1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
---|---|---|---|---|---|---|---|---|---|---|---|
Fund | -0.39 | 0.17 | -0.42 | -0.97 | 2.14 | 5.79 | 7.38 | 8.04 | 8.73 | -- | -- |
VR MIP TRI | 2.38 | 0.27 | -0.16 | 1.61 | 5.78 | 11.24 | 12.78 | 9.57 | 10.49 | -- | -- |
Hybrid: Conservative Hybrid | 1.78 | 0.13 | -0.19 | 1.31 | 4.16 | 8.55 | 8.82 | 6.36 | 8.46 | -- | -- |
Rank within category | 32 | 14 | 33 | 34 | 29 | 30 | 26 | 7 | 14 | -- | -- |
Number of funds in category | 34 | 36 | 36 | 34 | 34 | 34 | 34 | 31 | 30 | 27 | 26 |
As on 25-Feb-2021
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
Nippon India Retirement Fund - Income Generation Scheme | Invest Online | Feb-15 | 7.38 | 8.04 | 8.73 | 2.05 | 274 | |
ICICI Prudential Regular Savings Fund | Invest Now | Mar-04 | 11.23 | 9.34 | 11.33 | 1.85 | 2,829 | |
SBI Debt Hybrid Fund | Invest Online | Mar-01 | 13.84 | 8.35 | 9.31 | 1.17 | 998 | |
HDFC Hybrid Debt Fund | Invest Online | Dec-03 | 12.18 | 7.64 | 10.10 | 1.88 | 2,432 | |
UTI Regular Savings Fund - Regular Plan | Invest Online | Dec-03 | 13.72 | 5.94 | 8.29 | 1.80 | 1,631 |
Best Performance | Worst Performance | |||
---|---|---|---|---|
Return (%) | Period | Return (%) | Period | |
Week | 2.71 | 16-Apr-2020 - 23-Apr-2020 | -4.06 | 16-Mar-2020 - 23-Mar-2020 |
Month | 4.93 | 07-Mar-2018 - 06-Apr-2018 | -6.72 | 20-Feb-2020 - 23-Mar-2020 |
Quarter | 9.29 | 16-Apr-2019 - 16-Jul-2019 | -4.54 | 26-Nov-2015 - 25-Feb-2016 |
Year | 17.24 | 16-Jul-2018 - 16-Jul-2019 | -4.71 | 09-Oct-2017 - 09-Oct-2018 |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
Fund | 7.28 | 5.84 | 0.45 | 0.77 | 0.56 | 0.88 |
VR MIP TRI | 7.78 | 6.95 | 0.45 | 0.55 | -- | -- |
Hybrid: Conservative Hybrid | 5.72 | 7.51 | 0.20 | 0.28 | 0.86 | -1.63 |
Rank within category | 9 | 14 | 7 | 4 | 5 | 6 |
Number of funds in category | 35 | 35 | 35 | 35 | 35 | 35 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Jan-2021
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Number of Stocks | 36 |
Number of Bonds | 10 |
Average Maturity (yrs) | 18.43 |
Top 10 Holdings (%) | 74.76 |
Portfolio P/B Ratio | 3.07 |
Portfolio P/E Ratio | 27.37 |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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7.06% GOI 2046 | Central Government Loan | SOV | 2.07 - 41.84 | 23.43 |
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7.62% GOI 15/09/2039 | GOI Securities | SOV | 10.28 - 11.52 | 10.28 |
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8.13% GOI 22/06/2045 | GOI Securities | SOV | 8.19 - 11.36 | 9.21 |
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6.19% GOI 16/09/2034 | GOI Securities | SOV | 0.00 - 9.80 | 9.02 |
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5.77% GOI 2030 | GOI Securities | SOV | 0.00 - 9.81 | 9.02 |
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8.17% GOI 2044 | Central Government Loan | SOV | 7.22 - 41.40 | 7.22 |
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7.72% GOI 15/06/2049 | GOI Securities | SOV | 1.68 - 1.89 | 1.68 |
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8.30% GOI 31/12/2042 | Central Government Loan | SOV | 0.95 - 1.06 | 0.95 |
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8.83% GOI 2041 | Central Government Loan | SOV | 0.46 - 1.51 | 0.46 |
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Others | Margin Money | -- | - | 0.03 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
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Company | Sector | P/E | 3Y High | 3Y Low | % Assets | |
---|---|---|---|---|---|---|
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Reliance Industries | Energy | 33.66 | 1.85 | 0.44 | 1.82 |
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HDFC Bank | Financial | 27.88 | 2.73 | 1.63 | 1.63 |
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Infosys | Technology | 28.74 | 1.58 | 1.01 | 1.45 |
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ICICI Bank | Financial | 28.17 | 1.28 | 0.79 | 1.19 |
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Tata Consultancy Services | Technology | 35.09 | 1.14 | 0.00 | 1.14 |
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HDFC | Financial | 26.50 | 0.96 | 0.67 | 0.88 |
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Axis Bank | Financial | 75.56 | 0.85 | 0.23 | 0.85 |
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Hindustan Unilever | FMCG | 68.65 | 0.89 | 0.00 | 0.83 |
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Larsen & Toubro | Construction | 17.73 | 0.82 | 0.41 | 0.61 |
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Bharti Airtel | Communication | -- | 0.61 | 0.00 | 0.61 |
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State Bank of India | Financial | 15.16 | 0.92 | 0.41 | 0.52 |
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Kotak Mahindra Bank | Financial | 38.32 | 0.73 | 0.49 | 0.50 |
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United Breweries | FMCG | 536.81 | 0.48 | 0.00 | 0.48 |
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Mphasis | Technology | 24.31 | 0.46 | 0.00 | 0.45 |
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Minda Industries | Automobile | 197.51 | 0.46 | 0.00 | 0.43 |
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Ultratech Cement | Construction | 26.23 | 0.81 | 0.00 | 0.39 |
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Oberoi Realty | Construction | 28.31 | 0.54 | 0.00 | 0.39 |
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Indraprastha Gas | Energy | 32.01 | 0.38 | 0.00 | 0.38 |
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ITC | FMCG | 19.08 | 0.74 | 0.33 | 0.37 |
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Mishra Dhatu Nigam | Metals | 27.26 | 0.41 | 0.00 | 0.35 |
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United Spirits | FMCG | 168.42 | 0.32 | 0.00 | 0.32 |
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JK Lakshmi Cement | Construction | 12.52 | 0.36 | 0.00 | 0.29 |
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Mahindra & Mahindra | Automobile | -- | 0.61 | 0.00 | 0.27 |
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JSW Steel | Metals | 24.55 | 0.59 | 0.19 | 0.27 |
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PVR | Services | -- | 0.56 | 0.00 | 0.26 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Jan-2021
— Prashant R Pimple since 01-Feb-2020
Education: Mr. Pimple is a MBA (Finance) and CTM.
Experience: Prior to joining Reliance Mutual Fund he has worked with Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.
Funds Managed:
— Sanjay Doshi since 01-Jul-2020
Education: ACA, MBA (Finance), Cleared CFA Level III
Experience: Has over 11 years of experience in capital market. Prior to joining Reliance Nippon AMC as Fund Manager - Equity, he was associated with RNLAM as Sr. Analyst Equity Investment (01-Feb-2011 to 01-Jan-2017), Macquarie Capital Securities (India) Pvt Ltd - Analyst Equity Research (Aug 2007 to Dec 2010), JP Morgan Services (India) Pvt Ltd - Associate Convertible Bonds Research (Sept 2005 to Jul 2007).
Funds Managed:
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The scheme seeks to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities.
Minimum Investment (₹) | 5,000 |
Minimum Addl Investment (₹) | 1,000 |
Minimum SIP Investment (₹) | 500 |
Minimum No of Cheques | 12 |
Minimum Withdrawal (₹) | 100 |
Minimum Balance (₹) | 1 |
Lock-in Period | 5 Years |
Exit Load | 0 |
Fund House: | Nippon India Mutual Fund |
Launch Date: | 11-Feb-2015 |
Return Since Launch: | 6.88% |
Benchmark: | CRISIL Long Term Debt (80), S&P BSE 500 TRI (20) |
Riskometer: | Moderately High |
Type: | Open-ended |
Assets: | ₹ 274 Cr (As on 31-Jan-2021) |
Expense: | 2.05% (As on 31-Jan-2021) |
Risk Grade: | Average |
Return Grade: | Above Average |
Turnover: | -- |
AMC: Nippon India Life Asset Management Ltd.
Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055
Phone: 022-68334800 / 18602660111
Fax: 022-33037662
Email: [email protected]
Website: http://www.nipponindiamf.com
Registrar & Transfer Agent: KFin Technologies Pvt Ltd.
Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016
Phone: 040-44857874
Email: [email protected]
Website: www.karvymfs.com