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3 star

HSBC Managed Solutions India - Conservative - Direct Plan


1 Lakh

Investment Grown to
₹ 1.23 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.05 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.33 0.26 -0.36 -0.36 0.93 4.93 7.75 7.16 7.84 -- --
VR MIP TRI* 2.38 0.27 -0.16 1.61 5.78 11.24 12.78 9.57 10.49 -- --
Hybrid: Conservative Hybrid* 2.02 0.14 -0.17 1.45 4.54 9.25 10.00 7.36 9.53 -- --

As on 24-Feb-2021

* As on 25-Feb-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HSBC Managed Solutions India - Conservative - Direct Plan  | Invest Online
3 star
Apr-14 7.75 7.16 7.84 0.84 54
ICICI Prudential Regular Savings Fund - Direct Plan  | Invest Now
5 star
Jan-13 12.08 10.10 12.15 0.91 2,829
HDFC Hybrid Debt Fund - Direct Plan  | Invest Online
2 star
Jan-13 12.64 8.15 10.67 1.47 2,432
UTI Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 14.47 6.64 9.04 1.18 1,631
Aditya Birla Sun Life Regular Savings Fund - Direct Plan  | Invest Online
2 star
Jan-13 15.25 7.48 11.47 1.19 1,189

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.81 30-Jun-2020 - 07-Jul-2020 -4.28 06-May-2020 - 14-May-2020
Month 6.40 17-Jun-2020 - 17-Jul-2020 -5.04 20-Feb-2020 - 23-Mar-2020
Quarter 8.69 12-May-2020 - 11-Aug-2020 -4.91 17-Feb-2020 - 18-May-2020
Year 14.86 30-Apr-2014 - 30-Apr-2015 -0.44 27-May-2019 - 26-May-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 6.80 5.16 0.41 0.55 0.44 0.78
VR MIP TRI 7.78 6.95 0.45 0.55 -- --
Hybrid: Conservative Hybrid 6.62 7.51 0.34 0.45 0.86 -0.73

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 0
Number of Bonds 0
Average Maturity (yrs) * --
Top 10 Holdings (%) 99.72
Portfolio P/B Ratio 3.55
Portfolio P/E Ratio 32.66

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up HSBC Income Short Term Dirct-G Mutual Fund -- 44.29 - 46.30 44.84
up HSBC Flexi Debt Direct-G Mutual Fund -- 16.22 - 30.94 25.19
equal HSBC Income Invest. Direct-G Mutual Fund -- 6.10 - 13.39 13.13
equal IDFC Dynamic Bond Direct Plan A Mutual Fund -- 0.27 - 22.11 6.56

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down HSBC equity Direct-G Financial -- 10.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Gautam Bhupal since 21-Oct-2015

Education: Mr. Bhupal holds a PGDBM and is a CA, CS and B.Com (Hons)

Experience: Prior to joining HSBC Mutual Fund he was working with IDFC Asset Management Company Ltd., Motilal Oswal Securities Ltd., Infosys Ltd., Vickers Ballas Securities Ltd., SBC Warburg, UTI Securities Ltd.

Funds Managed:

— Anitha Rangan since 16-Feb-2019

Education: She holds PGDBM from S.P. Jain Institute of Management Research, C.A. and M.Com.

Experience: Prior to joining HSBC AMC, she has worked with Crisil Ltd. as Senior Manager , Nomura Structured Financial Services as Vice President - Credit Research , Lehman Brothers Structured Financial Services as Analyst - Credit Research and Ambattur Clothing Ltd. as Executive.

Funds Managed:


0.26%

Change from previous, NAV as on 24-Feb-2021

Growth: ₹ 17.1087


Investment Strategy

The scheme seeks to provide long term total return primarily by seeking capital appreciation through an active asset allocation with diversification commensurate with the risk profile of investments by investing predominantly in units of equity mutual funds as well as in a basket of debt mutual funds, gold ETFs and other ETFs, offshore mutual funds and money market instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: HSBC Mutual Fund
Launch Date: 30-Apr-2014
Return Since Launch: 8.18%
Benchmark: CRISIL Composite Bond TRI (90), S&P BSE 200 TRI (10)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 54 Cr (As on 31-Jan-2021)
Expense: 0.84% (As on 31-Jan-2021)
Risk Grade: Below Average
Return Grade: Below Average
Turnover: --

Contact Information

AMC: HSBC Global Asset Management Company (India) Private Limited

Address: The Hongkong and Shanghai Banking Corp. Ltd. 16, V. N. Road, Fort, Mumbai - 400001

Phone: 022-66145000 / 66668819 / 1800-200-2434

Fax: 022-40029600

Email: [email protected]

Website: http://www.assetmanagement.hsbc.co.in

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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