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3 star

PGIM India Diversified Equity Fund - Direct Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.17 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.95 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.62 0.94 3.50 9.67 25.77 0.40 6.27 5.44 7.98 -- --
S&P BSE 500 TRI -9.65 0.85 2.44 7.63 19.31 -10.29 -4.91 2.81 6.47 -- --
Equity: Multi Cap -9.06 0.75 2.15 6.46 16.03 -9.64 -3.39 2.65 6.42 -- --
Rank within category 2 12 2 2 1 3 3 9 9 -- --
Number of funds in category 58 60 60 59 59 58 53 41 39 33 0

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
PGIM India Diversified Equity Fund - Direct Plan
3 star
Mar-15 6.27 5.44 7.98 0.54 151
Kotak Standard Multicap Fund - Direct Plan  | Invest Online
4 star
Jan-13 -5.24 3.83 8.90 0.72 27,976
Axis Focused 25 Fund - Direct Plan  | Invest Online
5 star
Jan-13 2.22 7.82 10.60 0.65 10,399
UTI Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 4.19 6.63 7.50 1.41 9,057
SBI Focused Equity Fund - Direct Plan  | Invest Online
5 star
Jan-13 0.15 8.09 10.43 0.85 8,012

Best & Worst Performance

Best (Period) Worst (Period)
Week 9.83 (24-Mar-2020 - 31-Mar-2020) -18.59 (16-Mar-2020 - 23-Mar-2020)
Month 24.04 (23-Mar-2020 - 22-Apr-2020) -36.20 (20-Feb-2020 - 23-Mar-2020)
Quarter 43.76 (23-Mar-2020 - 22-Jun-2020) -32.52 (23-Dec-2019 - 23-Mar-2020)
Year 43.71 (26-Dec-2016 - 26-Dec-2017) -27.87 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.47 21.71 0.05 0.06 0.98 2.17
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: Multi Cap 4.16 21.21 -0.05 -0.05 0.95 -0.18
Rank within category 11 30 11 11 31 10
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 43
Top 10 Stocks (%) 41.99
Top 5 Stocks (%) 26.22
Top 3 Sectors (%) 45.64
Portfolio P/B Ratio 3.44
Portfolio P/E Ratio 23.62

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 52,927 1,13,058
Giant (%) 40.49 57.42
Large (%) 20.41 16.32
Mid (%) 20.02 20.19
Small (%) 19.08 7.18
Tiny (%) -- 0.39

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Reliance Industries Energy 31.35 8.27 0.00 7.32
up HDFC Bank Financial 22.68 9.66 0.00 6.34
equal Dixon Technologies Engineering 59.81 4.76 0.00 4.76
equal Kotak Mahindra Bank Financial 31.51 6.12 0.00 4.05
down Bharat Rasayan Chemicals 25.06 4.65 0.00 3.75
up Bharti Airtel Communication -- 3.70 0.00 3.70
up ICICI Bank Financial 25.08 8.40 0.00 3.60
down HDFC Life Insurance Financial -- 4.52 0.00 2.90
up Britannia Inds. FMCG 63.05 2.86 0.00 2.86
up Alembic Pharmaceuticals Healthcare 21.23 2.71 0.00 2.71
equal Maruti Suzuki India Automobile 31.95 5.64 0.00 2.70
equal L&T Infotech Technology 23.84 3.53 0.00 2.59
equal Aurobindo Pharma Healthcare 16.82 2.77 0.00 2.55
equal Sun Pharmaceutical Inds. Healthcare 30.72 2.87 0.00 2.50
equal Muthoot Finance Financial 13.90 2.37 0.00 2.37
equal Page Industries Textiles 64.95 3.50 0.00 2.11
down Infosys Technology 20.06 4.58 0.00 2.09
equal Whirlpool Cons Durable 57.61 3.05 0.00 2.06
up Petronet LNG Energy 14.70 2.05 0.00 2.05
equal Tata Consumer Products FMCG 86.41 3.38 0.00 2.05
new Coromandel International Chemicals 20.80 2.00 0.00 2.00
up Birla Corporation Construction 9.10 1.91 0.00 1.91
equal Suven Pharmaceutical Healthcare 22.92 1.86 0.00 1.86
equal ACC Construction 18.35 4.22 0.00 1.76
equal Majesco Technology 15.25 3.57 0.00 1.70

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Aniruddha Naha since 05-Apr-2018

Education: Mr. Naha holds an MFC degree.

Experience: Prior to joining PGIM India he has worked with IDFC AMC, Naha Fund Management & Control, an offshore advisory for Mirae AMC and DSP Mutual Fund.

Funds Managed:


0.94%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 15.0800

Dividend: ₹ 11.9600


Investment Strategy

The scheme seeks to generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: PGIM India Mutual Fund
Launch Date: 04-Mar-2015
Return Since Launch: 7.98%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 151 Cr (As on 30-Jun-2020)
Expense: 0.54% (As on 31-May-2020)
Risk Grade: Average
Return Grade: Average
Turnover: 195.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend28-Dec-20180.1594

 28-Sep-20180.2214
 02-Jul-20180.2214
 23-Mar-20181.3980
 29-Dec-20170.2700
 28-Sep-20170.2700

Contact Information

AMC: PGIM India Asset Management Pvt. Ltd.

Address: 2nd Floor - Nirlon House, Dr. Annie Besant Road, Worli, Mumbai - 400030

Phone: 022-61593000 / 1800-266-2667

Email: [email protected]

Website: https://www.pgimindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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