VR Logo

Unrated

DSP 3 Years Close Ended Equity Fund - Regular Plan


Equity: Multi Cap

1 Lakh

Investment Grown to
₹ 1.11 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a multi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes multi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other multi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.42 1.62 0.37 -2.61 4.89 17.12 1.18 3.68 9.88 -- --
S&P BSE 500 TRI -4.24 1.90 0.20 -3.06 9.78 34.41 0.79 4.33 8.88 -- --
Equity: Multi Cap -3.37 1.82 0.07 -3.87 7.25 25.86 -0.12 1.49 6.91 -- --
Rank within category 8 24 9 10 24 30 17 4 1 -- --
Number of funds in category 36 36 36 36 36 36 36 12 3 0 0

As on 28-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
DSP 3 Years Close Ended Equity Fund - Regular Plan
Unrated
Nov-14 1.18 3.68 9.88 1.39 34
Axis Equity Advantage Fund Series 1 - Regular Plan
Unrated
May-17 -2.22 6.05 -- 1.29 1,054
Axis Capital Builder Fund Series 4 (1582 Days) - Regular Plan
Unrated
Dec-18 -3.48 -- -- 1.31 921
UTI Focussed Equity Fund Series V (1102 Days) - Regular Plan
Unrated
Dec-17 6.86 -- -- 1.28 624
DSP A.C.E.Fund (Analyst's Conviction Equalized) Series 1 - Regular Plan
Unrated
Dec-17 1.32 -- -- 1.34 622

Best & Worst Performance

Best (Period) Worst (Period)
Week 16.20 (25-Mar-2020 - 01-Apr-2020) -11.38 (18-Mar-2020 - 25-Mar-2020)
Month 16.55 (25-Mar-2020 - 24-Apr-2020) -22.57 (24-Feb-2020 - 25-Mar-2020)
Quarter 24.02 (29-Feb-2016 - 30-May-2016) -21.75 (24-Dec-2019 - 25-Mar-2020)
Year 53.06 (29-Feb-2016 - 28-Feb-2017) -17.01 (26-Mar-2019 - 25-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.09 12.91 -0.08 -0.10 0.39 -1.52
S&P BSE 500 TRI 6.34 21.82 0.05 0.06 -- --
Equity: Multi Cap 3.77 18.52 -0.07 -0.09 0.77 -2.29
Rank within category 5 4 8 8 1 5
Number of funds in category 13 13 13 13 13 13

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 46
Top 10 Stocks (%) 43.19
Top 5 Stocks (%) 24.69
Top 3 Sectors (%) 56.10
Portfolio P/B Ratio 3.03
Portfolio P/E Ratio 26.88

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,07,171 82,732
Giant (%) 49.29 45.15
Large (%) 28.33 20.36
Mid (%) 18.80 23.74
Small (%) 3.59 12.65
Tiny (%) -- 1.17

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Reliance Industries Energy 35.27 6.65 0.00 6.59
equal Bajaj Finance Financial 39.96 6.25 0.00 5.37
equal HDFC Bank Financial 20.35 9.15 0.00 4.36
equal SBI Life Insurance Company Financial 56.42 5.86 0.00 4.19
equal Cholamandalam Invest. & Fin. Financial 17.43 4.18 0.00 4.18
equal ICICI Bank Financial 24.61 6.31 0.00 3.99
equal Axis Bank Financial 79.46 6.00 0.00 3.97
equal Kotak Mahindra Bank Financial 29.73 7.17 0.00 3.88
equal BPCL Energy 24.07 5.27 0.00 3.73
equal Bharti Airtel Communication -- 3.48 0.00 2.93
equal HCL Technologies Technology 19.27 2.99 0.00 2.90
equal Manappuram Finance Financial 8.47 3.14 0.00 2.89
equal Infosys Technology 25.25 5.74 0.00 2.87
equal Britannia Inds. FMCG 52.96 3.29 0.00 2.68
equal NTPC Energy 15.03 3.23 0.00 2.57
equal Tech Mahindra Technology 18.62 2.79 0.00 2.47
equal Dabur India FMCG 62.45 3.37 0.00 2.24
equal Hindustan Unilever FMCG 70.81 7.70 0.00 2.13
equal Ipca Laboratories Healthcare 28.55 2.99 0.00 2.08
equal Dr. Reddy's Lab Healthcare 43.85 2.60 0.00 1.96
equal Colgate-Palmolive FMCG 46.34 2.19 0.00 1.86
up Eicher Motors Automobile 45.15 1.72 0.00 1.53
equal Coromandel International Chemicals 18.79 1.61 0.00 1.53
equal Maruti Suzuki India Automobile 50.24 2.25 0.00 1.42
equal Crompton Greaves Consumer Electricals Cons Durable 36.35 2.06 0.00 1.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Kedar Karnik since 18-Jul-2016

Education: Mr. Karnik is a BE and has done his Masters in Management Studies from Jamnalal Bajaj Institute of Management Studies.

Experience: Prior to joining DSP Mutual Fund he was associated with Axis Asset Management. He has also worked with HSBC and CRISIL Ltd..

Funds Managed:

— Laukik Bagwe since 07-Nov-2014

Education: Mr. Bagwe is a B.Com (H) and PGDBA (Finance)

Experience: Prior to joining DSPBR he has worked with Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.

Funds Managed:

— Vinit Sambre since 07-Nov-2014

Education: Mr. Sambre is a B.Com and FCA.

Experience: Prior to joining DSP he was associated with DSP Merrill Lynch Ltd.(Nov 2005 to Jun 2007), IL & FS Investsmart Ltd. (Dec 2002 to Oct 2005), Unit Trust of India Investment Advisory Services Ltd.(Jun 2000 to Dec 2002), Kisan Ratilal Choksey Shares and Securities Pvt. Ltd. (March 1999 to May 2000) and Credit Rating Information Service of India Ltd.(Apr 1998 to Feb 1999).

Interviews:

Funds Managed:


1.62%

Change from previous, NAV as on 28-Sep-2020

Growth: ₹ 16.1460

Dividend: ₹ 13.2190


Investment Strategy

The scheme seeks to generate capital appreciation by investing predominantly in portfolio of equity and equity-related securities.

Tenure (Days) 2214
Maturity date 04-Jan-2021

Basic Details

Fund House: DSP Mutual Fund
Launch Date: 27-Nov-2014
Return Since Launch: 8.55%
Benchmark: NIFTY 500 TRI
Riskometer: Moderately High
Type: Closed-end

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Aug-20172.6390

Contact Information

AMC: DSP Investment Managers Pvt. Ltd.

Address: NATRAJ, Office No. 302-3rd Floor-Plot No. 194, MV Road Junction Western Express Highway, Andheri East Mumbai - 400069

Phone: 022-66178000

Fax: 022-56578181

Website: https://www.dspim.com/

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

Investors' Hangout

Delving into exchange-traded funds (ETFs)

dateFriday, 09-Oct-2020
time12:30 PM - 01:00 PM