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4 star

PGIM India Diversified Equity Fund - Regular Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.40 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.19 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.43 -1.48 -2.57 5.05 22.53 35.76 33.03 11.96 15.97 -- --
S&P BSE 500 TRI 2.27 -1.35 -1.92 3.82 22.68 33.15 18.01 8.40 15.44 -- --
Equity: Multi Cap 2.31 -1.44 -1.96 3.93 21.66 29.98 15.17 6.81 13.79 -- --
Rank within category 25 35 56 13 23 5 2 6 7 -- --
Number of funds in category 65 66 66 65 64 62 60 44 40 34 30

As on 18-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
PGIM India Diversified Equity Fund - Regular Plan
4 star
Mar-15 33.03 11.96 15.97 2.60 503
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 11.91 8.17 15.29 1.59 33,462
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 28.37 14.69 17.06 2.05 14,861
Axis Focused 25 Fund
5 star
Jun-12 16.82 11.06 18.15 1.83 14,358
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 11.38 8.49 15.56 1.81 12,761

Best & Worst Performance

Best (Period) Worst (Period)
Week 9.80 (24-Mar-2020 - 31-Mar-2020) -18.60 (16-Mar-2020 - 23-Mar-2020)
Month 23.81 (23-Mar-2020 - 22-Apr-2020) -36.26 (20-Feb-2020 - 23-Mar-2020)
Quarter 43.00 (23-Mar-2020 - 22-Jun-2020) -32.80 (23-Dec-2019 - 23-Mar-2020)
Year 41.57 (26-Dec-2016 - 26-Dec-2017) -29.16 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 13.48 23.51 0.37 0.46 1.00 2.86
S&P BSE 500 TRI 10.60 22.83 0.26 0.30 -- --
Equity: Multi Cap 8.58 22.29 0.18 0.20 0.95 -1.70
Rank within category 7 34 8 7 35 8
Number of funds in category 45 45 45 45 45 45

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 42
Top 10 Stocks (%) 36.65
Top 5 Stocks (%) 21.65
Top 3 Sectors (%) 51.48
Portfolio P/B Ratio 3.26
Portfolio P/E Ratio 27.97

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 42,283 1,14,363
Giant (%) 30.99 51.19
Large (%) 15.19 15.31
Mid (%) 25.66 24.27
Small (%) 28.17 9.66
Tiny (%) -- 0.12

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Infosys Technology 30.16 6.24 0.00 6.24
equal ICICI Bank Financial 27.10 8.40 0.00 5.32
up L&T Infotech Technology 42.63 4.15 0.00 3.64
up Bharti Airtel Communication -- 3.70 0.00 3.29
up Reliance Industries Energy 33.43 9.22 0.00 3.16
up Whirlpool Cons Durable 100.01 3.13 0.00 3.13
up ICICI Lombard General Insurance Company Financial 49.36 3.99 0.00 3.02
up Can Fin Homes Financial 16.52 2.98 0.00 2.98
up Coforge Technology 34.86 3.49 0.00 2.96
up Alkem Laboratories Healthcare 24.92 3.33 0.00 2.91
up Bharat Rasayan Chemicals 30.26 4.65 0.00 2.89
equal HDFC Life Insurance Financial 105.24 4.52 0.00 2.69
up PI Industries Chemicals 56.88 2.82 0.00 2.62
equal HDFC Bank Financial 27.00 9.66 0.00 2.57
equal HCL Technologies Technology 20.20 3.59 0.00 2.54
up Federal Bank Financial 10.00 2.44 0.00 2.44
up Bandhan Bank Financial 21.47 2.40 0.00 2.40
equal JB Chemicals & Pharma Healthcare 25.42 3.53 0.00 2.32
new Tata Steel Metals -- 2.28 0.00 2.24
equal Orient Electric Engineering 81.30 3.29 0.00 2.23
new State Bank of India Financial 11.36 3.86 0.00 2.19
up Subros Automobile 91.44 2.09 0.00 2.09
new SKF India Engineering 46.32 2.03 0.00 2.03
up Voltas Cons Durable 74.26 3.06 0.00 1.97
up Graphite India Engineering -- 2.46 0.00 1.96

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Aniruddha Naha since 05-Apr-2018

Education: Mr. Naha holds an MFC degree.

Experience: Prior to joining PGIM India he has worked with IDFC AMC, Naha Fund Management & Control, an offshore advisory for Mirae AMC and DSP Mutual Fund.

Interviews:

Funds Managed:


-1.48%

Change from previous, NAV as on 18-Jan-2021

Growth: ₹ 19.3600

Dividend: ₹ 15.1500


Investment Strategy

The scheme seeks to generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 5
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Exit Load For units in excess of 10% of the investment,0.5% will be charged for redemption within 90 days

Basic Details

Fund House: PGIM India Mutual Fund
Launch Date: 04-Mar-2015
Return Since Launch: 11.89%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 503 Cr (As on 31-Dec-2020)
Expense: 2.60% (As on 31-Dec-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 183.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend31-Dec-20200.2725

 25-Sep-20200.2350
 28-Sep-20180.2214
 02-Jul-20180.2214
 23-Mar-20181.3930
 29-Dec-20170.2500
 28-Sep-20170.2500

Contact Information

AMC: PGIM India Asset Management Pvt. Ltd.

Address: 2nd Floor - Nirlon House, Dr. Annie Besant Road, Worli, Mumbai - 400030

Phone: 022-61593000 / 1800-266-2667

Email: [email protected]

Website: https://www.pgimindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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