This is a guest login. You can create a regular account or login to an existing one.

VR Logo

LIC MF Large & Mid Cap Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.43 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.11 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This fund invests in a combination of large and medium-sized companies, thereby providing some degree of flexibility to the fund management team to invest in companies of different sizes, depending upon where it expects maximum gains. We believe this flexibility is good for fund investors but we suggest one should also consider multi cap funds which offer complete freedom to fund managers to choose companies of different sizes.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other large and mid cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1 Month 3 Months 1 Years 3 Years 5 Years 10 Years
Fund 10.19 1.97 10.29 13.04 12.77 -- --
S&P BSE 250 Large MidCap TRI 8.23 0.02 8.54 9.96 13.65 -- --
Equity: Large & MidCap 7.10 1.51 8.33 8.27 10.80 -- --
Rank within category 6 8 3 4 6 -- --
Number of funds in category 24 26 25 24 21 19 17

As on 13-Dec-2019

Best & Worst Performance

Best (Period) Worst (Period)
Month 10.32 (26-Dec-2016 - 25-Jan-2017) -14.31 (07-Sep-2018 - 08-Oct-2018)
Quarter 19.22 (24-Jun-2016 - 23-Sep-2016) -12.48 (26-Nov-2015 - 25-Feb-2016)
Year 45.01 (26-Dec-2016 - 26-Dec-2017) -16.18 (26-Feb-2015 - 26-Feb-2016)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 12.91 14.42 0.49 0.70 1.01 -0.95
S&P BSE 250 Large MidCap TRI 13.77 12.81 0.62 0.99 -- --
Equity: Large & MidCap 11.00 13.92 0.38 0.59 1.01 -2.84
Rank within category 6 16 7 9 14 5
Number of funds in category 23 23 23 23 23 23

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2019

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 37
Top 10 Stocks (%) 42.65
Top 5 Stocks (%) 25.49
Top 3 Sectors (%) 59.70
Portfolio P/B Ratio 4.12
Portfolio P/E Ratio 30.65

Portfolio Aggregates

Fund Benchmark Category*
Average Mkt Cap (Rs Cr) 70,771 65,347
Giant (%) 45.62 41.51
Large (%) 3.02 10.91
Mid (%) 48.05 44.40
Small (%) 3.31 6.18
Tiny (%) -- 0.12

Value Research Fund Style

Sector Allocation vis-à-vis Benchmark

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bajaj Finance Financial 49.61 6.69 0.00 6.31
equal HDFC Bank Financial 29.57 6.17 0.00 5.27
equal ICICI Bank Financial 67.66 5.15 0.00 5.15
equal City Union Bank Financial 23.22 5.58 2.46 4.80
up Bajaj Finserv Financial 39.25 4.39 0.00 3.96
equal Cholamandalam Invest. & Fin. Financial 20.32 3.80 0.00 3.61
equal Torrent Pharmaceuticals Healthcare 56.99 3.54 0.00 3.54
equal Infosys Technology 19.54 3.68 0.00 3.49
equal Avenue Supermarts Services 98.88 3.74 0.00 3.32
equal Tata Consultancy Services Technology 23.99 5.95 0.00 3.20
equal Kotak Mahindra Bank Financial 39.32 3.49 0.00 3.20
equal Tata Chemicals Chemicals 13.90 4.92 2.90 3.11
equal Bata India FMCG 60.91 3.29 0.00 2.86
equal Kansai Nerolac Paints Chemicals 52.07 3.00 0.00 2.76
up Aditya Birla Fashion and Retail Services 58.89 2.74 0.00 2.74
equal HDFC Financial 33.50 4.44 0.00 2.69
equal Reliance Industries Energy 23.90 3.21 0.00 2.57
up Indian Hotels Services 49.30 2.49 0.00 2.49
equal Axis Bank Financial 47.71 2.52 0.00 2.46
equal Info Edge (India) Services 148.42 2.40 0.00 2.38
equal Voltas Cons Durable 45.68 2.75 1.58 2.38
equal Sanofi India Healthcare 40.54 2.83 1.75 2.06
up Alkem Laboratories Healthcare 26.76 1.98 0.00 1.98
up Brigade Enterprises Construction 22.46 2.21 0.36 1.94
equal L&T Finance Holdings Financial 12.55 1.94 0.00 1.94

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2019

Fund Manager

— Sachin Relekar since 02-Feb-2015

Education: Mr. Relekar is an MMS(Finance) from Jamnalal Bajaj Institute of Management Studies Mumbai and B.E (Mechanical) from K.E.S. College of Engineering Islampur.

Experience: Prior to joining LIC Mutual Fund he has worked with Sundaram Mutual Fund, Tata AMC, CD Equity Search, Innovision Consulting and Tech Pacific India.

Funds Managed:


0.70%

Change from previous, NAV as on 13-Dec-2019

Growth: ₹ 16.0671

Dividend: ₹ 14.1392


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked instruments of large cap and midcap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load For units in excess of 12% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: LIC Mutual Fund
Launch Date: 25-Feb-2015
Benchmark: NIFTY Large Midcap 250 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 585 Cr (As on 30-Nov-2019)
Expense: 2.45% (As on 30-Nov-2019)
Risk Grade: Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend25-Sep-20180.4870

 26-Mar-20180.5000
 15-Mar-20180.1500
 28-Sep-20170.5000

Contact Information

AMC: LIC Mutual Fund Asset Management Company Ltd

Address: Industrial Assurance Building 4th Floor, Opp. Churchgate Station Mumbai - 400020

Phone: 022-66016000 / 1800-258-5678

Fax: 022-22880633

Email: [email protected]

Website: www.licmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Why you should ditch dividend plans

dateFriday, 20-Dec-2019
time12:30 PM - 01:00 PM