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Unrated

UTI Children's Career Fund-Savings Plan - Regular Plan

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Hybrid: Balanced Hybrid

1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.62 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half of your money in equity shares and the rest in bonds and commodities. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -3.23 0.24 0.81 3.08 12.83 -3.56 -0.37 1.64 5.23 9.24 8.49
VR Balanced TRI -9.65 0.43 1.83 4.59 25.14 -10.04 -7.15 5.06 6.16 9.86 8.41
Hybrid: Balanced Hybrid -6.95 0.36 0.97 3.69 16.42 -7.25 -4.45 1.49 4.56 8.36 7.46
Rank within category 3 8 6 8 7 3 3 5 3 3 3
Number of funds in category 10 10 10 10 10 10 10 10 8 8 8

As on 03-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Children's Career Fund-Savings Plan - Regular Plan  | Invest Online
Unrated
 Jul-93 -0.37 1.64 5.23 1.78 3,303
ICICI Prudential Asset Allocator (FOF) Fund  | Invest Now
Unrated
 Dec-03 0.29 5.84 8.35 1.22 6,964
UTI Retirement Benefit Pension Fund - Regular Plan  | Invest Online
Unrated
 Dec-94 -0.80 0.95 4.95 2.06 2,636
Axis Children's Gift - Regular Plan  | Invest Online
Unrated
 Dec-15 -2.32 5.13 -- 2.47 409
Franklin India Pension Fund  | Invest Online Now
Unrated
 Mar-97 1.94 4.18 5.96 2.27 407

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.47 (18-Oct-2000 - 25-Oct-2000) -10.43 (11-Oct-2000 - 18-Oct-2000)
Month 9.49 (11-May-2009 - 10-Jun-2009) -18.69 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.53 (09-Mar-2009 - 10-Jun-2009) -16.84 (23-Dec-2019 - 23-Mar-2020)
Year 37.74 (09-Mar-2009 - 11-Mar-2010) -21.97 (19-Nov-2007 - 18-Nov-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.90 9.57 -0.36 -0.34 0.51 -3.72
VR Balanced TRI 5.91 17.27 0.04 0.04 -- --
Hybrid: Balanced Hybrid 2.02 12.94 -0.27 -0.28 0.69 -3.70
Rank within category 5 4 7 6 5 5
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 67
Top 10 Holdings (%) 34.64
Top 5 Holdings (%) 23.31
Top 3 Sectors (%) 19.51
Portfolio P/B Ratio 2.59
Portfolio P/E Ratio 18.10

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down 6.45% GOI 2029 GOI Securities SOV 0.00 - 12.40 6.87
equal 7.43% National Bank Agr. Rur. Devp 31/01/2030 Debenture AAA 0.00 - 4.92 4.79
new 7.27% GOI 2026 GOI Securities SOV 0.00 - 4.41 4.41
equal 7.95% Sikka Ports and Terminals 28/10/2026 Debenture AAA 3.54 - 4.26 4.02
equal 7.48% Nat. Highways Authority 2050 Zero Coupon Bonds AAA 0.00 - 2.42 2.35
equal 9.65% Green Infra Wind Energy 2023 Debenture AA 0.00 - 2.40 2.23
new 7.16% GOI 20/09/2050 GOI Securities SOV 0.00 - 1.63 1.63
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 0.00 - 2.56 1.58
equal 7.10% National Bank Agr. Rur. Devp 2030 Debenture AAA 0.00 - 1.60 1.56
new 7.05% Reliance Industries 13/09/2023 Debenture AAA 0.00 - 1.54 1.54
equal 9.14% Bank of Baroda Bonds AA 1.37 - 1.59 1.52
new 5.79% GOI 2030 GOI Securities SOV 0.00 - 1.52 1.52
equal 7.50% REC 28/02/2030 Debenture AAA 0.00 - 1.50 1.49
equal 9.10% Union Bank of India Non Convertible Debenture AA 1.35 - 1.57 1.49
new 7.55% REC 2030 Debenture AAA 0.00 - 1.49 1.49
equal 9.50% Nayara Energy 29/07/2021 Bonds/NCDs AA 0.00 - 1.48 1.47
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 1.33 - 1.57 1.43
equal Edelweiss Rural & Corporate Services 2021 Non Convertible Debenture A+ 0.00 - 1.42 1.42
equal 7.50% IRFC 2029 Debenture AAA 0.00 - 1.14 1.12
new 7.41% Power Finance Corp. 25/02/2030 Debenture AAA 0.00 - 1.04 1.04
equal 8.40% Indiabulls Housing Finance 19/03/2021 Non Convertible Debenture AA 0.00 - 0.97 0.96
equal Canara Bank Debenture A+ 0.00 - 0.93 0.90
equal 8.30% Jorabat Shillong Expressway 31/01/2030 Non Convertible Debenture D 0.80 - 0.93 0.88
equal 7.48% IRFC 29/08/2034 Non Convertible Debenture AAA 0.00 - 0.82 0.80
equal 7.84% Bank of Baroda 15/01/2035 Debenture AAA 0.00 - 0.82 0.78

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 21.64 3.53 2.25 3.22
up ICICI Bank Financial 24.44 3.45 0.24 2.67
equal Infosys Technology 19.57 2.67 1.21 2.45
up Bharti Airtel Communication -- 1.61 0.00 1.61
up HDFC Financial 15.26 1.62 0.00 1.52
up Axis Bank Financial 65.25 2.38 1.06 1.45
equal ITC FMCG 16.65 1.48 1.05 1.44
equal Crompton Greaves Consumer Electricals Cons Durable 29.85 1.06 0.00 1.06
equal Gujarat Gas Chemicals 18.48 1.18 0.00 0.93
equal L&T Infotech Technology 22.66 0.89 0.00 0.89
equal Petronet LNG Energy 15.14 0.88 0.00 0.88
equal Maruti Suzuki India Automobile 31.58 1.26 0.63 0.81
up Eicher Motors Automobile 28.36 1.63 0.54 0.78
equal Torrent Power Energy 13.45 0.76 0.00 0.73
down Jubilant FoodWorks Services 81.89 0.87 0.00 0.72
equal Coromandel International Chemicals 20.63 0.69 0.00 0.69
equal NTPC Energy 13.88 0.85 0.00 0.67
equal Muthoot Finance Financial 14.65 0.91 0.25 0.63
equal Shree Cement Construction 53.77 1.59 0.59 0.62
equal Sun Pharmaceutical Inds. Healthcare 30.39 0.59 0.39 0.59
equal Torrent Pharmaceuticals Healthcare 39.53 0.63 0.00 0.58
equal Nestle India FMCG 79.21 0.61 0.00 0.58
down Escorts Automobile 27.51 0.58 0.00 0.58
equal Phoenix Mills Construction 25.84 0.66 0.00 0.57
up Aditya Birla Fashion and Retail Services -- 0.71 0.10 0.57

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Vetri Subramaniam since 30-Aug-2019

Education: Mr. Subramaniam is a B.Com (H) and PGDBM (Finance) from IIM Bangalore

Experience: Prior to joining UTI Asset Management Company, he was working with Invesco AMC as the Chief Investment Officer. He had also worked with Motilal Oswal Securities Ltd., Capris Investment Management, Kotak Mahindra Asset Management, SSKI Investors Services Ltd. and SSKI Securities Pvt. Ltd.

Interviews:

Funds Managed:

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:

— Amandeep Singh Chopra since 01-May-2006

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

Invest Online
0.24%

Change from previous, NAV as on 03-Jul-2020

Dividend: ₹ 22.6890

Investment Strategy

The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity & equity related securities with a view to generating income and aim for capital appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 3% for redemption within 729 days
2% for redemption between 730 - 1459 days
1% for redemption between 1460 - 1824 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 12-Jul-1993
Return Since Launch: 9.79%
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,303 Cr (As on 31-May-2020)
Expense: 1.78% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend18-Jul-20022.0000

 21-Sep-19981.2000
 23-Sep-19971.2000
 25-Sep-19961.4000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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