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4 star

Principal Focused Multicap Fund


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.96 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.80 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 36.94 -1.16 -1.11 5.26 13.26 28.95 63.00 25.24 16.97 14.96 16.08
S&P BSE 500 TRI 36.62 -1.19 -0.39 5.03 15.62 29.93 62.03 23.26 17.14 15.16 15.80
Equity: Flexi Cap 35.15 -1.12 -0.42 4.36 13.84 29.09 58.93 22.02 15.34 14.47 15.65
Rank within category 23 33 57 13 40 38 20 10 9 16 12
Number of funds in category 56 64 64 64 61 59 55 42 35 30 25

As on 20-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Principal Focused Multicap Fund
4 star
Nov-05 63.00 25.24 16.97 2.48% 669
UTI Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-92 68.54 28.58 19.81 1.90% 23,599
SBI Focused Equity Fund  | Invest Online
4 star
Oct-04 68.89 26.48 18.43 1.76% 20,372
Axis Focused 25 Fund
4 star
Jun-12 60.99 24.81 19.34 1.61% 20,334
Parag Parikh Flexi Cap Fund - Regular Plan  | Invest Online
5 star
May-13 64.30 30.80 22.17 1.82% 16,076

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 22.93 27-Oct-2008 - 04-Nov-2008 -19.34 15-Jan-2008 - 22-Jan-2008
Month 34.70 11-May-2009 - 10-Jun-2009 -36.18 24-Sep-2008 - 24-Oct-2008
Quarter 88.16 09-Mar-2009 - 10-Jun-2009 -43.91 02-Sep-2008 - 02-Dec-2008
Year 136.91 09-Mar-2009 - 11-Mar-2010 -62.21 04-Dec-2007 - 03-Dec-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 21.57 19.59 0.90 1.06 0.86 3.20
S&P BSE 500 TRI 20.70 22.02 0.76 0.86 -- --
Equity: Flexi Cap 19.81 21.23 0.75 0.81 0.93 0.23
Rank within category 15 11 9 5 10 9
Number of funds in category 42 42 42 42 42 42

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 29
Top 10 Stocks (%) 51.06
Top 5 Stocks (%) 31.85
Top 3 Sectors (%) 52.14
Portfolio P/B Ratio 3.33
Portfolio P/E Ratio 25.91

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,61,787 1,49,277
Giant (%) 56.84 52.25
Large (%) 12.37 18.34
Mid (%) 26.14 22.84
Small (%) 4.65 7.13
Tiny (%) -- 0.16

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Infosys Technology 35.31 8.20 2.98 7.80
equal ICICI Bank Financial 26.23 8.15 4.52 6.80
equal Reliance Industries Energy 36.84 9.52 5.61 6.39
equal HDFC Bank Financial 27.18 9.03 5.85 6.03
equal HDFC Financial 25.49 6.22 3.34 4.83
equal Avenue Supermarts Services 212.83 4.13 0.00 4.13
equal State Bank of India Financial 17.95 4.78 1.04 4.03
equal Bajaj Finance Financial 104.71 3.96 0.00 3.96
equal Larsen & Toubro Construction 20.36 3.96 0.00 3.58
equal Navin Fluorine International Chemicals 65.93 5.01 2.21 3.51
up Canara Bank Financial 9.93 3.14 0.00 3.14
equal HCL Technologies Technology 28.51 2.99 0.00 2.99
equal Bharat Petroleum Corporation Energy 5.75 3.28 0.00 2.93
equal Shree Cement Construction 38.51 4.51 2.56 2.65
equal BEML Engineering 58.07 2.53 0.00 2.53
down Astral Chemicals 95.59 3.22 0.00 2.40
equal Fortis Healthcare Healthcare 60.22 2.69 0.00 2.40
equal Dixon Technologies Engineering 175.22 2.61 0.00 2.31
equal Bharat Electronics Engineering 24.07 2.26 0.00 2.26
new Ashok Leyland Automobile -- 2.12 0.00 2.12
equal Laurus Labs Healthcare 29.14 2.56 0.00 2.05
down Tata Steel Metals 7.60 3.32 0.00 2.03
equal Motherson Sumi Systems Automobile 33.89 2.23 0.00 1.98
equal Varun Beverages FMCG 62.87 1.77 0.00 1.77
equal Rossari Biotech Chemicals 88.45 2.07 0.00 1.77

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Ravi Gopalakrishnan since 11-Oct-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Interviews:

Funds Managed:


-0.27%

Change from previous, NAV as on 21-Oct-2021

Growth: ₹ 112.6800

IDCW Half Yearly: ₹ 39.0900


Investment Strategy

The Scheme proposes to invest in equity and equity related securities. The portfolio will have no more than 30 stocks.

Investment Details

Minimum Investment (₹) 300
Minimum Addl Investment (₹) 300
Minimum SIP Investment (₹) 100
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 11-Nov-2005
Return Since Launch: 16.42%
Benchmark: S&P BSE 250 Large MidCap TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 669 Cr (As on 30-Sep-2021)
Expense: 2.48% (As on 30-Sep-2021)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 54.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly17-Jun-20211.2359

 17-Dec-20201.3580
 17-Dec-20191.2219
 17-Jun-20191.6823
 15-Dec-20172.1100
 16-Jun-20175.9800
 23-Dec-20161.1200
 24-Jun-20160.7200
 29-Dec-20143.5700
 24-Jun-20101.5000
 28-Jul-20092.0000
 05-Feb-20082.0000
 15-May-20071.5000

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: http://www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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