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Principal Focused Multicap Fund


1 Lakh

Investment Grown to
₹ 1.38 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.21 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.35 0.28 0.14 1.32 5.87 17.11 22.17 11.39 8.11 13.15 11.22
S&P BSE 500 TRI -0.24 -0.43 -1.37 -2.69 1.90 10.02 13.84 10.29 7.78 12.65 10.61
Equity: Multi Cap 1.54 -0.27 -1.07 -0.91 3.22 12.33 17.30 9.49 7.56 13.60 11.61
Rank within category 12 1 2 11 8 8 9 12 17 20 19
Number of funds in category 59 59 59 59 58 56 50 40 38 32 28

As on 18-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 22.93 (27-Oct-2008 - 04-Nov-2008) -19.34 (15-Jan-2008 - 22-Jan-2008)
Month 34.70 (11-May-2009 - 10-Jun-2009) -36.18 (24-Sep-2008 - 24-Oct-2008)
Quarter 88.16 (09-Mar-2009 - 10-Jun-2009) -43.91 (02-Sep-2008 - 02-Dec-2008)
Year 136.91 (09-Mar-2009 - 11-Mar-2010) -62.21 (04-Dec-2007 - 03-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 11.75 12.34 0.49 0.79 0.93 0.27
S&P BSE 500 TRI 11.88 12.82 0.48 0.72 -- --
Equity: Multi Cap 10.89 13.09 0.40 0.57 0.94 -0.62
Rank within category 14 14 14 9 19 15
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 48.74
Top 5 Stocks (%) 30.11
Top 3 Sectors (%) 55.36
Portfolio P/B Ratio 4.06
Portfolio P/E Ratio 30.39

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,51,130 94,528
Giant (%) 68.08 52.45
Large (%) 8.41 14.99
Mid (%) 19.75 24.99
Small (%) 3.76 9.29
Tiny (%) -- 0.39

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal HDFC Bank Financial 25.57 9.03 4.64 7.96
equal ICICI Bank Financial 37.17 6.71 3.98 6.40
equal Reliance Industries Energy 21.99 7.12 2.31 6.29
equal Hindustan Unilever FMCG 72.97 5.40 2.32 4.80
equal HDFC Financial 18.85 5.10 2.85 4.66
equal Abbott India Healthcare 56.19 4.40 1.03 4.11
equal Infosys Technology 20.86 4.70 2.46 3.85
equal Bajaj Finserv Financial 38.74 3.92 0.00 3.63
down Navin Fluorine International Chemicals 36.82 3.85 0.00 3.55
equal Bajaj Auto Automobile 16.98 3.75 0.00 3.49
equal Shree Cement Construction 66.11 4.51 2.23 3.48
down Kotak Mahindra Bank Financial 37.25 5.88 2.78 3.32
equal Larsen & Toubro Construction 18.41 4.02 2.80 3.15
equal Ultratech Cement Construction 36.55 3.05 0.00 3.05
equal AIA Engineering Metals 28.51 3.45 0.00 3.03
equal ITC FMCG 16.96 5.02 2.83 2.83
equal Nestle India FMCG 82.12 2.81 0.00 2.75
up State Bank of India Financial 24.33 4.53 2.05 2.68
equal Tata Consultancy Services Technology 25.40 4.07 0.00 2.57
up Bajaj Finance Financial 53.81 2.27 0.00 2.27
equal Max Financial Services Financial 44.60 2.42 0.00 2.24
up Avenue Supermarts Services 128.61 2.18 0.00 2.18
new Coromandel International Chemicals 19.27 2.10 0.00 2.10
equal Maruti Suzuki India Automobile 33.01 4.82 1.78 1.89
equal Astral Poly Technik Chemicals 69.52 1.56 0.00 1.56

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Ravi Gopalakrishnan since 11-Oct-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Funds Managed:


0.28%

Change from previous, NAV as on 18-Feb-2020

Growth: ₹ 71.2500

Dividend Half Yearly: ₹ 26.8000


Investment Strategy

The Scheme proposes to invest in equity and equity related securities. The portfolio will have no more than 30 stocks.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 11-Nov-2005
Return Since Launch: 14.74%
Benchmark: S&P BSE 250 Large MidCap TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 369 Cr (As on 31-Jan-2020)
Expense: 2.47% (As on 31-Jan-2020)
Risk Grade: Average
Return Grade: Average
Turnover: 55.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly17-Dec-20191.2219

 17-Jun-20191.6823
 15-Dec-20172.1100
 16-Jun-20175.9800
 23-Dec-20161.1200
 24-Jun-20160.7200
 29-Dec-20143.5700
 24-Jun-20101.5000
 28-Jul-20092.0000
 05-Feb-20082.0000
 15-May-20071.5000

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Time to bet big on mid- and small-cap funds?

dateFriday, 28-Feb-2020
time12:30 PM - 01:00 PM