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3 star

Motilal Oswal Long Term Equity Fund - Regular Plan


Equity: ELSS

1 Lakh

Investment Grown to
₹ 1.71 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.36 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. In addition, there is a tax benefit. Under Section 80C of the Indian income tax laws, investments of up to Rs 1.5 lakh in a financial year in eligible securities such as this fund are exempt from tax.

But be prepared for ups and downs in your investment value along the way. Also note that you cannot withdraw your money from this fund before completing three years from the date of investment.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other ELSS, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.71 -1.27 0.23 6.72 0.35 10.86 34.79 19.66 16.23 -- --
S&P BSE 500 TRI 5.26 0.32 1.83 7.61 0.14 15.17 33.45 21.39 18.41 -- --
Equity: ELSS 3.64 -1.23 0.34 5.98 -1.18 12.59 33.55 20.28 16.47 -- --
Rank within category 19 25 25 10 4 31 19 19 16 -- --
Number of funds in category 37 37 37 37 37 37 37 34 33 28 27

As on 18-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Motilal Oswal Long Term Equity Fund - Regular Plan  | Invest Online
3 star
Jan-15 34.79 19.66 16.23 2.00% 2,351
Axis Long Term Equity Fund
4 star
Dec-09 28.67 22.19 19.41 1.64% 33,785
Mirae Asset Tax Saver Fund - Regular Plan  | Invest Online
5 star
Dec-15 35.75 25.04 21.82 1.77% 10,660
DSP Tax Saver Fund  | Invest Online
4 star
Jan-07 36.68 23.29 17.45 1.78% 9,636
IDFC Tax Advantage (ELSS) Fund - Regular Plan
4 star
Dec-08 50.06 24.38 19.82 1.96% 3,533

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.58 19-Sep-2019 - 26-Sep-2019 -21.18 16-Mar-2020 - 23-Mar-2020
Month 17.39 23-Mar-2020 - 22-Apr-2020 -37.62 20-Feb-2020 - 23-Mar-2020
Quarter 29.08 24-Sep-2020 - 24-Dec-2020 -34.85 23-Dec-2019 - 23-Mar-2020
Year 81.93 23-Mar-2020 - 23-Mar-2021 -28.27 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 19.01 22.40 0.68 0.67 0.98 -0.88
S&P BSE 500 TRI 20.28 21.92 0.75 0.85 -- --
Equity: ELSS 19.35 21.47 0.73 0.78 0.95 -0.12
Rank within category 18 27 22 23 23 18
Number of funds in category 35 35 35 35 35 35

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 48.83
Top 5 Stocks (%) 28.14
Top 3 Sectors (%) 68.01
Portfolio P/B Ratio 4.29
Portfolio P/E Ratio 35.15

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 90,044 1,38,142
Giant (%) 41.85 54.34
Large (%) 10.79 14.65
Mid (%) 44.95 24.51
Small (%) 2.41 6.65
Tiny (%) -- 0.25

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 26.45 10.66 5.74 8.18
equal State Bank of India Financial 16.07 5.81 0.00 5.36
equal Larsen & Toubro Construction 32.41 5.71 2.75 5.31
equal Gujarat Gas Energy 32.55 5.23 0.00 4.87
equal Axis Bank Financial 22.37 7.94 0.00 4.42
down Max Healthcare Institute Healthcare 82.52 4.32 0.00 4.32
equal Jubilant FoodWorks Services 117.83 5.36 0.00 4.23
equal Cholamandalam Investment & Finance Company Financial 31.48 4.90 0.00 4.17
equal HDFC Bank Financial 23.35 9.65 4.00 4.03
equal Bharti Airtel Communication 136.71 5.32 0.00 3.94
equal JB Chemicals & Pharma Healthcare 28.59 3.96 0.00 3.77
down Torrent Pharmaceuticals Healthcare 42.68 5.52 0.00 3.60
equal United Breweries FMCG 127.48 6.02 0.00 3.44
equal Phoenix Mills Construction 108.66 4.09 0.00 3.39
equal Birla Corporation Construction 18.88 3.64 0.00 3.37
equal Fortis Healthcare Healthcare 48.83 3.19 0.00 3.19
equal Dr. Lal Pathlabs Healthcare 67.40 3.97 0.00 3.18
equal Ultratech Cement Construction 33.01 3.34 0.00 3.04
equal Crompton Greaves Consumer Electricals Consumer Durable 41.90 3.47 0.00 3.02
equal Max Financial Services Financial 114.78 7.01 0.00 2.56
down VIP Industries Chemicals 806.10 2.53 0.00 2.39
equal Hindustan Unilever FMCG 64.66 7.13 0.00 2.36
new Medplus Health Services Healthcare 236.83 2.33 0.00 2.33
equal Dalmia Bharat Construction 29.93 2.33 0.00 2.16
equal Zomato Services -- 2.24 0.00 1.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Aditya Khemani since 06-Sep-2019

Education: Mr. Khemani has done B.Com (Hons) and PGDM from IIM, Lucknow.

Experience: Prior to joining Motilal Oswal Asset Management Company Ltd., He was associated with HSBC AMC, SBI Mutual Fund, ICICI Prudential AMC and Morgan Stanley Advantage Services.

Interviews:

Funds Managed:


-1.27%

Change from previous, NAV as on 18-Jan-2022

Growth: ₹ 27.9729

IDCW: ₹ 21.9745


Investment Strategy

The Scheme seeks to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 12
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period 3 Years
Exit Load 0

Basic Details

Fund House: Motilal Oswal Mutual Fund
Launch Date: 21-Jan-2015
Return Since Launch: 15.84%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 2,351 Cr (As on 31-Dec-2021)
Expense: 2.00% (As on 31-Dec-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 30.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW25-Mar-20212.2000

 28-Mar-20190.2656
 20-Mar-20180.1000
 05-Feb-20181.0000
 24-Mar-20170.5000

Contact Information

AMC: Motilal Oswal Asset Management Company Ltd.

Address: Motilal Oswal Towers - 10th Floor, Rahimtullah Sayani Road, Opposite Parel ST Depot, Prabhadevi, Mumbai - 400025

Phone: 022-39804238 / 1800-200-6626

Email: [email protected]

Website: http://www.motilaloswalmf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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