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Nippon India Equity Savings Fund

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Hybrid: Equity Savings

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1 Lakh

Investment declined to
₹ 0.94 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.74 Lakh

Suitability:

Equity-savings funds invest about a third of your money each in equity shares, bonds and arbitrage opportunities, though these proportions may vary a bit depending upon the market outlook of the fund manager. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt and arbitrage portions of these funds can provide a moderate, but steady stream of income. The equity allocation, though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.76 0.05 0.95 3.19 1.99 8.70 22.60 -1.99 2.66 -- --
VR MIP TRI 5.19 0.31 0.27 2.25 2.55 6.72 19.19 9.87 9.52 -- --
Hybrid: Equity Savings 6.73 0.09 0.57 2.81 2.65 8.22 24.00 7.83 8.19 -- --
Rank within category 9 14 2 7 15 12 12 16 12 -- --
Number of funds in category 23 23 23 23 23 23 23 16 12 0 0

As on 11-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Equity Savings Fund  | Invest Online
1 star
 May-15 22.60 -1.99 2.66 2.54 294
HDFC Equity Savings Fund  | Invest Online
4 star
 Sep-04 29.94 9.25 10.63 2.14 2,390
Kotak Equity Savings Fund - Regular Plan  | Invest Online
4 star
 Oct-14 19.75 8.48 8.97 2.21 1,463
SBI Equity Savings Fund - Regular Plan  | Invest Online
3 star
 May-15 29.66 9.41 8.86 1.71 1,411
ICICI Prudential Equity Savings Fund  | Invest Now
3 star
 Dec-14 19.19 7.92 8.55 1.07 1,385

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.74 24-Mar-2020 - 31-Mar-2020 -11.30 04-Mar-2020 - 11-Mar-2020
Month 8.83 24-Mar-2020 - 23-Apr-2020 -24.35 20-Feb-2020 - 23-Mar-2020
Quarter 13.53 24-Mar-2020 - 23-Jun-2020 -25.62 23-Dec-2019 - 23-Mar-2020
Year 31.69 23-Mar-2020 - 23-Mar-2021 -31.43 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -1.44 13.40 -0.43 -0.41 1.80 -15.15
VR MIP TRI 9.52 6.87 0.76 0.89 -- --
Hybrid: Equity Savings 7.74 9.71 0.38 0.43 1.33 -3.48
Rank within category 16 16 16 16 16 16
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 31
Number of Bonds 8
Average Maturity (yrs) * 3.26
Top 10 Holdings (%) 46.96
Portfolio P/B Ratio 2.31
Portfolio P/E Ratio 14.51

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.31% Telangana State 13/01/2026 State Development Loan SOV 0.00 - 3.70 3.70
new 8.35% GOI 2022 GOI Securities SOV 0.00 - 3.55 3.55
equal ICICI Prudential Life Insurance Co. Ltd. Debenture AAA 0.00 - 3.44 3.44
new 6.92% Godrej Industries 14/05/2025 Debenture AA 0.00 - 3.42 3.42
new IndInfravit Trust 2038 Debenture AAA 0.00 - 3.39 3.39
equal 5.83% State Bank of India Additional Tier 2 Bond AAA 0.00 - 5.58 3.33
equal 9.25% Reliance Home Finance 2032 Debenture D 0.00 - 0.00 0.00
equal Others Margin Money -- - 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Grasim Industries Construction 22.79 8.99 2.16 8.99
equal Larsen & Toubro Construction 18.22 7.21 1.79 5.32
down Axis Bank Financial 31.45 8.27 0.00 4.85
equal Tata Steel Metals 18.63 4.61 0.00 4.61
equal HDFC Financial 24.65 12.20 1.84 4.17
down HDFC Bank Financial 25.76 5.44 3.71 4.13
up ICICI Bank Financial 23.94 6.25 1.93 4.05
down Infosys Technology 31.86 4.20 1.94 3.59
equal Reliance Industries Energy 30.46 10.94 1.89 2.94
equal Maruti Suzuki India Automobile 49.70 2.55 0.00 2.22
equal State Bank of India Financial 17.11 5.93 0.00 2.10
equal Cipla Healthcare 32.45 1.94 0.00 1.94
down Welspun Enterprises Construction 10.06 2.16 0.00 1.73
equal Sun Pharmaceutical Inds. Healthcare 56.29 5.24 0.64 1.64
equal Hindustan Unilever FMCG 69.55 2.13 0.00 1.59
equal Bharti Airtel Communication -- 2.49 0.00 1.46
equal UPL Chemicals 22.26 2.92 0.00 1.34
new Sun TV Network Services 13.72 2.13 0.00 1.30
equal HCL Technologies Technology 23.95 1.41 0.00 1.29
down Aditya Birla Capital Financial 26.88 2.14 0.30 1.24
equal Sadbhav Engineering Construction 1.77 1.09 0.26 1.07
down HPCL Energy 3.93 1.20 0.00 1.05
equal Tech Mahindra Technology 23.48 0.84 0.00 0.84
equal Tata Consultancy Services Technology 37.32 0.92 0.00 0.75
equal Sadbhav Infrastructure Project Construction 0.82 0.66 0.25 0.66

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

*As on 30-Apr-2021

Fund Manager

— Anand Devendra Gupta since 12-Sep-2018

Education: Mr. Gupta is B.Com and PGDBA

Experience: Prior to joining Nippon India Mutual Fund he has worked with ICICI Prudential AMC and Refco - Sify Securities Pvt. Ltd.

Funds Managed:

— Sanjay Parekh since 12-May-2015

Education: Mr. Parekh is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund he has worked with ICICI Prudential MF, Ask Investments Managers, Prabhudas Lilladher, Sunidhi Consultancy Services, Insight Asset Management and Capital Market Magazine.

Funds Managed:

— Sushil Budhia since 01-Feb-2020

Education: Mr. Budhia has done CA

Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Funds Managed:

Invest Online
0.05%

Change from previous, NAV as on 11-Jun-2021

Growth: ₹ 11.8657

IDCW Quarterly: ₹ 10.0195

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IDCW Monthly: ₹ 10.0264

IDCW: ₹ 10.1642

Bonus: ₹ 11.8657

Investment Strategy

The scheme seeks to generate income and capital appreciation by investing in arbitrage opportunities & pure equity investments along with investments in debt securities & money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 30-May-2015
Return Since Launch: 2.87%
Benchmark: NIFTY Equity Savings TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 294 Cr (As on 31-May-2021)
Expense: 2.54% (As on 30-Apr-2021)
Risk Grade: High
Return Grade: Low
Turnover: 470.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly22-Apr-20190.0708

 25-Mar-20190.0708
 24-Sep-20180.0708
 27-Aug-20180.0800
 23-Jul-20180.0708
 25-Jun-20180.0708
 28-May-20180.0708
 23-Apr-20180.0708
 26-Mar-20180.0800
 19-Feb-20180.0800
 22-Jan-20180.0800
 26-Dec-20170.0800
 27-Nov-20170.0800
 23-Oct-20170.0800
 25-Sep-20170.0800
 28-Aug-20170.0800
 24-Jul-20170.0800
 27-Jun-20170.0800
 22-May-20170.0800
 20-Feb-20170.0500
 23-Jan-20170.0500
 26-Dec-20160.0500
 26-Sep-20160.1000
 25-Jul-20160.0500
 27-Jun-20160.0500
IDCW25-Mar-20190.7083

 26-Mar-20181.0000
IDCW Quarterly25-Mar-20190.0708

 19-Sep-20180.2500
 19-Jun-20180.2214
 19-Mar-20180.2500
 19-Dec-20170.2500
 19-Sep-20170.2500
 19-Jun-20170.2500
 19-Dec-20160.1500
 20-Jun-20160.1500

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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