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2 star

UTI Hybrid Equity Fund - Regular Plan


1 Lakh

Investment declined to
₹ 0.98 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.66 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Aggressive hybrid funds invest 65-80 per cent of your money in equity shares and the rest in bonds. Their returns are slightly lower than those of pure equity funds which invest all your money in shares, but they also fall relatively less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like for all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -1.78 -0.81 -0.85 2.22 3.41 19.95 2.98 -0.56 5.20 9.50 6.83
VR Balanced TRI -1.24 -1.10 -1.32 3.97 3.54 21.32 3.08 5.88 8.55 10.51 8.15
Hybrid: Aggressive Hybrid -0.16 -0.76 -0.53 2.76 4.88 18.60 2.90 2.38 6.79 11.53 8.39
Rank within category 29 20 29 33 34 10 22 31 22 16 15
Number of funds in category 44 45 45 44 44 44 43 33 26 23 21

As on 28-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Hybrid Equity Fund - Regular Plan  | Invest Online
2 star
Mar-95 2.98 -0.56 5.20 2.02 3,623
SBI Equity Hybrid Fund  | Invest Online
5 star
Dec-95 1.15 4.91 8.00 1.64 31,226
DSP Equity & Bond Fund  | Invest Online
4 star
May-99 3.55 4.80 8.52 1.92 5,502
Mirae Asset Hybrid Equity Fund - Regular Plan  | Invest Online
5 star
Jul-15 5.00 5.16 9.45 1.88 3,735
Canara Robeco Equity Hybrid Fund - Regular Plan  | Invest Online
5 star
Feb-93 9.04 7.31 9.22 1.99 3,438

Best & Worst Performance

Best (Period) Worst (Period)
Week 14.53 (13-May-2009 - 20-May-2009) -13.56 (15-Jan-2008 - 22-Jan-2008)
Month 25.65 (11-May-2009 - 10-Jun-2009) -28.99 (20-Feb-2020 - 23-Mar-2020)
Quarter 55.91 (09-Mar-2009 - 10-Jun-2009) -28.84 (23-Dec-2019 - 23-Mar-2020)
Year 99.34 (24-Mar-1999 - 24-Mar-2000) -43.97 (19-Nov-2007 - 18-Nov-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.29 16.94 -0.22 -0.23 0.94 -6.08
VR Balanced TRI 7.52 17.40 0.14 0.16 -- --
Hybrid: Aggressive Hybrid 4.10 16.65 -0.05 -0.05 0.90 -3.18
Rank within category 31 22 31 30 25 31
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 54
Top 10 Holdings (%) 34.18
Top 5 Holdings (%) 21.11
Top 3 Sectors (%) 39.74
Portfolio P/B Ratio 1.81
Portfolio P/E Ratio 17.15
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.45% GOI 2029 GOI Securities SOV 0.00 - 2.97 2.82
equal 7.26% GOI 14/01/2029 GOI Securities SOV 1.85 - 4.07 2.36
up 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 2.17 2.17
equal 7.95% GOI 2032 GOI Securities SOV 1.21 - 1.76 1.55
equal 7.41% Power Finance Corp. 25/02/2030 Debenture AAA 0.00 - 1.39 1.39
equal Reliance Retail Ltd. 28/06/2021 Securitised Debt AAA 0.89 - 1.42 1.31
new 5.77% GOI 2030 GOI Securities SOV 0.00 - 1.08 1.08
equal 8.01% West Bengal State 28/01/2025 State Development Loan SOV 0.00 - 1.04 1.04
equal 8.30% Jorabat Shillong Expressway 27/02/2026 Non Convertible Debenture D 0.63 - 0.97 0.84
equal HDFC Bank 28/12/2028 Debenture AAA 0.00 - 0.76 0.76
equal 6.92% REC 22/04/2023 Non Convertible Debenture AAA 0.00 - 0.72 0.71
equal 6.98% Power Finance Corp. 20/04/2023 Non Convertible Debenture AAA 0.00 - 0.73 0.71
equal KKR India Financial Services 23/04/2021 Debenture AA 0.48 - 0.76 0.70
equal 6.20% Sundaram Home Finance 2023 Non Convertible Debenture AA+ 0.00 - 0.69 0.69
new 7.42% Union Bank of India 16/09/2030 Debenture AA+ 0.00 - 0.69 0.69
equal 8.35% Indiabulls Housing Finance 2027 Non Convertible Debenture AA 0.00 - 0.69 0.66
equal First Business Receivable Trust Securitised Debt AAA 0.23 - 0.32 0.61
down 9.05% Cholamandalam Invest. & Fin. 24/03/2028 Non Convertible Debenture AA+ 0.60 - 1.03 0.60
equal 6.46% GOI 29/07/2030 GOI Securities SOV 0.00 - 0.87 0.60
equal 8.50% Bank of Baroda Bonds AA 0.33 - 0.50 0.45
equal 7.44% Bank of Baroda 2030 Debenture AAA 0.00 - 0.48 0.43
new 7.74% State Bank of India Debenture AA+ 0.00 - 0.41 0.41
equal 9.85% ECL Finance 2028 Non Convertible Debenture A+ 0.00 - 0.39 0.36
equal 9.30% LIC Housing Fin. 14/09/2022 Debenture AAA 0.24 - 0.34 0.30
equal 8.67% Power Finance Corp. 18/11/2028 Debenture AAA 0.00 - 0.15 0.15

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Infosys Technology 25.66 6.04 1.97 5.79
down ICICI Bank Financial 27.12 6.23 2.99 4.37
down HDFC Bank Financial 22.12 4.75 0.00 4.32
down Reliance Industries Energy 32.26 4.77 0.00 3.81
down ITC FMCG 13.94 5.49 2.79 2.79
up Bharti Airtel Communication -- 3.95 0.00 2.78
equal Larsen & Toubro Construction 11.54 3.56 1.08 2.65
equal State Bank of India Financial 7.80 2.98 0.00 2.46
down Axis Bank Financial 42.56 2.83 0.00 2.39
down HDFC Financial 15.82 5.76 0.00 2.22
up Sun Pharmaceutical Inds. Healthcare 151.82 2.62 0.77 2.04
down Ambuja Cements Construction 22.66 2.01 0.00 1.88
down Hero Motocorp Automobile 22.90 1.84 0.00 1.84
down NTPC Energy 14.84 2.54 1.36 1.66
up Wipro Technology 20.02 1.57 0.00 1.57
equal Mphasis Technology 20.32 1.58 0.77 1.31
down Cipla Healthcare 37.37 1.82 0.00 1.30
down Hindustan Zinc Metals 13.81 1.49 0.00 1.22
down Maruti Suzuki India Automobile 53.29 1.86 0.00 1.12
down Eris Lifesciences Healthcare 22.40 1.11 0.00 1.11
up Cadila Healthcare Healthcare 31.83 1.26 0.00 1.11
equal Tata Motors DVR Automobile -- 2.26 0.62 1.10
equal Gujarat State Petronet Energy 6.87 1.05 0.00 1.05
down Tata Steel Metals -- 1.44 0.00 1.04
down Tata Power Energy 15.75 1.17 0.67 0.99

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Sunil Madhukar Patil since 05-Feb-2018

Education: Mr. Patil is MMF, Finance

Experience: He joined UTI AMC in October 1989. He has overall 28 years of experience in Primary Market Investment / Dealing and Fund Management.

— V Srivatsa since 25-Sep-2009

Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.

Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.

Funds Managed:


-0.81%

Change from previous, NAV as on 28-Oct-2020

Growth: ₹ 165.2489

Dividend: ₹ 24.3025


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 20-Mar-1995
Return Since Launch: 13.86%
Benchmark: CRISIL Hybrid 25+75 Aggressive Index
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,623 Cr (As on 30-Sep-2020)
Expense: 2.02% (As on 30-Sep-2020)
Risk Grade: Average
Return Grade: Below Average
Turnover: 78.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend27-Aug-20200.3900

 24-Feb-20200.1505
 22-Jan-20200.1505
 23-Dec-20190.1505
 25-Nov-20190.1505
 22-Oct-20190.1505
 25-Sep-20190.1859
 27-Aug-20190.1859
 24-Jul-20190.1859
 24-Jun-20190.1859
 22-May-20190.1859
 22-Apr-20190.1859
 25-Mar-20190.0974
 21-Feb-20190.0974
 22-Jan-20190.0974
 26-Dec-20180.0974
 22-Nov-20180.2036
 23-Oct-20180.2036
 25-Sep-20180.2036
 23-Aug-20180.2036
 19-Jul-20180.2036
 21-Jun-20180.2391
 21-May-20180.2391
 19-Apr-20180.2391
 21-Mar-20180.2700
Growth23-Jun-199913.5000

 24-Jun-199813.5000
 21-May-199712.5000
 30-Jun-199613.5000
 26-Jun-19953.3289

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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