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5 star

Motilal Oswal Long Term Equity Fund - Regular Plan


Equity: ELSS

1 Lakh

Investment declined to
₹ 0.96 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.39 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. In addition, you get tax exemption on the invested amount under Section 80C of the Indian income tax laws. As per this section, total investments of upto Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -15.87 -1.13 -1.58 4.90 12.75 -17.34 -5.70 -1.37 6.85 -- --
S&P BSE 500 TRI -11.23 -1.58 -1.67 6.30 18.53 -13.06 -6.56 1.55 5.78 -- --
Equity: ELSS -11.44 -1.25 -1.52 5.37 14.94 -13.12 -7.02 -0.35 4.38 -- --
Rank within category 32 13 20 23 32 32 15 22 4 -- --
Number of funds in category 38 38 38 38 38 38 36 34 30 28 27

As on 14-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Long Term Equity Fund - Regular Plan  | Invest Online
5 star
Jan-15 -5.70 -1.37 6.85 2.25 1,497
Axis Long Term Equity Fund  | Invest Online
5 star
Dec-09 -3.07 5.15 6.93 1.73 20,292
Aditya Birla Sun Life Tax Relief 96  | Invest Online
4 star
Mar-96 -1.37 1.87 6.39 1.93 10,101
DSP Tax Saver Fund  | Invest Online
4 star
Jan-07 -4.91 1.52 6.86 1.87 5,789
Mirae Asset Tax Saver Fund - Regular Plan  | Invest Online
4 star
Dec-15 -2.89 4.44 -- 1.80 3,538

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.58 (19-Sep-2019 - 26-Sep-2019) -21.18 (16-Mar-2020 - 23-Mar-2020)
Month 17.39 (23-Mar-2020 - 22-Apr-2020) -37.62 (20-Feb-2020 - 23-Mar-2020)
Quarter 28.33 (23-Mar-2020 - 22-Jun-2020) -34.85 (23-Dec-2019 - 23-Mar-2020)
Year 50.92 (26-Dec-2016 - 26-Dec-2017) -28.27 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.68 21.49 -0.17 -0.16 0.94 -2.67
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: ELSS 2.32 21.15 -0.14 -0.15 0.95 -2.02
Rank within category 20 20 21 18 14 19
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 28
Top 10 Stocks (%) 55.43
Top 5 Stocks (%) 33.69
Top 3 Sectors (%) 61.89
Portfolio P/B Ratio 3.98
Portfolio P/E Ratio 29.76

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 66,092 89,760
Giant (%) 43.47 52.59
Large (%) 16.62 15.43
Mid (%) 36.36 23.93
Small (%) 3.54 8.24
Tiny (%) -- 0.13

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 21.51 9.65 7.40 8.40
equal ICICI Bank Financial 23.84 10.45 0.00 7.50
equal Hindustan Unilever FMCG 78.30 7.13 0.00 6.99
equal United Breweries FMCG 61.74 6.02 0.00 5.74
equal Torrent Pharmaceuticals Healthcare 40.29 5.45 0.00 5.06
equal Muthoot Finance Financial 13.92 5.01 0.00 5.01
equal Jubilant FoodWorks Services 79.93 5.36 0.00 4.84
up Bharti Airtel Communication -- 4.64 0.00 4.64
equal Axis Bank Financial 65.92 7.94 0.00 3.73
equal Phoenix Mills Construction 26.42 4.09 0.00 3.53
equal Dr. Lal Pathlabs Healthcare 70.56 3.64 0.00 3.38
equal HDFC Life Insurance Financial -- 5.21 0.00 3.35
equal Whirlpool Cons Durable 56.87 3.23 0.00 3.07
equal Max Financial Services Financial 100.97 5.99 0.00 3.06
equal Larsen & Toubro Construction 13.49 5.85 0.00 2.99
down Maruti Suzuki India Automobile 30.87 8.82 2.92 2.92
down Page Industries Textiles 64.71 3.90 0.00 2.84
equal 3M India Services 71.02 3.28 0.00 2.76
equal Crompton Greaves Consumer Electricals Cons Durable 30.52 2.36 0.00 2.27
equal Cholamandalam Invest. & Fin. Financial 15.94 3.40 0.00 2.21
equal ICICI Lombard General Insurance Company Financial 48.75 4.98 0.00 2.13
down Shree Cement Construction 51.65 3.65 0.00 2.07
down Petronet LNG Energy 14.49 4.90 0.00 1.96
down Kotak Mahindra Bank Financial 30.03 4.93 0.00 1.94
equal Birla Corporation Construction 8.95 2.11 0.00 1.83

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Aditya Khemani since 06-Sep-2019

Education: Mr. Khemani has done B.Com (Hons) and PGDM from IIM, Lucknow.

Experience: Prior to joining Motilal Oswal Asset Management Company Ltd., He was associated with HSBC AMC, SBI Mutual Fund, ICICI Prudential AMC and Morgan Stanley Advantage Services.

Interviews:

Funds Managed:


-1.13%

Change from previous, NAV as on 14-Jul-2020

Growth: ₹ 15.7984

Dividend: ₹ 13.9986


Investment Strategy

The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 21-Jan-2015
Return Since Launch: 8.70%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,497 Cr (As on 30-Jun-2020)
Expense: 2.25% (As on 31-May-2020)
Risk Grade: Below Average
Return Grade: High
Turnover: 80.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend28-Mar-20190.2656

 20-Mar-20180.1000
 05-Feb-20181.0000
 24-Mar-20170.5000

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Value Investing

Evaluating Covid-affected financials of India Inc

dateFriday, 17-Jul-2020
time12:30 PM - 01:00 PM