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Moderately High
₹22.0405 0.09%
As on 15-May-2025
As per SEBI's Riskometer.
Split between different types of investments
Split between categories of Equity investments
|
Fund name
|
Rating |
VR Opinion |
Risk
|
Return (%) |
|
Expense Ratio (%)
|
|---|---|---|---|---|---|---|
|
Baroda BNP Paribas Credit Risk Fund - Regular Plan
|
|
|
Moderately High
|
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1.61 |
|
 |
|
High
|
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1.46 |
||
 |
|
Moderately High
|
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1.59 |
||
|
|
High
|
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1.41 |
||
|
|
High
|
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1.55 |
₹174 Cr
1.00 (365)
5,000
1
500
6
Investment Strategy
The Scheme seeks to generate returns by investing in debt and money market instruments across the credit spectrum.
Suitability
"Credit risk funds invest mainly in bonds which are rated AA or below by credit rating agencies. The lower rating indicates a higher possibility of these bonds defaulting on repayment of investors' money. Therefore, these funds are the riskiest among debt fund categories. But they compensate for this additional risk with a higher return potential as these bonds offer better rates of interest than the highest rated bonds.
However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."
Capital Gains Taxation
Disclaimer: The tax information has been prepared on a best-effort basis using information available in the public domain and other sources that Value Research considers reliable. This is not meant as tax advice, and we advise you to consult your tax advisor before making any decision. Value Research takes no responsibility and assumes no liability for any loss or damage arising from any investment or redemption decision based on this information.
Dividend Taxation
Subscribers of Value Research Fund Advisor can conveniently invest in the low-cost direct plan of Baroda BNP Paribas Credit Risk Fund - Regular Plan through the Value Research Fund Advisor website.
Alternatively, mutual funds can also be purchased directly from the respective fund house’s website. For example, Baroda BNP Paribas Credit Risk Fund - Regular Plan can be bought from the Baroda BNP Paribas Mutual Fund website. In such a case, if you are investing in multiple funds from different fund houses, you will need to transact separately on each fund house’s website.
The third option is to invest offline, by seeking assistance from a mutual fund distributor. Most banks also act as mutual fund distributors, and you can approach your bank for help in completing your investment.
The latest declared NAV of Baroda BNP Paribas Credit Risk Fund - Regular Plan, is ₹22.0405 as of 16-May-2025.
| Company | Percentage of Portfolio |
|---|---|
|
NUVOCO Vistas Corp Ltd Bonds/NCD 7.75 28/08/2025 |
8.06
|
|
GOI Sec 7.18 14/08/2033 |
7.87
|
|
Tata Projects Ltd SR R Debenture 8.35 22/07/2027 |
7.56
|
|
Piramal Finance Ltd Debenture 6.75 26/09/2031 |
7.54
|
|
JSW Steel Ltd Debenture 8.25 23/12/2027 |
7.51
|
Over the past five years, Baroda BNP Paribas Credit Risk Fund - Regular Plan has delivered an annualised return of 10.20% as of 16-May-2025.
The minimum investment required to start investing in Baroda BNP Paribas Credit Risk Fund - Regular Plan is ₹5,000 for the lump sum option and ₹500 for the SIP (Systematic Investment Plan) option.
