1 LakhInvestment Grown to
₹ 10000Monthly SIP Grown to
Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.
They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.
Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.
Taxability of earnings:
The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.
|VR MIP TRI*||2.38||0.27||-0.16||1.61||5.78||11.24||12.78||9.57||10.49||--||--|
|Hybrid: Conservative Hybrid*||2.02||0.14||-0.17||1.45||4.54||9.25||10.00||7.36||9.53||--||--|
As on 24-Feb-2021
* As on 25-Feb-2021
|Fund name||Rating||Launch Date||1-Year Return||3-Year Return||5-Year Return||Expense Ratio||Assets (Cr)|
|HSBC Managed Solutions India - Conservative - Direct Plan | Invest Online||Apr-14||7.75||7.16||7.84||0.84||54|
|ICICI Prudential Regular Savings Fund - Direct Plan | Invest Now||Jan-13||12.08||10.10||12.15||0.91||2,829|
|HDFC Hybrid Debt Fund - Direct Plan | Invest Online||Jan-13||12.64||8.15||10.67||1.47||2,432|
|UTI Regular Savings Fund - Direct Plan | Invest Online||Jan-13||14.47||6.64||9.04||1.18||1,631|
|Aditya Birla Sun Life Regular Savings Fund - Direct Plan | Invest Online||Jan-13||15.25||7.48||11.47||1.19||1,189|
|Best Performance||Worst Performance|
|Return (%)||Period||Return (%)||Period|
|Week||4.81||30-Jun-2020 - 07-Jul-2020||-4.28||06-May-2020 - 14-May-2020|
|Month||6.40||17-Jun-2020 - 17-Jul-2020||-5.04||20-Feb-2020 - 23-Mar-2020|
|Quarter||8.69||12-May-2020 - 11-Aug-2020||-4.91||17-Feb-2020 - 18-May-2020|
|Year||14.86||30-Apr-2014 - 30-Apr-2015||-0.44||27-May-2019 - 26-May-2020|
|VR MIP TRI||7.78||6.95||0.45||0.55||--||--|
|Hybrid: Conservative Hybrid||6.62||7.51||0.34||0.45||0.86||-0.73|
The Risk Measures have been calculated using calendar month returns for the last three years.
As on 31-Jan-2021
|Number of Stocks||0|
|Number of Bonds||0|
|Average Maturity (yrs) *||--|
|Top 10 Holdings (%)||99.72|
|Portfolio P/B Ratio||3.55|
|Portfolio P/E Ratio||32.66|
|Company||Instrument||Credit Rating||1Y Range||% Assets|
|HSBC Income Short Term Dirct-G||Mutual Fund||--||44.29 - 46.30||44.84|
|HSBC Flexi Debt Direct-G||Mutual Fund||--||16.22 - 30.94||25.19|
|HSBC Income Invest. Direct-G||Mutual Fund||--||6.10 - 13.39||13.13|
|IDFC Dynamic Bond Direct Plan A||Mutual Fund||--||0.27 - 22.11||6.56|
Indicates an increase or decrease or no change in holding since last portfolio
Indicates a new holding since last portfolio
As on 31-Jan-2021
Education: Mr. Bhupal holds a PGDBM and is a CA, CS and B.Com (Hons)
Experience: Prior to joining HSBC Mutual Fund he was working with IDFC Asset Management Company Ltd., Motilal Oswal Securities Ltd., Infosys Ltd., Vickers Ballas Securities Ltd., SBC Warburg, UTI Securities Ltd.
Education: She holds PGDBM from S.P. Jain Institute of Management Research, C.A. and M.Com.
Experience: Prior to joining HSBC AMC, she has worked with Crisil Ltd. as Senior Manager , Nomura Structured Financial Services as Vice President - Credit Research , Lehman Brothers Structured Financial Services as Analyst - Credit Research and Ambattur Clothing Ltd. as Executive.
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The scheme seeks to provide long term total return primarily by seeking capital appreciation through an active asset allocation with diversification commensurate with the risk profile of investments by investing predominantly in units of equity mutual funds as well as in a basket of debt mutual funds, gold ETFs and other ETFs, offshore mutual funds and money market instruments.
|Minimum Investment (₹)||5,000|
|Minimum Addl Investment (₹)||1,000|
|Minimum SIP Investment (₹)||500|
|Minimum No of Cheques||12|
|Minimum Withdrawal (₹)||--|
|Minimum Balance (₹)||--|
|Lock-in Period||Not Applicable|
|Exit Load||1% for redemption within 365 days|
|Fund House:||HSBC Mutual Fund|
|Return Since Launch:||8.18%|
|Benchmark:||CRISIL Composite Bond TRI (90), S&P BSE 200 TRI (10)|
|Assets:||₹ 54 Cr (As on 31-Jan-2021)|
|Expense:||0.84% (As on 31-Jan-2021)|
|Risk Grade:||Below Average|
|Return Grade:||Below Average|
Fund News - 14-Feb-2019
AMC: HSBC Global Asset Management Company (India) Private Limited
Address: The Hongkong and Shanghai Banking Corp. Ltd. 16, V. N. Road, Fort, Mumbai - 400001
Phone: 022-66145000 / 66668819 / 1800-200-2434
Email: [email protected]
Registrar & Transfer Agent: Computer Age Management Services Ltd.
Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002
Phone: 1800-3010-6767 / 1800-419-7676
Email: [email protected]