VR Logo

4 star

Principal Focused Multicap Fund


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.15 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.76 Lakh

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending upon where it expects maximum gains. This versatility makes multi cap funds most suitable for equity fund investors as the job of stock selection is completely left to the fund manager, which is the very idea of investing in a mutual fund.

Like all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -5.47 0.68 2.18 7.67 13.26 -6.08 2.78 4.74 7.11 12.76 8.96
S&P BSE 500 TRI -9.65 0.85 2.44 7.63 19.31 -10.29 -4.91 2.81 6.47 11.41 8.42
Equity: Multi Cap -9.63 0.74 2.13 6.38 15.75 -10.18 -4.50 1.61 5.40 12.35 8.96
Rank within category 7 40 27 11 48 7 5 8 9 15 17
Number of funds in category 59 61 61 60 60 59 54 41 39 33 29

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Principal Focused Multicap Fund
4 star
Nov-05 2.78 4.74 7.11 2.61 358
Kotak Standard Multicap Fund Regular Plan  | Invest Online
4 star
Sep-09 -6.14 2.77 7.74 1.64 27,976
Axis Focused 25 Fund  | Invest Online
5 star
Jun-12 1.04 6.53 9.27 1.92 10,399
UTI Equity Fund - Regular Plan  | Invest Online
4 star
May-92 3.58 6.07 6.97 1.85 9,057
SBI Focused Equity Fund  | Invest Online
5 star
Oct-04 -0.90 7.01 9.39 1.99 8,012

Best & Worst Performance

Best (Period) Worst (Period)
Week 22.93 (27-Oct-2008 - 04-Nov-2008) -19.34 (15-Jan-2008 - 22-Jan-2008)
Month 34.70 (11-May-2009 - 10-Jun-2009) -36.18 (24-Sep-2008 - 24-Oct-2008)
Quarter 88.16 (09-Mar-2009 - 10-Jun-2009) -43.91 (02-Sep-2008 - 02-Dec-2008)
Year 136.91 (09-Mar-2009 - 11-Mar-2010) -62.21 (04-Dec-2007 - 03-Dec-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.77 18.79 0.03 0.03 0.85 1.34
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: Multi Cap 3.15 21.19 -0.10 -0.11 0.95 -1.19
Rank within category 9 5 9 9 5 9
Number of funds in category 43 43 43 43 43 43

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 30
Top 10 Stocks (%) 49.91
Top 5 Stocks (%) 30.44
Top 3 Sectors (%) 50.97
Portfolio P/B Ratio 4.29
Portfolio P/E Ratio 29.61

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,30,354 1,13,058
Giant (%) 60.73 57.42
Large (%) 9.06 16.32
Mid (%) 30.20 20.19
Small (%) -- 7.18
Tiny (%) -- 0.39

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 31.35 7.83 3.73 7.83
equal HDFC Bank Financial 22.68 9.03 5.26 7.63
equal Hindustan Unilever FMCG 75.69 6.80 2.84 5.30
equal ICICI Bank Financial 25.08 6.71 3.98 4.99
equal Infosys Technology 20.06 4.98 2.46 4.69
equal Abbott India Healthcare 55.74 5.26 1.03 4.28
down Navin Fluorine International Chemicals 20.88 5.01 0.98 4.19
equal Bharti Airtel Communication -- 4.17 0.00 3.81
equal Shree Cement Construction 53.56 4.51 2.23 3.60
equal Tata Consultancy Services Technology 25.58 4.07 0.00 3.59
equal HDFC Financial 15.72 5.10 3.49 3.49
equal Nestle India FMCG 79.53 3.66 0.00 3.17
equal AIA Engineering Metals 25.99 3.45 0.00 2.83
equal Britannia Inds. FMCG 63.05 4.07 0.00 2.82
equal Kotak Mahindra Bank Financial 31.51 5.88 2.75 2.76
equal Avenue Supermarts Services 115.56 3.17 0.00 2.76
equal Coromandel International Chemicals 20.80 2.60 0.00 2.60
equal Maruti Suzuki India Automobile 31.95 4.82 1.68 2.37
equal Whirlpool Cons Durable 57.61 2.47 0.00 2.28
equal Astral Poly Technik Chemicals 58.24 2.64 0.00 2.21
equal MRF Automobile 19.48 2.25 0.00 2.14
equal SBI Life Insurance Company Financial 59.09 2.25 0.00 2.13
equal Bajaj Finance Financial 38.12 2.34 0.00 2.01
down Relaxo Footwears FMCG 70.61 2.33 0.00 1.94
equal Max Financial Services Financial 104.04 2.58 0.00 1.90

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2020

Fund Manager

— Ravi Gopalakrishnan since 11-Oct-2019

Education: Mr. Gopalakrishnan is an MBA from Bradley University, USA and Masters in Finance (Investments) from Drexel University, USA.

Experience: Prior to joining Principal Mutual Fund, he has worked with Canara Robeco AMC, PGIM India Mutual Fund, Hudson Fairfax Group,USA, and Sun F & C Asset Management Ltd.

Funds Managed:


0.68%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 65.1700

Dividend Half Yearly: ₹ 24.5200


Investment Strategy

The Scheme proposes to invest in equity and equity related securities. The portfolio will have no more than 30 stocks.

Investment Details

Minimum Investment (₹) 300
Minimum Addl Investment (₹) 300
Minimum SIP Investment (₹) 100
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 1
Exit Load 0.25% for redemption within 7 days

Basic Details

Fund House: Principal Mutual Fund
Launch Date: 11-Nov-2005
Return Since Launch: 13.63%
Benchmark: S&P BSE 250 Large MidCap TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 358 Cr (As on 30-Jun-2020)
Expense: 2.61% (As on 31-May-2020)
Risk Grade: Below Average
Return Grade: Above Average
Turnover: 58.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly17-Dec-20191.2219

 17-Jun-20191.6823
 15-Dec-20172.1100
 16-Jun-20175.9800
 23-Dec-20161.1200
 24-Jun-20160.7200
 29-Dec-20143.5700
 24-Jun-20101.5000
 28-Jul-20092.0000
 05-Feb-20082.0000
 15-May-20071.5000

Contact Information

AMC: Principal Asset Management Pvt. Ltd.

Address: Exchange Plaza - 2rd Floor - NSE Building, "B" Wing-Bandra Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022-67720555 / 1800-425-5600

Fax: 022-67720512

Email: [email protected]

Website: http://www.principalindia.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

VR Helpline

Investing rationally when markets are irrational.

dateSaturday, 11-Jul-2020
time04:00 PM - 04:30 PM