160.0500
Dividend25-Mar-20190.7083

 26-Mar-20181.0000
Dividend Quarterly25-Mar-20190.0708

 19-Sep-20180.2500
 19-Jun-20180.2214
 19-Mar-20180.2500
 19-Dec-20170.2500
 19-Sep-20170.2500
 19-Jun-20170.2500
 19-Dec-20160.1500
 20-Jun-20160.1500

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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