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Motilal Oswal Long Term Equity Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.41 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.21 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. In addition, you get tax exemption on the invested amount under Section 80C of the Indian income tax laws. As per this section, total investments of upto Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.46 -1.62 -0.83 -0.71 5.44 20.20 22.53 12.15 14.50 -- --
S&P BSE 500 TRI -1.15 -2.01 -1.35 -3.30 0.86 11.31 10.62 9.51 7.81 -- --
Equity: ELSS 1.07 -1.69 -0.79 -1.64 2.96 14.17 14.62 9.69 8.52 -- --
Rank within category 11 19 20 11 9 3 3 10 1 -- --
Number of funds in category 38 38 38 38 38 37 36 34 30 28 1

As on 24-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.61 (19-Sep-2019 - 26-Sep-2019) -9.20 (19-Aug-2015 - 26-Aug-2015)
Month 12.90 (26-Dec-2016 - 25-Jan-2017) -15.69 (07-Sep-2018 - 09-Oct-2018)
Quarter 22.11 (26-Dec-2016 - 27-Mar-2017) -16.95 (27-Jul-2018 - 26-Oct-2018)
Year 53.02 (26-Dec-2016 - 26-Dec-2017) -14.23 (29-Jan-2018 - 29-Jan-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 14.06 12.65 0.66 0.88 0.85 3.08
S&P BSE 500 TRI 11.88 12.82 0.48 0.72 -- --
Equity: ELSS 11.52 13.02 0.45 0.65 0.95 -0.04
Rank within category 8 13 6 9 6 3
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 26
Top 10 Stocks (%) 55.15
Top 5 Stocks (%) 34.79
Top 3 Sectors (%) 66.99
Portfolio P/B Ratio 4.65
Portfolio P/E Ratio 36.16

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 85,853 90,653
Giant (%) 50.34 50.67
Large (%) 5.36 15.11
Mid (%) 38.39 25.96
Small (%) 5.91 8.61
Tiny (%) -- 0.26

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 36.13 10.45 0.00 9.74
equal HDFC Bank Financial 25.23 9.65 7.40 8.39
equal Axis Bank Financial 42.77 7.94 0.00 7.22
up Larsen & Toubro Construction 18.10 5.85 0.00 5.03
equal Maruti Suzuki India Automobile 31.60 9.20 3.09 4.41
equal AU Small Finance Bank Financial 52.54 4.32 0.00 4.32
up Jubilant FoodWorks Services 75.59 4.27 0.00 4.27
equal United Breweries FMCG 72.19 4.38 0.00 4.16
up Torrent Pharmaceuticals Healthcare 65.76 4.01 0.00 4.01
equal Hindustan Unilever FMCG 70.51 4.12 0.00 3.60
down Kotak Mahindra Bank Financial 36.78 4.93 0.00 3.58
down HDFC Life Insurance Financial 83.83 5.21 0.00 3.55
equal Page Industries Textiles 66.35 3.90 0.00 3.40
down Shree Cement Construction 64.13 3.65 0.00 3.39
equal Cholamandalam Invest. & Fin. Financial 20.01 3.40 0.00 3.32
up Dr. Lal Pathlabs Healthcare 56.74 3.17 0.00 3.17
equal Whirlpool Cons Durable 57.90 3.17 0.00 3.15
equal Muthoot Finance Financial 13.20 3.19 0.00 3.05
equal 3M India Services 74.27 3.12 0.00 2.93
new State Bank of India Financial 24.53 4.70 0.00 2.42
equal Crompton Greaves Consumer Electricals Cons Durable 33.71 2.35 0.00 2.35
new Birla Corporation Construction 12.71 2.11 0.00 2.11
equal Titan Company Cons Durable 75.89 2.66 0.00 2.07
up VIP Industries Chemicals 49.57 2.00 0.00 2.00
equal ICICI Lombard General Insurance Financial 51.93 4.98 0.00 1.93

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Aditya Khemani since 06-Sep-2019

Education: Mr. Khemani has done B.Com (Hons) and PGDM from IIM, Lucknow.

Experience: Prior to joining Motilal Oswal Asset Management Company Ltd., He was associated with HSBC AMC, SBI Mutual Fund, ICICI Prudential AMC and Morgan Stanley Advantage Services.

Funds Managed:


-1.62%

Change from previous, NAV as on 24-Feb-2020

Growth: ₹ 20.5676

Dividend: ₹ 18.3196


Investment Strategy

The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 21-Jan-2015
Return Since Launch: 15.20%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,725 Cr (As on 31-Jan-2020)
Expense: 0.83% (As on 31-Dec-2019)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 80.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend28-Mar-20190.2656

 20-Mar-20180.1000
 05-Feb-20181.0000
 24-Mar-20170.5000

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

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Time to bet big on mid- and small-cap funds?

dateFriday, 28-Feb-2020
time12:30 PM - 01:00 PM