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UTI Hybrid Equity Fund - Regular Plan


1 Lakh

Investment declined to
₹ 0.86 Lakh

₹ 10000

Monthly SIP Declined to
₹ 2.72 Lakh

Analyst's Choice?

Suitability:

When you invest for five years or above, you can expect gains that comfortably beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80% of your money in equity shares and the rest in bonds and commodities. Their returns are slightly lower than pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -22.63 5.05 2.00 -16.15 -22.44 -17.45 -23.49 -5.00 0.15 6.59 5.57
VR Balanced TRI -27.80 -4.79 -5.37 -23.51 -28.11 -22.99 -23.74 -1.19 1.61 6.75 6.06
Hybrid: Aggressive Hybrid -19.73 5.30 1.30 -16.25 -19.27 -14.53 -16.90 -2.14 1.64 8.81 6.93
Rank within category 33 26 6 21 34 34 35 25 18 16 14
Number of funds in category 39 39 39 39 39 38 37 28 22 21 19

As on 07-Apr-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 14.53 (13-May-2009 - 20-May-2009) -13.56 (15-Jan-2008 - 22-Jan-2008)
Month 25.65 (11-May-2009 - 10-Jun-2009) -28.99 (20-Feb-2020 - 23-Mar-2020)
Quarter 55.91 (09-Mar-2009 - 10-Jun-2009) -28.84 (23-Dec-2019 - 23-Mar-2020)
Year 99.34 (24-Mar-1999 - 24-Mar-2000) -43.97 (19-Nov-2007 - 18-Nov-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -4.60 14.74 -0.69 -0.60 0.90 -6.87
VR Balanced TRI 1.90 15.58 -0.23 -0.24 -- --
Hybrid: Aggressive Hybrid -1.17 15.05 -0.44 -0.41 0.91 -3.42
Rank within category 30 18 32 31 19 31
Number of funds in category 33 33 33 33 33 33

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 52
Top 10 Holdings (%) 37.32
Top 5 Holdings (%) 22.72
Top 3 Sectors (%) 40.11
Portfolio P/B Ratio 1.96
Portfolio P/E Ratio 14.63

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal State Bank of India 2056 Debenture AA+ 1.36 - 2.23 2.23
equal 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 4.48 2.06
down 8.97% Uttar Pradesh Power Corporation 14/02/2025 Bonds AA 1.84 - 2.85 2.02
equal 9.10% Union Bank of India Non Convertible Debenture AA 1.22 - 1.87 1.87
new 6.99% HDFC 13/02/2023 Debenture AAA 0.00 - 1.61 1.61
up 6.45% GOI 2029 GOI Securities SOV 0.00 - 1.49 1.49
equal 7.95% GOI 2032 GOI Securities SOV 0.00 - 1.76 1.36
equal 8.95% Punjab National Bank Bonds A 0.00 - 1.24 1.24
equal Reliance Retail Ltd. 28/06/2021 Securitised Debt AAA 0.68 - 1.11 1.11
equal 7.05% National Housing Bank 18/12/2024 Non Convertible Debenture AAA 0.00 - 1.01 1.01
equal 9.05% Cholamandalam Invest. & Fin. 24/03/2028 Non Convertible Debenture AA+ 0.78 - 1.03 0.98
equal 8.30% Jorabat Shillong Expressway 27/02/2026 Non Convertible Debenture D 0.53 - 0.77 0.76
new 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 0.66 0.66
equal 9.14% Bank of Baroda Bonds AA 0.41 - 0.63 0.63
new 7.43% National Bank Agr. Rur. Devp 31/01/2030 Debenture AAA 0.00 - 0.63 0.63
equal KKR India Financial Services 23/04/2021 Debenture AA 0.00 - 0.60 0.60
equal 8.35% Indiabulls Housing Finance 2027 Non Convertible Debenture AA 0.00 - 0.58 0.58
equal 9.50% Yes Bank Bonds BBB- 0.00 - 0.56 0.56
down 8.70% Bank of Baroda 28/11/2020 Non Convertible Debenture AA+ 0.00 - 1.13 0.51
equal First Business Receivable Trust Securitised Debt AAA 0.00 - 0.25 0.50
equal 9.85% ECL Finance 2028 Non Convertible Debenture AA- 0.00 - 0.42 0.42
equal 8.50% Bank of Baroda Bonds AA 0.26 - 0.40 0.40
down 8.35% IRFC 13/03/2029 Debenture AAA 0.40 - 0.59 0.40
equal 7.44% Bank of Baroda 2030 Debenture AAA 0.00 - 0.38 0.38
equal 2.00% Tata Steel 23/04/2022 Debenture AA 0.24 - 0.60 0.32

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 22.25 6.23 2.99 5.77
down HDFC Financial 12.35 5.76 0.00 4.92
down Infosys Technology 16.70 6.04 1.97 4.74
down ITC FMCG 14.89 5.49 2.83 4.08
down Bharti Airtel Communication -- 3.21 0.00 3.21
up Larsen & Toubro Construction 11.52 3.56 1.08 3.13
up State Bank of India Financial 14.16 2.98 0.00 2.98
new HDFC Bank Financial 18.70 4.40 0.00 2.90
up Axis Bank Financial 22.92 2.83 0.00 2.83
up Reliance Industries Energy 17.63 2.76 0.00 2.76
down NTPC Energy 4.16 1.99 0.00 1.78
equal GAIL Energy 6.13 2.32 0.00 1.17
new Cipla Healthcare 23.78 1.18 0.00 1.08
equal Motilal Oswal Financial Financial 12.27 1.03 0.00 1.03
down Mphasis Technology 11.39 1.58 0.77 1.02
equal Petronet LNG Energy 10.74 1.12 0.00 1.00
equal Oberoi Realty Construction 19.62 1.03 0.00 0.97
equal Emami FMCG 28.05 1.02 0.00 0.96
up Cummins India Engineering 11.54 0.96 0.00 0.96
down Ajanta Pharma Healthcare 27.35 0.96 0.00 0.96
down Vardhman Textiles Textiles 6.02 0.96 0.38 0.96
equal Hindustan Zinc Metals 9.29 1.02 0.00 0.95
down Tata Steel Metals 6.14 1.44 0.00 0.94
down Cadila Healthcare Healthcare 25.70 1.26 0.00 0.92
new Maruti Suzuki India Automobile 22.23 2.67 0.00 0.92

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 29-Feb-2020

Fund Manager

— Sunil Madhukar Patil since 05-Feb-2018

Education: Mr. Patil is MMF, Finance

Experience: He joined UTI AMC in October 1989. He has overall 28 years of experience in Primary Market Investment / Dealing and Fund Management.

— V Srivatsa since 25-Sep-2009

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


5.05%

Change from previous, NAV as on 07-Apr-2020

Growth: ₹ 130.1637

Dividend: ₹ 19.4449


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 20-Mar-1995
Return Since Launch: 13.11%
Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 4,044 Cr (As on 29-Feb-2020)
Expense: 1.92% (As on 29-Feb-2020)
Risk Grade: Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend24-Feb-20200.1505

 22-Jan-20200.1505
 23-Dec-20190.1505
 25-Nov-20190.1505
 22-Oct-20190.1505
 25-Sep-20190.1859
 27-Aug-20190.1859
 24-Jul-20190.1859
 24-Jun-20190.1859
 22-May-20190.1859
 22-Apr-20190.1859
 25-Mar-20190.0974
 21-Feb-20190.0974
 22-Jan-20190.0974
 26-Dec-20180.0974
 22-Nov-20180.2036
 23-Oct-20180.2036
 25-Sep-20180.2036
 23-Aug-20180.2036
 19-Jul-20180.2036
 21-Jun-20180.2391
 21-May-20180.2391
 19-Apr-20180.2391
 21-Mar-20180.2700
 26-Feb-20180.4000
Growth23-Jun-199913.5000

 24-Jun-199813.5000
 21-May-199712.5000
 30-Jun-199613.5000
 26-Jun-19953.3289

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

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dateFriday, 20-Mar-2020
time12:30 PM - 01:00 PM

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