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Unrated

UTI Dividend Yield Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.63 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.13 Lakh

Suitability:

This is a fund that invests mainly in companies which have a high dividend yield, which is basically a financial ratio that indicates how much a company pays out in dividends each year relative to its share price.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other dividend yield fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -6.02 -1.95 -5.67 -4.37 -7.51 3.46 28.65 17.73 14.29 10.39 12.78
S&P BSE 500 TRI* -1.73 0.29 -2.99 -0.88 -3.01 8.70 30.03 19.89 16.11 12.12 15.08
Equity: Thematic-Dividend Yield* -1.84 0.45 -2.31 -1.07 -0.54 8.75 36.80 20.05 14.20 10.90 14.32

As on 27-Jan-2022

* As on 28-Jan-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Dividend Yield Fund - Regular Plan  | Invest Online
Unrated
May-05 28.65 17.73 14.29 2.09% 3,137
HDFC Dividend Yield Fund - Regular Plan  | Invest Online
Unrated
Dec-20 39.85 -- -- 2.05% 2,833
Templeton India Equity Income Fund  | Invest Online Now
Unrated
May-06 42.41 22.97 16.53 2.29% 1,230
Aditya Birla Sun Life Dividend Yield Fund  | Invest Online
Unrated
Feb-03 34.20 18.22 10.42 2.41% 870
Tata Dividend Yield Fund - Regular Plan
Unrated
May-21 -- -- -- 2.43% 633

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 14.97 27-Oct-2008 - 04-Nov-2008 -22.58 15-Jan-2008 - 22-Jan-2008
Month 23.53 14-Sep-2007 - 16-Oct-2007 -31.77 20-Feb-2020 - 23-Mar-2020
Quarter 56.07 09-Mar-2009 - 10-Jun-2009 -30.20 04-Jan-2008 - 04-Apr-2008
Year 105.03 09-Mar-2009 - 11-Mar-2010 -44.78 19-Nov-2007 - 18-Nov-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 19.51 17.83 0.89 1.09 0.78 2.87
S&P BSE 500 TRI 20.28 21.92 0.75 0.85 -- --
Equity: Thematic-Dividend Yield 19.78 19.10 0.85 0.96 0.83 2.28

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 48
Top 10 Stocks (%) 53.43
Top 5 Stocks (%) 35.81
Top 3 Sectors (%) 64.73
Portfolio P/B Ratio 3.26
Portfolio P/E Ratio 16.86

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,07,399 1,11,237
Giant (%) 42.21 47.04
Large (%) 36.26 21.39
Mid (%) 15.61 23.40
Small (%) 5.91 8.18
Tiny (%) -- --

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Infosys Technology 32.96 9.97 7.52 9.48
down Tech Mahindra Technology 26.94 8.99 4.20 8.99
equal Mphasis Technology 42.02 7.21 4.30 7.21
equal ITC FMCG 18.78 6.59 4.20 5.49
equal L&T Infotech Technology 46.95 4.64 0.00 4.64
equal Tata Consultancy Services Technology 36.26 6.42 3.58 4.08
equal NTPC Energy 10.15 4.33 2.39 3.90
equal Hindustan Unilever FMCG 61.23 7.72 0.00 3.79
down Tata Steel Metals 4.25 5.67 0.00 3.03
equal Torrent Pharmaceuticals Healthcare 36.88 3.39 1.68 2.82
equal Marico FMCG 51.11 3.06 0.00 2.79
equal Bharat Petroleum Corporation Energy 4.63 3.52 1.87 2.58
equal ICICI Bank Financial 24.37 6.15 1.89 2.53
equal Hindustan Petroleum Corporation Energy 4.75 2.40 1.07 2.11
equal ICICI Securities Financial 17.10 2.40 0.24 2.02
equal GAIL Energy 6.71 3.45 1.82 1.85
down Sanofi India Healthcare 17.04 3.74 1.72 1.72
equal The Great Eastern Shipping Company Services 9.88 2.62 1.71 1.71
down Hindustan Zinc Metals 14.51 2.51 1.59 1.59
equal Cummins India Engineering 29.52 1.99 1.01 1.57
equal P&G Hygiene & Health Care FMCG 76.51 2.28 1.32 1.55
equal Bharat Electronics Engineering 21.98 1.41 0.79 1.40
equal Ambuja Cements Construction 22.28 1.58 1.03 1.40
equal Bajaj Auto Automobile 16.34 1.71 0.00 1.40
equal Coromandel International Chemicals 17.22 2.76 1.24 1.37

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2021

Fund Manager

— Swati Anil Kulkarni since 01-Dec-2005

Education: Mrs. Kulkarni is a B.Com (H), MBA (Finance). from Narsee Monjee Institute of Management Studies, Mumbai, CFA and a CAIIB.

Experience: Prior to joining UTI Mutual Fund in 2004 she has worked with Reliance Industries Ltd.

Interviews:

Funds Managed:


0.85%

Change from previous, NAV as on 28-Jan-2022

Growth: ₹ 102.7362

IDCW: ₹ 21.4108


Investment Strategy

The scheme seeks to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 1% for redemption within 364 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 03-May-2005
Return Since Launch: 14.87%
Benchmark: NIFTY Div Opps 50 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 3,137 Cr (As on 31-Dec-2021)
Expense: 2.09% (As on 31-Dec-2021)
Risk Grade: --
Return Grade: --
Turnover: 17.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW22-Nov-20210.7000

 22-Mar-20210.5000
 21-Sep-20200.4500
 23-Dec-20190.6198
 27-Jun-20190.5312
 20-Dec-20180.6641
 21-Mar-20180.7500
 28-Dec-20170.7500
 20-Jun-20170.7500
 29-Dec-20160.5500
 07-Jul-20160.5500
 28-Dec-20150.5500
 23-Jun-20150.5500
 29-Dec-20140.8000
 11-Jun-20140.6000
 14-Jan-20140.4500
 19-Jun-20130.5000
 24-Dec-20120.5000
 26-Jun-20120.4000
 30-Nov-20110.4000
 30-May-20110.5000
 21-Dec-20100.7000
 27-Jul-20100.5000
 17-Mar-20100.5000
 13-Nov-20090.5000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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