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4 star

Principal Focused Multicap Fund


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.16 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.98 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.32 0.96 -0.01 1.90 5.67 19.99 5.81 5.09 8.09 12.28 8.49
S&P BSE 500 TRI -0.41 0.89 -0.34 1.48 9.51 28.45 3.74 4.18 8.48 12.25 8.18
Equity: Multi Cap -2.08 0.71 -0.29 0.50 7.65 22.39 1.59 2.37 7.05 12.85 8.48
Rank within category 17 12 21 8 52 41 11 9 15 20 17
Number of funds in category 60 64 64 63 62 61 59 43 40 34 30

As on 19-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Principal Focused Multicap Fund
4 star
Nov-05 5.81 5.09 8.09 2.58 399
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 1.30 3.98 9.05 1.69 29,551
Axis Focused 25 Fund  | Invest Online
5 star
Jun-12 0.96 6.35 11.23 2.02 11,455
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 12.12 8.78 9.23 2.09 11,386
Aditya Birla Sun Life Equity Fund  | Invest Online
4 star
Aug-98 2.52 1.52 8.51 1.83 10,832

Best & Worst Performance

Best (Period) Worst (Period)
Week 22.93 (27-Oct-2008 - 04-Nov-2008) -19.34 (15-Jan-2008 - 22-Jan-2008)
Month 34.70 (11-May-2009 - 10-Jun-2009) -36.18 (24-Sep-2008 - 24-Oct-2008)
Quarter 88.16 (09-Mar-2009 - 10-Jun-2009) -43.91 (02-Sep-2008 - 02-Dec-2008)
Year 136.91 (09-Mar-2009 - 11-Mar-2010) -62.21 (04-Dec-2007 - 03-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.14 18.58 0.11 0.12 0.83 0.79
S&P BSE 500 TRI 6.61 21.81 0.07 0.08 -- --
Equity: Multi Cap 4.83 21.40 -0.01 -0.01 0.95 -1.69
Rank within category 9 3 9 9 4 9
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 53.71
Top 5 Stocks (%) 32.28
Top 3 Sectors (%) 49.28
Portfolio P/B Ratio 4.39
Portfolio P/E Ratio 31.57

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,41,509 99,119
Giant (%) 64.08 50.92
Large (%) 5.13 16.66
Mid (%) 28.86 23.89
Small (%) 1.93 9.05
Tiny (%) -- 0.29

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 34.31 9.52 4.36 9.52
equal HDFC Bank Financial 22.78 9.03 5.30 6.93
equal Infosys Technology 27.12 6.06 2.46 6.02
up Nestle India FMCG 75.32 5.21 0.00 5.21
down Navin Fluorine International Chemicals 23.93 5.01 1.04 4.60
equal ICICI Bank Financial 28.11 6.71 3.98 4.52
equal Hindustan Unilever FMCG 74.51 6.80 3.02 4.52
equal HDFC Financial 16.49 5.10 3.34 4.51
equal Abbott India Healthcare 51.13 5.26 1.03 4.02
equal Tata Consultancy Services Technology 33.53 4.07 0.00 3.86
equal AIA Engineering Metals 27.66 3.45 0.00 2.92
equal Shree Cement Construction 51.36 4.51 2.23 2.84
equal Bajaj Finance Financial 39.07 2.78 0.00 2.58
equal Astral Poly Technik Chemicals 78.86 2.64 0.00 2.54
equal Maruti Suzuki India Automobile 51.30 4.82 1.68 2.46
equal Avenue Supermarts Services 155.22 3.17 0.00 2.36
equal Kotak Mahindra Bank Financial 31.82 5.88 2.31 2.31
equal Whirlpool Cons Durable 82.86 2.47 0.00 2.17
equal Bajaj Finserv Financial 25.33 3.92 0.70 2.02
equal SBI Life Insurance Company Financial 55.58 2.27 0.00 1.92
equal Max Financial Services Financial 64.58 2.58 0.00 1.92
equal Relaxo Footwears FMCG 82.36 2.33 0.00 1.83
equal Rossari Biotech Chemicals 63.07 1.79 0.00 1.79
equal MRF Automobile 21.86 2.25 0.00 1.70
down Bharti Airtel Communication -- 4.17 0.00 1.54

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Ravi Gopalakrishnan since 11-Oct-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Funds Managed:


0.96%

Change from previous, NAV as on 19-Oct-2020

Growth: ₹ 69.1600

Dividend Half Yearly: ₹ 26.0200


Investment Strategy

The Scheme proposes to invest in equity and equity related securities. The portfolio will have no more than 30 stocks.

Investment Details

Minimum Investment (₹) 300
Minimum Addl Investment (₹) 300
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 1
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 11-Nov-2005
Return Since Launch: 13.81%
Benchmark: S&P BSE 250 Large MidCap TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 399 Cr (As on 30-Sep-2020)
Expense: 2.58% (As on 30-Sep-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 52.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly17-Dec-20191.2219

 17-Jun-20191.6823
 15-Dec-20172.1100
 16-Jun-20175.9800
 23-Dec-20161.1200
 24-Jun-20160.7200
 29-Dec-20143.5700
 24-Jun-20101.5000
 28-Jul-20092.0000
 05-Feb-20082.0000
 15-May-20071.5000

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: http://www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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