VR Logo

Unrated

UTI Children's Career Fund-Savings Plan - Regular Plan download report


1 Lakh

Investment Grown to
₹ 1.40 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.33 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
UTI CCF-Savings Plan Reg 2.60 -0.06 0.89 4.30 5.72 2.73 7.13 11.87 7.25 7.99 10.54
VR Balanced TRI 4.22 0.09 1.56 9.39 10.18 4.42 9.03 16.73 12.88 11.73 12.98
Hybrid: Balanced Hybrid 2.04 0.03 0.98 4.44 6.06 2.62 5.71 10.95 7.19 7.81 9.99
Rank within category 2 5 4 3 5 3 2 2 3 3 2
Number of funds in category 5 5 5 5 5 5 5 5 5 5 5

As on 18-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Children's Career Fund-Savings Plan - Regular Plan  | Invest Online
Unrated
Jul-93 7.13 11.87 7.25 1.74 4,125
UTI Retirement Benefit Pension Fund - Regular Plan  | Invest Online
Unrated
Dec-94 7.68 12.66 7.34 1.69 3,624
Franklin India Pension Fund  | Invest Online Now
Unrated
Mar-97 3.56 8.63 6.64 2.28 442

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.47 18-Oct-2000 - 25-Oct-2000 -10.43 11-Oct-2000 - 18-Oct-2000
Month 9.49 11-May-2009 - 10-Jun-2009 -18.69 20-Feb-2020 - 23-Mar-2020
Quarter 22.53 09-Mar-2009 - 10-Jun-2009 -16.84 23-Dec-2019 - 23-Mar-2020
Year 37.74 09-Mar-2009 - 11-Mar-2010 -21.97 19-Nov-2007 - 18-Nov-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
UTI CCF-Savings Plan Reg 10.69 9.90 0.73 0.68 0.51 0.94
VR Balanced TRI 15.74 18.34 0.67 0.80 -- --
Hybrid: Balanced Hybrid 9.94 10.17 0.64 0.66 0.49 0.42
Rank within category 3 4 2 2 4 2
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 58
Top 10 Holdings (%) 35.12
Top 5 Holdings (%) 24.86
Top 3 Sectors (%) 19.24
Portfolio P/B Ratio 4.07
Portfolio P/E Ratio 26.24
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style*

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 8.61 8.61
equal 6.45% GOI 2029 GOI Securities SOV 5.80 - 6.03 5.80
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 4.01 - 4.18 4.05
equal 7.89% Gujarat State 15/05/2025 State Development Loan SOV 2.47 - 2.57 2.47
equal 9.56% State Bank of India Additional Tier 1 Bond AA+ 1.85 - 1.94 1.87
equal 5.22% GOI 15/06/2025 GOI Securities SOV 1.74 - 2.38 1.75
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 1.18 - 1.29 1.24
new 7.38% GOI 20/06/2027 GOI Securities SOV 0.00 - 1.23 1.23
equal 7.59% Karnataka State 15/02/2027 State Development Loan SOV 0.00 - 1.27 1.23
equal 7.35% National Bank Agr. Rur. Devp 2025 Debenture AAA 0.00 - 1.26 1.22
equal HDFC 30/09/2024 Debenture AAA 0.00 - 1.26 1.22
new 7.77% HDFC 28/06/2027 Debenture AAA 0.00 - 1.21 1.21
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 1.20 - 1.25 1.21
equal 5.67% Citicorp Finance 29/03/2024 Non Convertible Debenture AAA 0.00 - 1.24 1.20
equal 5.84% Indian Oil Corporation 19/04/2024 Debenture AAA 0.00 - 1.23 1.19
equal 6.58% Gujarat State 31/03/2027 State Development Loan SOV 0.00 - 1.22 1.18
equal 6.23% REC 31/10/2031 Bonds/NCDs AAA 0.00 - 1.20 1.17
equal 6.40% Jamnagar Utilities and Power 29/09/2026 Non Convertible Debenture AAA 0.00 - 1.19 1.15
equal HDFC 29/05/2026 Debenture AAA 0.00 - 1.19 1.15
new 5.68% Maharashtra State 23/09/2024 State Development Loan SOV 0.00 - 1.07 1.07
equal 8.27% REC 2025 Bonds AAA 0.99 - 1.03 0.99
new 8.05% Summit Digitel Infrastructure 31/05/2027 Debenture AAA 0.00 - 0.61 0.61
equal 7.74% State Bank of India Additional Tier 1 Bond AA+ 0.59 - 0.63 0.60
equal 7.14% Andhra Pradesh State 2027 State Development Loan SOV 0.00 - 0.62 0.60
equal 7.42% Union Bank of India Additional Tier 2 Bond AA+ 0.60 - 0.62 0.60

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ICICI Bank Financial 22.21 3.45 1.24 3.29
up HDFC Bank Financial 21.15 3.66 2.75 3.11
down Infosys Technology 29.90 3.20 2.11 2.66
equal Axis Bank Financial 14.56 2.38 1.33 1.53
down Bharti Airtel Communication 78.28 1.73 0.00 1.46
down State Bank of India Financial 13.45 1.12 0.00 1.12
up Bajaj Finance Financial 52.60 1.12 0.00 1.12
down ITC Consumer Staples 23.89 1.48 0.68 0.95
down Crompton Greaves Consumer Electricals Consumer Discretionary 41.56 1.06 0.46 0.83
down Maruti Suzuki India Automobile 60.77 0.95 0.56 0.78
down L&T Infotech Technology 35.51 1.03 0.00 0.77
up Ultratech Cement Materials 26.81 0.76 0.00 0.76
down Phoenix Mills Construction 24.68 0.89 0.00 0.72
down Cholamandalam Investment & Finance Company Financial 26.97 1.18 0.33 0.72
down Avenue Supermarts Services 141.67 0.68 0.00 0.68
down Jubilant FoodWorks Services 88.23 0.87 0.00 0.67
down Eicher Motors Automobile 45.47 0.82 0.54 0.67
down Godrej Consumer Products Consumer Staples 54.74 0.64 0.00 0.64
down Hindalco Inds. Metals & Mining 6.54 0.72 0.00 0.64
down Aditya Birla Fashion and Retail Services 80.75 0.86 0.46 0.62
up Nestle India Consumer Staples 89.24 0.61 0.00 0.60
down CESC Energy 7.73 0.62 0.00 0.59
up Ajanta Pharma Healthcare 22.68 0.55 0.00 0.55
down Can Fin Homes Financial 15.85 0.54 0.00 0.54
down Carborundum Universal Metals & Mining 47.12 0.73 0.24 0.52

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

*As on 30-Jun-2022

Fund Manager

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:

— Sunil Patil since 14-Dec-2021

Education: Mr. Sunil Patil is an M.Com, MFM and CA LLB-I.

Experience: He joined UTI AMC in October 1989. He has overall 31 years of experience in Primary Market Investment / Dealing and Fund Management.

Funds Managed:


-0.06%

Change from previous, NAV as on 18-Aug-2022

IDCW: ₹ 30.9993


Investment Strategy

The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity & equity related securities with a view to generating income and aim for capital appreciation.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 12-Jul-1993
Return Since Launch: 10.22%
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund
Riskometer: High
Type: Open-ended
Assets: ₹ 4,125 Cr (As on 31-Jul-2022)
Expense Ratio: 1.74% (As on 31-Jul-2022)
Risk Grade: --
Return Grade: --
Turnover: 44.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW18-Jul-20022.0000

 21-Sep-19981.2000
 23-Sep-19971.2000
 25-Sep-19961.4000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001

Phone: 0263 2296993

Fax: (0260) 2421315

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Most-asked mutual fund queries answered

DateFri, 19-Aug-2022
Time12:30 PM - 12:40 PM

attending You have reserved a spot