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4 star

Motilal Oswal Long Term Equity Fund - Regular Plan


Equity: ELSS

1 Lakh

Investment declined to
₹ 0.93 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.42 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -14.39 -3.25 -3.09 -3.24 3.83 14.00 -7.36 -2.41 8.02 -- --
S&P BSE 500 TRI -4.44 -2.62 -1.87 -1.02 11.59 31.34 2.35 2.86 8.43 -- --
Equity: ELSS -4.75 -2.69 -1.60 -1.33 10.79 26.04 1.27 0.84 6.80 -- --
Rank within category 37 36 38 36 38 37 35 30 11 -- --
Number of funds in category 38 38 38 38 38 38 37 34 30 29 27

As on 21-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Long Term Equity Fund - Regular Plan  | Invest Online
4 star
Jan-15 -7.36 -2.41 8.02 2.21 1,585
Axis Long Term Equity Fund  | Invest Online
5 star
Dec-09 -0.03 4.79 8.28 1.72 21,905
Aditya Birla Sun Life Tax Relief 96  | Invest Online
4 star
Mar-96 5.08 2.54 8.13 1.89 11,001
DSP Tax Saver Fund  | Invest Online
4 star
Jan-07 -0.88 1.52 8.65 1.88 6,298
Mirae Asset Tax Saver Fund - Regular Plan  | Invest Online
5 star
Dec-15 7.05 5.97 -- 1.90 4,181

Best & Worst Performance

Best (Period) Worst (Period)
Week 10.58 (19-Sep-2019 - 26-Sep-2019) -21.18 (16-Mar-2020 - 23-Mar-2020)
Month 17.39 (23-Mar-2020 - 22-Apr-2020) -37.62 (20-Feb-2020 - 23-Mar-2020)
Quarter 28.33 (23-Mar-2020 - 22-Jun-2020) -34.85 (23-Dec-2019 - 23-Mar-2020)
Year 50.92 (26-Dec-2016 - 26-Dec-2017) -28.27 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.58 21.40 -0.17 -0.15 0.92 -4.67
S&P BSE 500 TRI 6.34 21.82 0.05 0.06 -- --
Equity: ELSS 4.25 21.39 -0.04 -0.04 0.95 -2.02
Rank within category 28 18 28 26 10 28
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 31
Top 10 Stocks (%) 50.86
Top 5 Stocks (%) 31.01
Top 3 Sectors (%) 59.30
Portfolio P/B Ratio 3.98
Portfolio P/E Ratio 32.67

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 84,228 96,921
Giant (%) 52.00 50.93
Large (%) 10.40 16.68
Mid (%) 34.04 24.21
Small (%) 3.56 8.37
Tiny (%) -- 0.16

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 20.14 9.65 7.40 8.31
equal ICICI Bank Financial 23.83 10.45 0.00 7.95
equal United Breweries FMCG 170.14 6.02 0.00 5.28
down Torrent Pharmaceuticals Healthcare 40.38 5.52 0.00 4.75
equal Bharti Airtel Communication -- 5.26 0.00 4.73
down Jubilant FoodWorks Services 224.49 5.36 0.00 4.47
equal Axis Bank Financial 75.47 7.94 0.00 4.30
down Hindustan Unilever FMCG 68.99 7.13 0.00 3.85
equal Phoenix Mills Construction 60.88 4.09 0.00 3.68
down Muthoot Finance Financial 11.95 5.71 0.00 3.56
equal Maruti Suzuki India Automobile 48.63 8.82 2.92 3.24
equal Max Financial Services Financial 66.79 5.99 0.00 3.15
equal Whirlpool Cons Durable 84.82 3.23 0.00 2.96
new Tata Consultancy Services Technology 30.37 3.29 0.00 2.90
down Dr. Lal Pathlabs Healthcare 77.75 3.97 0.00 2.89
down HDFC Life Insurance Financial 89.43 5.21 0.00 2.84
equal Larsen & Toubro Construction 14.47 5.85 0.00 2.83
equal 3M India Services 108.04 3.28 0.00 2.81
equal Cholamandalam Invest. & Fin. Financial 16.25 3.40 0.00 2.56
equal Crompton Greaves Consumer Electricals Cons Durable 37.14 2.44 0.00 2.44
new HDFC Financial 13.77 9.32 0.00 2.05
equal ICICI Lombard General Insurance Company Financial 44.74 4.98 1.85 2.00
new Infosys Technology 25.37 8.88 0.00 1.93
equal Kotak Mahindra Bank Financial 30.03 4.93 0.00 1.88
new Ultratech Cement Construction 21.22 1.85 0.00 1.85

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Aditya Khemani since 06-Sep-2019

Education: Mr. Khemani has done B.Com (Hons) and PGDM from IIM, Lucknow.

Experience: Prior to joining Motilal Oswal Asset Management Company Ltd., He was associated with HSBC AMC, SBI Mutual Fund, ICICI Prudential AMC and Morgan Stanley Advantage Services.

Interviews:

Funds Managed:


-3.25%

Change from previous, NAV as on 21-Sep-2020

Growth: ₹ 16.0758

Dividend: ₹ 14.2444


Investment Strategy

The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.

Investment Details

Minimum Investment (₹) 500
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 21-Jan-2015
Return Since Launch: 8.73%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 1,585 Cr (As on 31-Aug-2020)
Expense: 2.21% (As on 31-Aug-2020)
Risk Grade: Average
Return Grade: Above Average
Turnover: 80.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend28-Mar-20190.2656

 20-Mar-20180.1000
 05-Feb-20181.0000
 24-Mar-20170.5000

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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