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Unrated

UTI Children's Career Fund-Savings Plan - Regular Plan

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Hybrid: Balanced Hybrid

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1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.71 Lakh

Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.40 -0.01 0.29 -1.29 4.09 13.88 3.26 2.10 5.70 9.91 8.21
VR Balanced TRI -5.05 -0.04 0.51 -2.92 7.60 24.45 -0.11 6.08 8.47 10.49 7.73
Hybrid: Balanced Hybrid -3.35 -0.09 0.53 -2.31 5.55 16.94 -0.29 2.16 5.45 9.10 7.30
Rank within category 5 4 8 1 8 7 3 5 4 3 3
Number of funds in category 10 10 10 10 10 10 10 10 8 8 8

As on 29-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Children's Career Fund-Savings Plan - Regular Plan  | Invest Online
Unrated
 Jul-93 3.26 2.10 5.70 1.78 3,555
ICICI Prudential Asset Allocator (FOF) Fund  | Invest Now
Unrated
 Dec-03 3.33 6.77 8.99 1.34 8,007
UTI Retirement Benefit Pension Fund - Regular Plan  | Invest Online
Unrated
 Dec-94 3.88 1.43 5.44 1.91 2,887
Axis Children's Gift - Regular Plan  | Invest Online
Unrated
 Dec-15 0.75 5.07 -- 2.49 469
Franklin India Pension Fund  | Invest Online Now
Unrated
 Mar-97 2.28 4.09 6.14 2.28 424

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.47 (18-Oct-2000 - 25-Oct-2000) -10.43 (11-Oct-2000 - 18-Oct-2000)
Month 9.49 (11-May-2009 - 10-Jun-2009) -18.69 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.53 (09-Mar-2009 - 10-Jun-2009) -16.84 (23-Dec-2019 - 23-Mar-2020)
Year 37.74 (09-Mar-2009 - 11-Mar-2010) -21.97 (19-Nov-2007 - 18-Nov-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.69 9.64 -0.25 -0.24 0.52 -3.66
VR Balanced TRI 7.49 17.40 0.14 0.15 -- --
Hybrid: Balanced Hybrid 3.23 13.05 -0.17 -0.17 0.70 -3.55
Rank within category 5 4 7 7 5 5
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 68
Top 10 Holdings (%) 32.98
Top 5 Holdings (%) 21.66
Top 3 Sectors (%) 19.03
Portfolio P/B Ratio 2.99
Portfolio P/E Ratio 24.21
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.45% GOI 2029 GOI Securities SOV 0.00 - 12.40 7.14
equal 7.43% National Bank Agr. Rur. Devp 31/01/2030 Debenture AAA 0.00 - 4.92 4.47
up 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 4.12 4.12
down 7.27% GOI 2026 GOI Securities SOV 0.00 - 4.41 3.00
equal 9.65% Green Infra Wind Energy 2023 Debenture AA 1.40 - 2.40 2.09
equal Edelweiss Rural & Corporate Services 2021 Non Convertible Debenture A+ 0.00 - 2.08 2.02
up 7.41% Power Finance Corp. 25/02/2030 Debenture AAA 0.00 - 1.98 1.98
equal 8.43% Rajasthan State 26/11/2024 State Development Loan SOV 0.00 - 1.58 1.55
up 5.77% GOI 2030 GOI Securities SOV 0.00 - 1.51 1.51
equal 7.05% Reliance Industries 13/09/2023 Debenture AAA 0.00 - 1.54 1.48
equal 7.16% GOI 20/09/2050 GOI Securities SOV 0.00 - 1.63 1.48
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 1.12 - 2.56 1.47
equal 7.55% REC 2030 Debenture AAA 0.00 - 1.49 1.43
equal 6.57% GOI 2033 GOI Securities SOV 0.00 - 1.47 1.42
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 1.33 - 1.57 1.36
equal 9.50% Nayara Energy 29/07/2021 Bonds/NCDs AA 0.00 - 1.48 1.35
equal 8.27% REC 2025 Bonds AAA 0.00 - 1.24 1.20
equal 7.50% IRFC 2029 Debenture AAA 0.00 - 1.14 1.04
equal 9.64% Bihar State 2024 State Development Loan SOV 0.00 - 0.97 0.95
equal 8.40% Indiabulls Housing Finance 19/03/2021 Non Convertible Debenture AA 0.00 - 0.97 0.92
equal 8.30% Jorabat Shillong Expressway 31/01/2030 Non Convertible Debenture D 0.80 - 0.93 0.82
equal 7.48% IRFC 29/08/2034 Non Convertible Debenture AAA 0.69 - 0.82 0.75
equal 7.84% Bank of Baroda 15/01/2035 Debenture AAA 0.00 - 0.82 0.74
equal 6.98% Power Finance Corp. 20/04/2023 Non Convertible Debenture AAA 0.00 - 0.76 0.73
equal Canara Bank Debenture A+ 0.00 - 0.93 0.72

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 20.51 3.53 2.26 2.93
down Infosys Technology 25.27 3.01 1.21 2.71
down ICICI Bank Financial 24.20 3.45 0.24 2.52
up Axis Bank Financial 77.22 2.38 1.08 1.56
up Bharti Airtel Communication -- 1.61 0.00 1.43
down HDFC Financial 14.01 1.62 0.00 1.30
down ITC FMCG 14.41 1.48 1.05 1.18
down Crompton Greaves Consumer Electricals Cons Durable 39.05 1.06 0.00 0.98
down L&T Infotech Technology 27.65 1.03 0.00 0.97
down Gujarat Gas Chemicals 20.83 1.18 0.00 0.96
down Maruti Suzuki India Automobile 50.48 1.26 0.63 0.78
down Bajaj Finance Financial 39.44 0.74 0.00 0.73
down Tech Mahindra Technology 18.35 0.73 0.14 0.73
down Jubilant FoodWorks Services 232.76 0.87 0.00 0.71
up Eicher Motors Automobile 45.49 1.42 0.54 0.70
down Coromandel International Chemicals 18.53 0.75 0.00 0.65
down Petronet LNG Energy 12.45 0.88 0.00 0.63
down Torrent Power Energy 11.97 0.76 0.00 0.61
down Aditya Birla Fashion and Retail Services -- 0.71 0.31 0.60
down Escorts Automobile 37.12 0.65 0.00 0.58
down Phoenix Mills Construction 60.81 0.66 0.00 0.54
down Torrent Pharmaceuticals Healthcare 40.62 0.63 0.00 0.53
down Tata Steel Metals -- 0.53 0.00 0.53
down Sun Pharmaceutical Inds. Healthcare 168.05 0.59 0.39 0.53
down Shree Cement Construction 48.16 1.59 0.49 0.49

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Vetri Subramaniam since 30-Aug-2019

Education: Mr. Subramaniam is a B.Com (H) and PGDBM (Finance) from IIM Bangalore

Experience: Prior to joining UTI Asset Management Company, he was working with Invesco AMC as the Chief Investment Officer. He had also worked with Motilal Oswal Securities Ltd., Capris Investment Management, Kotak Mahindra Asset Management, SSKI Investors Services Ltd. and SSKI Securities Pvt. Ltd.

Interviews:

Funds Managed:

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:

— Amandeep Singh Chopra since 01-May-2006

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

Invest Online
-0.01%

Change from previous, NAV as on 29-Sep-2020

Dividend: ₹ 23.3535

Investment Strategy

The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity & equity related securities with a view to generating income and aim for capital appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 3% for redemption within 729 days
2% for redemption between 730 - 1459 days
1% for redemption between 1460 - 1824 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 12-Jul-1993
Return Since Launch: 9.82%
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,555 Cr (As on 31-Aug-2020)
Expense: 1.78% (As on 31-Aug-2020)
Risk Grade: --
Return Grade: --
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend18-Jul-20022.0000

 21-Sep-19981.2000
 23-Sep-19971.2000
 25-Sep-19961.4000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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