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Unrated

UTI Children's Career Fund-Savings Plan - Regular Plan


1 Lakh

Investment Grown to
₹ 1.16 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.80 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also higher than fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half of your money in equity shares and the rest in bonds and commodities. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to its sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.86 -0.14 0.30 0.86 4.26 5.60 5.85 5.02 6.20 9.87 9.54
VR Balanced TRI -0.25 -0.88 -0.68 -0.79 4.14 6.93 12.82 12.16 7.60 11.08 10.25
Hybrid: Balanced Hybrid 0.96 -0.41 0.04 0.75 3.74 6.70 9.15 6.73 6.35 9.42 8.99
Rank within category 7 1 3 4 2 7 8 8 5 3 5
Number of funds in category 10 10 10 10 10 10 10 10 8 8 8

As on 27-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.47 (18-Oct-2000 - 25-Oct-2000) -10.43 (11-Oct-2000 - 18-Oct-2000)
Month 9.49 (11-May-2009 - 10-Jun-2009) -10.48 (24-Sep-2008 - 24-Oct-2008)
Quarter 22.53 (09-Mar-2009 - 10-Jun-2009) -12.52 (02-Sep-2008 - 02-Dec-2008)
Year 37.74 (09-Mar-2009 - 11-Mar-2010) -21.97 (19-Nov-2007 - 18-Nov-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 5.65 5.58 -0.01 -0.02 0.47 -3.81
VR Balanced TRI 13.65 10.24 0.77 1.18 -- --
Hybrid: Balanced Hybrid 7.61 7.43 0.28 0.40 0.63 -3.12
Rank within category 9 3 9 9 3 7
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 67
Top 10 Holdings (%) 33.51
Top 5 Holdings (%) 19.73
Top 3 Sectors (%) 20.47
Portfolio P/B Ratio 3.23
Portfolio P/E Ratio 23.89

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.05% HDFC 22/10/2029 Non Convertible Debenture AAA 0.00 - 5.65 5.06
down 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 9.49 3.85
equal REC 13/12/2022 Debenture AAA 0.00 - 3.75 3.72
equal 7.95% Sikka Ports and Terminals 28/10/2026 Debenture AAA 3.40 - 3.67 3.65
equal 9.55% Edelweiss Rural & Corporate Services 2021 Non Convertible Debenture AA- 0.00 - 3.02 3.02
equal State Bank of India 2056 Debenture AA+ 2.04 - 2.67 2.58
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 0.00 - 2.49 2.47
equal 8.42% National Bank Agr. Rur. Devp 13/02/2029 Debenture AAA 0.00 - 2.24 2.21
equal 9.65% Green Infra Wind Energy 2023 Debenture AA 0.00 - 2.08 2.07
equal 9.50% Yes Bank Bonds BBB 0.00 - 1.97 1.97
equal 8.95% Jamnagar Utilities and Power 26/04/2023 Debenture AAA 1.35 - 1.44 1.41
equal 9.14% Bank of Baroda Bonds AA 1.32 - 1.43 1.40
equal 8.04% Vodafone Idea 27/01/2022 Debenture BBB+ 0.00 - 1.40 1.40
equal 9.10% Union Bank of India Non Convertible Debenture AA 1.31 - 1.40 1.38
new Tata Power Renewable Energy 98-D 16/03/2020 Commercial Paper A1+ 0.00 - 1.37 1.37
equal 7.95% GOI 2032 GOI Securities SOV 0.42 - 1.41 1.34
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 1.31 - 1.37 1.33
equal 9.75% Jamnagar Utilities and Power 2024 Debenture AAA 0.98 - 1.70 1.02
equal 7.50% IRFC 2029 Debenture AAA 0.00 - 0.98 0.97
equal Syndicate Bank Debenture A+ 0.79 - 0.85 0.84
new 8.70% Bank of Baroda 28/11/2020 Non Convertible Debenture AA+ 0.00 - 0.83 0.83
new 8.48% L&T Housing Finance 29/11/2022 Non Convertible Debenture AAA 0.00 - 0.83 0.83
up 6.45% GOI 2029 GOI Securities SOV 0.00 - 0.82 0.82
equal 8.40% Indiabulls Housing Finance 19/03/2021 Non Convertible Debenture AA+ 0.00 - 0.91 0.81
equal 8.30% Jorabat Shillong Expressway 31/01/2030 Non Convertible Debenture D 0.00 - 1.17 0.80

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 36.56 3.45 0.19 3.45
down HDFC Bank Financial 25.46 3.53 1.67 3.45
down Axis Bank Financial 43.71 2.38 1.04 2.26
equal Infosys Technology 20.18 2.49 1.21 2.23
equal Indusind Bank Financial 19.57 1.41 0.00 1.25
equal ITC FMCG 20.61 1.38 1.05 1.05
equal Gujarat Gas Chemicals 20.85 1.02 0.00 1.02
equal Muthoot Finance Financial 12.61 0.91 0.20 0.90
equal Bharti Airtel Communication -- 0.87 0.00 0.87
equal NTPC Energy 9.39 0.78 0.00 0.78
equal Essel Propack Chemicals 29.67 1.42 0.48 0.74
down Maruti Suzuki India Automobile 35.57 1.26 0.73 0.73
equal Petronet LNG Energy 15.28 0.76 0.00 0.73
equal Crompton Greaves Consumer Electricals Cons Durable 36.36 0.76 0.00 0.71
down Jubilant FoodWorks Services 74.65 0.69 0.00 0.66
down Whirlpool Cons Durable 65.03 0.74 0.37 0.63
down Aditya Birla Fashion and Retail Services 59.75 0.67 0.09 0.62
equal Phoenix Mills Construction 25.33 0.61 0.00 0.61
equal L&T Infotech Technology 23.10 0.60 0.00 0.60
equal Shree Cement Construction 65.45 1.70 0.59 0.59
down Eicher Motors Automobile 27.36 1.63 0.54 0.59
equal The Ramco Cements Construction 32.29 1.86 0.58 0.58
down Cholamandalam Invest. & Fin. Financial 19.56 1.75 0.57 0.57
equal Torrent Power Energy 12.03 0.55 0.00 0.55
down ICICI Prudential Life Insurance Co. Ltd. Financial 66.05 0.66 0.18 0.47

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Amandeep Singh Chopra since 01-May-2006

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

— Vetri Subramaniam since 30-Aug-2019

Education: Mr. Subramaniam is a B.Com (H) and PGDBM (Finance) from IIM Bangalore

Experience: Prior to joining UTI Asset Management Company, he was working with Invesco AMC as the Chief Investment Officer. He had also worked with Motilal Oswal Securities Ltd., Capris Investment Management, Kotak Mahindra Asset Management, SSKI Investors Services Ltd. and SSKI Securities Pvt. Ltd.

Interviews:

Funds Managed:

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:


-0.14%

Change from previous, NAV as on 27-Jan-2020

Dividend: ₹ 23.6477


Investment Strategy

The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity & equity related securities with a view to generating income and aim for capital appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 3% for redemption within 729 days
2% for redemption between 730 - 1459 days
1% for redemption between 1460 - 1824 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 12-Jul-1993
Return Since Launch: 10.13%
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 3,615 Cr (As on 31-Dec-2019)
Expense: 1.73% (As on 31-Dec-2019)
Risk Grade: --
Return Grade: --
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend18-Jul-20022.0000

 21-Sep-19981.2000
 23-Sep-19971.2000
 25-Sep-19961.4000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: Karvy House, No. 46, 8-2-609/K, Avenue 4, Street No.1 Banjara Hills, Hyderabad - 500034

Phone: 040-23312454

Email: [email protected]

Website: www.karvymfs.com

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