1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
"When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.
Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.
Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.
Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
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UTI Retirement Benefit Pension Reg | 3.69 | -0.01 | 0.91 | 3.88 | 5.77 | 3.45 | 7.68 | 12.66 | 7.34 | 8.17 | 9.76 |
VR Balanced TRI | 4.22 | 0.09 | 1.56 | 9.39 | 10.18 | 4.42 | 9.03 | 16.73 | 12.88 | 11.73 | 12.98 |
Hybrid: Balanced Hybrid | 2.04 | 0.03 | 0.98 | 4.44 | 6.06 | 2.62 | 5.71 | 10.95 | 7.19 | 7.81 | 9.99 |
Rank within category | 1 | 3 | 3 | 5 | 3 | 1 | 1 | 1 | 2 | 2 | 4 |
Number of funds in category | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 |
As on 18-Aug-2022
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
UTI Retirement Benefit Pension Fund - Regular Plan | Invest Online | Dec-94 | 7.68 | 12.66 | 7.34 | 1.69 | 3,624 | |
UTI Children's Career Fund-Savings Plan - Regular Plan | Invest Online | Jul-93 | 7.13 | 11.87 | 7.25 | 1.74 | 4,125 | |
Franklin India Pension Fund | Invest Online Now | Mar-97 | 3.56 | 8.63 | 6.64 | 2.28 | 442 |
Best Performance | Worst Performance | |||
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Return (%) | Period | Return (%) | Period | |
Week | 5.93 | 13-May-2009 - 20-May-2009 | -8.33 | 10-May-2004 - 17-May-2004 |
Month | 10.34 | 11-May-2009 - 10-Jun-2009 | -16.66 | 20-Feb-2020 - 23-Mar-2020 |
Quarter | 22.06 | 09-Mar-2009 - 10-Jun-2009 | -15.85 | 23-Dec-2019 - 23-Mar-2020 |
Year | 40.04 | 20-Oct-1998 - 20-Oct-1999 | -18.98 | 11-Apr-2000 - 11-Apr-2001 |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
UTI Retirement Benefit Pension Reg | 11.30 | 9.43 | 0.83 | 0.87 | 0.49 | 1.78 |
VR Balanced TRI | 15.74 | 18.34 | 0.67 | 0.80 | -- | -- |
Hybrid: Balanced Hybrid | 9.94 | 10.17 | 0.64 | 0.66 | 0.49 | 0.42 |
Rank within category | 1 | 2 | 1 | 1 | 2 | 1 |
Number of funds in category | 5 | 5 | 5 | 5 | 5 | 5 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Jul-2022
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Number of Stocks | 59 |
Top 10 Holdings (%) | 33.02 |
Top 5 Holdings (%) | 21.69 |
Top 3 Sectors (%) | 22.87 |
Portfolio P/B Ratio | 2.66 |
Portfolio P/E Ratio | 17.45 |
Avg Credit Rating | AAA |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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6.45% GOI 2029 | GOI Securities | SOV | 5.94 - 6.44 | 5.94 |
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6.54% GOI 17/01/2032 | GOI Securities | SOV | 0.00 - 5.88 | 5.88 |
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Canara Bank 2023 | Certificate of Deposit | A1+ | 0.00 - 2.75 | 2.66 |
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5.22% GOI 15/06/2025 | GOI Securities | SOV | 2.65 - 2.82 | 2.65 |
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GOI 22/09/2033 | GOI Securities Floating Rate Bond | SOV | 2.57 - 2.73 | 2.57 |
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8.25% Maharashtra State 13/05/2025 | State Development Loan | SOV | 2.13 - 2.31 | 2.13 |
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8.06% Karnataka State 2025 | State Development Loan | SOV | 1.41 - 1.53 | 1.41 |
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7.74% State Bank of India | Additional Tier 1 Bond | AA+ | 1.38 - 1.43 | 1.38 |
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7.19% Gujarat State 25/01/2027 | State Development Loan | SOV | 0.00 - 1.42 | 1.38 |
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5.84% Indian Oil Corporation 19/04/2024 | Debenture | AAA | 0.00 - 1.40 | 1.36 |
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6.35% Export-Import Bank 18/02/2025 | Debenture | AAA | 1.36 - 1.46 | 1.36 |
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6.58% Gujarat State 31/03/2027 | State Development Loan | SOV | 0.00 - 1.42 | 1.34 |
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6.40% Jamnagar Utilities and Power 29/09/2026 | Non Convertible Debenture | AAA | 0.00 - 1.38 | 1.31 |
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HDFC 29/05/2026 | Debenture | AAA | 0.00 - 1.36 | 1.30 |
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6.67% GOI 15/12/2035 | GOI Securities | SOV | 0.00 - 1.38 | 1.29 |
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8.02% Export-Import Bank 29/10/2025 | Bonds | AAA | 0.99 - 1.08 | 0.99 |
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8.50% L&T Finance 17/02/2023 | Debenture | AAA | 0.97 - 1.04 | 0.97 |
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7.15% Tata Motors Finance 25/06/2024 | Non Convertible Debenture | AA- | 0.82 - 0.85 | 0.82 |
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8.13% Power Grid Corporation 25/04/2024 | Debenture | AAA | 0.70 - 0.76 | 0.70 |
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7.38% GOI 20/06/2027 | GOI Securities | SOV | 0.00 - 0.70 | 0.70 |
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7.59% Karnataka State 15/02/2027 | State Development Loan | SOV | 0.00 - 0.74 | 0.70 |
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7.98% Union Bank of India 24/10/2027 | Non Convertible Debenture | AA+ | 0.69 - 0.72 | 0.69 |
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8.50% Canara Bank | Additional Tier 1 Bond | AA+ | 0.00 - 0.72 | 0.69 |
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7.26% GOI 14/01/2029 | GOI Securities | SOV | 0.69 - 0.75 | 0.69 |
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7.77% HDFC 28/06/2027 | Debenture | AAA | 0.00 - 0.69 | 0.69 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
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Company | Sector | P/E | 3Y High | 3Y Low | % Assets | |
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ICICI Bank | Financial | 22.21 | 3.72 | 1.93 | 3.72 |
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HDFC Bank | Financial | 21.15 | 3.49 | 0.00 | 3.49 |
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ITC | Consumer Staples | 23.89 | 2.66 | 1.35 | 1.99 |
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State Bank of India | Financial | 13.45 | 2.24 | 1.08 | 1.98 |
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Infosys | Technology | 29.90 | 3.23 | 1.48 | 1.83 |
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HDFC | Financial | 19.82 | 2.61 | 1.17 | 1.79 |
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Larsen & Toubro | Construction | 28.94 | 2.21 | 0.58 | 1.76 |
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Axis Bank | Financial | 14.56 | 1.74 | 0.44 | 1.42 |
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Mahindra & Mahindra | Automobile | 18.78 | 1.59 | 0.00 | 1.37 |
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HCL Technologies | Technology | 19.46 | 1.30 | 0.00 | 1.30 |
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Bharti Airtel | Communication | 78.28 | 1.93 | 1.06 | 1.07 |
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Bajaj Auto | Automobile | 18.95 | 0.92 | 0.00 | 0.80 |
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Reliance Industries | Energy | 27.12 | 2.04 | 0.00 | 0.78 |
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Power Grid Corporation | Energy | 10.34 | 0.80 | 0.00 | 0.71 |
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Firstsource Solutions | Services | 15.86 | 0.56 | 0.00 | 0.56 |
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Tata Motors DVR | Automobile | -- | 1.03 | 0.25 | 0.56 |
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Wipro | Technology | 20.66 | 1.64 | 0.00 | 0.53 |
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Hindalco Inds. | Metals & Mining | 6.54 | 0.55 | 0.00 | 0.51 |
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eClerx Services | Services | 17.98 | 0.50 | 0.00 | 0.50 |
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Indus Towers | Communication | 9.88 | 0.50 | 0.00 | 0.50 |
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Indusind Bank | Financial | 15.80 | 1.35 | 0.00 | 0.48 |
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Fortis Healthcare | Healthcare | 52.97 | 0.62 | 0.00 | 0.45 |
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CESC | Energy | 7.73 | 0.49 | 0.00 | 0.45 |
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Apollo Tyres | Automobile | 24.12 | 0.52 | 0.00 | 0.42 |
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Cholamandalam Financial Holdings | Financial | 11.04 | 0.52 | 0.00 | 0.41 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Jul-2022
*As on 30-Jun-2022
— V Srivatsa since 25-Sep-2009
Education: Mr. Srivatsa is a B.Com (H), Chartered Accountant, CWA. and PGDM from IIM Indore.
Experience: Prior to joining UTI in 2002 he has worked with Ford, Rhodes Parks & Co., Chartered Accountants and Madras Cements Ltd.
Funds Managed:
— Sunil Madhukar Patil since 01-Dec-2021
Education: Mr. Patil is MMF, Finance
Experience: He joined UTI AMC in October 1989. He has overall 32 years of experience in Primary Market Investment / Dealing and Fund Management.
Funds Managed:
The scheme seeks to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.
Min. Investment (₹) | 500 |
Min. Addl Investment (₹) | -- |
Min. SIP Investment (₹) | 500 |
Min. No of Cheques | 6 |
Min. Withdrawal (₹) | -- |
Min. Balance (₹) | -- |
Lock-in Period | 5 Years |
Exit Load | 0 |
Fund House: | UTI Mutual Fund |
Launch Date: | 26-Dec-1994 |
Return Since Launch: | 10.25% |
Benchmark: | CRISIL Short Term Debt Hybrid 60+40 Fund |
Riskometer: | High |
Type: | Open-ended |
Assets: | ₹ 3,624 Cr (As on 31-Jul-2022) |
Expense Ratio: | 1.69% (As on 31-Jul-2022) |
Risk Grade: | -- |
Return Grade: | -- |
Turnover: | 49.00% |
Plan | Record Date | Dividend (₹ / Unit) | |||||
---|---|---|---|---|---|---|---|
Growth | 27-Jun-2001 | 1.0000 | |||||
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AMC: UTI Asset Management Company Ltd
Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001
Phone: 0263 2296993
Fax: (0260) 2421315
Website: http://www.utimf.com
Registrar & Transfer Agent: KFin Technologies Ltd.
Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016
Phone: 040-44857874
Email: [email protected]
Website: www.karvymfs.com