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Unrated

UTI Children's Career Fund-Savings Plan - Regular Plan

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Hybrid: Balanced Hybrid

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1 Lakh

Investment Grown to
₹ 1.14 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.16 Lakh

Suitability:

When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.15 -0.51 -0.54 3.08 10.05 14.19 12.30 4.62 8.61 10.68 9.72
VR Balanced TRI 2.41 -1.29 -0.35 5.78 17.80 24.80 18.01 10.28 14.12 12.72 10.46
Hybrid: Balanced Hybrid 1.63 -0.83 -0.73 4.23 13.95 19.29 12.69 5.93 9.49 10.56 9.20
Rank within category 6 4 3 8 7 7 7 7 6 5 4
Number of funds in category 9 9 9 9 9 9 9 9 9 8 8

As on 22-Jan-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Children's Career Fund-Savings Plan - Regular Plan  | Invest Online
Unrated
 Jul-93 12.30 4.62 8.61 1.76 3,886
ICICI Prudential Asset Allocator (FOF) Fund  | Invest Now
Unrated
 Dec-03 14.65 10.46 12.49 1.40 9,000
UTI Retirement Benefit Pension Fund - Regular Plan  | Invest Online
Unrated
 Dec-94 13.20 3.35 8.26 2.04 3,118
Axis Children's Gift - Regular Plan
Unrated
 Dec-15 15.61 8.97 11.11 2.45 556
Franklin India Pension Fund  | Invest Online Now
Unrated
 Mar-97 8.59 6.11 8.55 2.53 449

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.47 (18-Oct-2000 - 25-Oct-2000) -10.43 (11-Oct-2000 - 18-Oct-2000)
Month 9.49 (11-May-2009 - 10-Jun-2009) -18.69 (20-Feb-2020 - 23-Mar-2020)
Quarter 22.53 (09-Mar-2009 - 10-Jun-2009) -16.84 (23-Dec-2019 - 23-Mar-2020)
Year 37.74 (09-Mar-2009 - 11-Mar-2010) -21.97 (19-Nov-2007 - 18-Nov-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.99 10.29 0.02 0.02 0.53 -3.55
VR Balanced TRI 11.89 18.30 0.39 0.46 -- --
Hybrid: Balanced Hybrid 6.74 14.40 0.12 0.13 0.73 -3.26
Rank within category 7 3 7 7 3 5
Number of funds in category 9 9 9 9 9 9

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 66
Top 10 Holdings (%) 35.45
Top 5 Holdings (%) 23.07
Top 3 Sectors (%) 20.49
Portfolio P/B Ratio 3.66
Portfolio P/E Ratio 29.64
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.45% GOI 2029 GOI Securities SOV 3.42 - 12.40 6.65
equal 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 5.54 4.48
up 5.77% GOI 2030 GOI Securities SOV 0.00 - 4.46 4.46
equal 7.43% National Bank Agr. Rur. Devp 31/01/2030 Debenture AAA 0.00 - 4.92 4.11
down 6.85% IRFC 29/10/2040 Debenture AAA 0.00 - 3.95 2.58
equal Edelweiss Rural & Corporate Services 2021 Non Convertible Debenture A+ 0.00 - 2.08 1.91
equal 7.41% Power Finance Corp. 25/02/2030 Debenture AAA 0.00 - 2.02 1.87
equal 8.43% Rajasthan State 26/11/2024 State Development Loan SOV 0.00 - 1.58 1.43
equal 7.16% GOI 20/09/2050 GOI Securities SOV 0.00 - 1.63 1.39
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 1.36 - 2.56 1.36
equal 7.05% Reliance Industries 13/09/2023 Debenture AAA 0.00 - 1.54 1.36
equal 7.55% REC 2030 Debenture AAA 0.00 - 1.49 1.34
equal 6.57% GOI 2033 GOI Securities SOV 0.00 - 1.47 1.32
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 1.29 - 1.57 1.29
equal 8.27% REC 2025 Bonds AAA 0.00 - 1.24 1.12
equal 7.50% IRFC 2029 Debenture AAA 0.96 - 1.14 0.96
equal 9.64% Bihar State 2024 State Development Loan SOV 0.00 - 0.97 0.87
down 6.80% GOI 15/12/2060 GOI Securities SOV 0.00 - 1.42 0.80
equal 8.30% Jorabat Shillong Expressway 31/01/2030 Non Convertible Debenture D 0.75 - 0.93 0.75
equal 7.48% IRFC 29/08/2034 Non Convertible Debenture AAA 0.69 - 0.82 0.69
equal 7.84% Bank of Baroda 15/01/2035 Debenture AAA 0.68 - 0.82 0.68
equal 7.75% Power Finance Corp. 2030 Non Convertible Debenture AAA 0.00 - 0.74 0.68
equal 7.42% Union Bank of India 16/09/2030 Debenture AA+ 0.00 - 0.71 0.67
equal 6.98% Power Finance Corp. 20/04/2023 Non Convertible Debenture AAA 0.00 - 0.76 0.67
equal 7.50% REC 28/02/2030 Debenture AAA 0.00 - 1.50 0.67

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HDFC Bank Financial 26.26 3.66 2.26 3.37
down Infosys Technology 30.35 3.08 1.45 2.95
down ICICI Bank Financial 26.69 3.45 0.33 2.78
down HDFC Financial 28.41 2.16 0.00 2.16
down Axis Bank Financial 56.79 2.38 1.08 1.58
down Bharti Airtel Communication -- 1.61 0.00 1.36
down ITC FMCG 18.65 1.48 1.05 1.10
down Gujarat Gas Chemicals 25.09 1.18 0.00 0.90
down Bajaj Finance Financial 73.56 0.88 0.00 0.84
down Crompton Greaves Consumer Electricals Cons Durable 55.07 1.06 0.00 0.83
down L&T Infotech Technology 37.43 1.03 0.00 0.81
down Tech Mahindra Technology 23.59 0.81 0.14 0.78
down Tata Steel Metals -- 0.72 0.00 0.72
down Maruti Suzuki India Automobile 59.36 1.24 0.63 0.69
down Aditya Birla Fashion and Retail Services -- 0.71 0.31 0.65
down Eicher Motors Automobile 59.38 0.98 0.54 0.65
down Cholamandalam Invest. & Fin. Financial 26.57 1.75 0.33 0.63
down Phoenix Mills Construction 208.17 0.66 0.00 0.59
down Jubilant FoodWorks Services 266.96 0.87 0.00 0.57
up Whirlpool Cons Durable 106.12 0.74 0.39 0.54
down Petronet LNG Energy 14.68 0.88 0.00 0.52
down Carborundum Universal Metals 30.78 0.94 0.24 0.51
down Avenue Supermarts Services 192.05 0.50 0.00 0.50
down Nestle India FMCG 81.16 0.61 0.00 0.49
down Torrent Power Energy 21.04 0.76 0.00 0.48

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2020

Fund Manager

— Vetri Subramaniam since 30-Aug-2019

Education: Mr. Subramaniam is a B.Com (H) and PGDBM (Finance) from IIM Bangalore

Experience: Prior to joining UTI Asset Management Company, he was working with Invesco AMC as the Chief Investment Officer. He had also worked with Motilal Oswal Securities Ltd., Capris Investment Management, Kotak Mahindra Asset Management, SSKI Investors Services Ltd. and SSKI Securities Pvt. Ltd.

Interviews:

Funds Managed:

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:

— Amandeep Singh Chopra since 01-May-2006

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

Invest Online
-0.24%

Change from previous, NAV as on 25-Jan-2021

Dividend: ₹ 26.3843

Investment Strategy

The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity & equity related securities with a view to generating income and aim for capital appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 3% for redemption within 729 days
2% for redemption between 730 - 1459 days
1% for redemption between 1460 - 1824 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 12-Jul-1993
Return Since Launch: 10.20%
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund
Riskometer: High
Type: Open-ended
Assets: ₹ 3,886 Cr (As on 31-Dec-2020)
Expense: 1.76% (As on 31-Dec-2020)
Risk Grade: --
Return Grade: --
Turnover: 47.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend18-Jul-20022.0000

 21-Sep-19981.2000
 23-Sep-19971.2000
 25-Sep-19961.4000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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