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Unrated

UTI Children's Career Fund-Savings Plan - Regular Plan

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Hybrid: Balanced Hybrid

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1 Lakh

Investment Grown to
₹ 1.33 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.47 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 14.95 0.24 -0.76 -0.70 2.37 9.08 18.09 10.01 8.39 8.78 11.14
VR Balanced TRI 21.05 0.95 -1.25 -3.62 0.84 9.81 27.99 16.09 15.44 11.07 13.42
Hybrid: Balanced Hybrid 17.68 0.30 -0.85 -1.39 1.73 7.90 20.63 10.04 8.58 8.50 10.55
Rank within category 3 4 3 1 2 2 3 3 4 2 1
Number of funds in category 5 5 5 5 5 5 5 5 5 5 5

As on 01-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Children's Career Fund-Savings Plan - Regular Plan  | Invest Online
Unrated
 Jul-93 18.09 10.01 8.39 1.71% 4,252
UTI Retirement Benefit Pension Fund - Regular Plan  | Invest Online
Unrated
 Dec-94 21.21 9.77 8.55 1.69% 3,622
Franklin India Pension Fund  | Invest Online Now
Unrated
 Mar-97 10.99 9.32 7.56 2.30% 461

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.47 18-Oct-2000 - 25-Oct-2000 -10.43 11-Oct-2000 - 18-Oct-2000
Month 9.49 11-May-2009 - 10-Jun-2009 -18.69 20-Feb-2020 - 23-Mar-2020
Quarter 22.53 09-Mar-2009 - 10-Jun-2009 -16.84 23-Dec-2019 - 23-Mar-2020
Year 37.74 09-Mar-2009 - 11-Mar-2010 -21.97 19-Nov-2007 - 18-Nov-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 10.00 9.77 0.64 0.60 0.51 -0.18
VR Balanced TRI 16.35 17.90 0.70 0.83 -- --
Hybrid: Balanced Hybrid 10.05 10.05 0.64 0.65 0.49 0.09
Rank within category 2 3 3 4 4 4
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 69
Top 10 Holdings (%) 29.93
Top 5 Holdings (%) 18.77
Top 3 Sectors (%) 18.49
Portfolio P/B Ratio 4.52
Portfolio P/E Ratio 30.33
Avg Credit Rating AAA

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 6.45% GOI 2029 GOI Securities SOV 5.92 - 6.81 5.92
equal GOI 22/09/2033 GOI Securities Floating Rate Bond SOV 0.00 - 4.14 4.06
equal 5.63% GOI 2026 GOI Securities SOV 0.00 - 3.02 2.92
equal 7.89% Gujarat State 15/05/2025 State Development Loan SOV 0.00 - 2.61 2.52
equal 6.19% GOI 16/09/2034 GOI Securities SOV 2.23 - 4.61 2.23
equal 9.56% State Bank of India Additional Tier 1 Bond AA+ 0.00 - 2.05 1.87
equal 7.43% National Bank Agr. Rur. Devp 31/01/2030 Debenture AAA 1.84 - 4.23 1.84
equal 8.20% GOI 15/02/2022 Central Government Loan SOV 0.00 - 3.31 1.79
equal 7.09% Food Corporation of India 13/08/2031 Non Convertible Debenture AAA 0.00 - 2.99 1.77
down 5.22% GOI 15/06/2025 GOI Securities SOV 0.00 - 2.48 1.75
equal 8.24% Tamilnadu State 2025 State Development Loan SOV 0.00 - 1.36 1.27
equal 8.43% Rajasthan State 26/11/2024 State Development Loan SOV 1.27 - 1.48 1.27
equal 5.77% GOI 2030 GOI Securities SOV 1.24 - 4.48 1.24
equal 7.32% NTPC 17/07/2029 Non Convertible Debenture AAA 1.23 - 1.40 1.23
equal 7.55% REC 2030 Debenture AAA 1.22 - 1.38 1.22
equal 7.05% Reliance Industries 13/09/2023 Debenture AAA 1.22 - 1.40 1.22
equal Shriram Transport Finance Company 16/06/2023 Non Convertible Debenture AA+ 0.00 - 1.23 1.18
equal 4.23% HDFC 18/02/2022 Debenture AAA 0.00 - 1.28 1.18
new HDFC 30/09/2024 Debenture AAA 0.00 - 1.18 1.18
new 6.23% REC 31/10/2031 Bonds/NCDs AAA 0.00 - 1.17 1.17
equal 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 1.17 1.16
new 6.10% GOI 2031 GOI Securities SOV 0.00 - 1.15 1.15
equal 5.27% National Bank Agr. Rur. Devp 23/07/2024 Non Convertible Debenture AAA 0.00 - 1.15 1.11
equal 8.27% REC 2025 Bonds AAA 1.01 - 1.16 1.01
equal 8.30% Jorabat Shillong Expressway 31/01/2030 Non Convertible Debenture D 0.68 - 0.77 0.68

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down ICICI Bank Financial 23.82 3.45 0.55 3.00
equal HDFC Bank Financial 24.36 3.66 2.75 2.87
down Infosys Technology 34.54 3.08 1.77 2.70
down Bharti Airtel Communication 140.01 1.73 0.00 1.65
down Axis Bank Financial 20.84 2.38 1.33 1.46
down State Bank of India Financial 14.80 0.89 0.00 0.89
down L&T Infotech Technology 57.33 1.03 0.00 0.87
down Bajaj Finance Financial 85.39 0.90 0.00 0.83
down Aditya Birla Fashion and Retail Services -- 0.82 0.42 0.82
down ITC FMCG 19.16 1.48 0.75 0.75
down Crompton Greaves Consumer Electricals Consumer Durable 42.18 1.06 0.00 0.72
down Tech Mahindra Technology 30.32 0.81 0.16 0.70
down Carborundum Universal Metals 47.89 0.94 0.24 0.67
equal Cholamandalam Investment & Finance Company Financial 28.89 1.41 0.33 0.67
equal Eicher Motors Automobile 39.94 0.82 0.54 0.62
down Maruti Suzuki India Automobile 52.33 1.04 0.56 0.59
down Gujarat Gas Energy 31.21 1.18 0.00 0.54
equal Phoenix Mills Construction 101.73 0.66 0.00 0.53
down Avenue Supermarts Services 221.33 0.54 0.00 0.53
down Jubilant FoodWorks Services 116.65 0.87 0.00 0.50
up Dr. Reddy's Lab Healthcare 39.09 0.57 0.00 0.48
up ABB India Ltd. Engineering 106.70 0.46 0.00 0.46
equal The Ramco Cements Construction 20.11 1.09 0.41 0.45
down Torrent Power Energy 20.51 0.76 0.00 0.45
down Divi's Laboratories Healthcare 59.08 0.48 0.00 0.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Vetri Subramaniam since 30-Aug-2019

Education: Mr. Subramaniam is a B.Com (H) and PGDBM (Finance) from IIM Bangalore

Experience: Prior to joining UTI Asset Management Company, he was working with Invesco AMC as the Chief Investment Officer. He had also worked with Motilal Oswal Securities Ltd., Capris Investment Management, Kotak Mahindra Asset Management, SSKI Investors Services Ltd. and SSKI Securities Pvt. Ltd.

Interviews:

Funds Managed:

— Vishal Chopda since 30-Aug-2019

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:

— Amandeep Singh Chopra since 01-May-2006

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with UTI AMC since 1994 beginning with Investment Research and then moving into the area of Fund Management. Prior to this, he had an experience of 2 years of working with Aaina Exports Ltd and Stenay Ltd. He serves on the Executive Investment Committee (EIC), Valuation Committee and the Management Committee of UTI AMC Ltd. He is also a member of the Valuation Committee of the Association of Mutual Funds in India (AMFI).

Interviews:

Funds Managed:

Invest Online
0.24%

Change from previous, NAV as on 01-Dec-2021

IDCW: ₹ 30.0532

Investment Strategy

The scheme seeks to invest predominantly in debt and money market instruments and part of the portfolio into equity & equity related securities with a view to generating income and aim for capital appreciation.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 12-Jul-1993
Return Since Launch: 10.37%
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Fund
Riskometer: High
Type: Open-ended
Assets: ₹ 4,252 Cr (As on 31-Oct-2021)
Expense: 1.71% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: 23.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW18-Jul-20022.0000

 21-Sep-19981.2000
 23-Sep-19971.2000
 25-Sep-19961.4000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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