1 Lakh
Investment Grown to₹ 10000
Monthly SIP Grown toSuitability:
Banking and PSU funds invest mainly in bonds issued by banks, public sector undertakings (PSUs) and public financial institutions. They are suitable for a short investment horizon of two to three years, or for the fixed-income allocation in your longer-term portfolio. You can expect to earn higher returns than what a bank fixed deposit can fetch.
The risk of incurring a loss in these funds is low, but they do not guarantee returns or safety of capital like a bank deposit.
Remember, their returns may not be substantially higher than inflation. They are meant to deliver steady, but low to moderate returns and are not suitable to build wealth in the long run.
Taxability of earnings:
Capital gains
Dividends
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YTD | 1-Day | 1-W | 1-M | 3-M | 6-M | 1-Y | 3-Y | 5-Y | 7-Y | 10-Y | |
---|---|---|---|---|---|---|---|---|---|---|---|
Fund | -0.15 | 0.05 | -0.24 | -0.02 | 0.86 | 1.99 | 8.39 | 8.89 | 8.47 | -- | -- |
CCIL T Bill Liquidity Weight | 0.05 | 0.02 | 0.02 | 0.13 | 0.50 | 1.08 | 2.99 | 3.79 | 4.02 | -- | -- |
Debt: Banking and PSU | -0.21 | 0.05 | -0.21 | -0.02 | 1.01 | 2.24 | 9.13 | 8.57 | 8.28 | -- | -- |
Rank within category | 6 | 14 | 15 | 11 | 14 | 14 | 15 | 7 | 8 | -- | -- |
Number of funds in category | 22 | 22 | 22 | 22 | 20 | 19 | 19 | 16 | 14 | 10 | 3 |
As on 20-Jan-2021
Fund name | Rating | Launch Date | 1-Year Return | 3-Year Return | 5-Year Return | Expense Ratio | Assets (Cr) |
---|---|---|---|---|---|---|---|
Franklin India Banking & PSU Debt Fund | Invest Online Now | Apr-14 | 8.39 | 8.89 | 8.47 | 0.53 | 1,022 | |
IDFC Banking & PSU Debt Fund - Regular Plan | Mar-13 | 10.01 | 9.59 | 8.41 | 0.65 | 17,685 | |
Axis Banking & PSU Debt Fund | Jun-12 | 8.80 | 8.99 | 8.49 | 0.62 | 16,896 | |
Kotak Banking and PSU Debt Fund Regular Plan | Invest Online | Dec-98 | 9.88 | 9.15 | 8.71 | 0.76 | 10,801 | |
Nippon India Banking & PSU Debt Fund | Invest Online | May-15 | 10.19 | 9.10 | 8.64 | 0.79 | 7,210 |
Best (Period) | Worst (Period) | |
---|---|---|
Week | 3.64 (24-Mar-2020 - 31-Mar-2020) | -2.54 (12-Mar-2020 - 19-Mar-2020) |
Month | 4.12 (24-Mar-2020 - 23-Apr-2020) | -3.07 (20-Feb-2020 - 23-Mar-2020) |
Quarter | 6.00 (24-Mar-2020 - 24-Jun-2020) | -0.51 (06-Dec-2016 - 07-Mar-2017) |
Year | 13.24 (01-Nov-2018 - 01-Nov-2019) | 3.84 (13-Jun-2017 - 13-Jun-2018) |
Mean | Std Dev | Sharpe | Sortino | Beta | Alpha | |
---|---|---|---|---|---|---|
Fund | 8.72 | 2.21 | 1.78 | 2.91 | 2.51 | 6.42 |
CCIL T Bill Liquidity Weight | 3.78 | 0.34 | -2.89 | -5.80 | -- | -- |
Debt: Banking and PSU | 8.47 | 2.35 | 1.69 | 3.29 | 1.99 | 5.66 |
Rank within category | 8 | 11 | 10 | 12 | 13 | 4 |
Number of funds in category | 17 | 17 | 17 | 17 | 17 | 17 |
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Dec-2020
Fund | 1Y High | 1Y Low | Category | |
---|---|---|---|---|
Number of Securities | 40 | 52 | 35 | 87 |
Modified Duration (yrs) | 1.96 | 3.96 | 1.96 | 2.66 |
Average Maturity (yrs) | 2.36 | 5.29 | 2.36 | 3.42 |
Yield to Maturity (%) | 4.38 | 7.20 | 4.38 | 4.79 |
Avg Credit Rating | AAA | -- | -- | -- |
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Company | Instrument | Credit Rating | 1Y Range | % Assets | |
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Bank of Baroda 2021 | Certificate of Deposit | A1+ | 0.00 - 8.76 | 8.76 |
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7.05% National Housing Bank 18/12/2024 | Non Convertible Debenture | AAA | 5.77 - 7.91 | 7.89 |
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7.17% GOI 2028 | GOI Securities | SOV | 0.00 - 5.30 | 5.30 |
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7.24% REC 21/10/2021 | Debenture | AAA | 0.00 - 5.05 | 5.02 |
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Reserve Bank of India 182-D 18/03/2021 | Treasury Bills | SOV | 0.00 - 4.86 | 4.86 |
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7.62% Export-Import Bank 2026 | Bonds | AAA | 0.00 - 4.25 | 4.22 |
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7.42% Power Finance Corp. 19/11/2024 | Non Convertible Debenture | AAA | 0.00 - 4.21 | 4.17 |
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7.32% GOI 28/01/2024 | GOI Securities | SOV | 0.00 - 3.18 | 3.18 |
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7.52% NHPC 2023 | Bonds | AAA | 0.00 - 3.16 | 3.14 |
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7.29% SIDBI 2022 | Debenture | AAA | 0.00 - 3.10 | 3.08 |
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8.60% ONGC Petro Additions 2022 | Debenture | AAA | 2.30 - 3.05 | 3.03 |
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9.17% NTPC 22/09/2024 | Debenture | AAA | 2.08 - 2.81 | 2.79 |
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7.27% Nat. Highways Authority 2022 | Debenture | AAA | 1.92 - 2.57 | 2.56 |
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6.70% National Bank Agr. Rur. Devp 2022 | Debenture | AAA | 1.89 - 2.57 | 2.55 |
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5.36% HPCL 2025 | Debenture | AAA | 0.00 - 4.86 | 2.45 |
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National Bank Agr. Rur. Devp 2021 | Commercial Paper | A1+ | 0.00 - 2.43 | 2.43 |
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National Bank Agr. Rur. Devp 2021 | Certificate of Deposit | A1+ | 0.00 - 4.78 | 2.41 |
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8.02% Export-Import Bank 29/10/2025 | Bonds | AAA | 0.99 - 2.29 | 2.29 |
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6.98% Power Finance Corp. 20/04/2023 | Non Convertible Debenture | AAA | 0.00 - 1.54 | 1.54 |
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10.40% Sikka Ports and Terminals 18/07/2021 | Bonds/NCDs | AAA | 0.00 - 1.23 | 1.21 |
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7.17% Nat. Highways Authority 23/12/2021 | Non Convertible Debenture | AAA | 0.92 - 2.30 | 1.21 |
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9.25% Power Finance Corp. 25/09/2024 | Non Convertible Debenture | AAA | 1.17 - 6.01 | 1.20 |
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8.14% Nuclear Power Corpn. 25/03/2026 | Debenture | AAA | 0.00 - 1.08 | 1.08 |
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8.27% REC 2025 | Bonds | AAA | 0.79 - 1.07 | 1.07 |
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7.13% NHPC 2027 | Debenture | AAA | 0.00 - 1.04 | 1.03 |
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Dec-2020
— Sachin Padwal-Desai since 02-Apr-2014
Education: Mr. Desai is a B.E and PGDM from IIM Bangalore.
Experience: Prior to joining Sundaram Mutual Fund he has worked with ICICI Bank, Infosys Technologies and Thermax.
Funds Managed:
— Umesh Sharma since 02-Apr-2014
Education: Mr. Sharma is a B.Com (H), CS and CA.
Experience: Prior to joining Franklin Templeton Mutual Fund he has worked with ICICI Bank Ltd., UTI Mutual Fund, Invesco Mutual Fund and JM Financials.
Funds Managed:
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The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs).
Minimum Investment (₹) | 5,000 |
Minimum Addl Investment (₹) | 1,000 |
Minimum SIP Investment (₹) | 500 |
Minimum No of Cheques | 12 |
Minimum Withdrawal (₹) | 1,000 |
Minimum Balance (₹) | 1,000 |
Exit Load | 0 |
Fund House: | Franklin Templeton Mutual Fund |
Launch Date: | 25-Apr-2014 |
Return Since Launch: | 8.57% |
Benchmark: | NIFTY Banking and PSU Debt TRI |
Riskometer: | Moderate |
Type: | Open-ended |
Assets: | ₹ 1,022 Cr (As on 31-Dec-2020) |
Expense: | 0.53% (As on 30-Nov-2020) |
Risk Grade: | Above Average |
Return Grade: | Average |
Plan | Record Date | Dividend (₹ / Unit) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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Dividend | 18-Dec-2020 | 0.2000 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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AMC: Franklin Templeton Asset Management India Private Ltd
Address: Indiabulls Finance Center, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West) Mumbai - 400013
Phone: 1800-425-4255 / 60004255
Email: [email protected]
Website: http://www.franklintempletonindia.com
Registrar & Transfer Agent: Franklin Templeton Asset Management (India) Pvt. Ltd.
Address: Unit 301, III Floor, Campus 4B, RMZ Millenia Business Park, 143 Dr. MGR Road, Kandanchavadi Chennai - 600096